Affordable Clothing for a First Year Analyst

I am buying a new wardrobe for my position as a first year anayst. I am starting with nothing so I imagine I will have to buy a lot of stuff (I've read 2 suits, 5-10 dress shirts, 2-3 pairs of shoes, 3-4 ties, 5-10 dress socks, 3-4 dress slacks and 2-3 belts). As I am just coming out of college with student loans and no money from my parents, I am looking for affordable clothing (nice enough to get me through my first 2 years). This probably means less than $500 per suit, less than $75 per shirt, less than $100 for slacks, and around $100 for shoes. Is that reasonable?

I was hoping that someone could suggest some stores in the USA (east coast) that would be good to look at. I've heard JoS. A. Bank, Men's Warehouse, Macys, and Brooks Brothers. Are there any others and are there any particular brands that these stores carry that are better/worse than normal? Also, rank these stores if possible (I've heard to avoid Men's Warehouse?). Are there any that are particularly good for a particular part of the wardrobe (i.e. shoes, shirt, or suit)?

Thanks!

 

Men's Warehouse has a buy 1 get one free deal going on with suits (I believe, not sure if it is still happening). Brooks brothers has a buy two shirts for $100. Men's warehouse also has a buy one pair of shoes get one 50% off. I'm sure there are other giant deals like this out there. I mean you are not going to get top of the line stuff at the prices but you can get some decent attire. Also, if you present a AAA card to brooks brothers you get 10% off. If I had to rate those stores I would have to say Brooks Brothers, JoS A. Banks, Men's Warehouse, Macys. Though I am still a novice when it comes to fashion, I would look up high end fashion in magazines than try to emulate that with the lower quality. The Boyd's Magazine is a great way to start.

 

I'm actually in the same boat as you, starting at a 1st year analyst in August. I just finished acquiring my new wardrobe for around $1500, and its of quite good quality.

Hit up any premium outlets near you (http://www.premiumoutlets.com/). Theres quite a few in New Jersey/New York/Pennsylvania area, as well as a few more scattered around the country.

I got a Brooks Brothers 346 suit(pretty much a BrooksEase suit) for $307 after my fraternity discount, from the factory store at the premium outlets and then took it to a normal Brooks Brothers store to have it altered (+$18). I went to Neiman Marcus Last call at the outlets yesterday and picked up a Ben Sherman (UK) suit that was heavily discounted (original NM price was $600, the last call price was $250, and yesterday only was a 40% off sale) to $150. Not sure how much tailoring on that suit will cost but the suit is gorgeous.

I'm a bit partial to British style so I got most of my shirts (in addition to what I already have) from TM Lewin (www.tmlwein.co.uk) out of London. The pound is so weak that I did the 4 shirts for 100GBP and its only like $140/150 with shipping. Definitely nice, stylish shirts.

Ties from www.thetiebar.com

Shoes from the premium outlets. Got Florsheim shoes for $80 and picked up a wingtip pair of oxfords with the Nike Air inserts from Cole haan for $98 (60% off).

 

I'm a fan of Johnson and Murphy shoes....have gotten them on sale for $100 but usually run more like $130-150. They look very quality and are comfortable. I think your allotments sound about right. Never buy anything full price at Jos. A. Banks. They get ripped on on this site but they do have decent quality stuff on a budget. But, they have sales all the time. Even if their shirts are priced at $80, explain your situation or try to work out a deal with the sales associate and I guarantee you will not be paying $80/shirt. They seem to have a lot of wiggle room in negotiating their prices (within reason).

 

Alton Lane!

http://www.altonlane.com/

Great custom suits at $479.

Great custom shirts at $79.

Kill yourself if you drop a dime at Brooks Brothers, Jos. A Bank, or Mens Warehouse. Stupid stupid stupid.

other options:

http://www.custommen.com/ - good package deals on suits/shirts

http://www.mysuitny.com/ - 10 day turnaround on MTM suits

********************************* “The American father is never seen in London. He passes his life entirely in Wall Street and communicates with his family once a month by means of a telegram in cipher.” - Oscar Wilde
 
[Comment removed by mod team]
 

Shirts:

Charles Tyrwhitt imo represents the best value for money (I literally have a £20 CT shirt and a £100 Thomas Pink shirt hanging next to each other in my closet, and I can't tell the difference without looking at the tags). If you want to spend a tad more, BB or J Press is where I'd look

Suits:

If you're in NYC, go to century 21 and find something by a good brand in your size, and take it to a good tailor (I have two suits by hickey from there that I got ~$200)

Shoes:

Johnston & Murphy is fine, but shoes are the one place I wouldn't skimp, as a) they'll last you a long time if you buy wisely and b) if you don't shop wisely, your feet won't be shy about letting you know

Underwear & socks:

I really shouldn't have to help you there, but do stock up on undershirts if you tend to sweat a lot. also, match your socks to your pants, for the love of god

 

Unless you are sculpted like a mannequin, off-the-rack blows. Doesn't even make sense for the best of the best brands.

Your body is more than a chest, sleeve and waist size. Everyone has slightly skewed parts: one arm longer, one shoulder slumps, big thighs/butt, etc.

A MTM tailor is incredibly affordable in NYC. Easy to get 2 suits at $500 each or less. They will fix everything, beyond what an alteration tailor can do.

********************************* “The American father is never seen in London. He passes his life entirely in Wall Street and communicates with his family once a month by means of a telegram in cipher.” - Oscar Wilde
 
veritas14:
Unless you are sculpted like a mannequin, off-the-rack blows. Doesn't even make sense for the best of the best brands.

Your body is more than a chest, sleeve and waist size. Everyone has slightly skewed parts: one arm longer, one shoulder slumps, big thighs/butt, etc.

A MTM tailor is incredibly affordable in NYC. Easy to get 2 suits at $500 each or less. They will fix everything, beyond what an alteration tailor can do.

I'm going to disagree. I wear both OTR and MTM, and I doubt I could tell you the difference in fit between the two - it's possible I'm shaped like a mannequin, but I'd tend to doubt that. If you're looking at a $500 MTM suit, you're not going to be getting particularly good material or craftsmanship, whereas you can get a $1k suit marked down to ~$250, and take it to a good tailor who can make it fit as well as that MTM suit for another $75. If you think a tailor only considers chest, sleeve, and waist, you need to get a better tailor. And an MTM suit won't address either shoulder slumping or massive thighs any better than a tailor - you'll realistically have to go bespoke if you want that fixed.

 

As far as ties go, and I'm not even kidding on this, my two favorite ties I got at thrift stores for $2 each. As long as it looks good, nobody really cares how much it costs, and how often does someone come up to you and ask you how much your tie costs? Never.

However, stuff like shirts and slacks might be better purchased at Macy's or something, usually their clearance area is pretty solid, so that way you don't show up looking like a goon with a stain on your shirt or something where the right sleeve is shorter than the left sleeve. I'm in the same boat (mountains of debt), so as long as you look sharp, don't worry about buying the expensive shit until you're a big swinging dick MD.

------------------------------------------------------------------ "I just want to be a monkey of average intelligence who wears a suit. I'll go to business school!"
 
Guenter:
As far as ties go, and I'm not even kidding on this, my two favorite ties I got at thrift stores for $2 each. As long as it looks good, nobody really cares how much it costs, and how often does someone come up to you and ask you how much your tie costs? Never.

However, stuff like shirts and slacks might be better purchased at Macy's or something, usually their clearance area is pretty solid, so that way you don't show up looking like a goon with a stain on your shirt or something where the right sleeve is shorter than the left sleeve. I'm in the same boat (mountains of debt), so as long as you look sharp, don't worry about buying the expensive shit until you're a big swinging dick MD.

Yes, most people don't care how much ties cost, but I have definitely had a Lehman handshake performed on me in the past, so it's not a universal rule. I wouldn't buy ties at thrift stores, simply because ties tend to show wear, and threads will start coming loose after a number of years - you can get them repaired, but it's probably not worth it. I wouldn't worry about ties that much - they're fairly cheap, and you'll quickly find you have more than you need.

If you are going to shop for ties though, the sale section in bergdorf's usually has some pretty good options. Personally, I'm partially to Vineyard Vines - interesting designs, respectable brand if you care about that shit, and you can get them on sale ~$30.

Please don't shop at macy's, you can see the sheen off that shit from a mile away, and unless you weigh 300 pounds any shirt you buy will look like you threw misshapen sheet over your head and called it a day. It's no cheaper than a number of far superior options

 

Unless I'm mistaken, a Lehman Handshake is a check of status, where when you meet another guy, he turns over your tie to see the label? I actually had that happen once, and I'm only a student. I had to get a friend to explain what the hell just happened after lol

 

Don't buy off the rack, even with alterations, it will NEVER fit right. Your body is more unique than you think.

MTM/Bespoke is incredibly affordable right now.

********************************* “The American father is never seen in London. He passes his life entirely in Wall Street and communicates with his family once a month by means of a telegram in cipher.” - Oscar Wilde
 

As long as you look presentable and reasonable (i.e. no holes and rags, no bling bling Armani) you should be fine.

Most places are business casual--so you won't need many suits. I think it's probably smarter to collect dress shirts and pants that you can mix and match.

The only thing I would splurge on is shoes since you're in them all day, and people do tend to make judgments on how nice your shoes are.

At the end of the day, your performance is what you'll be judged on, not your attire.

 

^ wtf is up with this sophia bitch spamming up the site? She's been spamming this iwatchreplica crap recently under different accounts. Someone needs to ban that IP.

And yeah, I have a $200 suit that I get compliments on all the time as well. The trick is getting it fitted, and a dark cheap suit is better than a grey cheap suit - with a darker suit it's harder to tell quality. I wear this $200 Versini all the time and I've had friends ask where I got it because it looks nice. Meanwhile they get a $700 suit but don't get it fitted and it just doesn't look right.

Same thing with a shirt - it's not about the design or price - it's about the FIT. If the shirt fits you well, it will look good.

Wall Street leaders now understand that they made a mistake, one born of their innocent and trusting nature. They trusted ordinary Americans to behave more responsibly than they themselves ever would, and these ordinary Americans betrayed their trust.
 

People tend to judge you on how good you are as a banker, so long as you look nice and bland, everyone will be too busy worrying what they look like, and whether or not to wear the jaguar cufflinks or the hobby specific cufflinks from days gone by when they had time to have a hobby.

that was quite nihilist but it probably has more truth than i'd like.

 

You definitely won't be "looked down on" for not wearing the trendiest clothing. Where I work, we have analysts that dress very well (Hermes, Ferragamo, Gucci, etc.), guys that dress above average (Brooks Brothers, Ralph Lauren, Cole Haan, etc.) and then guys that just wear whatever. Personally, I wear Brooks Brothers shirts, Ralph Lauren suits and Ferragamo ties. In any event, we don't see clients on a regular basis and we live in the analyst pit, so it isn't a big deal what you wear. However, when I went to interview for PE, I definitely made sure I wore my nicest suit, tie, etc., so I would suggest having at least one good interview suit (with shirt, tie, shoes, etc.) for that reason, but for the everyday wear, I don't think it matters.

 

Good site but it's been around for quite a while. Another one to check out is RueLaLa. Stuff doesn't sell out as nearly as quickly and it has a far superior user interface to that of Gilt.

 
she_monkey:
actually hate ruelala and a big proponent of gilt .. partly because i learned to 'hack' the website for the latter (ok i know how to find items not in a current flash sale)

Proof. :D

Robert Clayton Dean: What is happening? Brill: I blew up the building. Robert Clayton Dean: Why? Brill: Because you made a phone call.
 

I've actually bought some jeans of Gilt, saved me a good amount even after I had them tailored... I cant believe I had jeans tailored.

"You stop being an asshole when it sucks to be you." -IlliniProgrammer "Your grammar made me wish I'd been aborted." -happypantsmcgee
 

Also try ideeli and beyondtherack.

There are others, but those are two good ones.

You can tell I've, uh, researched this subject a lot. :-P

I want life in every word to the extent that it's absurd.
 

I have tried it but I think I would still go with my regular tailors than going with some cheap stuff which is often actually defaulted stuff rejected by the brand names and such vendors pick them off the manufacturer's hand. This way people get cheap branded stuff, manufacturers get to sale off their rejected load and such vendors make their money. I would not try it.

In Time I wander
 
Best Response

Few things on clothes, depending on your level of client interaction, you really don't need to worry about dressing like a champ. If you never see a client just don't look cheap, but you'll get made fun of if you're wearing $2-$3k suits.

Second, the one I love is that you should probably avoid wearing cufflinks until you earn more per hour than the average MacDonald's shift supervisor. Don't know who said it but brilliant.

Third, never underestimate the value of a good tailor, they can make a cheap suit look good. On that note, there's lots of guys making good bespoke suits for not that much more than off the rack. Here's an example, but I'm not endorsing, haven't bought anything from them yet: http://www.hiras.com

 

Fuck BB. Go for jcrew. As a retail analyst, they have the best quality for your buck. If you don't want to dish out $700-$1k on a suit from the Ludlow Shop, get one on sale at a department store or Barney's for cheap ($250-$400). Make sure the jacket is your size (i.e. 40R) and type/fit (i.e. italian/british) as well as your pants (i.e. 3x; no pleats). Get a tailor to alter the length and tuck in unnecessary fabric ($75-$100). Same with shirts. If you wear a nice watch, get your left sleeve left shortened by half an inch. If it has a gaudy dial, get your left cuff increased by half an inch. Otherwise wait til May or so for Spring closeout promos.

 

Brooks has a Friends and Family sale around Memorial Day weekend (usually 25%) their big semi-annual sale after Father's Day in June (usually 30-40%).

Can't remember the exact timing on AE, they can be weird with their sales. I know you can get them at Nordstrom's year end sale in mid-July. Their "shoe bank" (outlet) also runs sales from time to time. If you know what size you are you can call/email them and they will give you a price list of what they have in stock.

Not much help for the first half of the year, but this is what I remember from this past summer (took mental notes for FT purposes).

MM IB -> Corporate Development -> Strategic Finance
 

Talk to people at work and see who has a good custom suit guy. A few guys in my office use a guy who does tailoring as a hobby on top of his full-time job. Has a hook-up in Asia where he gets his fabrics for CHEAP. He does shirts for $50 and suits for $300. I was a little skeptical at first, but one of my roommates tried him out for a suit and a shirt and they look very good. Great fabric, fits perfectly, and is 1/3 of the cost of an off-the-rack BB suit. Granted, you might not find something that good, but I'm sure if you ask some other analysts someone will know a guy that does custom for less than a BB suit.

As far as shoes, if you don't want to wait for an AE sale, you can't really go wrong with a solid pair of Cole Haans. You can get good ones for under $200, and I think they might be more comfortable than AE's, although they don't quite look as nice.

I would agree with you, but then we'd both be wrong.
 
rogersterling59:
As far as shoes, if you don't want to wait for an AE sale, you can't really go wrong with a solid pair of Cole Haans. You can get good ones for under $200, and I think they might be more comfortable than AE's, although they don't quite look as nice.

I will say that if you get Cole Haans, make sure to get shoe trees (not that you shouldn't anyways). I got mine two summers ago and don't wear them that often (basically 6 months of regular wear and then the occasional fraternity event, class presentation, interview, etc.), but they are definitely showing wear that would be minimized if I had shoe trees.

MM IB -> Corporate Development -> Strategic Finance
 
rogersterling59:
Talk to people at work and see who has a good custom suit guy. A few guys in my office use a guy who does tailoring as a hobby on top of his full-time job. Has a hook-up in Asia where he gets his fabrics for CHEAP. He does shirts for $50 and suits for $300. I was a little skeptical at first, but one of my roommates tried him out for a suit and a shirt and they look very good. Great fabric, fits perfectly, and is 1/3 of the cost of an off-the-rack BB suit. Granted, you might not find something that good, but I'm sure if you ask some other analysts someone will know a guy that does custom for less than a BB suit.

That's quite a bargain. As an aside, some online made-to-measure retailers (don't confuse for custom) are great. They might advertise products made from Italy or Europe but in most cases, they purchase the raw fabric from Asia and produce it in Europe (some will just put the finishing touches/tailor it). Either way it really doesn't matter as long as the quality meets your expectations.

Some advice for footwear. Loafers are great for the office but they are not dress shoes. Don't wear them to client meetings. Keep a pair in your drawer.

 

I found a store that had a cute sales rep with fashion sense. I know she only flirted with me because she's on commission, but a) it's nice to hear how hot you look when you're trying on clothes, b) she picked stuff that made me look well put together. If you're not up to date on fashion, or don't care to be, find a sales person like this, almost as good as a great tailor.

 

Hey yeah - suit supply is pretty legit for suits. I found a CT store in new york - probably going to head there in the next couple of weeks. How long would you say the shirts last and how many shirts and pants would you say is needed if I'm sort of lazy and don't really like doing laundry?

-
 

I have heard multiple times that J.Crew suits aren't the best quality at that price range - I have one J.Crew suit and I think I agree. Very cool suits esp. for more fashionable non-work wear, but for suits you are going to beat up and wear all the time you can get better quality stuff at cheaper prices by going elsewhere.

 

Buy white and light blue shirts from charles thyrwitt for $40 each. Then go to Costco and buy 6 of their flat front Italian wool pants for $50 in navy, charcoal, and 1 tan.

Call me crazy but if you do your hw, those pants are manufactured in the same line as many "higher end" brand but with a different label.

All for under $600 (7 shirt, 6 pants).

 

You can get new well fitting and high end pants for $95-105 on ebay or some online forums (Incotex, Mabitex, RLPL, etc. that can retail from $300-$500). For shirts, i have a bunch of different brands, including some higher end stuff, but I find my Brooks Brothers slim fit shirts to be the most appropriate and best fitting. I would go BB for ready to wear, or another option is just to go to a good/decent tailor and have him make your shirts. $100/shirt is good for a lot of decent US tailors, and probably optimal for your criteria at the analyst level.

Hope this helps, and feel free to PM.

 

Not an analyst, but I still wear BB slim fit non-irons, and get them taken in a little bit in the back by my tailor. As for that extra slim stuff, it doesn't work for me, as I'm not built like a Japanese school girl.

Please don't quote Patrick Bateman.
 

Charles Thrywitt, Suit Supply, Brooks Brothers, and RL are all solid choices. Honestly, don't waste your money on expensive dress shirts. Fit is all that matters. I'm in a suit everyday - work, bar, games...everything. I go through a shirt in like 8 - 10 months. Keep it cheap, because you will cycle through them. Shoes, though, are another story.

If nobody hates you, you're doing something wrong
 

Don't go for Ready-To-Wear shirts, buy Made-To-Measure instead. I prefer Luxire, but other online companies such as propercloth can be great as well. You'll save on tailoring costs as they'll make an entirely custom pattern for you, which is basically bespoke without the fittings. Your shirts will fit perfectly and be made out of high quality fabrics, all for $100 or less. Get shirt collars that are high enough so they'll cover your neck and with points long enough so they'll go under your suit lapels.

Buy solid light blue/white shirts in fabrics with some texture: end-on-end, royal oxford, linen/cotton blends, etc. When it comes to patterns you can't go wrong with a white shirt with light blue stripes. Stay away from darker/saturated solid blues.

For suits, Suitsupply is great a place to start out. Decent Italian fabrics and a half-canvassed construction for a low price. If you're just looking for odd trousers, I can highly recommend Epaulet. Navy/charcoal odd trousers are a bit of a faux pas, so I'd just get light/medium grey ones. Buy flannel fabrics for the winter, linen or fresco for the summer.

Don't forget to look into shoes as well. Some black/dark brown cap toe oxfords will work with any professional outfit.

All of the aforementioned companies are within your budget and have an online presence, so you can always just order stuff online if you don't have time to go shopping.

 

If you are a Dillards-phile, Dillard's covers all economic price ranges and their brands are always winners with the senior executives and conservative managers (especially when you are young, new and they know that you are broke and on a budget)... I don't want to sound critical or disparate but your price ranges indicate that you are not yet ready or willing to play in the Brooks Brothers, Hart Schaffner and Marx or Hickey Freeman direct purchase premium stores. Get your hook up at Dillards, and try to stock up at one of their biannual MEGA MARKDOWN clearances when you can purchase Ralph Lauren classic dress shirts (normally $90.00 -200.00) for about $20.00. You'll technically be one "year behind" but nobody is counting because, they are traditional business dress and available in those styles every year--"they haven't changed for more than twenty years and all of Wall Street and conservative Harvardites still love them!"

 

Height and weight? Are you skinny, muscular, etc.? Super slim sounds pretty tight (could be wrong). For me I am more muscular (played D2 football) and slim fits are pretty tight on my arms. I'm 5'10" 190 right now are super slim for skinny guys?

twitter: @StoicTrader1 instagram: @StoicTrader1
 

Incoming SA and got a bunch of Calvin Klein dress shirts for $27 at local discount suit warehouse. A lot of them were regular fit, some slim but had to stay within the budget. I'm a more muscular guy anyways so regular fit should be good enough for now until I have more money to go with BB's.

twitter: @StoicTrader1 instagram: @StoicTrader1
 

Found a sale for CT shirts, $30 a piece. Now I am a rising sophomore with a 16-16 1/2" neck. Not sure what size I'll be when I graduate, since I'm still deciding between boxing and weightlifting as my sport. Do you think its worth the investment to buy a few shirts now, even though I will only wear them maybe three times a month? Pretty broke so don't want to drop dough if I don't need to.

"Everyone has a plan until they get punched in the face."
 

I think its worth the investment. IB can be a very superficial business and how you look matters, especially at career fairs and any interviews you may have in the coming months. Fall recruiting is just around the corner.

 

Brooks Brothers, Southern Tide, Southern Proper, Vineyard Vines, mostly the 1st one. Take advantage of sales, I have a wardrobe that's probably worth at least 3x than I paid for, because of online sales, holiday sales etc.

 

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