Background Check HELP CREDIT CHECK
Hi I need to ask this question..... Recently interviewed at MSSB for FA Trainee program and have been extended an offer pending background/credit check. I have a question regarding background/credit check. I had some severe financial hardship and was not able to keep up to date on my credit cards a few years ago when i was undergrad. I lost my job and was not able to pay my credit cards. I had a total of 5 cards ,1 of them was settled after being 30 days late in 2009. 2 of them were CHARGED OFF and settled one year ago once i saved up some money they were PAID. The other two credit cards one was with citibank and one with GEMB. They both had judgments put against me but they were SATISFIED as soon as i was able to save up the money to pay it( gemb in march 2011 and Citi in October 2011). For the last 6 months i have two or three low limit credit cards that are in good standing and one personal loan that is in good standing and my credit score is 575-605..... My question is will this prevent me from passing the background credit check? Will they see this on my credit check? Will they deny me? I heard people on these forums saying they only care about bankruptcy and foreclosures??? I did everything i could to get these debts paid off as soon as i could i finally was able to do it last year. I fell upon an unfortunate hardship and was really not within my control but made every effort to pay it off which I have documentation showing that i paid everything off, for the judgements and the charge off settlements. PLEASE HELP!.....I was never arrested or ever did anything bad, just a few blemishes on credit report.
PS One of the questions asked if was ever bonded , so i am assuming they will want to bond me.....