Search results

  1. New to Real Estate Investing... Where to Start?

    I am just coming off of living a year at home after graduating from a non-target school in 2015. During my tenure at home, I was able to save a significant amount of money that I am looking to invest in real estate. I have saved around ~$25-35k that I am ...

    5 comments - 0 silver bananas - Jul 28 2016 - 6:46pm -

  2. Should we do away with tax subsidy on debt?

    The idea that tax subsidies benefits all and generates social welfare is embraced by countries worldwide (advanced and emerging alike). While tax subsidies in advanced countries focus on mortgage and corporate debt burdens, emerging countries target fuel ...

    10 comments - 0 silver bananas - May 21 2015 - 8:58am -

  3. rgerg

          Upsr Mortgage housing MBA ...

    36 comments - 1 silver bananas - Jan 31 2015 - 3:10pm -

  4. AMA: Top 15 Life Co CML Origination Analyst

          I'm not sure if this interests anyone on here, but I'm bored so here it goes; I'm an Analyst at a large life insurance company doing commercial mortgage origination. We're typically top 15/ top 20 as far as volume ...

    33 comments - 2 silver bananas - Jan 25 2015 - 8:14am -

  5. Default rate to interest rate ratio

          Curious if there is a rule of thumb for expected default/delinquency rate of the borrow relative to the interest rate on the loan sold to the borrower. Specifically, I'm looking to answer this hypothetical: If one could ensure a ...

    5 comments - 0 silver bananas - Apr 25 2016 - 10:35pm -

  6. Buy 3 bedroom place in Hoboken with 2 others?

          Deleted DeletedDeletedDeletedDeletedDeletedDeletedDeletedDeletedDeletedDeletedDeletedDeletedDeletedDeleted Mortgage apartment ...

    12 comments - 0 silver bananas - Jun 10 2016 - 10:19am -

  7. Funding MBA Tuition Fee

          Given that Top 20 B-Schools charge USD200,000, how do most MBA candidates fund their tuition fee? What sources can we rely on? To what extent (full or partial funding) do they fund the program? While I'm aware of scholarships and ...

    11 comments - 0 silver bananas - Dec 9 2014 - 3:35am -

  8. Strategic Foreclosure & Back Door Bailouts

    Strategic foreclosure is a subject near and dear to all our hearts. We had a pretty robust debate about it back in May after 60 Minutes ran a special on it (video below). For those who don't know, strategic foreclosure is when a homeowner who can oth ...

    19 comments - 0 silver bananas - Aug 10 2010 - 5:54am -

  9. hghbj

          gchjhkjbkln Mortgage ...

    22 comments - 0 silver bananas - Feb 28 2013 - 9:56pm -

  10. What's your house worth?

    Many younger people are looking to buy real estate with the current rates being so low. How much of a mortgage should a junior level analyst (1yr- 3rys) take out for a house/apartment? I'm just curious to know if anyone has bought a house at a ...

    14 comments - 0 silver bananas - Apr 24 2013 - 3:50pm -

  11. First real estate investment leverage

          I know many people here have experience doing their own investments, so I was hoping to get some info. How much leverage would you use for say, the buying and converting of a property into 3-6 units. I'm thinking student housing, ...

    6 comments - 0 silver bananas - Jul 28 2014 - 5:18pm -

  12. Lest We Forget: Strategic Default

    Strategic default hasn't been making much news lately, the housing market narrative having moved to the MERS mess and the various facets of Fraudclosure. So I was a little surprised to read that the Mortgage Bankers Association held a panel on strate ...

    10 comments - 0 silver bananas - Mar 2 2011 - 7:52am -

  13. THE NEXT CATASTROPHE

    So here is the gist of why I am extremely worried. Don't look at this until you have fifteen minutes to digest it all- According to a July 2007 report by AMP Capital Investors, the total value of all sub prime loans was approximately $1.4 trillion, o ...

    33 comments - 0 silver bananas - Mar 2 2010 - 5:03pm -

  14. Need Help From You Guys Regarding A Mortgage

    Hey, I need some help regarding a commercial real estate mortgage. So basically there is a property worth around $4.5 million and there is a $3 million mortgage on it. The property is making significant NOI, but unfortunately the principal and interest pa ...

    13 comments - 0 silver bananas - Dec 27 2012 - 11:28pm -

  15. Buying a house

    I am thinking about buying a house after my first year at a BB. (EDIT: I am working in Houston, so this is definitely more doable than NYC.) The first year I'll be staying at home with my parents and saving my money, so I'll have a good amount o ...

    84 comments - 0 silver bananas - Jun 11 2010 - 1:34pm -

  16. How To Make A Million Dollars: TODAY!

          So do you want to make a million dollars today?! HERE IS THE TRADE!! The second round of mortgage problems are here!!! So simply short the financials. Buy 1,000 calls of of the ETF- SKF (ProShares UltraShort Financials). November 10, ...

    17 comments - 0 silver bananas - Oct 20 2010 - 6:36am -

  17. taking on a mortgage to buy a family member's home

    I've got this real estate "investment" idea, but since I know nothing about real estate I thought I would ask for advice here. It appears to me that mortgage debt is unreasonably cheap right now, and that any investment in a home likely has ...

    5 comments - 0 silver bananas - Nov 16 2013 - 3:14am -

  18. Putbacks: PIMCO, Blackrock, NY Fed Want a Mulligan

    Remember how cool it was to get a do-over when you screwed up as a kid? Or how much you loved the teachers who just threw out your lowest grade of the year and didn't count it? Or how cool it is when your buddies give you a mulligan after you shank o ...

    6 comments - 0 silver bananas - Oct 20 2010 - 8:58am -

  19. Is Mortgage Banking part of Real Estate?

          I am eyeballing a Mortgage Banking internship at a place which claims to be my state's #1 financial institution in Reverse Mortgages. Is this relevant at all to Wall Street or should I steer away from it? The Internship would be ...

    4 comments - 0 silver bananas - May 20 2014 - 5:43pm -

  20. Underwater Mortgage: Walking Away

    James Altucher posted this today, I thought I'd share it with all of the people on this forum who claim it's unethical to walk away from an underwater mortgage: SHOULD YOU FORECLOSE lobo @LoboSeawolf sell underwater condo at 70k loss or refinanc ...

    8 comments - 0 silver bananas - Apr 7 2012 - 2:47pm -

  21. Buyside Trading CMBS/MBS(Agency and Non-Agency)

    Hi All, An opportunity may come shortly for me at my firm and would like some information on exit opps specifically. Feel free to contribute any another tidbits. I work at a buyside AM firm and have the opportunity to get into CMBS/RMBS trading. Was wonde ...

    6 comments - 0 silver bananas - Sep 15 2012 - 6:48pm -

  22. 25 Billion Dollar Settlement Over Alleged Mortgage Abuses

    [quote]The $25 billion agreement with five banks to end federal and state probes into abusive foreclosure practices was filed in U.S. court in Washington, capping negotiations over the lenders' liability for conduct after the housing bust. The agreem ...

    6 comments - 0 silver bananas - Mar 12 2012 - 4:53pm -

  23. Why am I here?

          Hi, all. I kind of wandered into this site looking for answers to some deep questions. These questions things like is the 2% raise + stock bonus (which vests over 5 years) I got a good deal or a crap deal? Or we have 350K to invest- s ...

    2 comments - 0 silver bananas - Aug 19 2015 - 3:10pm -

  24. Distressed Debt Investing- Active?

          Has anyone been active in Distressed debit investing such as buying mortgage securities pre-foreclosure from banks, mortgage holders, investment funds, etc...seeking information related to this investment vehicle. Mortgage Distressed ...

    3 comments - 0 silver bananas - Apr 20 2016 - 1:44pm -

  25. Current Mortgage Mess

          Can someone please link me or explain what exactly is going on with the banks involved with this mortgage situation. I know Citi, BofA are heavily involved and it has something to do with regulators investigating their servicing pract ...

    4 comments - 0 silver bananas - Oct 16 2010 - 3:25pm -

  26. Canadian Real Estate Market

          Hello, What do you think is the best way to short the Canadian Real Estate Market. I know that the commercial market in montreal is going to go bust (shop are going out of biz) everything is for rent. You can have prime commercial spa ...

    4 comments - 0 silver bananas - Sep 2 2010 - 2:14am -

  27. Asking about different position during interview- how to approach?

          To preface: I recently got in touch with a neighbor/family friend who is a top-level executive of a large commercial bank with a division that does middle market mortgage lending. She was very friendly and at the end of our conversati ...

    0 comments - 0 silver bananas - Apr 24 2016 - 3:13pm -

  28. mortgage S&T

          Hey so I understand the basics of the mortgage market, like prepayment, tranches, waterfall, TBA/spec, convexity. What type of more complex questions do you think I could ask some mortgage traders/salespeople? Thanks Mortgage ...

    3 comments - 0 silver bananas - Jul 18 2012 - 6:20pm -

  29. Mortgage banking/lending

          Out of curiousity, anyone out there a loan officer or working at a mortgage bank? The number of loan officers has shrunk from nearly 500,000 at its height to somewhere around half of that today. The 80-20 rule still applies--20% of LO ...

    3 comments - 0 silver bananas - Oct 12 2011 - 9:18pm -

  30. Mortgage Internship??

          I'm a rising junior trying to set myself up for IBD next summer. How good would an internship be at a large Mortgage company this summer compared to a decent internship at an AM firm? I'm pretty interested in the whole mortg ...

    3 comments - 0 silver bananas - May 15 2010 - 5:09pm -

  31. KPMG/PwC Advisory- Mortgage and Consumer Lending/Consumer Finance Group

          Hello everyone, I was wondering if anyone was a part of these divisions within KPMG and PwC. I currently work for a small, private mortgage bank (160 employees) in downtown Los Angeles, and I've been always finding out ways to br ...

    0 comments - 0 silver bananas - Jul 24 2015 - 12:10pm -

  32. Banks forced to pay for reductions in loans?

          http://online.wsj.com/article/SB100014240527487038... Pretty insane stuff. Going to be interesting to see how this plays out. Thoughts? Mortgage government American Socialism ...

    2 comments - 0 silver bananas - Feb 24 2011 - 9:31am -

  33. Hedging mortgage rates and housing prices

          I currently am saving for a down payment am looking to hedge against changes in the market. I figure at longest I will be buying in 3 years and most likely 2. Right now my household income allows me to afford a sizable mortgage. I am ...

    0 comments - 0 silver bananas - Apr 2 2015 - 10:29am -

  34. Big Brother flexes muscles over Fannie Mae, Freddie Mac

          Let the bail-out begin. But is it really worth it in the long run for our Big Brother to step in and babysit the mortgage crisis, or are we going to get less than we are bargaining for? I'm somehow reminded of a quote I heard onc ...

    2 comments - 0 silver bananas - Sep 8 2008 - 11:36am -

  35. Junior Credit Analyst Internship at Mortgage Company

          I was wondering how you guys felt about credit analysts for mortgage companies? I'm in Canada and my ultimate goal is to go into CRE cap markets or investment banking/S&T. I don't have anything else right now so I will l ...

    0 comments - 0 silver bananas - Mar 3 2015 - 7:06pm -

  36. MS Commercial Mortgage Lending Loan Trading Analyst

    Any insight into this job? Morgan Stanley Commercial Mortgage Lending Loan Trading Analyst Analyst-level position available in the Principal Transactions Group (PTG) within the Fixed Income Division. PTG utilizes both traditional and innovative commercial ...

    2 comments - 0 silver bananas - Oct 28 2009 - 9:57am -

  37. How would mortgage payments affect IRR?

          How would mortgage payments affect IRR? Mortgage IRR ...

    0 comments - 0 silver bananas - Oct 30 2014 - 9:43pm -

  38. PE Fund of Funds or Distressed Mortgage Shop

          Hi, I recently posted a thread regarding offers, and I would like to ask for more advice from the community. I am currently deciding between a PE fund of funds (> $18 bn AUM) and a distressed mortgage buyer. People wrote that the d ...

    2 comments - 0 silver bananas - Jan 15 2009 - 4:45pm -

  39. Mortgage Industry- Secondary Marketing Analyst (need help and insight on career direction)

    Hello everyone, I've been working in the mortgage industry for almost 2 years now, and, recently had an opportunity to take on a position as a secondary marketing analyst at a private mortgage company. I'm working under the director of the secon ...

    0 comments - 0 silver bananas - Aug 21 2014 - 12:09pm -

  40. Can any monkeys recommend/suggest HUD mortgage brokers?

          Fellow Monkeys, My firm (think Berkadia/Wells/Greystone/Red) does a ton of agency lending but is looking to do more FHA/HUD business. I've been digging around for a few months and attempting to locate fha/hud borrowers (commercia ...

    1 comment - 0 silver bananas - Jun 19 2014 - 2:25pm -

  41. Anyone attend CREFC in Miami Beach this year? What was the takeaway message on the health of the industry/market?

          Anyone who attended CREFC this year, what were your impressions of morale relating to the industry as a whole (and the change in locale to Fontainebleau)? Secondly, and more importantly, what are your takes on where the money is heade ...

    0 comments - 0 silver bananas - Jan 23 2014 - 7:25pm -

  42. Urgent need help on offer- Commercial Mortgage Brokerage

          I have an offer from a large commercial mortgage broker and I need help. The interviewer quoted some huge numbers (500k+ in 2 years?) but the base is so low initially that I would have to scrape by in NY. Any thoughts on realistic com ...

    1 comment - 0 silver bananas - Feb 14 2013 - 1:06pm -

  43. Interview tips for mortgage/real estate products group

    Hello everyone! I have an interview with a Canadian asset mgmt firm (~C$35 bn AUM) for their mortgages and real estate products group. I have copied the job description below. If you could help me out by highlighting potential questions they may ask or go ...

    0 comments - 0 silver bananas - Aug 5 2012 - 11:30pm -

  44. (Mortgage)Secondary Market Analyst- Need Advice ASAP

          This week I have an interview with a credit union for a second market market analyst position within the Mortgage department Can anyone provide insight on what this position entails. Mortgage market credit analyst ...

    0 comments - 0 silver bananas - Feb 20 2012 - 12:32pm -

  45. Secondary Market Analyst

          This week I have an interview with a credit union for a second market market analyst position. Can anyone provide insight on what this position entails. I know its within mortgage department. Mortgage analyst credit analyst ...

    0 comments - 0 silver bananas - Feb 18 2012 - 10:45am -

  46. The U.S. Government Will No Longer be Propping up the Mortgage Markets. Supposedly

    For over a year, the Federal Reserve has been pouring money into American mortgages. Buying "mortgage-backed securities" (MBS), financial instruments whose value is based on a pool of underlying mortgages. When the financial crisis broke, the ma ...

    1 comment - 0 silver bananas - Apr 2 2010 - 3:07pm -

  47. Joint Venture and/or Takeover- Engineering, Construction, Property, Finance and Mortgage Sectors

    A Singapore based fund is funding +100 Million Euro into a European holding company, listed on Frankfurt Stock Exchange, who is engaged in engineering, construction, property, finance and mortgage sectors. 1. They are looking to engage with liquid listed ...

    0 comments - 0 silver bananas - Sep 10 2010 - 1:55am -

  48. Help Choosing Group Within Securitized Products / Mortgage Trading

    Wondering if anyone can offer advice for choosing a group to work for FT within mortgage trading (i.e. agency, non-agency, whole loans, CMOs, ARMs, etc.) I've been thinking about CMO Structuring because you get the opportunity to learn about mortgage ...

    0 comments - 0 silver bananas - Feb 10 2010 - 8:50pm -

  49. Government Plans $85 bn Bailout of AIG

          The U.S government moved toward an emergency rescue of American International Group Inc.-- one of the world's biggest insurers-- signaling the intensity of its concerns about the danger a collapse could pose to the financial syst ...

    1 comment - 0 silver bananas - Sep 16 2008 - 8:52pm -

WallStreet Prep Master Financial Modeling