Transferring from a non-target to a semi-target ??

I am in my third year in my undergrad at a non-target. I chose to do an accounting degree, but I'm regretting my choice and I am much more interested in finance. There is a limited finance alumni network at my existing school and my only internship was at a small accounting firm. Should I transfer to a semi-target and repeat a year? My current school won't be as recognized when I'm applying to b-schools.

 

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