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Wall Street Oasis » Forums » I-Banking Bullpen
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Ugrad Vs. Grad - Prestige
 

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Husky32's picture
Husky32
     
 
(Gorilla, 589
 
Points)
 on 8/11/12 at 10:30pm
prestige.png

What do you feel is more prestigious, a top undergrad with a second tier graduate school or a second tier undergrad with a top tier grad school? I've noticed this recently with people I've spoken to. Guys going from HYP undergrad to state school for law degrees and state school kids getting a harvard MBA for example.

The essence of the question is really, whether you feel as if undergrad name > grad name in terms of prestige or grad name > undergrad name.

I have my own opinion, but hearing others thoughts might help a few of the hs/college kids on this forum out as I was one of the ones who bought into the whole college confidential bs of going to a much lower ranked cheaper undergrad and then going to a ivy grad school.

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  • prestige
  • I-Banking Bullpen
bearing's picture

Going from great undergrad to

bearing
      ER
 
 
(Neanderthal, 2,082
 
Points)
 on 8/11/12 at 8:36pm

Going from great undergrad to shit grad implies regression and you either fucked up or you better have a good reason to go to the school that you did. Going from crap undergrad to great grad implies progression and shows growth.

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BTbanker's picture

Grad school always trumps

BTbanker
      IB
 
(Senior Neanderthal, 5,331
 
Points)
 on 8/11/12 at 8:41pm

Grad school always trumps ugrad.

"A man generally has two reasons for doing anything. One that sounds good, and the real one." - J.P. Morgan

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ColumbiaKid123's picture

Graduate school absolutely

ColumbiaKid123
     
 
(Senior Monkey, 92
 
Points)
 on 8/11/12 at 8:54pm

Graduate school absolutely trumps undergraduate any day of the week. Absolutely agree with the regression satement

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Husky32's picture

^I feel like this only

Husky32
     
 
(Gorilla, 589
 
Points)
 on 8/11/12 at 9:07pm

^I feel like this only applies with professional schools. Doesn't a Yale BA in economics trump a Ohio State BA in economics + Yale MA in Economics? -> both in terms of prestige and in terms of recruiting for prestige based jobs like banking/consulting/pe

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bearing's picture

Husky32: ^I feel like this

bearing
      ER
 
 
(Neanderthal, 2,082
 
Points)
 on 8/11/12 at 9:18pm
Husky32:

^I feel like this only applies with professional schools. Doesn't a Yale BA in economics trump a Ohio State BA in economics + Yale MA in Economics? -> both in terms of prestige and in terms of recruiting for prestige based jobs like banking/consulting/pe

Who gets a BA in Economics; what IS/LM graphs too hard you can't get a BS. Also an MA in economics is equally as useless. Back on topic, weak undergrad is understandable if you got a boat load of scholarship or they were known for a specific major which you originally wanted to pursue.

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Husky32's picture

bearing: Husky32: ^I feel

Husky32
     
 
(Gorilla, 589
 
Points)
 on 8/11/12 at 9:24pm
bearing:
Husky32:

^I feel like this only applies with professional schools. Doesn't a Yale BA in economics trump a Ohio State BA in economics + Yale MA in Economics? -> both in terms of prestige and in terms of recruiting for prestige based jobs like banking/consulting/pe

Who gets a BA in Economics; what IS/LM graphs too hard you can't get a BS. Also an MA in economics is equally as useless. Back on topic, weak undergrad is understandable if you got a boat load of scholarship or they were known for a specific major which you originally wanted to pursue.

Okay so would a BS in Economics Ohio st. -> MS in Economics at Yale still be less prestigious than say a BS in Economics Yale -> MS in Economics at Ohio st? Assuming that no scholarships/recruitment for athletics are involved

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bearing's picture

Going to Yale grad from ohio

bearing
      ER
 
 
(Neanderthal, 2,082
 
Points)
 on 8/11/12 at 9:29pm

Going to Yale grad from ohio undergrad is more prestigious.

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Brady4MVP's picture

Grad prestige trumps

Brady4MVP
      HF
 
(Neanderthal, 3,158
 
Points)
 on 8/11/12 at 9:33pm

Grad prestige trumps undergrad, especially in law and business, where pedigree can open a lot of doors. Someone who went to harvard ug and then a non-top 15 program badly fucked up somewhere along the way. Either he had no business getting into harvard in the first place or lost his motivation once he got there. In contrast, a guy who did ohio state undergrad and then HBS means that the guy was a late bloomer who excelled from college onwards, displayed achievement and leadership, and is going to be very successful in the future.

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Husky32's picture

Brady4MVP: Grad prestige

Husky32
     
 
(Gorilla, 589
 
Points)
 on 8/11/12 at 9:49pm
Brady4MVP:

Grad prestige trumps undergrad, especially in law and business, where pedigree can open a lot of doors. Someone who went to harvard ug and then a non-top 15 program badly fucked up somewhere along the way. Either he had no business getting into harvard in the first place or lost his motivation once he got there. In contrast, a guy who did ohio state undergrad and then HBS means that the guy was a late bloomer who excelled from college onwards, displayed achievement and leadership, and is going to be very successful in the future.

True but there is also a curve in place at HYP. Not everyone at those schools can get over a 3.0 given the insane amount of competition, and so the HYP kid with a 2.5 gpa might get a 3.7+ in econ/business at your local state school. Which is why a lot of firms (a few that I can definitely confirm) would give the ivy leaguer with no gpa listed on the resume the interview and deny the state school kid with a borderline gpa (3.5-3.7 range). Since a 3.5 GPA at state school with a great gre can get into a prestigious grad school, whereas no grad schools will take a 2.5 gpa kid no matter where their from, it leads me to believe that the undergraduate degree is typically held in higher regard by employers who also favor taking a look at the SAT (all banks/consulting firms).

I'm playing devils advocate here so rip apart this argument (that I hear often) if you'd like.

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Brady4MVP's picture

Husky32: Brady4MVP: Grad

Brady4MVP
      HF
 
(Neanderthal, 3,158
 
Points)
 on 8/11/12 at 9:54pm
Husky32:
Brady4MVP:

Grad prestige trumps undergrad, especially in law and business, where pedigree can open a lot of doors. Someone who went to harvard ug and then a non-top 15 program badly fucked up somewhere along the way. Either he had no business getting into harvard in the first place or lost his motivation once he got there. In contrast, a guy who did ohio state undergrad and then HBS means that the guy was a late bloomer who excelled from college onwards, displayed achievement and leadership, and is going to be very successful in the future.

True but there is also a curve in place at HYP. Not everyone at those schools can get over a 3.0 given the insane amount of competition, and so the HYP kid with a 2.5 gpa might get a 3.7+ in econ/business at your local state school. Which is why a lot of firms (a few that I can definitely confirm) would give the ivy leaguer with no gpa listed on the resume the interview and deny the state school kid with a borderline gpa (3.5-3.7 range). Since a 3.5 GPA at state school with a great gre can get into a prestigious grad school, whereas no grad schools will take a 2.5 gpa kid no matter where their from, it leads me to believe that the undergraduate degree is typically held in higher regard by employers who also favor taking a look at the SAT (all banks/consulting firms).

I'm playing devils advocate here so rip apart this argument (that I hear often) if you'd like.

Um, it's very hard to get below a 3.0 at the ivies unless you did like cornell engineering. Especially at HYP, there's massive grade inflation, and there really is no reason you shouldn't get 3.5+ if you do even a modicum of work.

No reputable finance or consulting firm will interview a college student without a gpa listed. Once you've been out for a few years, you can leave it out and get interviews but not when you're still in school.

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SirTradesaLot's picture

Husky32: True but there is

SirTradesaLot
      O
 
 
(Senior Neanderthal, 4,505
 
Points)
 on 8/11/12 at 9:56pm
Husky32:

True but there is also a curve in place at HYP. Not everyone at those schools can get over a 3.0 given the insane amount of competition, and so the HYP kid with a 2.5 gpa might get a 3.7+ in econ/business at your local state school. Which is why a lot of firms (a few that I can definitely confirm) would give the ivy leaguer with no gpa listed on the resume the interview and deny the state school kid with a borderline gpa (3.5-3.7 range). Since a 3.5 GPA at state school with a great gre can get into a prestigious grad school, whereas no grad schools will take a 2.5 gpa kid no matter where their from, it leads me to believe that the undergraduate degree is typically held in higher regard.

I'm playing devils advocate here so rip apart this argument (that I hear often) if you'd like.

"Harvard was hardly alone. Still, its numbers were particularly staggering. More than 90 percent of the class of 2001 had earned grade-point averages of B-minus or higher. Half of all the grades given the year before were As or A-minuses; only six percent were C-pluses or lower. By way of comparison, in 1940 C-minus was the most common GPA at Harvard, and in 1955 just 15 percent of undergraduates had a GPA of B-plus or higher."
Source:
http://www.theatlantic.com/magazine/archive/2005/0...

Turbo leverage for capital explosion -- BD Capital

My WSO Blog

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IlliniProgrammer's picture

The undergrads have more

IlliniProgrammer
      ST
 
 
(Almost Human, 9,227
 
Points)
 on 8/11/12 at 10:07pm

The undergrads have more prestige. After all their parents are subsidizing our graduate tuition.

Work hard, play hard.

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huanleshalemei's picture

Hmm, similar dilemma...but

huanleshalemei
     
 
(Gorilla, 518
 
Points)
 on 8/11/12 at 10:23pm

Hmm, similar dilemma...but the key is to compare the prestige of the programs, not the prestige of the schools.

The Auto Show

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option1234's picture

This seems like comparing

option1234
     
 
(Chimp, 14
 
Points)
 on 8/11/12 at 10:41pm

This seems like comparing apples to oranges. If someone is going for an associate job obviously the non-target->Wharton MBA is in a better spot than the Yale->Fordham MBA grad.

Though at the end of the day target->target grad = /endthread

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BTbanker's picture

Fuuuck. The very first

BTbanker
      IB
 
(Senior Neanderthal, 5,331
 
Points)
 on 8/11/12 at 10:56pm

Fuuuck. The very first comment was sufficient, Lewis.

/Thread

"A man generally has two reasons for doing anything. One that sounds good, and the real one." - J.P. Morgan

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melvvvar's picture

IlliniProgrammer: The

melvvvar
     
 
(King Kong, 1,693
 
Points)
 on 8/11/12 at 11:03pm
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Macro Arbitrage's picture

bearing: Who gets a BA in

Macro Arbitrage
      HF
 
(King Kong, 1,369
 
Points)
 on 8/11/12 at 11:10pm

"I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine."

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bearing's picture

Macro

bearing
      ER
 
 
(Neanderthal, 2,082
 
Points)
 on 8/11/12 at 11:21pm
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Markov's picture

One thing about grad school:

Markov
      HF
 
(Baboon, 149
 
Points)
 on 8/11/12 at 11:49pm
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honeyoak87's picture

Husky32: ^I feel like this

honeyoak87
     
 
(Senior Monkey, 80
 
Points)
 on 8/11/12 at 11:49pm

Morpheus: Have you ever had a dream, Neo, that you were so sure was real? What if you were unable to wake from that dream? How would you know the difference between the dream world and the real world?

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jgc2122's picture

Grad. Doesn't matter law or

jgc2122
     
 
(Senior Monkey, 71
 
Points)
 on 8/12/12 at 12:06am

"If Henry Ford had asked people what they wanted, they would have said faster horses." -Steve Jobs

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UFOinsider's picture

Duke has a stronger finance

UFOinsider
      O
 
(Human, 10,345
 
Points)
 on 8/12/12 at 12:07am

YOU JUST GOT TROLLED
http://www.troll.me/images/red-foreman322/dont-you...

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UFOinsider's picture

melvvvar: IlliniProgrammer:

UFOinsider
      O
 
(Human, 10,345
 
Points)
 on 8/12/12 at 12:11am

YOU JUST GOT TROLLED
http://www.troll.me/images/red-foreman322/dont-you...

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TheBigBambino's picture

If I go to dinner with people

TheBigBambino
      VC
 
 
(Orangutan, 269
 
Points)
 on 8/12/12 at 12:33am

"If you want to succeed in this life, you need to understand that duty comes before rights and that responsibility precedes opportunity."

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blastoise's picture

your all morons it's

blastoise
      O
 
(Senior Neanderthal, 4,380
 
Points)
 on 8/12/12 at 12:55am
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melvvvar's picture

UFOinsider: melvvvar: Ill

melvvvar
     
 
(King Kong, 1,693
 
Points)
 on 8/12/12 at 1:23am
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IvyLeagueVet's picture

First of all there is no BS

IvyLeagueVet
     
 
(Baboon, 102
 
Points)
 on 8/12/12 at 5:12am
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GS's picture

Preftige brah Preftige

GS
      ST
 
(Senior Gorilla, 902
 
Points)
 on 8/12/12 at 5:14am
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damngringo's picture

Postgrad is more targeted and

damngringo
      O
 
(Baboon, 118
 
Points)
 on 8/12/12 at 5:44am
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SonnyZH's picture

Obvious, if you go to a less

SonnyZH
      HF
 
(Senior Gorilla, 969
 
Points)
 on 8/12/12 at 6:17am

The HBS guys have MAD SWAGGER. They frequently wear their class jackets to boston bars, strutting and acting like they own the joint. They just ooze success, confidence, swagger, basically attributes of alpha males.

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GS's picture

blastoise: your all

GS
      ST
 
(Senior Gorilla, 902
 
Points)
 on 8/12/12 at 9:11am
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Pwn3r's picture

Wharton Ugrad ONLY offers a

Pwn3r
     
 
(Monkey, 47
 
Points)
 on 8/12/12 at 9:15am
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BTbanker's picture

$50 OP goes to UConn and just

BTbanker
      IB
 
(Senior Neanderthal, 5,331
 
Points)
 on 8/12/12 at 10:51am

"A man generally has two reasons for doing anything. One that sounds good, and the real one." - J.P. Morgan

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Cookies With Milken's picture

Y'all posting in a troll

Cookies With Milken
      O
 
(Gorilla, 541
 
Points)
 on 8/12/12 at 11:27am
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Husky32's picture

IvyLeagueVet: First of all

Husky32
     
 
(Gorilla, 589
 
Points)
 on 8/12/12 at 11:35am
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IvyLeagueVet's picture

Pwn3r: Wharton Ugrad ONLY

IvyLeagueVet
     
 
(Baboon, 102
 
Points)
 on 8/12/12 at 11:47am
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GS's picture

Husky32: IvyLeagueVet: Firs

GS
      ST
 
(Senior Gorilla, 902
 
Points)
 on 8/12/12 at 11:49am
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IvyLeagueVet's picture

Husky32: IvyLeagueVet: Firs

IvyLeagueVet
     
 
(Baboon, 102
 
Points)
 on 8/12/12 at 11:52am
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holla_back's picture

IvyLeagueVet: Husky32: Iv

holla_back
      O
 
(King Kong, 1,118
 
Points)
 on 8/12/12 at 12:02pm
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Pwn3r's picture

IvyLeagueVet: Pwn3r: Wharto

Pwn3r
     
 
(Monkey, 47
 
Points)
 on 8/12/12 at 1:37pm
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holla_back's picture

Pwn3r: IvyLeagueVet: Pwn3

holla_back
      O
 
(King Kong, 1,118
 
Points)
 on 8/12/12 at 2:01pm
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thatruth34pp's picture

Why not just go to a

thatruth34pp
      IB
 
(Senior Chimp, 20
 
Points)
 on 8/13/12 at 3:58pm
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tctc33's picture

I think it depends.

tctc33
      HF
 
(Senior Chimp, 16
 
Points)
 on 8/13/12 at 6:46pm
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Husky32's picture

tctc33: I think it depends.

Husky32
     
 
(Gorilla, 589
 
Points)
 on 8/13/12 at 7:53pm
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IlliniProgrammer's picture

Husky32: tctc33: I think it

IlliniProgrammer
      ST
 
 
(Almost Human, 9,227
 
Points)
 on 8/13/12 at 8:34pm

Work hard, play hard.

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Ace6904's picture

thatruth34pp: Why not just go

Ace6904
      CF
 
(Baboon, 159
 
Points)
 on 8/13/12 at 11:56pm
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Misspartiesalot's picture

HUH, UGRAD PRESTIGE is way

Misspartiesalot
     
 
(Senior Monkey, 79
 
Points)
 on 8/14/12 at 6:42pm

--Money can't buy happiness. it can only buy orgasms.
--Who the hell says I want happiness? Orgasms all I need.

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melvvvar's picture

Misspartiesalot: HUH, UGRAD

melvvvar
     
 
(King Kong, 1,693
 
Points)
 on 8/14/12 at 9:30pm
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EconChimp1835's picture

You do know that the majority

EconChimp1835
     
 
(Chimp, 3
 
Points)
 on 8/15/12 at 12:27am

"Successful investing is anticipating the anticipations of others" - John Maynard Keynes
University at Buffalo, The State University of New York
Economics & International Trade

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EconChimp1835's picture

you are completely whacked

EconChimp1835
     
 
(Chimp, 3
 
Points)
 on 8/15/12 at 12:29am

"Successful investing is anticipating the anticipations of others" - John Maynard Keynes
University at Buffalo, The State University of New York
Economics & International Trade

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  • Using any device, software or routine to interfere or attempt to interfere with the proper working of this Web Site or any activity being conducted on this site.
  • Taking any action which imposes an unreasonable or disproportionately large load on this Web Site?s infrastructure.
  • If you have a password allowing access to a non-public area of this Web Site, disclosing to or sharing your password with any third parties or using your password for any unauthorized purpose.
  • Notwithstanding anything to the contrary contained herein, using or attempting to use any engine, software, tool, agent or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search this Web Site other than the search engine and search agents available from the Company on this Web Site and other than generally available third party web browsers (e.g., Netscape Navigator, Microsoft Explorer).
  • Attempting to decipher, decompile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Web Site.
  • Aggregating, copying or duplicating in any manner any of the materials or information available from the Web Site.
  • Framing of or linking to any of the materials or information available from the Web Site.

User Information.

When you register for the Web Site, you will be asked to provide the Company with certain information including, without limitation, a valid email address (your "Information"). In addition to the terms and conditions that may be set forth in any privacy policy on this Web Site, you understand and agree that the Company may disclose to third parties, on an anonymous basis, certain aggregate information contained in your registration application. The Company reserves the right to offer third party services and products to you based on the preferences that you identify in your registration and at any time thereafter; such offers may be made by the Company or by third parties. Please see the Company's Privacy Policy below for further details regarding your Information.

Registration and Password.

You are responsible for maintaining the confidentiality of your information and password. You shall be responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify the Company of any unauthorized use of your registration or password.

The Company's Liability.

As a condition to your use of this site, you release the Company (and our agents and employees) from claims, demands and damages (actual and consequential, direct and indirect) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code d1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

We are under no legal obligation to, and generally do not, control the information provided by other users which is made available through the Web Site. By its very nature, other people?s information may be offensive, harmful or inaccurate, and in some cases will be mislabeled or deceptively labeled. We expect that you will use caution and common sense when using this Web Site.

The Material may contain inaccuracies or typographical errors. The Company makes no representations about the accuracy, reliability, completeness, or timeliness of the Web Site or the Material. The use of the Web Site and the Material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

You acknowledge and agree that you are solely responsible for the content and accuracy of any resume or material contained therein placed by you on the Web Site and you agree to let any users that are identified as recruiters (designated in the sole discretion of the Company) to have access to your resume.

The Company is not to be considered to be an employer with respect to your use of the Web Site and the Company shall not be responsible for any employment decisions, for whatever reason made, made by any entity posting jobs on the Web Site.

THE COMPANY DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL MECHANISMS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, THE COMPANY IS NOT RESPONSIBLE FOR THOSE COSTS.

THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. THE COMPANY, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING THE WARRANTY OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE COMPANY MAKES NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE, TEXT, GRAPHICS, AND LINKS.

Disclaimer of Consequential Damages.

IN NO EVENT SHALL THE COMPANY, ITS SUPPLIERS, OR ANY THIRD PARTIES MENTIONED ON THE WEB SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Sites.

The Web Site may contain links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by the Company of the contents on such third-party Web sites. The Company is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. If you decide to access linked third party Web sites, you do so at your own risk.

No Resale or Unauthorized Commercial Use.

You agree not to resell or assign your rights or obligations under these Term of Use. You also agree not to make any unauthorized commercial use of the Web Site.

Limitation of Liability.

The aggregate liability for the Company to you for all claims arising from the use of the Materials is limited to $1.

Termination.

The Company reserves the right, at its sole discretion, to pursue all of its legal remedies, including but not limited to immediate termination of your registration with or ability to access the Web Site and/or any other service provided to you by the Company, upon any breach by you of these Terms and Conditions or if the Company is unable to verify or authenticate any information you submit to the Web Site registration with or ability to access the Web Site.

Indemnity.

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Material or your breach of the terms of these Terms and Conditions. The Company shall provide notice to you promptly of any such claim, suit, or proceeding and shall assist you, at your expense, in defending any such claim, suit or proceeding.

General.

The Company makes no claims that the Materials may be lawfully viewed or downloaded outside of the United States. Access to the Materials may not be legal by certain persons or in certain countries. If you access the Web Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. These Terms and conditions are governed by the internal substantive laws of the State of New York, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts within New York, New York. If any provision of these Terms and Conditions are found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any term of these Terms and Conditions shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in additional terms of use for areas of the Web Site a particular "Legal Notice," or Software License or Material on particular Web pages, these Terms and Conditions constitute the entire agreement between you and the Company with respect to the use of Web Site. No changes to these Terms and Conditions shall be made except by a revised posting on this page.

PRIVACY POLICY

The Company recognizes that you are concerned about privacy. We are committed to preserving your privacy and safeguarding your sensitive information. The following statement describes the general information-gathering and usage practices of our sites.

Our staff, contractors, Internet service providers and others involved in this site follow this policy or similarly strict policies regarding your Information.

Disclosure

The Company is committed to fully disclosing our policies regarding the collection, use, maintenance, disclosure and security of personal information obtained from users of our site. The term "personal information" includes a name, address, email address, or any other information which could be used to contact you directly or to identify you personally.

Use and Disclosure Limitations

The Company only uses personal information about its Web site users for specific purposes. We do not share user information with third parties except when we have told users about the disclosures, when we have prior consent, or when required by law.

Use Policy: When the Company gathers personal information from users, we ask for permission first. We also disclose, at the time of collection, how the information will be used by us. Personal information is used for activities such as auto-completion of commonly-used forms and helping us contact you when you solicit information from us.

Disclosure Policy: We do not normally disclose personal information to anyone outside of the Company unless we have previously informed users about the disclosures. However, some data may be used from time to time by outside contractors, including auditors or consultants, to assist us in carrying out necessary financial or operational activities. These uses will be consistent with this privacy policy and all contractors using this potential personal information must agree to safeguard it, to use it only for the authorized purpose, and to return it or destroy it upon completion of the activity.

The Company might be required to disclose personal information in response to a valid legal process such as a subpoena, search warrant or court order.

Although unlikely, it is possible that we may have to make certain disclosures to ensure the security of our Web site, to protect its integrity, or to take precautions against potential liability. In any of these situations, we will take any reasonable steps to limit the scope of the data disclosed.

Web Logs: The Company maintains standard Web logs that record basic information about visitors to our Web site. These logs contain: * The Internet domain from which you came to our Web site. * Your IP address. An IP address is a series of numbers which uniquely identifies your connection to the Internet. Although it is possible in some instances, certain types of IP addresses may be used by interested persons to identify users but we do not attempt to identify users in this way. * The type of browser (e.g., Internet Explorer or Netscape) and operating system (e.g., Windows 98) you use. * The date and time you visited the site, and the pages you saw.

We use Web log information to design our Web site, identify popular features, and in similar ways. We do not try to identify individuals from Web logs or to link Web logs to other user information. However, if someone tries to damage our Web site or use it in an unauthorized or illegal way, we may share Web log information with law enforcement agencies. The Company may provide aggregate information such as the number of users who visit particular pages of the site, or the number of people who link to certain external sites from our site, to other parties.

Changes to Privacy Policy

The Company's features and services will change over time and our information-gathering practices and policies may also change.

While our philosophy of protecting user information from inappropriate uses and disclosures will not change, this policy will be updated occasionally to include any change that materially affects the collection, maintenance, use, or disclosure of personal information.

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