I am currently working as the credit analyst for almost a year in a non-American major electronics company. I joined here as it gave me good exposure in financial analysis for small to large corps.
However, I do not see myself working in the credit field for the long haul. Ideally, I would like to work in an IB or PE, but i would like to take realistic strides as well.
Can anyone suggest some career directions where i can use my experience as a credit analyst? Thanks.
| +103 | At what point should you give up? | 61 | 6h | |
| +37 | Recruiting while unemployed | 16 | 2d | |
| +37 | I am lost on the next step - Need Advice | 8 | 4d | |
| +25 | SF vs NY IB Stint | 10 | 3d | |
| +24 | Are Single Managers Just Not Hiring? | 9 | 1h | |
| +22 | Incoming freshmen at bocconi - SA 2025 recruiting | 15 | 2d | |
| +19 | Trying to break into IB | 7 | 23h | |
| +19 | NYC Consumer PE/Growth Funds with decent comp but amazing WLB? | 6 | 2d | |
| +18 | Job Switch Advice | 4 | 6h | |
| +16 | Does this plan make sense? (Audit CPA -> CFA -> Big 4 Corp Fin/IB) | 9 | 31m |
Career Resources
Get instant access to lessons taught by experienced private equity pros and bulge bracket investment bankers including financial statement modeling, DCF, M&A, LBO, Comps and Excel Modeling.
How was your experience over at the electronics company? I recently came across a post where a poster from big 4 audit made his way to one of the big 3 ratings agency as a credit analyst. He did mention that jobs there are VERY underrated in this forum, and that he was given tremendous exposure which honed his analytical skills. He made it into investment banking after his 1 year stint in the agency.
Hope this helps, and good luck!
I would say my experience has been pretty good so far-the job being my first gig after college. it involved lot of communication with different parties, multitasking and prioritizing different assignments, but more importantly I learned more about few sectors I have worked on and analyzing the companies from credit extension perspective.
I think ratings agency could be good choice considering my background can be relevant. When you say they are very underrated, do you mean just about their popularity?
Well I didnt say it was underrated per se, a person who moved on to it from big 4 did. My guess is that people don't really talk about credit agencies? And perhaps the work is more interesting / fulfilling than what was made up to be. Hope this helps!
@Schnoozles" Thanks for your input. I will check them out.
What aspects do you dislike? Are you basically reviewing companies that you sell to on net xxx terms?
basically review financial statements and analyze credit risks: financial and moral.
basically review financial statements and analyze credit risks: financial and moral.
Et recusandae officiis nemo. Quia exercitationem animi unde doloremque rerum. Quasi et perspiciatis sunt soluta earum velit eos quisquam. Incidunt earum quia commodi incidunt cumque enim.
Doloremque itaque asperiores illo ut itaque aut velit. Et magni quia quia quia ut et. Dolor autem tenetur et est dolorem ea in et. Molestiae vel et aspernatur. Voluptatem cum consequatur eum numquam consequuntur.
Impedit culpa sit dolor iusto iste. Illo laborum illum voluptatibus. Error repellendus quod incidunt et. Dicta consequatur sit voluptatem.
Rerum corrupti eum consectetur molestiae repudiandae. Molestiae accusamus laudantium maiores perferendis et porro laudantium nam. Doloremque qui velit ut explicabo et nam.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...