Disclosing disability
Hi all,
Long time lurker in need of some advice. I have a disability that does not impact my job performance or require any accommodations. Am I better off not disclosing it on full time applications or should I disclose it? I've heard a mix of "if you don't think you need accommodations, don't disclose" and on the other hand "if you disclose you will have a better chance so they can reach their quota of employees with disabilities".
Let me know if any additional info or specifics would be helpful. Thanks.
If it says do you have X?
State truthfully.
If they don't ask, up to you. I wouldn't disclose.
If you don't need accommodations and it doesn't impact your performance, there is little positive that can be achieved. Investment banking in particular has a lot of people who are willing to accentuate others' weaknesses (there are good people in the industry, but enough jerks too).
For some context, I sat next to a guy who said that depressed people shouldn't be doctors because they couldn't hack it (in reference to a doctor who was first on the scene to his own father's death and was struggling). I also had to sit through my MD and VP routinely mock an external consultant for being bipolar (he probably wasn't), and that "he had his lithium this morning" after a productive call. These examples are about mental illness, but I'm sure there are plenty of stories about physical illness out there.
Don't disclose anything that could be perceived as a weakness, especially if this is in writing. I cannot stress this enough. It's not about getting in the door. It's about staying and succeeding in the job.
If they ask you about it, then tell them the truth. If they don't then don't mention it.
If it doesn’t affect your performance and doesn’t require accommodations, is it really a disability here?
Some people are diagnosed with a disability but have it under control or are high functioning.
From the WHO: "Disabilities is an umbrella term, covering impairments, activity limitations, and participation restrictions. An impairment is a problem in body function or structure; an activity limitation is a difficulty encountered by an individual in executing a task or action; while a participation restriction is a problem experienced by an individual in involvement in life situations."
By definition a disability is an impairment or limitation. It doesn't sound like OP's disability is an impairment or limitation in the context of work. (Perhaps OP becomes violently ill when eating spicy food -- that certainly constitutes a limitation or a participation restriction, but I don't think anyone would call it a disability in the context of work, unless your job is chief chili pepper-taster.)
All I'm saying is that OP would be making a lot of hay over something that doesn't affect performance and doesn't require accommodations. If he told me he had a disability that would not affect his performance at all, and would not require any accommodations, I'd look at him like "Then why are you telling me this - unless you are trying to elicit sympathy or game the system."
That said, I don't agree with other posters that people will view it as a "weakness" to be seized upon.
Appreciate all the replies.
Just to clarify, I am talking about the voluntary disability disclosure in the online apps for the bigger firms -- not disclosing in an interview or cover letter for sympathy. The options are typically 1. Diagnosed with a disability (or previously diagnosed), 2. I do not have a disability or 3. I do not wish to answer.
Was not sure how these were evaluated, as the disabilities they list as examples range from depression to missing limbs to cognitive disabilities. Thanks all for the insights.
In the UK this is usually only asked for after the offer is made, to support 'equality'. online applications usually ask at the end but allegedly its for diversity data and has no impact on decisions.
if you take time off ill and need any medical records to prove it/give you sickness pay, and you didn't disclose it, they can withhold sick pay and potentially take disciplinary action if you didn't disclose it, depending on the policy at the firm.
Definitely don't disclose it if you don't have to. Finance is basically the adult version of an elementary school playground
There is no such thing as a "disability quota"
In the UK several BBs have special disability recruiting similar to traditional diversity recruiting. I believe HSBC used to guarantee an interview for candidates who passed their online tests who are also disabled. There is a charity in the UK called Employ-Ability that runs the disability recruiting efforts for a few BBs, law firms and other corporates; last I checked they were working with GS, JPM, MS, UBS, BAML, CS and Barclays. Its far too late in the year to apply now though.
There are similar programs worldwide and firms often can get some form of incentives (tax rebates or direct subsidies) by hiring people with disabilities so it can definitely work in your favor if you disclose. A buddy of mine has a rare heart condition that cause irregular heartbeat and he was fitted with a pacemaker in his early 20s and he literally got interviews to every single bank he applied to (and ended up at GS/MS). The guy was very strong and he very well might have ended up there anyway, but it definitely made the process easier for him.
I don't know whether you have to disclose the actual disability or not, but if you do, I unfortunately agree with others that there's still a huge stigma around mental health and that disclosing that would most likely work against you. On the other hand, I think people are a lot more understanding of physical disabilities.
If you have a disability that is easy to see (or to see the effects of), sure, go ahead. Everyone will know anyway if you're blind, missing a limb or have hearing issues. But if you have something like bipolar, rheumatoid arthritis, lupus, or endometriosis, forget it. There's an unreasonably high chance that people will make jokes about you or not trust you.
for what it's worth, i've been disclosing my disability since companies have started including the disability questionnaire in their recruiting, and i've noticed a slight uptick in callbacks compared to before. however, sample size isn't very large, so this could just be coincidence. the arguments against disclosing it do seem plausible though, so i might rethink disclosing it
How to deal with the Disability Section (Originally Posted: 07/24/2017)
So I am a Type I Diabetic, which means that if my blood glucose levels are not properly monitored I can have seizures. It is very different than type II and is considered a chronic disease. This hasn't happened to me in years and was really only a major concern when I was a child. When applying to BBs, they ask that I mark disabled if I meet any of the diseases listed (diabetes always is one). 1. Will this hurt my chances? 2. Am I obligated to say yes?
More context: I am a very hard worker and have always studied 8-10 hours daily, worked in PE this past summer and never had any diabetic related issues (nor at any past job). I work very hard to ensure this doesn't effect my work performance, and NEVER use it as an excuse or every bring it up with employers (other than initially mentioning at the beginning so when they see me injecting insulin they can get the needed context).
I just want to be transparent but feel like this could potentially put me at a disadvantage. All feedback is welcome.
1 - No this will not hurt your chances; if evidence arose of them denying applicants based on health, they would not only be sued, but face damaging reputation in the space. There are written laws that prevent employers from denying applicants based on issues such as these (other examples include race, religion, gender, etc.).
Per the U.S. Equal Employment Opportunity Commission - "The Americans with Disabilities Act, which was amended by the ADA Amendments Act of 2008, is a federal law that prohibits discrimination against qualified individuals with disabilities."
2 - Apologies if I come off as naive here, but do most type I diabetics classify themselves as "disabled." I only ask because if you feel you are disabled then you can mark yes, but if you don't think it impacts your ability to work professionally (as you stated above) then I might mark no.
Mark yes if you feel you have a disability, but overall it shouldn't affect your application.
Thank you for the clarity. In regards to your question, I do not feel that my condition impacts my ability to work in any capacity, so therefore I am leaning towards marking no as well.
Disclosing Disability after receiving an offer? -UK (Originally Posted: 03/24/2017)
Hi,
I recently got an offer from a big BB in London and as part of their on-boarding procedure I have to fill out an occupational health form. It states it is designed to be reviewed by the occupational health service within the firm to give the firm advice on any adjustments that might need to be made. It also asks for disabilities.
I have a mild form of Asperger Syndrome which is classified as a disability in the UK. So I am obviously aware of this condition and the form looks like I should tick the box. However, I am concerned that as I am only on-boarding now (going to pre-employment checks etc. so have not started work) this might make my offer fall though or they could change their mind to employ me? Could this happen? I generally do not feel very affected by the condition except for sometimes coming across as socially awkward.
Thanks!
Well, from a states perspective, disclosing medical information is not required - with the exception of police, military and so on. Companies may ask if you qualify as disabled and it is up to you if you want to answer. Otherwise, it would not show up on your background check. Companies sometimes run industrial psych evaluations, to see if you are a fit for the role. However, the UK could be completely different - I assume it is not.
don't
AFAIK, I mentioned my chronic illness during the paperwork stage at the MF I work at in the UK, and I didn't face any issues with it. Although I'm pretty sure the answer to that question is not binary on the form - there's an option to not disclose any medical conditions, I'd suggest being frank about it, perhaps with your interviewer. Before answering, I discussed this in detail with some of the SMDs I worked with previously, and they dismissed it saying it was a non-issue. Could be different in different firms though.
What was the health issue?
I would imagine that if you have received an offer already, then it would be a solid lawsuit for you to win on discrimination.... You said yourself, that it wont have any impact to your role besides for being socially awkward at times.
Minority/disability student majoring in finance (Originally Posted: 07/20/2016)
Warren often visited his father's stockbrokerage shop as a child, and chalked in the stock prices on the blackboard in the office. At 11 years old he made his first investment, buying three shares of Cities Service Preferred at $38 per share. The stock quickly dropped to only $27, but Buffett held on tenaciously until they reached $40. He sold his shares at a small profit, but regretted the decision when Cities Service shot up to nearly $200 a share. He later cited this experience as an early lesson in patience in investing.
Hispanic isn't a disability
I realize that. Having ADHD is
If there's a disability for thinking ADHD qualifies as a disability, make sure to claim that one.
Would it help me or hurt me for an internship? As stated on many disability programs like SEO, ADHD is considered a disability.
I just want to know my chances into getting on to Wall Street besides networking
12.3%
Guys I'm sorry. I shouldn't have bothered asking but if anyone has real advice I would truly appreciate it. I am just trying my best to turn my life around and be successful.
adhd isn't a disability, and your chances are slim because it's awfully hard to make up a low GPA this late in the game. couple options:
on top of that, narrow your search: IB, consulting, and PWM are completely different things. decide which direction you want to go. I'd venture a guess that IB is out of the question for you at this point, unless it's MM or boutique. consulting probably same thing, again unless it's a smaller firm. but in any event, hone your search. you sound like you have no idea what you want (that's ok) and that's probably because you haven't explored the industry yet. do some informational interviews, find out what the industry is all about, find out what parts pique your interest, and go from there.
I appreciate the real advice, thank you. I am actually ahead now from taking 20 credits this summer so I could still graduate in four years. I planned out a schedule taking online classes in the winter (the retake classes). I will also continue to research as well. I think getting into a Under represented Minority program would help me significantly regarding my GPA.
Hey Buffalo, I'm actually born and raised in Buffalo! Almost went to UB. Lived about 15min from campus. Anyway UB, although a top 50 business school, is not a target for IB. Networking will be key for you if you want to do IB. UB is obviously big for commercial banking (yawn) and other companies like Rich Products for Corp Fin and Ops. You would definitely be fine for some smaller PWM shops and probably consulting also. Being hispanic should not have an affect on recruiting and certainly not ADHD. A lot of bankers take adderall for their "ADHD". I went to a small private school non-target and made it to a regional boutique IBank so you definitely not at a total disadvantage.
Thank you for responding. I'm going to rephrase my question, do you think being Latino would aid me, or even significantly change my competition in a different job pool? Also thank you for the motivation, what GPA do you think I should personally strive for to get into this field. Buffalo is a great place but I just don't know where to apply for internships, the city has no major IB anything.
Neither hispanic nor adhd is a disability but asking stupid questions is.
There are no stupid questions only stupid answers
the OP is a perfect example of what is wrong with the US
Wtf, can you honestly retake a class you did shit in? That's so fucking stupid.
Nice name
Typical millennial victim mentality here and this is why I regularly have trouble relating to some folks in my generation... neither being Hispanic nor having ADHD is a major setback/disability and you shouldn't expect to be treated better or differently because you have either of those.
Stop thinking about your race or your minor health concerns and how they can be used as some sort of advantage (or drawback) at getting an internship and start thinking about things that actually matter like networking, your knowledge of the industry, and interpersonal skills.
And I'm sorry to say but: "I could say my best skills is working with people. Influencing peoples decisions and just speaking to them about the small things. I also enjoy doing research on companies: stocks, information, just about everything." is not going to cut it in an interview when you're asked why someone should hire you, it's extremely generic, not hard to make up, and sounds cheesy. Rather than just telling people your strengths show them snag a solid internship from now instead of spending your entire summers rectifying mistakes you shouldn't have made in the first place... Freshman year is the easiest one you shouldn't have gotten a 2.X GPA you should recover your grades this is not something cool or special it's just something people do from the get go.
I'm not trying to be mean here but your mentality is not one that people will look for during recruiting... my best advice to you would be:
1) Never mention anything about being ADHD or Hispanic in a professional sense ever again -- it's unbecoming and looks like you have a victim mentality.
2) Stop talking about recovering your grades as if it's an accomplishment (it isn't) it's just something you should've been on top of from the beginning.
3) Start networking heavily -- if I could get into trading out of a non-target via networking you can get into your field of choice the same way -- you're also in NY I was in Houston...
4) Secure a relevant internship and use that to show what you're good at instead of making up arbitrary stories about how you're awesome at working with people but hate math but love analyzing companies and stocks.... come on dude really...? I'd just burst out laughing if you said something like this to me in an interview. Your strengths are shown by the projects you've worked on and the innovative accomplishments you acquired during your professional experience not by the same generic story that every kid who's a finance major in the United States can say...
5) Brush up on interview skills... I have a feeling from the way you've been writing that yours are likely poor at the moment. As such you need to do some mock interviews with people who work in the industry ASAP and get constructive criticism --never get offended at this -- and read up on the interview guides on the Mergers & Inquisitions website
Thank you for the advice and taking the time out of your day, much appreciated.
Just by reading your first two sentences, I already know you don't have what it takes.
I basically have a 3.2 now. I'm going to continue to work hard to prove you and everyone else wrong.
Prove to people that they're wrong? These guys are working in the industry and knows what it takes.
You're the one asking for a criticism of your situation, an OPINION at best. They are giving you the "low-down" of everything. You don't need to prove anyone anything besides yourself. It's your life, not theirs.
Anyway, since you are at a non-target, it's not "what you know," it is, "who you know." Literally.
FWIW, I am more of a, "Eat what you kill." I do cold-calls and attend networking events, meet people out and about to build a relationship to secure spots. I have been recently, to some success, get time with lunch with managers at the local firms/banks to network too.
THIS IS SPARTA!!!!!!
Very solid point, Kudos Snaphappens. Networking is key
I like this guy. Take this guy's advice.
If you're wondering why you're getting monkey shit thrown on you, it's because you keep bringing up ADHD and being a minority. Neither of those actually put you in such a disadvantage that it isn't fair. You have the full capability to compete with everyone else and if you believe otherwise, it makes you look dumb.
That's how firms are going to view you if you bring it up. Take full responsibility for your mistakes and learn from them. Don't every feel bad for yourself. I don't mean to sound like a dick, rather I mean that it will hurt you. Feeling bad for yourself is almost like being okay with your situation. By accepting you fell behind in the race due to your own fault, you'll be much more motivated to catch up.
It'll be hard to catch up, but you can definitely do it. Network your ass off, Get your GPA up, and go make a fairy tale story for yourself bro.
Thank you CHECK 6, for responding, I appreciate your honest advice and I will take it. Have a good afternoon
People with ADHD are like vegans.
You mean they love to tell you about it?
Agree there, but at least vegans are actually, you know, vegan. Pretty sure people just like to claim they have ADD.
This forum can be ruthless
Listing a major disability on the resume (Originally Posted: 12/28/2010)
Happy holidays everyone! This is a serious question i've had that is very specific to my situation, but I believe that others can benefit from it and perhaps some of you can lend some insights.
I am currently in the process of applying to several diversity programs and internships. I am also preparing resumes and cover letters for OCR. I don't want to give too much information about myself away, but I will say that I have a major physical disability(think seriously impaired eyesight, deafness). Up until this point, I have not listed anything regarding my disability on my resume, thinking that it would negatively affect my chances(in high school and freshman year of undergrad, I honestly found some discrimination by potential employers who thought that accommodation would be too much hastle). But recently at diversity events at goldman and Morgan Stanley, I spoke with diversity recruiters who told me that when I'm actually applying to bulge brackets, who have diversity "quotas" they welcome the diversity. This has tempted me to put a bit of info on this in a "Personal information" section on my resume. At this point i'm thinking that including this might help me stand out once in a while in resume drops and would be very important for diversity programs.
I understand most of you aren't in my position, but do any of you put a section regarding personal information other than interests on your resume?
Thanks for your replies.
The question is whether you do the regular resume drop or a more diversity-tailored resume drop (i.e. if there's an SEO-type program out there or something).
It's hard to say, considering that I've never had to deal with something like this, but think for yourself: suppose you don't include it and then go to your interviews like nothing's wrong. Would your situation be apparent that it might startle the interviewer a little, if he's unprepared to deal with it (and I understand your comment about discrimination - unfortunately, even people with best intentions can just play it safe and choose to be avoidant of the issue)? And then what that gives you a better chance - putting it on your resume outright, hoping it would go through other, diversity-based channels - or trying to do it honest-style in a process where a mere shitty handshake can disqualify you because the interviewer simply "didn't think it was firm enough"?
I can't tell you for sure, but I'm leaning towards including it on the resume. I might be wrong though.
And to answer your question directly, my "INTERESTS/SKILLS" section includes computer skills, database skills, languages, and personal interests, all 1 line each, basically leaving just 1 line on the whole resume about my personality.
I think there is a place in most BB online application forms to list your disability. I wouldn't necessarily put it on the CV. I think there is a reason why the disability questionnaire of the application form isn't given to interviewers and isn't part of the recruitment process. This is mentioned when you fill in the disability questionnaire.
Unless you need specific accommodation for your particular disability (e.g., some sort of special computer program to deal with blindness - see the JPMorgan blind trader article if you're curious), I wouldn't put it in your CV. I think it could come off as you purposely putting your disability on your resume to get flagged as a possible 'diversity case' in a negative way. Though, if you happen to have leadership or extracurricular involvements that center on the disability (e.g., play in a special league for sports, working with other people with similar disabilities, etc.) then that's fine.
Most firms have a "diversity" survey that asks if you have a disability (as mentioned by others above), or an 'other' section. I would mention it there.
So I will give a little bit more info about this. I guess i should have been a tad more clear about what i would have listed. I went through 2 years of treatment when i was young(chemotherapy) and am a cancer survivor. I view this as a huge adversity that i overcame. I've made it to an ivy and am thriving even though I had and still have these adversities(not totally blind, and when people meet me, they can not tell unless I tell them).
The thing is, in any interview, I WILL bring this story up, as it is part of my answer for tell me about yourself and walk me through your resume type Q's. So, I feel like including 1 or 2 lines about not only the disability, but the cancer survival might be appropriate, and would possibly stand out.
And Kanon, I have reached out to him, he is an alumn and uses similar software as me.
Thanks for the responses, and keep them coming if possible.
MF, I would NOT recommend putting this on your resume. It is way too easy for someone scanning it to toss it out due to uncertainty/fear and move on. The potential upside of someone screening it and saying "let's use this guy to achieve our diversity goals" is slim. Remember, it tends to be analysts reviewing resumes, and they don't care about achieving diversity unless someone forces them to. Your story is one that academic types will latch on to and it will certainly help you get into a better b-school if you wish. However, I don't see it helping you to get a job.
For what its worth, they always remind us of our diversity goals/initiatives when we are reviewing resumes.
Agree with compbanker here. Leave it off. It should not be a factor in the consideration of you resume. And anecdotally- before I got into banking I was in research. My manager was totally blind, and I have to say he was possibly one of the most intelligent, insightful analysts with whom I've had the pleasure of working. He is an amazing investor. He never let himself get held back and Didn't take any bullshit, and I applaud you for charging ahead and doing the same. It takes sack!
yo can u PM me some of those diversity programs, thanks. Only one I know of is SEO.
Don't bro, it's not a match.com profile. A resume is supposed to detail the experiences/education that make you relevant for the position.
I would advise against doing this on the resume. Make it as strong as possible with prior work experiences and academic achievements. Save this discussion for the interview, if even, lest it may appear to some resume reviewers that you are appealing to the sympathy card.
Anyways, best of luck!
dont do it
Disabled appreciate any help... (Originally Posted: 05/21/2011)
disabled for another 6-7 months need school advice (online school).... want to study rather than sit on a chair.. and just rehab
didn't do well freshmen year/soph year (42 credits) at 2.3-4ish gpa - doing decent now avg 3.5 gpa now (in the last 8-16 credits and estimating 3.5 in future classes since all I am doing now is focusing on studying) - want to do an online bba/ or any advisable degree... to slide in to ib - Have an Financial analyst/stock broking internship on resume from India for a summer Back in 2009. (ANGEL BROKING LTD)
Any suggestion of online BBA schools that have Banking/finance concentration? with accsb accreditation?
Live in Michigan. have attended OAKLAND UNIVERSITY, WAYNE STATE UNIVERSITY, and a community college. Applying everywhere and anywhere, any suggestions greatly appreciated.
Lol'd SO HARD @ "online BBA... to slide in to IB" and "Oakland University", "Wayne State"
The OP is priceless. He asked the same advice a few months ago and I gave a real answer so I don't feel bad laughing now. I needed that comedy today.
Should I disclose a disability and ask for extra time on assessments? (Originally Posted: 11/07/2011)
I have a disability which is legit reason to ask for extra time on online and physical assessment tests. Should I actually ask for extra time?
At first I was thinking I wouldn't ask for any adjustments, but know I am starting to think why not. I would be quite pissed not to go through to the next round of something that I worked for because of some stupid tests.
Is there anything else I should think about?
They'll never tell you that they didn't let you go on because of it but it if it takes you an hour to do what another perspective hire is expected to do in 40 minutes...
That's exactly what I was thinking especially since I am applying for S&T. Actually, one of the banks called me up and asked if I want extra time and I declined. I guess I will just do normal tests for the rest as well.
Exactly, what happy said. I know there's all those ADA laws and whatnot but unfortunately they don't hold up well in corporate america. Just the reality. Keep it on the DL.
Agree with what others said, especially because you are applying for S&T and you need to be quick on your feet for that. Sucks but you don't want to give them a reason to turn you down.
I-banking in a wheelchair (Originally Posted: 03/15/2009)
Hey,
I was in a car accident when I was 10, and since then I'm in a wheelchair. Have you guys ever heard of a guy in a chair making it into i-banking?
I'm a sophomore at a top-10 public school. I'm doing an internship at a top internet company in corp. finance this summer (lime connect). I'm a finance major with a minor in math with a 3.8 GPA. I'm doing wheelchair track & field and I won a bronze medal at the Paralympics last semester.
Should I even bother..?
Thanks!
Hell yea man, go for it. If you can hang intellectually (which it seems you can), most places will give you a shot.
Do you go to one of the following public schools? UC-Berkeley UVA U of Michigan
If no, the chances are, even if you weren't in a chair, pretty low but not impossible.
You have a strong GPA, competitive extra curricular activities under your belt, and you will have a relevant internsihp experience. I say, go for it. There is nothing to lose by applying to IBD positions. I have seen a BB MD whose right leg was disabled and he's doing fine.
Of course! Know a guy at Morgan Stanley RE in London for one...
it's not like you'll be doing much more than sitting at a desk anyway. I'm sure you have a decent shot
While I have no actually experience in this, you seem like someone who doesn't shy away from a challenge..... fucking don't even think about it and just jump(no pun intend, swear to god) right in and try. It shouldn't matter if your in a wheel chair, all that should matter is if you have what it takes. Don't ever let anyone tell you differently dude, but I'm sure you already know that! Goodluck buddy.
Right, I never thought that IBD was for you. WTF is this? a motivational speech?
Go for it, dude.
Just out of curiosity, when you say "Paralympics", do you mean the Games in Beijing?
Thanks for the comments!
I don't go to one of the mentioned schools, but a handful BBs recruit at my school.
Yes, when I say Paralympics I mean the games in Beijing. I practice twice a day, morning/afternoon.
Wow, that is impressive. Any firm would be lucky to get you.
good to hear bud goodluck
Although not in I-banking but I heard that head of HSBC Asia seats on a wheel chair just like u... go for it man.. there r examples that u can follow
dude, without trying to be patronizing, you've definitely got a shot.
GPA is good, and more importantly, you've got a pretty good story. I can't imagine anyone wouldn't like to say they hired a paralympian, and it doesn't sound like they'd regret it, either. You should have some alumni out there if some BBs recruit, check with them. It's a hard background to dislike, and you've shown you can do the work.
It's been already said, but obviously go for it. I think you have great chances. London doesn't know what he's talking about (he rarely does). Good luck!
I-banking seems like an excellent job if you are wheelchair bound.
I say go for it, you sound like a stand-up guy....I keed, I keed
Shouldn't be an issue at all. We basically sit in our cubes all day anyway.
You should definitely go for it.
On a side note, there's a guy at my bank who has some sort of birth-defect that renders his right hand pretty much useless. He models with 1 hand, no joke. Being in a wheelchair shouldn't set you back at all.
Go for it if it's the job you want to do. As far as whether you can handle the stress of the job, that's only something that you know or that you'll find out. But as far as whether you can get a job, why not? Seems like you've got as good a chance as anyone else. Talk about how you've had this disability since a young age, but rather than letting it hold you back, you can talk about the challenges you've overcome and the life lessons it's taught you about perseverance, not making excuses for your condition, not bowing down in the face of adversity, and so forth. You've chosen not to let your disability be a hindrance or an excuse; rather, you've found ways to draw inspiration from your condition and have managed to perform well in school and in life, even in spite of your physical limitations. I think that's a great story -- sometimes the mind and heart really are greater than the body.
Good luck to you!
Jupiter,
Are you talking I-banking in general (including S&T), or M&A-specifically?
My take... Life is too short for M&A - especially if you got the brains and creativity to do something else.
I don't want to start a flamewar - just telling it how I see (and experience) it. I'd get out if I could.
Good luck with your decision.
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Nostrum rerum reprehenderit adipisci libero totam voluptatibus. Omnis placeat et explicabo exercitationem ut ut. Ad delectus ipsum adipisci.
Soluta et aut aut veritatis et aut consequuntur. Consequatur vel beatae iure iusto porro enim. Qui cum blanditiis ut veniam dicta cupiditate in velit.
Et illo natus blanditiis quo consectetur ut. Modi velit est aut consectetur quis molestiae impedit. Totam illo non et.
Alias consequatur modi et et. Numquam dolorem et culpa. Amet est minus earum mollitia nisi mollitia. Et accusantium consequatur molestiae qui occaecati corporis dolores sit. Sint debitis quibusdam mollitia amet nihil vero. Autem voluptatem quibusdam reprehenderit quas. Tempora optio explicabo rerum delectus in.
Voluptatibus blanditiis ipsam est aut hic. Qui qui sequi iusto eos.
Cumque sed debitis repellendus architecto amet reprehenderit vero. Ducimus quo tempore eos impedit pariatur. Ut ab qui perferendis numquam molestiae.
Cumque quia fugit tempore vel. Et eum et aut modi ea odio. Et accusantium nesciunt et eos dolor.