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We've all been there before.

An Analyst buddy sends a group-wide email. Something about a relevant deal and he wants to be sure that all the MDs know about it. Not to mention, it's almost bonus time and he wants them to know that he knows about it.

"Is he serious with this shit?" you think to yourself. Why not give him a little grief?

So, you shoot off a quick reply. "Way to make me look bad, d*ckhead. Get back to spreading comps."

You chuckle to yourself. Proud of your pithy, yet topical, comment, when suddenly it hits you...

"Oh my God. What I have I done." You hit 'Reply All'

During my three year stint in banking, there were two things that I feared above everything else.

  1. Getting staffed on a "Strategic Alternatives" pitch on a Friday afternoon
  2. Accidentally hitting 'Reply All' on a snarky email to a fellow Analyst

Unfortunately, I had to face Fear #1 on more than one occasion. There's little worse than knowing that you'll have to cancel plans so you can put together a 120 page pitchbook explaining to Boeing why they need to sell a subsidiary, and hire us of course, knowing that there is no chance in hell that it'll ever happen. Literally nothing in banking worse than spending your weekend turning draft after draft of a useless pitchbook.

Hitting 'Reply All' is a close second, and it's something I managed to avoid throughout my entire three years. Looking back, I'm honestly kind of baffled that I never did it. With the sheer amount of email you get every day (make that every hour), you start to fire them off on auto pilot. I had a couple of close calls, but I always managed to check to make sure I didn't hit the dreaded Reply All button when it would've come back to haunt me.

An article last week in Businessweek addresses the 'Reply All' problem. Apparently, email client makers are starting to offer fixes. Microsoft recently released a plugin for Outlook called NoReplyAll, which allows a sender to prevent recipients from responding via 'Reply All'.

A company was founded on the premise that 'Reply All' is a nuisance. Sperry Software, not to be confused with the boat shoe business, sells a simple program that assaults users with an alert every time they hit Reply All to any email. It acts as a failsafe mechanism to prevent any foolish mistakes. And get this, it sells for $14.95 and has allegedly sold hundreds of thousands of copies, making the anti-'Reply All' business a big business to be in.

As I said earlier, I've never made the mistake of hitting Reply All when I shouldn't have, but I heard a story of a third year Analyst who came before me that did and paid for it, big time. He was working on a typical sell-side deal team with an Associate, a VP, and an MD running the show. Over the course of his Analyst stint, he'd become good friends with the Associate, and both of them absolutely hated the VP on the deal. They thought he was completely incompetent and couldn't stand that he didn't seem to do much other than point out the occasional spelling error in a pitch book.

Anyway. The Associate on the deal sends the team an email update about the process. He had been talking to potential buyers of the firm's client and wanted to give a run-down of who looked promising and who was dropping out of the process. The deal was going pretty well and there were a decent number of serious buyers hanging around the hoop. A standard update email for a process that was progressing nicely...until the Analyst wrote a quick reply email. It was short, but brutal. Something along the lines of "Good stuff, let's hope Jimbo [the VP] doesn't f*ck it up for us." As soon as he hit send he realized what he had done and it was too late.

His 'Reply All' mistake cost him big time. His bonus was trimmed and he lost any shot he had at promotion.

Frankly, I felt bad when I heard about it because the VP in question was completely useless and everyone knew it. But that's the way it works when you're at the bottom of the totem pole. If only he had Sperry's Software, he could've avoided the whole thing and might even be a VP by now.

Let that be a lesson to everyone: live in fear of 'Reply All' or pay the consequences.

1

Comments (50)

  • oreos's picture

    I am shit scared of Bcc'ing

    "After you work on Wall Street it's a choice, would you rather work at McDonalds or on the sell-side? I would choose McDonalds over the sell-side." - David Tepper

  • OMS's picture

    i just hit "CTR: + R" so I never have to use my mouse unless I really do need to Reply All but I'm sure there is a keyboard shortcut for that as well.

  • In reply to OMS
    rufiolove's picture

    OMS:
    i just hit "CTR: + R" so I never have to use my mouse unless I really do need to Reply All but I'm sure there is a keyboard shortcut for that as well.

    This is what I do as well (I use "Right click button + R" and the shortcut for Reply All is "Rt. Click + L"). I'm still always paranoid about replying to all with the snarky email. That's why I try not to use it at all. If I am going to write a snarky email I try to compose one from scratch and then add recipients post facto...

  • oreos's picture

    to be fair, you're rarely gunna reply back a cuntish email to the guy who sent it out to start with, hence, editing of recipients is a prerequisite

    "After you work on Wall Street it's a choice, would you rather work at McDonalds or on the sell-side? I would choose McDonalds over the sell-side." - David Tepper

  • IBDTed's picture

    Reply all shortcut is Ctrl + Shift + R

  • neilol's picture

    I've ALMOST done it to a client before. Literally had the email typed out with something like "Is this guy f*cking serious?"

    Somehow saved myself in time

  • Going Concern's picture

    I think there's an easier solution than wacky keyboard shortcuts and expensive soft-ware. Just keep your snarky subtext-infused slander outside the email realm and you don't have to worry about anything. Chat is fine, so is face-to-face communication like a person. I think you banker bros need to get more zzzz's.

  • eleutheros's picture

    Or maybe control your urges to shoot off snarky replies...

  • SirTradesaLot's picture

    I've seen some ugly stuff with 'Reply All' before. I've seen even worse stuff from e-mails getting forwarded. Never put anything in e-mail you wouldn't want shown on the front page of the WSJ. Paranoid is the preferred MO.

    adapt or die:
    What would P.T. Barnum say about you?

    MY BLOG

  • In reply to eleutheros
    oreos's picture

    eleutheros:
    Or maybe control your urges to shoot off snarky replies...

    you have no idea how necessary emails like these are. honestly, it's great stress relief, you can't just take your mate aside, find a spare meeting room for one dickish comment that you wanted to get off your chest...

    chat doesn't work as your wordy referencing of the stupid email loses the punch that an email has

    "After you work on Wall Street it's a choice, would you rather work at McDonalds or on the sell-side? I would choose McDonalds over the sell-side." - David Tepper

  • In reply to Going Concern
    asiamoney's picture

    Going Concern:
    I think there's an easier solution than wacky keyboard shortcuts and expensive soft-ware. Just keep your snarky subtext-infused slander outside the email realm and you don't have to worry about anything. Chat is fine, so is face-to-face communication like a person...

  • In reply to oreos
    Going Concern's picture

    Oreos:
    chat doesn't work as your wordy referencing of the stupid email loses the punch that an email has

    When you punch too hard too fast too often you hurt your hand. You might also have to expend effort washing off drops of blood and bits of teeth and gum tissue wedged between your fingers.

  • BTbanker's picture

    Has anyone "accidentally" hit reply all and commented the MD on his dashing good looks and discussed how excited you were to start working on the pitch book?

  • In reply to Going Concern
    oreos's picture

    Going Concern:
    Oreos:
    chat doesn't work as your wordy referencing of the stupid email loses the punch that an email has

    When you punch too hard too fast too often you hurt your hand. You might also have to expend effort washing off drops of blood and bits of teeth and gum tissue wedged between your fingers.


    dude, this is WSO, leave your creative writing for your classes at the community college

    "After you work on Wall Street it's a choice, would you rather work at McDonalds or on the sell-side? I would choose McDonalds over the sell-side." - David Tepper

  • TheKing's picture

    Eh, I think a snarky email is ok once in a while. Just be reasonable. Even if the intended receiver is the only one to get it, you don't want to say anything too crazy.

    With that said, I'd rather hit reply all on every email for the rest of my life than ever do another Strategic Alternatives pitch. That shit is the worst.

  • In reply to TheKing
    Going Concern's picture

    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

  • Champs46's picture

    The threat of the reply all being forwarded to even more people is very real. I worked at a F500 for a brief stint and saw it firsthand. A guy in one of our European offices originally sent an email to his group saying he'd be out for 2 weeks vacationing at some exotic European place. One of his coworkers shot an email back about his own (multiple) sexual escapades in the same place, but hit reply all by accident. The entire team got it.

    Taking it to the next level, a third member of the team thought it'd be funny to send the reply-all gaffe over to a couple buddies on the US side as a joke. This guy accidentally included a big distribution list in that email and naturally it spread like wildfire from there. Only took a day or two for it to get around the world.

  • In reply to oreos
    frgna's picture

    Oreos:
    Going Concern:
    Oreos:
    chat doesn't work as your wordy referencing of the stupid email loses the punch that an email has

    When you punch too hard too fast too often you hurt your hand. You might also have to expend effort washing off drops of blood and bits of teeth and gum tissue wedged between your fingers.


    dude, this is WSO, leave your creative writing for your classes at the community college

    Second Oreos. Also SB'ing Oreos to negate the completely unnecessary feces thrown his way.

    If you've worked a banking stint, you NEED these emails, they purify your soul like the waters of Lake Minnetonka, the rays of light in an otherwise soulless world. Dodging the reply all - the fact that it is a danger - was actually part of the fun.

    Better is when you trick a first year analyst whose just sent his first snarky 'junior eyes only' email into thinking he just replied all:

    "Oh my god dude..."
    "What's up?"
    "You know what you just did right?"
    [Pause]
    "What?"
    "Bro."
    "WHAT?"
    "You just replied all."

    You can even fwd him a little doctored email, trust me he won't believe enough in his Sent folder to know for sure that he didn't just do it, for at least a few minutes and probably longer.

    Second worst is making a smartass remark while you think you are on mute...always, ALWAYS make sure it is on mute.

    if you like it then you shoulda put a banana on it

  • In reply to Going Concern
    TheKing's picture

    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    I mean, I'm talking about calling your friend a jackass, not encouraging someone to call your MD's wife a whore. Hahaha. Obviously something like that is insane, but a little friendly ribbing between friends is ok.

  • oreos's picture

    wow, someone in this thread really doesn't like others' point of views.....

    "After you work on Wall Street it's a choice, would you rather work at McDonalds or on the sell-side? I would choose McDonalds over the sell-side." - David Tepper

  • In reply to TheKing
    Going Concern's picture

    TheKing:
    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    I mean, I'm talking about calling your friend a jackass, not encouraging someone to call your MD's wife a whore. Hahaha. Obviously something like that is insane, but a little friendly ribbing between friends is ok.

    That's fair. But, it's a slippery slope. As the casual habit turns to frequent tendency turns to subsconscious muscle memory, it's only a matter of time before the ribbing is making its way around the world.

  • In reply to Going Concern
    rogersterling59's picture

    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    While I also think the email response should be avoided in favor of an IM or face-to-face, if you don't know who your true friends are in the office either: a) you suck at assessing social situations, b) everyone hates you, or c) all of the above.

    I would agree with you, but then we'd both be wrong.

  • In reply to BTbanker
    EPS's picture

    BTbanker:
    Has anyone "accidentally" hit reply all and commented the MD on his dashing good looks and discussed how excited you were to start working on the pitch book?

    I lol'd

    Impossible is nothing

  • Scott Irish's picture

    Please remove me from this distribution list

  • In reply to rogersterling59
    Going Concern's picture

    rogersterling59:
    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    While I also think the email response should be avoided in favor of an IM or face-to-face, if you don't know who your true friends are in the office either: a) you suck at assessing social situations, b) everyone hates you, or c) all of the above.

    That's probably true to a certain extent. But it also sounds like you have little to no experience with front office finance in NYC.

  • In reply to Going Concern
    Magilla's picture

    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    This. All day. This goes for all professional environments, not just banking. Generally speaking, when there is money, potential promotion, or recognition involved, never trust that your peers/colleagues are showing their full hand. On numerous occasions I've been called in to a superior's/supervisor's/manager's office and walked in to the buzz saw commonly known as "some other dickhead's email." Never a good thing. Once you fire off an email you no longer own it. You have no idea (or control over) what the recipient will do with it. Intentions can be innocent or malicious. Side note: this advice does not ever apply to your friends. Your colleagues are not your friends. They are your colleagues. You can be social and genuine amongst colleagues. They are still colleagues. Not friends. It is always acceptable to tell your friends to go fuck themselves with their father's baby dick via email. Never ok to tell your colleagues that you wish the Associate/VP/MD/Jesus would go fuck themselves with their father's baby dick via email. Verbally over drinks on the other hand is ok... as long as you're drinking Uncle Eddie's rum and not something out of a champagne flute...

  • In reply to Magilla
    Going Concern's picture

    Magilla:
    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    This. All day. This goes for all professional environments, not just banking. Generally speaking, when there is money, potential promotion, or recognition involved, never trust that your peers/colleagues are showing their full hand. On numerous occasions I've been called in to a superior's/supervisor's/manager's office and walked in to the buzz saw commonly known as "some other dickhead's email." Never a good thing. Once you fire off an email you no longer own it. You have no idea (or control over) what the recipient will do with it. Intentions can be innocent or malicious. Side note: this advice does not ever apply to your friends. Your colleagues are not your friends. They are your colleagues. You can be social and genuine amongst colleagues. They are still colleagues. Not friends. It is always acceptable to tell your friends to go fuck themselves with their father's baby dick via email. Never ok to tell your colleagues that you wish the Associate/VP/MD/Jesus would go fuck themselves with their father's baby dick via email. Verbally over drinks on the other hand is ok... as long as you're drinking Uncle Eddie's rum and not something out of a champagne flute...

    Well said.

  • In reply to Magilla
    SirTradesaLot's picture

    Magilla:
    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    This. All day. This goes for all professional environments, not just banking. Generally speaking, when there is money, potential promotion, or recognition involved, never trust that your peers/colleagues are showing their full hand. On numerous occasions I've been called in to a superior's/supervisor's/manager's office and walked in to the buzz saw commonly known as "some other dickhead's email." Never a good thing. Once you fire off an email you no longer own it. You have no idea (or control over) what the recipient will do with it. Intentions can be innocent or malicious. Side note: this advice does not ever apply to your friends. Your colleagues are not your friends. They are your colleagues. You can be social and genuine amongst colleagues. They are still colleagues. Not friends. It is always acceptable to tell your friends to go fuck themselves with their father's baby dick via email. Never ok to tell your colleagues that you wish the Associate/VP/MD/Jesus would go fuck themselves with their father's baby dick via email. Verbally over drinks on the other hand is ok... as long as you're drinking Uncle Eddie's rum and not something out of a champagne flute...


    I know exactly zero people who have been working more than ten years who would disagree with this sentiment. Co-workers are not your friends.

    adapt or die:
    What would P.T. Barnum say about you?

    MY BLOG

  • In reply to Going Concern
    rogersterling59's picture

    Going Concern:
    rogersterling59:
    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    While I also think the email response should be avoided in favor of an IM or face-to-face, if you don't know who your true friends are in the office either: a) you suck at assessing social situations, b) everyone hates you, or c) all of the above.

    That's probably true to a certain extent. But it also sounds like you have little to no experience with front office finance in NYC.

    True, I'm front office Chicago, not NYC. And I wasn't saying that I have a ton of good friends at work, but there is that small core of analysts that truly are good friends. If you don't have at least a couple of other analysts at work that you know would not screw you over and that you wouldn't screw over, it's because the other analysts hate you and think you're a douche bag.Maybe that isn't as true in NYC, but I feel like to some extent it has to be

    I would agree with you, but then we'd both be wrong.

  • In reply to rogersterling59
    Going Concern's picture

    rogersterling59:
    Going Concern:
    rogersterling59:
    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    While I also think the email response should be avoided in favor of an IM or face-to-face, if you don't know who your true friends are in the office either: a) you suck at assessing social situations, b) everyone hates you, or c) all of the above.

    That's probably true to a certain extent. But it also sounds like you have little to no experience with front office finance in NYC.

    Front office in Chicago, not NYC. And I'm not saying everyone is your friend, I'm just saying that (at least in my group) several of us analysts and associates truly are good friends. Because our boss isn't a fan of the types that drink too much of the company KoolAid and think of themselves over the group, so those types of douche bags get forced out pretty quickly. I guess we just got lucky though, because I have noticed it isn't like that in other groups. And I'm sure there is more of that in NYC, because there tend to be a lot more hard-up douche bags there. Nature of the beast I guess.

    Also, working 70-80 hours in asset management vs 90-100 hours in IB every week and rarely/never having to work weekends probably has something to do with it. If you like yourself and your job, you're probably less likely to dislike your coworkers.

    I don't disagree. But it sounds like you've just gotten lucky, and your fortuitous situation is definitely not congruous with a large chunk of what's out there. In many battle grounds the douche bag bros run amok and are encouraged.

  • In reply to rogersterling59
    Going Concern's picture

    rogersterling59:
    Going Concern:
    rogersterling59:
    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    While I also think the email response should be avoided in favor of an IM or face-to-face, if you don't know who your true friends are in the office either: a) you suck at assessing social situations, b) everyone hates you, or c) all of the above.

    That's probably true to a certain extent. But it also sounds like you have little to no experience with front office finance in NYC.

    True, I'm front office Chicago, not NYC. And I wasn't saying that I have a ton of good friends at work, but there is that small core of analysts that truly are good friends. If you don't have at least a couple of other analysts at work that you know would not screw you over and that you wouldn't screw over, it's because the other analysts hate you and think you're a douche bag.Maybe that isn't as true in NYC, but I feel like to some extent it has to be

    I love how you reworded your post to say something with entirely different overtones. As others have said above, your colleagues with whom you directly work are not your friends. Period. No matter how tight you think you are. Maybe you don't fully understand this because you're just starting out or you just happen to be in a situation that's way out of left field. Finance isn't some sort of charity where people are getting handouts for showing up. There is an unlimited amount of greed, and a limited amount of money to go around. You do the math.

  • In reply to Going Concern
    rogersterling59's picture

    Going Concern:
    rogersterling59:
    Going Concern:
    rogersterling59:
    Going Concern:
    TheKing:
    Eh, I think a snarky email is ok once in a while.

    Disagree. I think it's categorically not okay. The problem with email is that it can be forwarded and leaves an easily accesible permanent trace. The deficiency is of the medium, not the possible content. A chat message or face-to-face can't be forwarded, or at least not as easily captured and used maliciously. In the finance playground, you never really know who your friends are, or who will remain as such.

    While I also think the email response should be avoided in favor of an IM or face-to-face, if you don't know who your true friends are in the office either: a) you suck at assessing social situations, b) everyone hates you, or c) all of the above.

    That's probably true to a certain extent. But it also sounds like you have little to no experience with front office finance in NYC.

    True, I'm front office Chicago, not NYC. And I wasn't saying that I have a ton of good friends at work, but there is that small core of analysts that truly are good friends. If you don't have at least a couple of other analysts at work that you know would not screw you over and that you wouldn't screw over, it's because the other analysts hate you and think you're a douche bag.Maybe that isn't as true in NYC, but I feel like to some extent it has to be

    I love how you reworded your post to say something with entirely different overtones. As others have said above, your colleagues are not your friends. Period. No matter how tight you think you are. Maybe you don't fully understand this because you're just starting out or you just happen to be in a situation that's way out of left field.

    Yeah I wrote the shorter response first and then went to change it to the longer response because the one you quoted here didn't convey what I meant to say. But it changed back to what I originally wrote and now I can't edit it. Weird...

    But anyways, I am new in the industry and I am sure you are right for the most part. I guess I just got lucky with the group I'm in. I'm not expected that to be the same my whole career obviously. I'm sure that will change once we are doing more than meaningless bitch work and analysis for these next few years.

    I would agree with you, but then we'd both be wrong.

  • In reply to rogersterling59
    Going Concern's picture

    rogersterling59:

    But anyways, I am new in the industry and I am sure you are right for the most part. I guess I just got lucky with the group I'm in. I'm not expected that to be the same my whole career obviously. I'm sure that will change once we are doing more than meaningless bitch work and analysis for these next few years.

    That is right. Enjoy your analyst brotherhood while it lasts.

  • Magilla's picture

    I just posted a new thread in the 'Monkey Business' forum: "Are Co-workers/Colleagues your friends?" And yes... I am promoting my own thread. Good topic though.

  • BTbanker's picture

    We have to encourage a return to traditional moral values, and more importantly, we have to promote general social concern.

  • snakeplissken's picture

    Not nearly as bad as some of what has been mentioned, but when I was SAing I hit reply all on an email to about 15 MDs and PMs and I didn't even finish typing my reply. I don't know what happened, but my thoughts wandered and I didn't finish whatever "value add" thought I had. Wasn't punished, but got a ton of shit.

    Remember, once you're inside you're on your own.
    Oh, you mean I can't count on you?
    No.
    Good!

  • In reply to BTbanker
    Going Concern's picture

    BTbanker:
    We have to encourage a return to traditional moral values, and more importantly, we have to promote general social concern.

    To be honest bro, I'm not sure you fully acknowledge that Mr. Bateman is a caricature.

  • In reply to Going Concern
    BTbanker's picture

    Going Concern:
    BTbanker:
    We have to encourage a return to traditional moral values, and more importantly, we have to promote general social concern.

    To be honest bro, I'm not sure you fully acknowledge that Mr. Bateman is a caricature.


    as seen on TV...

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  • SirTradesaLot's picture

    adapt or die:
    What would P.T. Barnum say about you?

    MY BLOG