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Wall Street Oasis » Forums » I-Banking Bullpen
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The Truth About Money
 

IlliniProgrammer's picture
IlliniProgrammer
      ST
 
 
(Almost Human, 9,178
 
Points)
 on 7/28/10 at 8:36pm
crazy-preacher.jpg

I'm seeing a few subtle similarities in the economy today to three years ago, and though it would be precipitous to say a second dip is probably on the way, I don't think it hurts to share some of the wisdom I've gained over the past three years in personal finance.

When I arrived in New York back in 2007, about half of the people my age were living pretty extravagant lifestyles for analysts earning a $60K/year salary. Half of them were living in Manhattan, paying Manhattan rent and NYC taxes, and dropping $200 partying at the Pink Elephant every weekend. They figured they were in New York, they were bankers, and they wanted to live the life. Unemployment was 4.6%, credit was easy, and heck, the economy would always be good! So rather than save money, they chose to dig themselves deeper into debt.

The other half of us got to NYC and we were scared. Just out of college, we were totally broke, and now our rent was going up by a factor of three or four to cover living near NYC. Few of us had held a job for more than a few months straight, and now we were expected to sign a 12-month lease with a total rent greater than our net worth. So rather than living in Manhattan, we saved some money by living in Brooklyn or Hoboken. Rather than partying at the Pink Elephant or the Hudson Hotel Bar every weekend, we settled for beer at home or maybe going to a dive bar that served up $4 domestics if we felt like splurging. Rather than eating at trendy restaurants like Spice Market, we were content with Subway. All of that money we saved went into paying down student debt and building up emergency savings.

The bottom fell out of the market in September 2008, but the layoffs in the financial sector really started in late 2007- and even hit some newly-hired analysts then. It got progressively worse until the market bottomed in 2009, but those of us who were scrimping and saving slept a lot better at night and aged a lot less through the crisis. If we got laid off, we already had a frugal lifestyle, and we had enough money to cover that for quite a while.

So, if you're a new analyst, the next time you have the choice of going to a trendy, expensive club or a dive bar, just imagine what would happen if you got laid off. If you don't like what you see (images of evictions and creditors calling at 3AM), go to the dive bar.

The truth about money is that you either own it or it owns you. And the more of it you spend on things that you don't really need for yourself, the more it owns you.

Work hard, play hard.
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Tags:
  • Money
  • I-Banking Bullpen
go4it's picture

wise words! wise words! If i

go4it
     
 
(Orangutan, 253
 
Points)
 on 7/14/10 at 7:28pm

wise words! wise words! If i can get into an i-banking gig, (currently big 4 valuation intern), I plan on living the same way. Are there more of people like you out there? I feel like everything I read here is about who is the biggest pompous arrogant person around and lets go clubbing, or to the top bar, etc. It is good to here that some people out there do actually just want to be in the finance industry, like the atmoshpere, and live quiet lifestyles then going into it for the pay

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LTV's picture

Great advise man. The

LTV
      HF
 
 
(Gorilla, 535
 
Points)
 on 7/14/10 at 7:52pm

Great advise man. The surprising thing is that a lot of this should be common sense, but people get carried away by the whole high finance thing. Finance career is highly volatile, almost like a yo-yo...haha.

I don't have any bananas, but can offer a 5star rating instead.

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mr1234's picture

IlliniProgrammer wrote: The

mr1234
      O
 
(Senior Orangutan, 490
 
Points)
 on 7/14/10 at 8:11pm
IlliniProgrammer:

The truth about money is that you either own it or it owns you. And the more of it you spend on things that you don't really need for yourself, the more it owns you.

'man made money
money never made the man'

that's ll cool j. its funny that a rapper figured out what most ib analysts are not even aware of.

---
man made the money, money never made the man

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BigRedAEM's picture

Great points. It can't hurt

BigRedAEM
      IB
 
(Baboon, 124
 
Points)
 on 7/14/10 at 8:32pm

Great points. It can't hurt to have money saved away.

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LIBOR's picture

deflation deflation

LIBOR
      EN
 
(Neanderthal, 2,156
 
Points)
 on 7/14/10 at 8:38pm

deflation deflation deflation... cash is king

looking for that pick-me-up to power through an all-nighter?

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junkbondswap's picture

Your life sounds fcking

junkbondswap
     
 
 
(King Kong, 1,723
 
Points)
 on 7/14/10 at 9:59pm

Your life sounds fcking boring as hell and while I agree with the importance of managing your money from a longer time horizon you need to strike a balance between enjoying life and building security for the future. One could argue that you were a slave to money because you were constantly aware of it in every decision you made.

Spend money and enjoy life. Theyre gonna keep printing more of that shit anyway.

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LIBOR's picture

dude iliiniprogrammer always

LIBOR
      EN
 
(Neanderthal, 2,156
 
Points)
 on 7/14/10 at 10:03pm

dude iliiniprogrammer always posts about hangliding and biking and shit... he sounds like has a sweet life... i don't think he enjoys new york that much but from the way it sounds he has a pretty extreme lifestyle... i know i couldn't do that shit lol

looking for that pick-me-up to power through an all-nighter?

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evilbyaccident's picture

junkbondswap wrote: Your life

evilbyaccident
     
 
(Senior Baboon, 239
 
Points)
 on 7/14/10 at 10:15pm
junkbondswap:

Your life sounds fcking boring as hell and while I agree with the importance of managing your money from a longer time horizon you need to strike a balance between enjoying life and building security for the future. One could argue that you were a slave to money because you were constantly aware of it in every decision you made.

Spend money and enjoy life. Theyre gonna keep printing more of that shit anyway.

You don't need to drop a grand a night to have fun (even though that is fun). I meet wayyyyyyy better girls at lower/middle of the road bars buying bottles of bud at 5 bucks a pop than I do ordering bottles of goose for 400+ at some ghey nightclub with my douchebag finance friends.

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PeterN.'s picture

always save some money but

PeterN.
     
 
(Monkey, 57
 
Points)
 on 7/15/10 at 12:54am

always save some money but dont save too much on life quality. you might earn as much as you make in a year now per month later in your life, but it's only half as fulfilling when you are old.

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TNA's picture

I think Illini is spot on.

TNA
      O
 
 
(Human, 13,474
 
Points)
 on 7/15/10 at 1:09am

I think Illini is spot on. One thing I might disagree on is saving on rent. If you are working a lot of hours I think it is worth paying more to live close to work. That really is a huge quality of life issue. Pissing away tons of money on stuff you dont need to bottle service is a waste, but saving yourself the misery of a cab ride and a train ride just to get some much needed sleep is torture.

Everything else I agree 100% with.

MSF Website
MACC Website
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themanwhosoldtheworld's picture

Most of your net worth as

themanwhosoldth...
      IB
 
(Senior Chimp, 17
 
Points)
 on 7/15/10 at 2:06am

Most of your net worth as college graduate is in the form of long-term earnings potential, not the mere few K's that you have the option of saving as an analyst. Although frugality might have served one the short run in the past three years, it is not necessarily advisable to those with true expectation of future wealth.

Although your maxim may feel like good advice nowadays, you forget that leveraging up with expectation of high return later is likely to be the rational strategy that helps you begin feeling the benefits of that wealth earlier on.

I also wouldn't blame the risk takers. They are the most likely to reap the rewards and realize their potential.

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TNA's picture

Taking out loans to pay for a

TNA
      O
 
 
(Human, 13,474
 
Points)
 on 7/15/10 at 2:34am

Taking out loans to pay for a top education that you feel will pay off in the long term is a good idea. Maxing out the visa so you can get a BJ from a chick who thinks bankers with over prices grey goose is the shit is moronic. I think you are missing Illini's point. It isn't that you should not invest or live, but spending all your money foolishly is not the best plan.

I feel as if your post does not even pertain to the discussion at hand.

MSF Website
MACC Website
MSF Twitter

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Theteller's picture

While it may seem like the

Theteller
      O
 
(Monkey, 33
 
Points)
 on 7/15/10 at 3:10am

While it may seem like the smart and practical thing to do, I have to totally disagree with OP. My mentor (family friend) is a partner level md at GS and I get the pleasure of having dinner with him once every few months when he is in California. Even while I was growing up, he told me to not worry about the little things in life such as saving money and being frugal. I thought he was fucking retarded when he told me that, but after hearing his explanations, it really made sense.

If you ask any guy who is at least 40 years old that has built himself a sizable net worth (>2M) based on hard work if he is willing to exchange $250,000 to be able to relive his youth (ages 22-28) again, he will say YES in a heartbeat. And $250,000 is a high estimate for the amount of money that one would save over the course of 6 years.

This mentor has discouraged me ever since freshman year from entering IB (as an analyst) and he refuses to help his son with getting an internship in IB. Instead, he pushes us to live life and make memories and then enter IB as an associate after b school if that's what we really want to do.

How much can you REALLY save during the first few years out of college? Maybe $30,000 a year? Once you make VP in your mid 30's you will make all the money that you would have saved by living frugally in a single month! So go out, piss away your measly analyst bonus, and enjoy life!

*obviously everyone should have a rainy day fund, but not as dramatic as Illiniprogrammer puts it.

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eating926's picture

Nah, the first thing I do

eating926
      IB
 
(Baboon, 107
 
Points)
 on 7/15/10 at 3:35am

Nah, the first thing I do with savings will be to pay off my student loans. Period. Don't want those things to overtake my life if I let them drag on.

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Frabjous's picture

my $0.02: I both agree and

Frabjous
      CO
 
(Senior Baboon, 221
 
Points)
 on 7/15/10 at 5:29am

my $0.02:

I both agree and disagree with you, OP.

I mean, I spot on agree on what you suggests NOT to do, but I think that you go too far with your frugality.

What makes or breaks the whole thing is not how much you spend, but how you spend it. $400 for a night out is f**king stupid. But I think if you were to find an opportunity to spend $200 and have a great fun, that should be taken, provided of course that it leaves you enough resources to continue paying up your studend debts at a fast rate and that you have a nice chest for rainy days.

$200 in what? Well, the answer varies from person to person. For example, as Illini would probably agree, hangliding is awesome (don't know how much it costs in the US). If you were in London, given some planning, with $300 you could take a low cost flight to anywhere in Europe and have an awesome weekend with friends living there. As many others, said, $30-40 in the right places and the right company beat the $400 club 7 to 1.

Bottom point: don't be f**king stupid with your money, but don't play Scrooge either.

Still, if you are happy with a frugal style, and you feel you won't regret it later, go for it. Just don't do it out of paranoia.

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levelworm's picture

junkbondswap wrote: Your life

levelworm
      O
 
(Orangutan, 285
 
Points)
 on 7/15/10 at 8:18am
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IlliniProgrammer's picture

junkbondswap wrote: Your life

IlliniProgrammer
      ST
 
 
(Almost Human, 9,178
 
Points)
 on 7/15/10 at 11:07am

Work hard, play hard.

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blong131's picture

LIBOR wrote: dude

blong131
      ST
 
(Senior Monkey, 67
 
Points)
 on 7/15/10 at 8:55am

_________

John Tabacco's raw, unique market commentary based on real information from real short sellers:
http://www.TheDailyShortReport.com

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vfrex's picture

Theteller wrote: While it may

vfrex
      ER
 
 
(Monkey, 55
 
Points)
 on 7/15/10 at 10:35am
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cphbravo96's picture

vfrex wrote: Theteller

cphbravo96
      PE
 
 
(Senior Neanderthal, 4,991
 
Points)
 on 7/16/10 at 1:31pm

"The trouble with our liberal friends is not that they're ignorant, it's just that they know so much that isn't so."
- Ronald Reagan

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TheDudeness's picture

IlliniProgrammer, you never

TheDudeness
      O
 
(Senior Monkey, 88
 
Points)
 on 7/29/10 at 11:09am
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futurectdoc's picture

What amazes me is how few

futurectdoc
      IB
 
(King Kong, 1,675
 
Points)
 on 7/28/10 at 10:56pm
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dazedmonk's picture

someone above got it right

dazedmonk
      IB
 
(Senior Orangutan, 431
 
Points)
 on 7/28/10 at 11:44pm
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jtbbdxbnycmad's picture

Just wanted to chime in. I

jtbbdxbnycmad
      O
 
(Gorilla, 610
 
Points)
 on 7/29/10 at 7:49am
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Walkio's picture

Very wise words. I wish I was

Walkio
     
 
(King Kong, 1,184
 
Points)
 on 7/29/10 at 8:38am
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NGL's picture

dazedmonk wrote: bankers

NGL
      O
 
(Chimp, 10
 
Points)
 on 7/29/10 at 1:38pm
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someotherguy's picture

Definitely agree on being

someotherguy
      HF
 
(Orangutan, 278
 
Points)
 on 7/29/10 at 3:31pm
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BillyRay05's picture

Ditto^2. I have seen some of

BillyRay05
      ST
 
(Senior Baboon, 179
 
Points)
 on 7/29/10 at 3:36pm

"Sounds to me like you guys a couple of bookies."

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Midas Mulligan Magoo's picture

IP, Your "cognitive

Midas Mulligan Magoo
     
 
(Senior Neanderthal, 5,167
 
Points)
 on 7/29/10 at 5:34pm

Where I unload on Twits and take verbal S***s

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AVPGuerilla's picture

Agree with the OP. But rather

AVPGuerilla
      IB
 
 
(Senior Gorilla, 883
 
Points)
 on 7/30/10 at 6:39pm

Step 1: Dream the Dream || Step 2: Live the Dream || Step 3: Rinse, repeat.

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FnLxpress's picture

As someone who is an analyst

FnLxpress
      ST
 
(Monkey, 61
 
Points)
 on 7/31/10 at 7:30am
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CompBanker's picture

My advice to anyone who is

CompBanker
      PE
 
 
(Almost Human, 8,504
 
Points)
 on 7/31/10 at 12:07pm

CompBanker

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Hayek's picture

cphbravo96 wrote: vfrex

Hayek
      CO
 
 
(Senior Orangutan, 427
 
Points)
 on 8/1/10 at 1:56pm
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mia_uranus's picture

Well, everyone who knows

mia_uranus
      CO
 
(Monkey, 32
 
Points)
 on 8/1/10 at 4:10pm
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timothy0's picture

But think of the idea of the

timothy0
      O
 
(Senior Baboon, 219
 
Points)
 on 12/3/11 at 6:08pm
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IlliniProgrammer's picture

I disagree. I think you're

IlliniProgrammer
      ST
 
 
(Almost Human, 9,178
 
Points)
 on 12/3/11 at 8:03pm

Work hard, play hard.

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timothy0's picture

I am planning on spending

timothy0
      O
 
(Senior Baboon, 219
 
Points)
 on 12/4/11 at 5:49pm
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houseofcards's picture

IlliniProgrammer wrote: I

houseofcards
     
 
(Monkey, 48
 
Points)
 on 12/4/11 at 9:00pm
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IlliniProgrammer's picture

houseofcards

IlliniProgrammer
      ST
 
 
(Almost Human, 9,178
 
Points)
 on 12/4/11 at 10:11pm

Work hard, play hard.

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IlliniProgrammer's picture

Quote: I am planning on

IlliniProgrammer
      ST
 
 
(Almost Human, 9,178
 
Points)
 on 12/4/11 at 10:17pm

Work hard, play hard.

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You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

Forum Topics

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  • Inspired by comments from this: http://www.wallstreetoasis.com/forums/basic-guide-ramping-up-on-a-company-with-public-information-part-1-of-3 Lets just jump in. <strong>Technology:</strong> In this space there are really two metrics that matter the most, sales growth and EPS...
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  • So I got an offer from a boutique consulting firm. It mainly does project management for a number of F500 tech companies. It starts in august. What I originally wanted was to work in AM but I couldn't get an offer. Any ideas about how I should go about getting a job in finance? I have a few...
    Graduating senior, need a finance job! MSF?
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    Can anyone share anecdotal MSF scholly stats?
  • Hey Monkeys, I'll be moving to London for work later this year - my office is in Hammersmith. For the sake of convenience for work, I've considered living in Hammersmith (near the tube station). For those of you who live or have lived in London - what are your thoughts on choosing...
    Working in London (Hammersmith) - suggestions on where to live?
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Upcoming Events

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    May 22 2013 - 12:00am - 3:00am
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Highest Ranked Content

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I used to work with a guy that had everything on the surface, but absolutely nothing inside. The guy was 6 feet tall, good-looking, charismatic, multi-lingual, graduated from a top business school, and had made MD at a bulge bracket investment bank. Yet he couldn’t remember the last time he...
How to Develop a Personality
<em>Mod note (Andy): we vetted this user to confirm his identity/status and yes in fact he is who he says he is, and is eager to answer your questions :)</em> Bio: I decided to join WSO to help both students and young professionals advance in their Finance careers, whether that be...
I'm an MD and I run the Sales division: Ask Me Anything
For better or for worse, there’s a very unique feeling when everything goes completely according to plan yet nobody seems to care or notice. Such is the case with our favorite company of the moment, Tesla Motors. For those unaware, TSLA has rocketed upwards since its Q1 earnings release,...
A Perfect Storm
You've just gotten that promotion and now you're in charge of a small team. Congratulations! And welcome to middle management. All the hard work and the knowledge you've developed about everything your firm does these past few years has been noticed. But, now you have a small...
7 Things I've Learned About Being A Manager
Assuming that you have access to no financial products such as FactSet, Bloomberg, CapitalIQ, Thomson or otherwise, thought it would be helpful to give a step by step guide on how to ramp up on a new company from your home computer. Using FaceBook as an example. Lets go ahead and start with the...
Basic Guide Ramping Up On A Company With Public Information (Part 1 of 3)
Fellow Primates, We are looking for 1-2 students on each campus to help WSO in its sales efforts to student clubs/career centers, and overall promotion at your school both online and on the ground. Below is a description of the position and benefits...thanks in advance for your help! <a...
WSO is Looking for Campus Reps For Summer/Fall 2013 (and beyond)
<em>“You know, In The Flesh,”</em> a WSO monkey told me at a recent Happy Hour, <em>“that gentleman’s book is the real deal. I ordered that shit on Amazon as soon as I read your review. It’s so right, man. I want to be like that: keep my word, honor my commitments, be...
Being A Gentleman, Revisited
Inspired by comments from this: http://www.wallstreetoasis.com/forums/basic-guide-ramping-up-on-a-company-with-public-information-part-1-of-3 Lets just jump in. <strong>Technology:</strong> In this space there are really two metrics that matter the most, sales growth and EPS...
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<em>Mode note: Blast from the past - "Best of Eddie" - this one is originally from December 2010.</em> Monty09 may have gotten the best plug yet for his <a href="http://energyrodeo.com/">Energy Rodeo</a> in Houston next month, and it came from none...
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