Is It Bad to Have an F on your College Transcript?

I have a 3.7 overall GPA and a 3.95 major, with one F on my transcript. Are adcoms going to look at this any worse than a usual 3.7? Are they even going to look through my transcript or just at the overall GPA number? Just wondering how this affects my chances.

Is Getting an F in College Bad for Wall Street Applications?

While most places will ask for a transcript with your application (for full time), as long as your GPA is high and your classes are substantive - you will not have an issue. One user even shared that they received three Fs during their freshman year and they used the optional essay section of the application to explain the situation that led to those Fs.

If you are asked about this F by HR or during an interview, you should be able to explain the situation and justify the F. For example, if the F came during your freshman year it is easy to explain that when you came to college you became over-involved and let that class slip by. Then you can explain how you retook the class the next semester and got an A.

Overall, this will not be an end all for your wall street applications as long as you still have a high GPA.

You can learn more about this topic in the video below.

Read More About Transcripts and Applications on WSO

Want Your Resume Reviewed by a Pro?

Land more interviews with the most comprehensive resume review service in the world.

Resume Review Service

 

How the... hell... That is one freaky outlier. Just tell them it's a typo and theyll prolly believe you lol

Most places don't ask for transcripts. But in the off chance they do, you can have a backup story to cover your ass. Hopefully your "F" was during freshman year or something. Just make sure your story doesnt involve you making excuses or dodging blame.

Aside from that, my best advice is to avoid exposing it in the first place at all cost!

 
yhp2009:
How the... hell... That is one freaky outlier. Just tell them it's a typo and theyll prolly believe you lol

Most places don't ask for transcripts. But in the off chance they do, you can have a backup story to cover your ass. Hopefully your "F" was during freshman year or something. Just make sure your story doesnt involve you making excuses or dodging blame.

Aside from that, my best advice is to avoid exposing it in the first place at all cost!

Every single school I have applied to so far this year requests an uploaded transcript. Not sure how you're going to hide that.

 

It's not going to matter. Your overall is what matters. They will look through to see what classes you took, and make some subjective determination about the overall difficulty of your course load, so they'll take note of an F, but probably not factor it in very much.

 

Heh yeah tho it does sting that I would have had a ~3.9 had I not been an idiot freshman year. Retook the class next semester and got an A, thankfully since i didn't get credit for the class it wasn't factored into my major GPA.

 
clashdude:
Heh yeah tho it does sting that I would have had a ~3.9 had I not been an idiot freshman year. Retook the class next semester and got an A, thankfully since i didn't get credit for the class it wasn't factored into my major GPA.

Were you caught cheating or anything like that? That seems to be an all too common reason for people with similar grade patterns.

 
FreezePops:
clashdude:
Heh yeah tho it does sting that I would have had a ~3.9 had I not been an idiot freshman year. Retook the class next semester and got an A, thankfully since i didn't get credit for the class it wasn't factored into my major GPA.

Were you caught cheating or anything like that? That seems to be an all too common reason for people with similar grade patterns.

That's the first thing I'd think if I saw one F on a transcript full of As

"One should recognize reality even when one doesn't like it, indeed, especially when one doesn't like it." - Charlie Munger
 

^^^ My experience has been different. I suppose it's dependent on schools or something. Most of the places I applied to through OCR only requested GPA with resume and cover letter. And if they did ask for transcripts, they never had it handy during interviews for all rounds that I've been to, which to me suggests that they do not analyze the transcript too much in detail. Just my experience

 

I'm sure it is school dependent. I can only speak for Harvard, Columbia and Wharton as those are the schools I've applied to so far but each one had a section to upload your transcript. I believe Kellogg has you upload a transcript as well.

 
Best Response

Is it just a single F freshman year?

I don't think it will matter to the adcom whatsoever...

If it makes you feel better, I received 3 Fs my freshman year. I addressed these in my optional essay and the adcom at one of the top schools didn't hold it against me as I've already gotten one admit (still waiting on a decision from 2 other M7 schools.)

If it was just one F freshman year I would absolutely not worry about it at all. It was a long time ago, you were 18, nobody cares as long as you made an upward trend moving forward and you graduated with a high cumulative GPA. If you're still nervous, you could always explain the circumstances in the optional essay if you have a good excuse. In fact, some schools, such as Booth, will ask you to briefly explain yourself if you've ever received a failing grade. But don't think too much into this, 2-3 sentences is all you need.

 

Hi clashdude,

You should not be overly concerned about one class on your transcript, although there are ways you can address the issue. Here is a case study of how one candidate addressed his D in one class, and was subsequently admitted into Wharton.

Cheers,

Conrad and the Stacy Blackman Tea

www.StacyBlackman.com
 

You can say that you never even knew you were enrolled in the class until you got your final grades that said:

A A A A F

And you were like WHAT? I have this class?!?!?

Hey, it might work.

Banking.
 
MrV:
You can say that you never even knew you were enrolled in the class until you got your final grades that said:

A A A A F

And you were like WHAT? I have this class?!?!?

Hey, it might work.

that would actually succeed in making you look even more retarded lol

 

Many schools will allow you to retake the class. The f will factor into your gpa but not appear on your transcript, others will replace the grade in your gpa as well

Follow the shit your fellow monkeys say @shitWSOsays Life is hard, it's even harder when you're stupid - John Wayne
 

It wasn't for cheating but I'm concerned that adcoms may take it that way after reading the responses.

I was pledging and started doing badly in this course, decided to just accept the F and concentrate on my other classes where I could still do well. An F wouldn't be factored into my major GPA but a C would so I just took it. Is this worth explaining? I feel like its a shitty explanation but I don't want adcoms to think I cheated.

 

Why didn't you withdraw from the class if you were having health problems? At my school there is no removing an F from the transcript. I once received an F for a class because it was first semester freshman year and I was being a dumb ass, retook the class and got a B and the grade and GPA got replaced but still shows the F the first time around with a big ass

 

I don't think it would be unethical. I do applaud you for your sense of honesty. Most fucks I know in IBD outright lied on their unofficial -shit like 2.9 turns into 3.4. Go figure though, it's been 2 years and nothing has happened. I guess that's life.

 

you have to supply an unofficail. if hired, even for SA, you will have to supply an official. It is a mistake, however, to think that they will scrutinize your transcript. They will look at the two gpas. If, on your unoffical, you put what comes to like a 3.3, and on your offical you actually have like a 3.0, nothing will happen. My 2nd summer of college i worked HR at a bulge. We had many ivy kids, and a few -cornell, yale, princeton- didn't list gpas on transcripts. We just browsed through, and if we saw any Fs, then we took a closer look.

 

Yes i'm also wondering how you would answer a question addressing why you failed the course. I mean anything you say would seem like a lie even if it is the truth. Should you just say I was an idiot and not career oriented during the first years of my undergrad?

 
  1. Are you planning to lie on your transcript, it's not worth the risk. But i guess it depends on what you mean by boutique. If you mean Lazard or Greenhill, than they probably will check. If you mean a 5 person IB team, than they probably don't even have an HR team.

  2. I wouldn't bring it up at all.

  3. I think most schools ignore the fail in your gpa calculation on your transcript, and just include the new mark once you retake it (it'll still show the failed course though, just isnt part of the calculation). I would just put on your resume whatever gpa is on your school transcript.

 
adapt or die:
I'm a little confused...

Is the 3.5 the GPA listed on your transcript or your own calculation?

You should probably use the number listed on the transcript and avoid making your own interpretation

The 3.5 is the official number.

nyckid:
1. Are you planning to lie on your transcript, it's not worth the risk. But i guess it depends on what you mean by boutique. If you mean Lazard or Greenhill, than they probably will check. If you mean a 5 person IB team, than they probably don't even have an HR team.
  1. I wouldn't bring it up at all.

  2. I think most schools ignore the fail in your gpa calculation on your transcript, and just include the new mark once you retake it (it'll still show the failed course though, just isnt part of the calculation). I would just put on your resume whatever gpa is on your school transcript.

Thanks for the advice. I was thinking smaller boutique so thats good to know. Both the F and the B are factored into the GPA.

I guess in a more general sense my question is, what makes my home university the final authority on what is factored into my cumulative GPA? Different schools seem to have different policies so I am asking the community if my GPA recalculation ideas would be acceptable for a resume. But you two are both probably right in that it's too risky.

 

As long as you don't lie, there is no issue.

For example, you could put on your resume: "GPA (inc. study abroad courses):"

or

"GPA (ex. study abroad courses)"

If you just list "GPA" it must be the number on your official transcript.

 
CashCow:
As long as you don't lie, there is no issue.

For example, you could put on your resume: "GPA (inc. study abroad courses):"

or

"GPA (ex. study abroad courses)"

If you just list "GPA" it must be the number on your official transcript.

I like the idea. Thanks everybody for the feedback.

 

Can you just list your major GPA?

Wall Street leaders now understand that they made a mistake, one born of their innocent and trusting nature. They trusted ordinary Americans to behave more responsibly than they themselves ever would, and these ordinary Americans betrayed their trust.
 

I have experience with boutiques and I can tell you that (at least in my experience) they will rarely ever ask for a transcript. I would just list your GPA (3.5) on your transcript and not worry about it.

Also, do NOT feel the need to bring it up unless asked. There really is no need to mention it -- it's not that big of a deal, in my opinion. "ABC: always be closing" -- don't shoot yourself in the foot.

 

I have a similar question... I transferred schools my sophomore year, but my final school does not count my grades from my freshman year school into the gpa. I did get credit for the classes towards my major.

At my graduating school, I finished with a 3.4 (counting only semesters I attended). At my freshman year school, I had a 4.0.

Would it be unethical for me to recalculate my gpa and list that (3.6)?

Both schools are peer institutions. In fact, my first school is ranked higher and both schools are target. If somebody asked for transcripts, I can show both to prove my grades.

Thanks.

 

This type of thing is exactly why a lot of schools give you the optional essay. It's better to talk about why you got the F and what you learned from the experience (almost like turning it into a positive).

The admissions people are going to notice it-- you have the ability to 'get ahead of the scandal' by explaining yourself, and explaining how you learn and improve from failure.

 

Yes, because they will often force you to. A 3.7 means everything else was strong. Keep it honest, factual and expository. Don't sweat it.

The truth is you're the weak. And I'm the tyranny of evil men. But I'm tryin', Ringo. I'm tryin' real hard to be the shepherd.
 

Sorry I should have specified - I'm applying to MBA programs. For the people saying to address it directly, do you think this will impact my chances of getting in at all? Is a 3.7 with one F significantly worse than a 3.7 without it?

 

Thanks for the responses everyone, looks like I will be disclosing this. Anyone have thoughts on whether this will impact my chances at all? Are schools going to discount my GPA somewhat because it has an F?

 

I am currently undergoing background checks. I had a failed attempt in my education history, but passed in the second attempt - I did not put this in my CV since I passed the second time (only had to re-take a couple of courses, but it is still a failed attempt at a diploma). I disclosed it in my background check, but it really worries me that I will not pass my background check now due to this, can anyone offer some advice?

 

oh shit

"I do not think that there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature."
 

and b-school admissions

"I do not think that there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature."
 

I knew people who got Fs and still retained their BB offers. Don't sweat it. One F won't kill you in the long run.

Currently: future neurologist, current psychotherapist Previously: investor relations (top consulting firm), M&A consulting (Big 4), M&A banking (MM)
 

One F won't ruin your chances. Hell, there are people @ top 5 schools with an F or two on their transcripts. Just use the optional essay and if it is a quant class then consider retaking it at a local college or through ucla extension.

 

It certainly won't help. Are you still in undergrad? can you retake the class?

I’m standing on the edge of some crazy cliff. What I have to do, I have to catch everybody if they start to go over the cliff—I mean if they’re running and they don’t look where they’re going I have to come out from somewhere and catch them.
 

Temporibus expedita vitae dolor soluta ut. Distinctio occaecati sed necessitatibus aut. Ratione temporibus eius molestias libero deleniti aut.

Optio nam dolorem debitis labore earum repellat ipsum. Voluptas corrupti suscipit sequi voluptates ea vero. Odio est excepturi non quo alias pariatur aut quia.

Pariatur sed consequuntur voluptatibus. Eum eveniet dignissimos earum corporis error sed. Fugit assumenda error voluptas qui dolores incidunt. Qui eius nihil eos alias reprehenderit fugit quos. Architecto necessitatibus soluta maxime beatae deleniti cupiditate. Est consectetur laborum corporis nihil saepe.

Voluptatum sint dicta ipsum repellat exercitationem repudiandae fuga. Dolore assumenda voluptates enim omnis facilis natus et qui. Veritatis velit nemo eum.

 

Aut et est et maiores adipisci. Laborum pariatur voluptatum voluptas. Impedit possimus nesciunt officiis laudantium.

Sint voluptatem provident excepturi sed consequatur qui rerum et. Odit quaerat repellat ad dolores laudantium rem. Libero quaerat deserunt velit fugit delectus. Earum et repellendus quibusdam nulla esse beatae natus.

Et adipisci maxime in optio. Similique sit dolores repudiandae quisquam omnis aliquam. Dolorum ut est ea sint minus ipsam.

Qui nam corporis aut molestias labore. Possimus dolore sed dolor impedit a deleniti maxime ullam. Molestiae et voluptate odio voluptates et. Sed non omnis nostrum eos et non.

 

Cupiditate dolores reiciendis fuga quasi. Earum inventore delectus harum nostrum quam eveniet qui. Est ullam suscipit dolore aperiam voluptatibus deserunt sunt. Sed blanditiis est laboriosam voluptatem laboriosam sed quo. Pariatur ut aut molestiae. Iusto minima architecto rerum temporibus deleniti optio enim sit.

Voluptatibus veniam vel magni. Numquam velit numquam ullam aut quis. Consequuntur nihil aspernatur et distinctio.

Ducimus ea excepturi corporis excepturi nulla saepe debitis. Dolorem aperiam ut est voluptatem reiciendis. Nulla dolor velit natus dolor.

Libero facilis consectetur aut doloremque. Fugiat cupiditate et assumenda rerum quae quis.

Career Advancement Opportunities

April 2024 Investment Banking

  • Jefferies & Company 02 99.4%
  • Goldman Sachs 19 98.8%
  • Harris Williams & Co. New 98.3%
  • Lazard Freres 02 97.7%
  • JPMorgan Chase 03 97.1%

Overall Employee Satisfaction

April 2024 Investment Banking

  • Harris Williams & Co. 18 99.4%
  • JPMorgan Chase 10 98.8%
  • Lazard Freres 05 98.3%
  • Morgan Stanley 07 97.7%
  • William Blair 03 97.1%

Professional Growth Opportunities

April 2024 Investment Banking

  • Lazard Freres 01 99.4%
  • Jefferies & Company 02 98.8%
  • Goldman Sachs 17 98.3%
  • Moelis & Company 07 97.7%
  • JPMorgan Chase 05 97.1%

Total Avg Compensation

April 2024 Investment Banking

  • Director/MD (5) $648
  • Vice President (19) $385
  • Associates (86) $261
  • 3rd+ Year Analyst (14) $181
  • Intern/Summer Associate (33) $170
  • 2nd Year Analyst (66) $168
  • 1st Year Analyst (205) $159
  • Intern/Summer Analyst (145) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Betsy Massar's picture
Betsy Massar
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
Secyh62's picture
Secyh62
99.0
5
GameTheory's picture
GameTheory
98.9
6
CompBanker's picture
CompBanker
98.9
7
dosk17's picture
dosk17
98.9
8
kanon's picture
kanon
98.9
9
Jamoldo's picture
Jamoldo
98.8
10
numi's picture
numi
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”