In a bout of paranoia, I've realized that I have quite a bit of debt. Will this affect my background check for a bank? I have almost 100k of student loans to my name, which my parents pay off every month. I also have about $5k of credit card debt and $5k personal loan. Would this be red flagged in my background check? I have no problem servicing my debt, and definitely won't if I get a job, but just wanted to check.