Need help/opinion

Monkeys,

I would like to hear some of your options on what would you do in my position. My story is I attend a non-target school in the north east where I am currently studying finance with a 3.8 gap cum and 4.0 major. In terms of experiences intern fin planning shop, bulge bracket non finance intern, and started school hedge fund. Since freshmen year I thought IB was the only way to go and put my full force into breaking in. However over the past few months it feels like S&T fits me better. Now I know junior year is sort of the last shot in terms of SA recruiting but here are my options.

1) Delay graduation and take the extra time to prep, network, and apply again.
2) Transfer schools to semi target school back home in NYC
3) Apply for a MSF in Finance quick reset button ( I know it won't solve all my problems but Ill be back in the city mins away from wall street)