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Wall Street Oasis » Forums » Monkeying Around
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Putting It Out There - the story
 

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shorttheworld's picture
shorttheworld
      EN
 
 
(Senior Neanderthal, 4,312
 
Points)
 on 3/23/12 at 7:59pm
short.jpg

So as I've been asked for 'my story' but have never really done it in a full, comprehensive way... here we go.

I was born back in 1985 to two parents who realized they were going to become parents when they were 16 and 17 years old. Both of them dropped out of high school in preparation to keep me as a kid, my mom worked as a waitress while my dad went off to tractor trailer driving school. They seperated (never married) around the time I was maybe 2 or 3 and I proceeded to live with my mom during the week and my dad on the weekends... for a short stint of time while living with my mom I was living in housing projects in Connecticut (East Hartford, Mayberry Village area) and I remember 'playing' on the window bars outside like they were a jungle gym. My mom met and married some other guy who apparently was physically abusive to her (I dont remember seeing anything -- not sure if it was never in front of me or I just repressed it) and when they moved to Florida when I was 4 or 5 she sent me to live with my dad so that I would not be in this negative environment. I was living with my dad and grandparents back in CT and my dad worked pretty heavy hours as a truck driver/doing paving work to provide for us while my grandparents helped take care of me during the day after school, driving me places and giving me food, but in a way I was largely on my own to learn and discover things. My mom soon after divorced her abusive husband and went off on her own, but quickly was ping-ponging her way back from rehab for alcoholism and anorexia and I never really saw her at all. When I was 8 years old, I was featured on ABC (or NBC or whatever)'s night news segment Dateline as one of two families whose grandparents help take care of their kids' kids. When I was 11, my mother passed away in her sleep from the damage her anorexia and alcoholism had worn on her body (when she had just turned 29 or 30) which was a huge shock and a tad devastating to me especially as she had been cleared and been 'okay' for a few monthsfrom the doctors at her rehab programs.

I guess everything was relatively 'normal' until when I was 16/17 or so... my dad had saved up a large amount of his cash (although always was horrible with credit and money his whole life -- something I've turned to be the opposite of) and had bought his own big rig and was trekking gasoline around for work -- unfortunately he was making a good amount of cash and was partying/going to the casinos a lot (since he was young 30s making six figures from a blue collar background and no education) ith one of his buddies who owned a restaurant .. not so much alcoholism (or maybe it is) but definitely excessive partying. He ended up burning out, sold his truck and continued this lifestyle and burned through all of his cash... commence 'death spiral' ever since and not being able to get his life back together. Seeing this, I knew I had to go out on my own and be independent from my father due to the environment I was growing up in and set off on my own to push myself through school by working 35ish hours a week doing everything from retail (babies r us to hot topic to express haha) and IT on campus as well as internships so that I could provide for my food housing tuition social life and, of course, world of warcraft.

I entered UConn as a pharmacy major -- AP biology credits and all -- but quickly realized i hated chem with a passion even though i loved bio and physics. i had to take economics as a pre -req for the pharmacy program and had an eccentric, retired corporate lawyer as a professor who made the topic very interesting -- I always had a curiosity in th stock market but never knew what it meant but I went ahead and switched over to economics to explore these two new curiosities. After networking with uconn alumni I was able to secure an internship doing retail investments under a financial advisor at a local bank in CT -- I hated the cold calling and the other annoying things that went along with the job (riteof passage for most of us going into finance) but I kept sucking it up and asking how they put the different funds and investments together-- I knew I was interested in trading and portfolio management from there. I did a few trading competitions for both equities and commodities and did pretty well (11th out of 343 in CT for one and 1st place finish out of 10 teams for the commodities) and started pursuing the investment realm -- however I had a 2.71 gpa since I kinda went into college not knowing how much grades mattered and had other pressing issues such as survival going on at the time :) Thankfully, my econ/finance was around a 3.34 so I marketed that on my resume... my junior/senior internship had me doing economic development work and economic research as well as helping the CT hedge fund association put together their first annual hedge fund conference... I was VERY active in college in groups, starting as VP of my satellite campus' student goverment my freshman year to being a treasurer in the international relations association, doing sex ed stuff on campus, polish cultural society, and even helped push through an MBA level class on hedge funds.

so on to 'how i got into my job' :) I was the first hire at my firm from uconn ever, my group consisted of princeton/yale/brown/cornell and one penn state guy as is kind of typical for wall street and I was asked my first day on the trading floor 'which ivy did you go to?!'. Joyous. But during the interview I think I held my own very well and basically spewed my passion fr the markets and interest and willingness to put up with whatever to ensure that I made it as well as having a multitude of trading competition related material to throw at the recruiter -- I think if you have enthusiasm and passion for something it will show, be it your ability to go ahead and do it or for a job/business school interview... I stated back in september 07 and had a VERY rough time starting of and he majority of my group thought I'd end up being axed haha but ultimately I won rookie of the year for my class -- took home some what over a 100k, the next year with the insane volatility of 08 gave me over 500k+ which the government promptly took over 200k of haha. When the markets died down volatility wise in late 08/09, I proceeded to be in a hole for 1.5 years and not get any pay except for draw... thankfully I bought ~150k of the S&P index around 84.02, paid off all my student loans (70k) and had plenty of cash laying around plus a very strong frugal conviction haha. The past two years I've done decently but my income has been far too volatile (better than my first year but nowhere near my 08 year) and since I am in the 4-6 year range that is the 'hotspot' for MBAs and especially for finance I've decided to make the jump now for the MBA process.

Knowing my GPA was a weakspot with my 2.71, I took ten (yes, ten.. theyre ~700 each) classes through NYU SCPS in finance, portfolio management and risk management and came out with a 3.76 to add to my story that 'Hey, im a very smart and driven kid just didnt know what was oing on and had other outside pressures before) for the admissions process. For the most part, whenever that has come up during an interview I've been very confident about mentioning my low gpa (although i dont ever bring it up myself haha) but the interviewers are usually VERY understanding in seeing what else ive done nad usually were like 'the reviewer mentioned your low gpa but we know why anddd ehhh doesnt really matter' usually with a quick smile and bruhing it off-- outside of work ive been the treasurer of a tenants association in harlem that sued our landlord for 300k in damages for low income dominicans (including repairs and rentals) and do a lot of alumni outreach at my alma mater, including helping re-spark a dead mentoring program at the school of business and being invited to join a small panel for the alumni association under the board of trustees that deals with improving alumni mentoring/student involvement initiatives on the campus.

I was looking at buy side equity research originally and while I love the markets, I really hate accounting and I am very much so a people person so I have been looking at account management/product management roles at large investment management firms (PIMCO Wellington Vanguard State Street etc) in dealing with a hybrid role of client facing/portfolio management.... but also at the same time I am looking to leverage my social/interpersonal abilities with that and also in consulting which has an array of exit ops (trading is VERY niche so grass is greener there haha) and I enjoy doing a variety of problem solving types of things so I think those two roles are more 'best fitting' for me. I would harikari if I did ibanking working 100 hours a week :P I dont want to blow up when I'm mid 30s and not have a time else to go so its opportune haha. My dad and I have a very good tight relationship -- Im 27 this year and he just turned 44 -- although it is a 'reverse' father son relationship where Im the dad because he still doesnt really have his shit together -- my car back home is much more so his now since hes been in and out of work (and suffers from depression and anxiety as well, forgot to throw that in there.. but somehow I've been okay as an extremely volatile trader lol) for the pst 3 years and I help support him financially as well.

To answer some things that were asked... the one thing that kept me going is that I knew that it was all on my shoulders to make myself successful and happy, and that if I did not it would be my own fault and as such I could not let myself down. Every large obstacle in life or other kind of detriment can be overcome if youre willing to put in the time and emotional strength to overcome it.

Trading I think is something that is very personality driven and on the job driven -- some may disagree. You have to be passionate about the markets, a bit of zen helps (although there are plenty of angry traders) but that can be manifested in a 'i dont give a fuck' kind of attitude as well haha, confident in yourself, and smart and be able to have a feel for mental math in so much that youre kind of always calculating risk/probabilities in the back of your head even if you arent doing actual math on paper or in your mind (does that make sense?)

I think my background was a strength as long as you are able to show tht you might have suffered some but overcame it and it made you stronger and youve excelled nonetheless and 'broken the mold'. Cant be too caught up in the past have to keep looking forward because otherwise youre not going to be able to do shit with your life if you keep moping or daydreaming too much about the what ifs of the future. Plan your life but taken action now. do it do it do it.

I need a crib, a big estate, I need a boat and that need a lake, I need some salmon that need a plate, that need a chef so I feed my safe From trading equities to slanging wine in Latin America A ship is safe in harbor, but that is not what a ship i
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Tags:
  • really long
  • Monkeying Around
shorttheworld's picture

oh and feel free to ask

shorttheworld
      EN
 
 
(Senior Neanderthal, 4,312
 
Points)
 on 3/23/12 at 3:08pm

oh and feel free to ask questions ;p

I need a crib, a big estate, I need a boat and that need a lake, I need some salmon that need a plate, that need a chef so I feed my safe

From trading equities to slanging wine in Latin America

A ship is safe in harbor, but that is not what a ship i

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swagon's picture

gotta know - who is your

swagon
      EN
 
(Neanderthal, 2,970
 
Points)
 on 3/23/12 at 3:08pm

gotta know - who is your favorite Beatle?

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CaliforniaAnalyst's picture

this is ass raped long...

CaliforniaAnalyst
      ST
 
(Gorilla, 656
 
Points)
 on 3/23/12 at 3:17pm

this is ass raped long... gona read it after chick fil a

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shorttheworld's picture

yeah lol i was like wow thas

shorttheworld
      EN
 
 
(Senior Neanderthal, 4,312
 
Points)
 on 3/23/12 at 3:22pm

yeah lol i was like wow thas long :P

I need a crib, a big estate, I need a boat and that need a lake, I need some salmon that need a plate, that need a chef so I feed my safe

From trading equities to slanging wine in Latin America

A ship is safe in harbor, but that is not what a ship i

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swagon's picture

CaliforniaAnalyst wrote: this

swagon
      EN
 
(Neanderthal, 2,970
 
Points)
 on 3/23/12 at 3:23pm
CaliforniaAnalyst:

this is ass raped long

that's what she said

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swagon's picture

shorttheworld wrote: yeah lol

swagon
      EN
 
(Neanderthal, 2,970
 
Points)
 on 3/23/12 at 3:23pm
shorttheworld:

yeah lol i was like wow thas long :P

that's what she said

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pacman007's picture

damn son, good shit. and now

pacman007
     
 
(Gorilla, 668
 
Points)
 on 3/23/12 at 3:48pm

damn son, good shit.

and now you're about to go slay some blue devil chicks. good for you.

"Don't quit. Suffer now and live the rest of your life as a Champion" - Muhammad Ali

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R5A7B's picture

+1, thanks for sharing your

R5A7B
      IB
 
(Orangutan, 319
 
Points)
 on 3/23/12 at 4:07pm

+1, thanks for sharing your story, and congrats again.

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illiniPride's picture

Props to you Short, and nice

illiniPride
      IB
 
 
(King Kong, 1,099
 
Points)
 on 3/23/12 at 4:18pm

Props to you Short, and nice writeup.

Hopefully this is inspiring to some other monkeys out there.

Leadership can be defined in two words: "Follow Me"

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sayandarula's picture

wow. you're polish?

sayandarula
      O
 
 
(King Kong, 1,812
 
Points)
 on 3/23/12 at 4:36pm

wow. you're polish?

Money Never Sleeps? More like Money Never SUCKS amirite?!?!?!?

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Boreed's picture

Nice story man... respect and

Boreed
      PE
 
(Senior Gorilla, 952
 
Points)
 on 3/23/12 at 4:48pm

Nice story man... respect and I wish you all the best with your MBA and future!

WSO User Guidelines
WSO Interview Guides

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CaliforniaAnalyst's picture

good shit! i found i have

CaliforniaAnalyst
      ST
 
(Gorilla, 656
 
Points)
 on 3/23/12 at 4:58pm

good shit! i found i have lots of exp/situations similar to yours.

good luck!

and can i do that nyu thing online?

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jec's picture

Your story makes me feel very

jec
     
 
(Senior Orangutan, 442
 
Points)
 on 3/23/12 at 5:01pm

Your story makes me feel very pampered. Wish you all the best with your future.

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shorttheworld's picture

NYU is all in person but ucla

shorttheworld
      EN
 
 
(Senior Neanderthal, 4,312
 
Points)
 on 3/23/12 at 5:09pm

NYU is all in person but ucla extension and brigham young are around for online stuff

I need a crib, a big estate, I need a boat and that need a lake, I need some salmon that need a plate, that need a chef so I feed my safe

From trading equities to slanging wine in Latin America

A ship is safe in harbor, but that is not what a ship i

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AnATLieninNY's picture

you put your gpa on your

AnATLieninNY
      ST
 
(Senior Monkey, 96
 
Points)
 on 3/23/12 at 5:44pm

you put your gpa on your resume? I assume most interviews were the result of networking so not much fear of getting filtered out.

Way to go man, very inspirational. makes me feel like a lazy asshole

I say fuck change, I don't chase dimes

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Human's picture

shorttheworld wrote: To

Human
      PE
 
 
(King Kong, 1,891
 
Points)
 on 3/23/12 at 6:07pm
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"I am the hero of the story. I don't need to be saved."

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Abdel's picture

short, you're a boss. Make

Abdel
      O
 
(Neanderthal, 2,064
 
Points)
 on 3/23/12 at 6:08pm
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pacman007's picture

short's about to go live that

pacman007
     
 
(Gorilla, 668
 
Points)
 on 3/23/12 at 6:34pm

"Don't quit. Suffer now and live the rest of your life as a Champion" - Muhammad Ali

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The.RealDeal's picture

Again, thanks for sharing

The.RealDeal
      O
 
(Orangutan, 272
 
Points)
 on 3/23/12 at 7:02pm

" A recession is when other people lose their job, a depression is when you lose your job. "

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Abdel's picture

shorttheworld wrote: the

Abdel
      O
 
(Neanderthal, 2,064
 
Points)
 on 3/23/12 at 7:19pm
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BepBep12's picture

Abdel wrote: shorttheworld

BepBep12
      CF
 
 
(Senior Gorilla, 842
 
Points)
 on 3/23/12 at 7:36pm

'Before you enter... be willing to pay the price'

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imallcash's picture

Always great to hear stories

imallcash
      IB
 
(Monkey, 57
 
Points)
 on 3/23/12 at 8:22pm

It's all manipulated with junk bonds. You can't win.

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mongoose's picture

Wow, Im glad that I got to

mongoose
      O
 
(King Kong, 1,028
 
Points)
 on 3/23/12 at 8:28pm
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asiamoney's picture

This kind of stuff is really

asiamoney
     
 
(King Kong, 1,117
 
Points)
 on 3/23/12 at 8:33pm
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Ske7ch's picture

My condolences for your

Ske7ch
      O
 
(Senior Orangutan, 473
 
Points)
 on 3/23/12 at 8:38pm

- Bulls make money. Bears make money. Pigs get slaughtered.
- The harder you work, the luckier you become.
- I believe in the "Golden Rule": the man with the gold rules.

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andyinsandiego's picture

Very cool man. Good luck with

andyinsandiego
      CF
 
(Orangutan, 333
 
Points)
 on 3/23/12 at 8:44pm
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macro's picture

Great story man. I'm curious

macro
      HF
 
 
(Gorilla, 555
 
Points)
 on 3/23/12 at 9:00pm
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mongoose's picture

Abdel wrote: shorttheworld

mongoose
      O
 
(King Kong, 1,028
 
Points)
 on 3/23/12 at 9:04pm
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shorttheworld's picture

im pretty sure i paid more

shorttheworld
      EN
 
 
(Senior Neanderthal, 4,312
 
Points)
 on 3/23/12 at 9:39pm

I need a crib, a big estate, I need a boat and that need a lake, I need some salmon that need a plate, that need a chef so I feed my safe

From trading equities to slanging wine in Latin America

A ship is safe in harbor, but that is not what a ship i

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BTbanker's picture

JamesHetfield wrote: Abdel

BTbanker
      IB
 
(Senior Neanderthal, 5,336
 
Points)
 on 3/23/12 at 9:55pm

"A man generally has two reasons for doing anything. One that sounds good, and the real one." - J.P. Morgan

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shorttheworld's picture

oh, and another thing is dont

shorttheworld
      EN
 
 
(Senior Neanderthal, 4,312
 
Points)
 on 3/23/12 at 9:57pm

I need a crib, a big estate, I need a boat and that need a lake, I need some salmon that need a plate, that need a chef so I feed my safe

From trading equities to slanging wine in Latin America

A ship is safe in harbor, but that is not what a ship i

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acronym's picture

This sort of story always

acronym
      CO
 
(Senior Monkey, 98
 
Points)
 on 3/23/12 at 10:33pm

"'In summary, people are morons and who cares. Make a shit ton of money. I've never seen a Ferrari paid for by what people think.' - ANT" -rufiolove

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Value_added's picture

Short be dominating that

Value_added
      O
 
(Senior Orangutan, 462
 
Points)
 on 3/23/12 at 10:40pm
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mongoose's picture

I think the important

mongoose
      O
 
(King Kong, 1,028
 
Points)
 on 3/23/12 at 10:59pm
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pingafrita's picture

I tell you this sounds very

pingafrita
     
 
(Baboon, 172
 
Points)
 on 3/23/12 at 11:06pm
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Boreed's picture

pingafrita wrote: I tell you

Boreed
      PE
 
(Senior Gorilla, 952
 
Points)
 on 3/23/12 at 11:08pm

WSO User Guidelines
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pingafrita's picture

I didnt go to uconn dbag.

pingafrita
     
 
(Baboon, 172
 
Points)
 on 3/23/12 at 11:14pm
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Kanon's picture

Loved your story Short! I

Kanon
      O
 
(King Kong, 1,504
 
Points)
 on 3/23/12 at 11:23pm
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Boreed's picture

pingafrita wrote: I didnt go

Boreed
      PE
 
(Senior Gorilla, 952
 
Points)
 on 3/23/12 at 11:42pm

WSO User Guidelines
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shorttheworld's picture

I was the first one hired

shorttheworld
      EN
 
 
(Senior Neanderthal, 4,312
 
Points)
 on 3/23/12 at 11:49pm

I need a crib, a big estate, I need a boat and that need a lake, I need some salmon that need a plate, that need a chef so I feed my safe

From trading equities to slanging wine in Latin America

A ship is safe in harbor, but that is not what a ship i

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shorttheworld's picture

And actually said he was at

shorttheworld
      EN
 
 
(Senior Neanderthal, 4,312
 
Points)
 on 3/23/12 at 11:51pm

I need a crib, a big estate, I need a boat and that need a lake, I need some salmon that need a plate, that need a chef so I feed my safe

From trading equities to slanging wine in Latin America

A ship is safe in harbor, but that is not what a ship i

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NikitaN's picture

Great story! very

NikitaN
      O
 
(Baboon, 167
 
Points)
 on 3/24/12 at 12:40am
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NikitaN's picture

Great story! very

NikitaN
      O
 
(Baboon, 167
 
Points)
 on 3/24/12 at 12:40am
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GoW's picture

Hey man, very inspiring

GoW
      IB
 
 
(Orangutan, 326
 
Points)
 on 3/24/12 at 1:35am
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melvvvar's picture

you're leaving trading? what

melvvvar
     
 
(King Kong, 1,693
 
Points)
 on 3/24/12 at 1:51am
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blastoise's picture

what was your biggest loss

blastoise
      O
 
(Senior Neanderthal, 4,380
 
Points)
 on 3/24/12 at 5:15am
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blastoise's picture

also what happend friday and

blastoise
      O
 
(Senior Neanderthal, 4,380
 
Points)
 on 3/24/12 at 5:30am
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Downeasta's picture

Great story Short, especially

Downeasta
      IB
 
(Senior Baboon, 244
 
Points)
 on 3/24/12 at 11:04am
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shorttheworld's picture

No blastoise no lol I think

shorttheworld
      EN
 
 
(Senior Neanderthal, 4,312
 
Points)
 on 3/24/12 at 11:12am

I need a crib, a big estate, I need a boat and that need a lake, I need some salmon that need a plate, that need a chef so I feed my safe

From trading equities to slanging wine in Latin America

A ship is safe in harbor, but that is not what a ship i

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Chocobo's picture

Congratulations! Very

Chocobo
     
 
(Senior Baboon, 232
 
Points)
 on 3/24/12 at 11:16am
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These are the "Terms and Conditions" under which you may use WallStreetOasis.com. Please read this page carefully including the Privacy Policy below. If you do not accept the Terms and Conditions and Privacy Policy stated here, do not use this web site or any services offered by this web site. By using this web site, you are indicating your acceptance to be bound by the terms of these Terms and Conditions and Privacy Policy. IB Oasis Corp. (the "Company") may revise these Terms and Conditions and Privacy Policy at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions and Privacy Policy, because they are binding on you. The terms "You" and "User" as used herein refer to all individuals and/or entities accessing this web site for any reason.

Neither WallStreetOasis.com, IB Oasis Corp. nor employees of IB Oasis Corp. are investment advisors. The purpose of this website is NOT to give any advice on your personal investment strategy. If you base your investment decisions on content of this website, you may lose part or all of your money.

You should not violate any other law or regulation, including, without limitation, the rules and regulations of the U.S. Securities and Exchange Commission and the national or other securities exchanges, especially including the rule against making false or misleading statements to manipulate the price of a security or the rule requiring you to disclose any compensation you may receive for describing a security.

You should not access WallStreetOasis.com by any means other than through the interfaces we provide for use in accessing our services or use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy, or harvest data from any part of our sites, except those automated means that we have approved in advance and in writing.

The Company, in its sole discretion, reserves the right to remove any postings, or deny access by any individuals, for any reason or no reason.

If you see something that you feel is a violation of the these Terms and Conditions, please notify us by emailing wallstreetoasis at wallstreetoasis.com.

We reserve the right to change the Terms and Conditions at any time. Changes will be posted on the applicable web page.

Use of Material.

The Company authorizes you to view and download a single copy of the material on www.WallStreetOasis.com (the "Web Site") solely for your personal, noncommercial use. By using the Web Site you are giving the Company the sole right to use any and all content you generate or publish on the site for commercial, non-commercial or promotional purposes. This includes any and all forum posts, comments, blog posts or any other material you generate on the Web Site.

The contents of this Web Site, such as text, graphics, images, logos, button icons, software and other items (collectively, "Material"), are protected under both United States and foreign copyright, trademark and other laws. All Material is the property of the Company or its content suppliers or clients. The compilation (meaning the collection, arrangement and assembly) of all content on this Web Site is the exclusive property of the Company and protected by U.S. and international copyright laws. Unauthorized use of the Material may violate copyright, trademark, and other laws. You must retain all copyright, trademark, service-mark and other proprietary notices contained in the original Material on any copy you make of the Material. You may not sell or modify the Material or reproduce, display, publicly perform, distribute, or otherwise use the Material in any way for any public or commercial purpose. The use of the Material on any other web site or in a networked computer environment for any purpose is prohibited.

You shall not copy or adapt the HTML code that the Company creates to generate its pages. It is also protected by the Company?s copyright.

Acceptable Site Use.

General Rules: Users may not use the Web Site in order to transmit, distribute, store or destroy material (a) in violation of any applicable law or regulation, (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others, or (c) that is defamatory, obscene, threatening, abusive or hateful.

Web Site Security Rules. Users are prohibited from violating or attempting to violate the security of the Web Site, including, without limitation, (a) accessing data not intended for such user or logging into a server or account which the user is not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization, (c) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Web Site, overloading, "flooding", "spamming", "mailbombing" or "crashing", (d) sending unsolicited e-mail, including promotions and/or advertising of products or services, or (e) forging any TCP/IP packet header or any part of the header information in any e-mail. Violations of system or network security may result in civil or criminal liability. The Company will investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Specific Prohibited Uses.

The Company specifically prohibits any use of the Web Site, and all users agree not to use the Web Site, for any of the following:

  • Posting any incomplete, false or inaccurate biographical information or information which is not your own accurate resume
  • Using any device, software or routine to interfere or attempt to interfere with the proper working of this Web Site or any activity being conducted on this site.
  • Taking any action which imposes an unreasonable or disproportionately large load on this Web Site?s infrastructure.
  • If you have a password allowing access to a non-public area of this Web Site, disclosing to or sharing your password with any third parties or using your password for any unauthorized purpose.
  • Notwithstanding anything to the contrary contained herein, using or attempting to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Web Site other than the search engine and search agents available from the Company on this Web Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).
  • Attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Web Site.
  • Aggregating, copying or duplicating in any manner any of the materials or information available from the Web Site.
  • Framing of or linking to any of the materials or information available from the Web Site.

User Information.

When you register for the Web Site, you will be asked to provide the Company with certain information including, without limitation, a valid email address (your "Information"). In addition to the terms and conditions that may be set forth in any privacy policy on this Web Site, you understand and agree that the Company may disclose to third parties, on an anonymous basis, certain aggregate information contained in your registration application. The Company reserves the right to offer third party services and products to you based on the preferences that you identify in your registration and at any time thereafter; such offers may be made by the Company or by third parties. Please see the Company's Privacy Policy below for further details regarding your Information.

Registration and Password.

You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Company of any unauthorized use of your registration or password.

The Company's Liability.

As a condition to your use of this site, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code d1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

We are under no legal obligation to, and generally do not, control the information provided by other users which is made available through the Web Site. By its very nature, other people?s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this Web Site.

The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

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