Indiana University Vs Georgia In state

Hey guys can you help me choose between indiana and Georgia for a potential carrer in Investment Banking

Indiana (Pre business -> Transfering To kelley)

Pros:
 

Kelley School of Business has a strong reputation in the finance industry, which could enhance my resume.

Access to a vast alumni network and recruitment opportunities, especially if I make it into Kelley.

Cons:
 

The financial burden is significant, with an $80k loan for four years 

There's a risk involved if I don't maintain the high GPA required to transfer into Kelley for first two semesters.
 

Georgia In state Schools (GSU, Kennesaw)
 

Pros:

No loans required, which is financially the most attractive option.

Flexibility to transfer to a target school, including UGA/GT, which is relatively easier for transfer applicants, esp those who are georgia residents and studying in georgia. Hopefully i can also transfer to some traget schools like umich for econ etc if i have a good resume.
 

Cons:

Starting at a lower-ranked college might initially limit recruitment opportunities.

The plan to transfer to a target school is risky and requires maintaining a high GPA and i dont get in i will have to continue in GSU.