In College. Credit card question.

I'm a junior in college right now and got my credit card (Discover Card) a couple months ago. When I got my CC, my fico score was 690. I spent the summer in NY for a internship which didn't play me til the end of the month and had to use my credit card. I maxed it out, but payed it back (on time) once I got my monthly stipend.

However, my CC reported fico score dropped to 620 because of my credit utilization ratio. Is there anyway to raise my fico score back or to reason with the CC company since this was just a one time thing. If not, how long do you think it would take to raise it to 700+ if I pay my bills on time and keep a low utilization ratio?

 

get another card or 2 to bump the denominator lil nigga capone quicksilver lke the silver surfer whaaat just don't get drunk and sign the magnetic strip like goldie

heister: Look at all these wannabe richies hating on an expensive salad. https://arthuxtable.com/
 

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heister: Look at all these wannabe richies hating on an expensive salad. https://arthuxtable.com/

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