Something about having "BLACK CARD" emblazoned on the front (in case you can't tell what it is) and having "made of stainless steel" being one of its selling points... And it costs $495 a year for relatively shitty benefits.
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Amex > Visa
The Visa Black Card is a terrible deal. Amex Platinum is better if you have a family and use it to book trips/upgrades for several people. Otherwise for personal use of a single person household I don't see how it could be worth the $500/year.
If you are really into a card made of metal instead of plastic then get the Chase Sapphire Preferred.
Capital One > Amex > Visa
Troll?
While I don't currently have a credit card (only a debit card), Chase Sapphire has always had a certain appeal to it, though it's probably just all of the commercials that I used to see for it on CNBC. As for the Visa Black Card, when I picture the credit card that a hedge fund manager would have, that's the card that I picture. I'm not saying it makes sense to have it, but then, neither do a lot of the things that rich people spend money on.
Rich people have centurions or JPM private bank cards. Shit that CC companies fall over themselves to give to clients. I'm willing to bet that the majority of people with there cards are aspirationally wealthy and not rich.
one card to rule them all
Are you serious? The Zync doesn't really give much in the way of rewards thou.
Amex is best
There is no such thing as a "Visa Black Card."
What you have linked is the Barclays Black Card. Visa is not a card issuer like American Express is, and "Black" is not one of the Visa product tiers. The Barclays Black Card is a shit product, and Visa is none too happy about them trying to pass it off as a Visa-endorsed competitor to the American Express Centurion.
Oh my god is that a black card?
I turned around and replied 'Why yes, but I prefer the term African American Express.' - Kanye West
i heard the rewards with this one are pretty unreal, its the rival of the centurion for the pre-kindergarten market.
I have a capital one that I changed the backround to black. #WEblackcardnow
I think this is hilarious. probably 0.00001% of active posters on this site will ever get a centurion based on their personal wealth/spending (company card doesn't count), yet they have so many opinions about it.
You'll know if I ever get that kind of money because no one is gonna see my white ass again.
The Centurion card is quite possibly the best thing that has ever happened in the history of credit based spending. Why? Simply because its rarer than diamonds in minecraft.
Rush Card > Centurion card...end of discussion
Platinum Amex works great. Would love to have a centurion one day though.
Are you getting enough values from the amex platinum to justify the annual fee? I have looked into that card on several occasions but could never justify the 500 bucks per year. But then I don't really use airport lounges--prefer to arrive just in time for departures and usually travel with no checked luggage.
Unless you use the concierge for every need you ever have, then no. It really depends on how much you want to use them. There's a reddit thread by one of the concierge agents and she had some amazing stories about some of the things people have requested. My whole family has one so that's why it makes sense for us.
They've actually come through clutch a number of times. For example: when my sister had her passport, wallet, jewelry and cell phone stolen while she was traveling abroad, she called my parents crying barely able to form words (she was somewhat drunk coming back from a club). My parents dialed in Amex concierge, they contacted embassy, arranged for temporary passport, money, food, and plane ticket back to the country she was staying in. That right there was probably worth $1,000.
Good to know that Amex concierge came in handy to help your sister out. Thou they were going to charge all the expenses on the card so they made money too.
Visa Signature also has a concierge service and the cards have much less/no annual fees. I don't really use the concierge service much anyway. The concierge service might have been really helpful before the internet era but nowadays I can just pull up a list of recommendations off yelp/tripadvisor in minutes instead of calling and then waiting for the concierge to get back with me. One benefit I do appreciate however are the room upgrade and perks when you book hotels including automatic late check out.
I think Visa Signature serves me just fine and I don't really need the Amex Platinum and certainly not the Visa Black Card. I do have an Amex card for tickets pre-sales and reserved seatings thou I don't use it otherwise.
Platinum is only worth it if you travel a lot and use your personal card instead of a corporate card. The lounge access alone takes care of the annual fee and you get upgrades in different hotels, you can snag a tough to get dinner reservation and some other perks. Centurion looks cool but unless you really use the concierge service it's a pretty high fee (I think $3k/year) but you can get the companion airline ticket so two fly for the price of one. If you're booking business or first internationally saving one ticket per year can easily cover the high fee.
None of these have the prestige of a Magnises card
The level of tool someone has to be to go for that card is astounding.
I'd take a Crapital One card before that one. Amex Platinum is far better, not even close. I do have the CSP card and it does get comments when a cashier takes the card, but really who cares. I personally would be far greater impressed with a Chase Palladium card or similar. WF Advisors (Private Bank) By Invitation Visa Sig as well.
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