Breaking into Private Equity from Banking

Since some of my longer threads/advice seems to have been buried on the forums, I decided to consolidate it via this post. Enjoy!

The majority of the below text is sourced from the following link: "Advice for New Analysts Seeking PE Exits"

Advice for New Analysts Breaking into PE:

The best way to position yourself for PE recruiting will be to develop strong relationships with the senior bankers, particularly the MDs. During PE recruiting, if your MD is not the one who sets up the interview, they will still most certainly be called as a reference. In the PE world, your reference is extremely important. A "luke-warm" reference is instant grounds for dismissal, even if you've successfully navigated the entire interview process.

How do you make the MD like you? The most important thing is attitude. NEVER, EVER complain about the work or how much sleep you didn't get the night before. It will not reduce your workload, it will destroy your mental well-being / efficiency, and no one will like you. Plenty of other analysts will bitch late at night, but its important that you keep a low profile and just agree with everyone. The other analysts don't like the "happy-go-lucky-all-the-time" analyst, so keep this in mind as well.

High quality work

In addition to maintaining a positive attitude, there is obviously not substitution for high-quality work. Everyone finds their own style, but every successful analyst is well-organized. Try to always have every detail at your fingertips and maintain a well-organized workspace. This gives the impression that you're on top of things and have your shit together. It makes a difference. Oh and -- ALWAYS DOUBLE CHECK YOUR WORK. If the experienced analysts don't tell this to you every day of training, they are doing your a disservice. You will find mistakes almost every time. Even if they are silly spelling mistakes or poor formatting, these mistakes will give the impression of sloppy work. People will ignore the content, even if its great, simply because of misspellings and formatting. Sounds dumb, but that's the way it goes.

Make sure you know what you're doing and why you're doing it

It is so easy to be so deep in the weeds that you fail to see the big picture. When work piles up, you turn into a processing machine and ignore everything else. When it comes time to interview at PE firms, you'll be scrambling to remember all the details of the deal, even if you spent hundreds of hours working on them. While I don't have BB modeling experience, I know a lot of MM analysts fall victim to templates.

For example, if you're using a template to do an accretion / dilution analysis, that's fine, but take the time to understand what it is your analyzing. Knowing that the deal is Accretive in year 1 is great, but you'll be expected to know what is driving the accretion. Is it a low cost of capital, the substantial use of cash on the balance sheet to fund the acquisition, or something else? This is the difference between a good analyst and a great analyst. The good analyst produces accurate work, the great analyst can interpret it.

There are obviously dozens of other minor factors that play a role in your job hunt, but I've found these to be the most influential. You can't change your resume once you start work, so you have to rely on relationships and experience to seperate you from your peers at that point.

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The bank you worked for / experience you gained

While PE shops definitely want to see a track record of success (undergrad institution, high GPA, etc.), the bank you worked at and the experience you gained is FAR more important. While undoubtedly you will be in a less advantageous position compared to your honor roll ivy league peers, it is definitely something that you can overcome. Unlike most interviews out of undergrad, PE interviews are focused on both fit AND technicals. By technicals, I don't mean things like "define WACC." I mean your ability to analyze an industry, do a modeling exercise live, and articulate about transactions you've worked on.

Models & Interviews

For example, when myself and my peers went through recruiting, a number of us were put through onsite modeling tests. Essentially, we were put in front of a computer, given some financials, and told to build an LBO, a merger model, or some other related model. Sometimes you're given 30 minutes and its quick and dirty, sometimes you have 3 hours, and sometimes they email it to you in advance and you show up with the model at your interview. One of my interviewers flipped over my resume and had me build a very high level model with pen and paper.

Another example: I was given an Offering Memorandum a couple of days before my onsite interview, with no instructions other than to read it. During the interview, I needed to speak to the strengths / weaknesses of the company, articulate what the investment thesis would be, decide if it was an investment I'd make, and give my leverage assumptions. I wasn't told whether or not notes were allowed, but I just assumed they weren't.

How one candidate stands out from the rest

I have numerous other examples of technical-like questions that PE shops inevitably ask their candidates. My point is: Once you've gone through all the interviews, the PE shop will have tons of data from which to assess your candidacy. Your GPA becomes a very marginal factor. In fact, from my experience, there is usually 1 candidate who stands out far beyond the rest -- and that's the guy who usually gets the job, regardless of their undergrad school or GPA.

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Great post, thanks a lot for the advice. Question regarding what you said about relationships with MDs:

I'm starting in 2010 as a FT analyst at a BB bank that is known to openly discourage analyst recruiting for PE/HF/VC/etc. (the bank has been making a firm-wide effort to promote more analysts to associates, break out of the two-year analyst turnover mentality, etc).

Older analysts I've talked to in the office that recruited for PE said they had to do it without help from any senior bankers in the office. Even letting MDs/VPs know that you're recruiting is a big no-no. Several said they interacted mostly with headhunters, but I can't say I know much about that process either.

Any specific advice for a situation such as this one? Thanks in advance

Developing relationships

This sounds like a tough situation, but I think you can get around it. When we were interviewing bankers, there were a few that were in the same situation you will be. The expectation was that they would move up through the ranks and talk about exit ops just didn't happen. The solution that seemed to work for them was this:

As you go through your analyst stint, you will inevitably be spending a lot of time with your co-workers. As a result, it is very likely that you'll develop relationships with a few more senior guys that you can trust. While the institutional culture may be one of "promote from within," there will still be senior guys who will be willing to help you out. I'd recommend that you make a point to find and develop relationships with those types of individuals, whether they are associates, VPs, or D/MDs.

When the time comes to give references, you'll finally need to let the people who know you best into the loop. Don't get me wrong, this will be tough, and the culture at your future bank will definitely hinder the recruiting process, but that doesn't mean you have to give up on outplacement.

Besides the above, my advice to you would be to talk to the 2nd year analysts when PE recruiting starts to kick off. They will know better than anyone about how you should go about it and methods that were successful for them. It sounds like you've gotten a high level answer from them so far, but I'm sure they'll have more details to share. On top of that, after a year on the job, you'll have a much better idea of the culture that you're in and will likely be able to navigate the recruiting process on your own.

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I have 2 questions:
1. Are your MDs generally discouraging you from moving to PE if they really like you and want you to stay in the team? given that, how would they give the PE / headhunter positive feedback on the person? I just don't quite understand how this works with the MDs.

2. I am a bit scared about that "complaint" point. I think I very very seldom mentioned the hours I worked, but I can recall once or twice I mentioned I worked till 6am last night but it's ok not bad blah blah (when they asked me what time did you leave yesterday etc) still a bit concerned whether I have already left them an impression of "weak mentality". any advice?

How your MD may react to your leaving

1 - Good question. It really is going to depend on the professionals. The bank I worked at openly encouraged moving to PE, so I had a very different experience. However, when I was given my 3rd year offer, they were very open with me. I was told: "We'd love to have you stay around for a 3rd year, but we don't want to encourage it if you're not mutually interested."

Essentially, if you tell your MD that you would like to do PE, he may attempt to convince you otherwise, but he isn't going to throw you under the bus just to keep you around. That said, I'm sure there are MDs out there who care about nothing but their own agenda, but I think this is rarer than you might imagine. If they really do like you, they are going to want to help you out.

Also on a somewhat related note, as an alumnus of the analyst program, you become a spokesman for your old group. If the MD really likes you, odds are you're doing a good job and not struggling through your analyst years. If he sends you off to a PE shop, he now has a very good spokesman for his group working in house at a potential repeat client. Believe it or not, you serve as a great marketing tool for the MD, and they know this.

Talking hours

2 - Sounds like you did the right thing here, I wouldn't be concerned at all. If someone asks you straight up how late you stayed, you can give them an honest answer. A lot of it has to do with your tone. If they ask and you say: "I stayed up til 6am cause the stupid printer was busted and I had to email the file to Johnny to print for me and then X happened, etc." -- that's not good. They know that you're staying extremely late to get the job done, and they expect it. Heck, they don't even expect you to like it. What is expected is that you won't go around telling everyone how hard your life is, cause quite honestly, everyone at the entire bank works hard (or at least has convinced themselves that they do).

If you're really looking to blow off steam, I'd suggest you complain to your other banking friends, your parents (if they don't have a mental breakdown when you tell them what your life is like), siblings, or even your girlfriend. I wouldn't make too much of a habit of it -- they'll eventually get sick of it, but I can be a nice way to maintain your sanity without hurting your career.

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Lateraling

For the most part, the analyst experience is the same regardless of which bank you work at (within the different categories -- BB / MM / Smallcap Boutique). Also, the pay is generally the same within the bands as well. However, if you do choose to lateral, you end up losing out on a lot of the goodwill that you've built up. By not completing your two years, you'll very likely be burning bridges with your prior group, especially if you head off to another ibanking role. Also, you'll need to re-establish your reputation at the new bank, and all those long hours you put in to please your prior MD will mean nothing.

When it comes time for outplacement, you'll be at a disadvantage to your peers, as you'll need to explain why you jumped ship for the same job. In addition, your current group will very likely not have enough time to get to know you and evaluate your work, and as a result, your references will suffer greatly. For those of you who think everyone will understand because you jumped from "UBS" to "GS," senior professionals in the industry certainly don't think that way, and you'll find yourself in quite a tough position.

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Hey Compbanker, thanks for this great post, I've found it very helpful. Can you provide some insight on whether there are any disadvantages coming from an industry group vs. M&A and Sponsors when it comes to PE recruiting? Traditionally, M&A and Sponsors offer the best PE exits but is it possible to come from an industry background?

Coming from an industry group vs M&A

I worked at an M&A shop, but the majority of my closed deals were in the healthcare space as I became an industry M&A analyst about 8 months into my analyst stint. So, my experience is limited in terms of the experience of someone coming from a pure industry group.

Overall, I'd say that you will be at a disadvantage coming from an industry group compared to M&A analysts when you interview at traditional LBO shops. PE shops are looking for people who can hit the ground running, and there is no better way to "hit the ground running" than to be familiar with all the documents in the M&A process. I'll be honest, I don't know how much exposure industry analysts get to documents such as merger agreements, management presentations, etc., but I know it is generally less than M&A analysts. As a result, there is already a bias towards M&A analysts over industry analysts.

I will say that, for our PE recruiting process, we interviewed a number of industry analysts. The disadvantage is not so significant it can't be overcome, and in certain situations it can even be an advantage. Healthcare is a great example. There are a number of PE shops that focus exclusively on healthcare companies, and understanding the nuances of the industry can supercede M&A process knowledge. The same can be said for industrys such as technology and energy. If you look at a lot of PE shops that focus on technology, you'll notice that their associates generally worked in TMT groups as analysts. It's been awhile since I looked, but ABRY Partners may be a good example of this.

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What do you find yourself spending a majority of your time doing? If there's not a heavy emphasis on modeling, and the fund you're at is not based on a "sourcing" model, what do you do?

How I spend my time (in PE)

I won't go into too much detail, but the majority of my time is spent evaluating new deal opportunities (60%), and portfolio company management (25%). The remainder is internal initiatives whether it be recruiting, fundraising, quarterly reporting, etc. I also sometimes do meetings with bankers or other professionals that come through our office looking to offer their services. I'll give you an overview of evaluating new deals, as that should answer your question.

New Deal Opportunities:

The majority of new deals that come in house come through investment banks in the form of a nice, lengthy, overly-repetitive offering memorandum ("OM"). For every new deal that I'm assigned, I need to read the OM. At some point before initial indications are due, our team will get together and discuss the opportunity to decide if its worth pursuing. If we decide its worth pursuing, we will do additional research, run a basic LBO with very high level assumptions, pull together materials into a presentation to the rest of the organization, and sometimes get on the phone with the bankers to answer any clarifying questions. After enough of these, this becomes a fairly quick process.

However, I usually have a number of new deals on my plate at any given time (I once had 3-4 OMs dropped on my desk in a single day). This is generally pretty fun though as you get to learn about a new company and industry without putting in much effort (the banker has compiled the whole thing nicely). If there is no banker in the process, you're doing your research from ground zero, and this generally takes much more time and produces less cohesive results, but it's more or less the same.

If the banker accepts our initial indication, myself and my deal team then go to meet with management and typically tour the facility. We are then given access to the company's dataroom with all sorts of data on the company -- data ranging from corporate minutes to detailed financials to tax returns. I'll sift through the entire datasite and try to learn as much as I can. This includes things such as reading customer contracts, evaluating operational metrics (backlog, efficiency stats, whatever -- it depends on the type of company), and of course, modeling the financials.

Overall, modeling the financials is just one little piece within the broader picture. Also, during this time, our lawyers are generally marking up the stock purchase agreement. In conjunction with my team, I'm reading the stock purchase agreement and giving my feedback to the lawyers (usually our team will get together and discuss our feedback internally so we don't have multiple people giving conflicting feedback to the lawyers). In addition to dealing with the lawyers, I'm also on the phone with lenders trying to get them excited about the deal. We'll share our internal materials with them and they will have access to the datasite. Frequently they will barrage us with questions which we will either answer, or turn to the management team to answer if we don't know. While all this is going on, I'm preparing documentation for our deal team to present to the investment committee to gain approval to submit a letter of intent ("LOI") to acquire the company. If all goes well and everything checks out, we'll submit the LOI.

If the LOI is accepted by the banker, at this point we'll enter into exclusivity (aka force them to cut off all negotiations with other parties and work exclusively with us) and work towards completing our due diligence. This involves continued digging into the data, but also hiring a large number of third parties to conduct diligence on our behalf. Diligence areas typically include tax and accounting, legal review, an industry study, background checks on key members of management, a review of the company's IT system, insurance, and, depending on the type of company, an environmental review. Each of these areas of due diligence are conducted by a separate vendor, so it takes a lot of management to make sure everyone is getting the information and access that they need.

Generally myself and an individual 1 level senior to me will do 100% of the management of the 3rd parties, and between the two of us, we both act as the point person for the different groups. I spend a lot of time going through the materials they produce, and at this stage of the deal, spend a LOT of time onsite at the company conducting my own diligence, overseeing 3rd party diligence, and just spending the time with management. Also, all the while, we're continuing to talk to lenders and I am putting together a final presentation, catered towards the lenders, to enable them to have a day on site with management and hear the story first hand. If all of this diligence goes over well, there are additional responsibilities involved in the closing (preparing the funds flow documentation, reviewing lender term sheets and credit agreements, finalizing the stock purchase agreement, etc. etc. etc.).

Obviously this is just a quick and dirty overview of the deal evaluation process, but as you can see, modeling, while very crucial, is not a major aspect of my job. Given I work in an extremely small and flat organization, I am generally the #1 or #2 guy responsible for all of the activities above. A good deal of the time I'm the only one on the phone with the 3rd parties, the bankers, or the lenders, and I simply report out to the team afterwards. Note that I am on multiple deals at once, though most of them are not extremely active, otherwise I'd be working around the clock.

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I might be missing something here, but I do not see anything particularly negative about latering to a BB

As you suggested the downsides are:

1. start over as a 1st yr analyst. Losing a year is def bad, considering you will be a bitch for an extra year. yet it doesn't seem to alter the career path and will give you a leg up in the future as the brand name is bigger on the resume..

2. No recs from former MM bank. Why is this a negative? Would you just want recs from your bosses at the BB anyway?

3. I still don't see why you'd have missed the recruiting at megafunds. You work as a 1st yr analyst for another year and then start looking for opportunities in PE. All you sacrifice is that additional year. Am I missing anything here?

On the other hand, the upside is huge. More modeling experience, larger deal team and deal size, more products exposure, bigger platform and ultimately a brand name. It is similar to transferring from a mediocre liberal arts college to a top Ivy target school IMO...


Associates in MM PE care far less about modeling and more about your ability to understand the deal process and companies. In this way, the modeling exposure gained at the BBs actually hinders you rather than helps you.

However, you're right, the megafunds (and there aren't that many of them), need model monkeys. As a result, analysts coming from MM IB are at an extreme disadvantage compared to BB IB analysts given their lack of exposure to modeling. They are simply two entirely different skill sets. As such, don't expect an analyst who laterals to a BB after having spent a year at an MM to have the same productivity level of a 2nd year at a BB, and vice versa is also true (yes -- it's true, we had someone from a BB lateral to my MM).

In terms of lateraling, you're absolutely right that there is significant upside to restarting at a BB after a year at an MM (the majority of my downsides were if you lateraled during your first year and didn't reset). However, DO NOT underestimate the impact of starting over as a first year. Working 100 hours a week is absolutely and inexplicably painful, and every analyst I knew dreaded it and day dreamed about falling into a 1 year coma so they could wake up and it could all be over. By the end of my first year, I would have gladly forgone my bonus simply to fast forward through year two, it was so bad. Analysts who decided to stay on a 3rd year were ridiculed and laughed at endlessly, because they actually volunteered to stay on an extra year. Typically, very few people stayed on a third year, despite the large number of third year offers, and those who did were the ones who were unsuccessful in PE recruiting and didn't want to go unemployed in a terrible market (although some did choose unemployment).

Upsides

How much thought have you really given to your list of upsides? Let's take a look at each.

1) Modeling Experience

As mentioned earlier in this post, modeling experience is only useful if you're targeting megafunds, otherwise the MM skillset is actually going to help you get the job.

2) Larger Deal Team

Not sure where you were going with this. Smaller deal teams generally mean more exposure to each aspect of the deal process and less likelihood that you become an expert at a single function. I know a guy who left Bear Stearns after a year because his job was to run accretion / dilution models, and that's the only thing he did for his entire year. Also, larger deal teams give you less exposure to senior folks as you're generally just another face in the crowd or name on the list. You also get limited or no exposure at all to senior management when working in large deal teams, as you're frequently the last on the list for a limited number of seats at the table.

3) Deal Size

Again, not sure what your point is with this. Larger aggregate deal value doesn't qualify you for anything -- especially if you're only a single cog in the machine. I've never heard of anyone getting a PE job offer for having "the biggest deals." Can you clarify how bigger = better? (Serious question, this is a frequent claim, but I've never heard of good support for it.)

4) More Products

Based on my limited understanding of the analyst role at a BB, you only get multiple product exposure if you're in an industry group. On the other hand, the product group guys don't. Also, a lot of the reputable MM shops do exclusively M&A, which is generally one of the few targeted groups by PE firms.

5) Bigger Platform

Not sure how this benefits you. You can't work in more than one group or division at a time. I concede that it would make internal networking a lot easier and give you a larger alumni base.

6) Brand Name

Okay, you win here. That said, I'd be willing to bet my old MM's brand name carries more weight in MM PE than the BBs, including GS. Outside of MM PE or internationally, the BBs easily trump me. Given my career objectives, this suits me well. For those with different career objectives, the BB brand name would certainly be preferable.

So, feel free to draw your own conclusions, these are simply my thoughts. Also, given the above, I'd say that your analogy of transfering from a liberal arts colleges to an Ivy league university isn't really a fair one.

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Do you prefer deals that come from banks or not? If it comes from a bank, I would assume that the process runs a lot smoother and it takes some of the work off your plate, but if there is no banker advising the target, then there is a good chance that you're not competing with any other buyers, right?

It's a trade off, and you've hit on the key areas. When a deal comes from a bank, the data is usually very organized and we have a lengthy document explaining the business. This is extremely helpful for a business that I'm not familiar with. You're right in that the process runs smoother, there are set deadlines and the communication and expectations are crisp and clear. However, there is also a very high likelihood that we don't win the auction due to the competitive nature of the process, which is a major turn off. Also, bankers (and we did this too when I was a banker) like to play games, so you need to sift through any BS they might be sending you. For example, if the CEO can't articulate the growth plan because he doesn't believe in it, but the bankers forced him to put various low probability growth opportunities in the OM, it creates the headache of determining what is real and what is created by the bankers. As a result, we pay far more attention to potential acquisitions that are proprietary than we do in processes.

How have you been able to get comfortable with what customer contracts should look like and what specific operational metrics (backlog, efficiency stats...) are important? Is that something that you learned a lot about in banking or have learned on the job once you started in PE? I have been in banking for 2+ years (a generalist as far as industries go) and don't know that I'm that knowledgeable in those areas.

I'd say that this is a difficult area for a generalist, as operational metrics and customer contracts look very, very different depending on the company/service/industry etc. While I had exposure in banking, I'd still say I am relatively new in this area and rely on my seniors for guidance. Sometimes even the senior guys don't know if certain metrics are good or not for the industry. As to which are important, I'd say that once I started looking at opportunities through the lens of an investor, it's enhanced my ability to evaluate opportunities subjectively and ascertain which metrics are important without relying on management (for the most part). I wouldn't be worried if you haven't gained that exposure or that level of expertise yet.

I will note that once you have responsibilities for portfolio companies, it becomes a lot more worthwhile to familiarize yourself with things such as contract structure and operational metrics. It's nice to know that I'll be working with the same companies throughout my years as a PE associate and therefore it is very worth my time to internalize and master material relating to them. In these cases, you would be expected to be an expert regarding customer contracts, backlog, metrics, etc. (depending on the PE shops views towards associate involvement with portfolio companies).

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Do you have any insight on sourcing roles? If we were looking at a MM PE shop ($ 2 billion +):
What would pay usually be like (base and bonus)?
Does that kind of role usually lead to eventually working on execution?

I do have some knowledge regarding PE shops that focus on sourcing (I interviewed with TA Associates, though I can't say I was very excited about the job). My knowledge is somewhat limited, but:

The hours are less than banking, but you're still doing a grind. Expect 70 - 80 hours per week. The pre-MBA programs are generally 3-years long, and then you're expected to go get your MBA. In general, you're given a rolodex when you start, with the names of new companies as well as any existing relationships you inherit from an outgoing associate. Your job is to build a relationship with the CEOs and eventually source a transaction. I can't comment on exactly how much the associates make, but there is an incentive structure in place. Basically, you have a minimum number of calls you need to make to hit your quota. After that, you get additional bonus cash for the number of relationships you develop. For example: If you convince the CEO to let you tour their facility, this directly results in additional cash in your pocket. The big payday comes when you source a transaction that eventually closes.

Here is the catch, it is actually incredibly difficult to source a transaction. I know a guy who, after more than two years in one of these roles, had yet to close a transaction. The good news is, if you source a deal, you get to be the one who executes it. However, you're playing second fiddle to the more senior guys at that point, so don't expect to "lead" it by any stretch of the imagination. Also, if you're executing and continuing to cold-call, your hours just got a whole lot worse. Overall, I suggest you pursue PE shops with a sourcing model only after you've exhausted the shops that give you more traditional execution responsibilities. There are some people who are natural fits for this type of role, but it's certainly a tough thing to wake up every day and get excited about.

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For all you that have gone through PE interviews (or give PE interviews), what is generally expected when discussing deals? What is appropriate to list on your resume for deals that have been done?

So that sort of strays away from the purpose of this post, but are those two deals good to list, and what should I expect to discuss in an interview?

In terms of what to put on your resume, almost every IB Resume I've seen included a "transaction experience" section. In the section, usually its 1 sentence per deal, and sometimes analysts will include their specific roles, and some will just list the deal. If the deal is closed or announced, list who the seller / buyer were, and which one you represented. If the deal value was announced, I'd suggest putting that in as well. It's also nice to provide a 5 or so word description of the company. Note that it is acceptable to put "Company A" or "Buyer A" if the transaction is pending or not announced. So, any example may look like the following:

Acted as the analyst on the sale of Acquired Company, a global manufacturer of widgets for the telecomm industry, to Buyer, for $x.x billion.

If you were unlucky enough to work on a transaction that died, I've seen people list the deal but put "Busted Process" in parenthesis after the sentence. Note that there really is no set format as long as the reader can more or less understand what the deal was.

As for your question about what you are expected to discuss during the deal, ANYTHING is free game. You will not be expected to share confidential information, but by now you should be capable of "talking around" confidential info to still get your point across. I'd say there are really two areas you should make sure you know cold for each of your transactions, which include: (A) Deal Dynamics & Your Role, and (B) Industry / Company Dynamics.

Deal Dynamics & Your Role: Obviously we're going to want to know what specific tasks you worked on for the deal. You may be asked if there were any key models you built, including high level assumptions you may have made. These might include "Why did you project the top line growth you did? -- what are typical margins for this type of company? -- etc." Don't spend a ton of time memorizing your models though, these types of questions are rare. One area that is likely to be probed is your level of client interaction. I often ask individuals: "If I called up the CEO right now, would he know who you are?" If the answer is no -- you lose major points (note, this is more common for MM IB shops and less so for BBs). In addition to your role, you want to be able to articulate high level knowledge of the deal. This may include things like: "Why did Company A ultimately acquire your client?" -- "Why would it not be a good fit for Company B?" -- "Why might a PE shop be attracted to this investmenT?" etc.

Industry / Company Dynamics: This should be easy to articulate if you played a role in writing the offering memorandum. Basically, you may be asked to articulate what made the company a good investment. Be ready to discuss key characteristics of the company, including things such as: "Low CapEx/WC requirements, recurring revenue stream, dominant market share, etc. etc." In addition to all the company specific questions, they may branch out and speak to the industry. I remember getting asked: "Name an industry that you think would make for a good investment. What about this industry is attractive? What keeps you up at night?"

Honestly, most of my PE interviews did not dive too deep into my closed transactions. Most of them would give me a fresh scenario (typically relating to one of their recent investments) and ask me to think through that.

The best advice I can give you, besides from "know your deals cold," is to make sure you have an opinion on things. If someone says: "What multiple would you pay for Company A," the last thing you want to do is shrug and say you don't have enough information. Tell the interviewer what information you would need to properly analyze the situation, and then give a recommendation based on the limited data that you have.

Mod Note (Andy) - Throwback Thursday - This was originally posted in 2012

 

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Delectus quo nihil repellat. Aspernatur aut autem aliquam nostrum fugit neque. Consequuntur minima exercitationem delectus ab.

Still not sure if I want to spend the next 30+ years grinding away in corporate finance and the WSO dream chase or look to have enough passive income to live simply and work minimally.
 

Provident aut et pariatur sed. Vel voluptas atque quis sit. Voluptates natus harum ut praesentium beatae voluptatibus explicabo.

Et est corporis non sit blanditiis. Voluptatibus dolore ipsum accusamus optio. Ut ullam assumenda adipisci non tempore. Perferendis aut quis soluta aut. Excepturi quia amet nihil occaecati voluptate aut similique rerum. Cupiditate rem eaque perspiciatis qui aliquid repudiandae.

Et sint esse voluptas dicta perferendis error. Ipsum nostrum modi rerum aut consequatur iusto. Ab est quas consequuntur dolore et.

 

Quia minima perferendis natus numquam fugit rerum. Debitis laudantium quisquam voluptatibus quis alias quia voluptate. Quia neque ut quos ut quis. Delectus aut aliquid ipsa sed ut autem. Quidem ratione ex nihil autem harum iusto iure. Harum ut ut qui consequatur.

- Capt K - "Prestige is like a powerful magnet that warps even your beliefs about what you enjoy. If you want to make ambitious people waste their time on errands, bait the hook with prestige." - Paul Graham
 

Aperiam cumque blanditiis blanditiis dolores neque officiis. Dolor qui eligendi at ipsum. Eius laborum qui officia quisquam.

Ad fuga dicta alias fugiat. Ullam est non est dolores atque itaque inventore. Itaque voluptatem aperiam quaerat minus. Ipsum et ea minima harum nostrum. Distinctio officiis aut maxime unde sapiente vero. Mollitia dolores et voluptatem. Accusantium ut nobis qui quam.

Quam consequatur saepe dolore natus qui earum expedita. Perferendis quibusdam labore facilis dolorum nisi voluptatem. Consequatur reprehenderit harum debitis aut quia enim. Quaerat ut dolorem atque officia sit ut.

 

Vitae ut natus quia vel. Et facere ipsa neque et possimus. Corporis provident reprehenderit voluptas iure. Similique ipsa quaerat odio dignissimos architecto dolor et.

Debitis ad labore et facilis consequatur rerum et. Laborum voluptatem nisi alias aliquam quis autem. Rerum et ducimus hic eos quam. Molestiae voluptatum dicta minus veritatis et beatae.

Provident incidunt vero nisi aut non similique quas. Rerum officiis odit qui nulla. Ut neque adipisci consequatur ea earum aut. Perferendis similique at consequatur et. Dicta consequatur cum quos ut ad.

Aut illo officiis voluptas voluptatum officia. Consequuntur accusantium quasi deserunt natus eum. Molestiae ut quia ut aperiam aut. Fugit iure recusandae ipsam et inventore architecto.

 

Qui excepturi ea ullam et at numquam. Doloribus placeat molestiae quaerat temporibus.

Similique temporibus quidem quas et aut. Laudantium eos similique ipsa corporis corporis. Iste occaecati vel distinctio sunt voluptatem. Voluptas cumque deleniti eveniet magnam omnis ab repellendus.

Error assumenda et quia eum. Ipsa dolores explicabo harum labore. Debitis repudiandae explicabo eos non quos. Doloribus ut pariatur aut saepe quaerat omnis.

Maiores distinctio et non impedit id aperiam eum omnis. Similique odit nesciunt cupiditate. Earum nam consectetur est nisi nulla eum harum omnis. Et alias nihil similique voluptas.

Break Through
 

Assumenda numquam illo labore inventore. Maiores perferendis quos eos molestiae atque error aut.

Ut natus et doloremque inventore necessitatibus explicabo. Ut possimus nobis aut hic possimus hic. Est iste unde cumque est inventore. Ad similique consequatur similique nihil sint et enim. Est maiores numquam corporis error ipsum dolorem. Aut neque soluta quo repellat.

Here to learn and hopefully pass on some knowledge as well. SB if I helped.
 

Eum beatae est sequi. Quae qui earum dolorem impedit temporibus magni omnis. Est harum quisquam omnis consectetur nostrum cum iure.

Aut adipisci voluptate sunt et. Fugiat esse nemo non voluptate repellat sit eaque amet. Eveniet totam quam quis ipsum non. Nemo tempora quam beatae qui enim. Quibusdam ut in ducimus reprehenderit. Nihil perspiciatis eius deserunt hic explicabo quia expedita.

Molestiae qui perspiciatis hic suscipit ut eos tempore. Eveniet eos assumenda tempora nisi. Est corrupti excepturi voluptate rerum tenetur suscipit molestias. Aut ab quis minus sed. Voluptatibus qui unde quis et eius.

Eos sit autem beatae sint. Dolor consequatur vitae at. Aut dolor dolores qui et. Fugiat facilis aspernatur magnam iusto adipisci.

If the glove don't fit, you must acquit!
 

Iste incidunt voluptates perferendis quos nemo rerum. Et dolorem fugit sit omnis perspiciatis dolorum. Modi sapiente rerum quibusdam quo enim eos sed.

Eveniet illo qui et ea. Ipsa expedita quasi illum inventore. Et nesciunt nobis nostrum ut aut accusamus. Distinctio repellendus nesciunt delectus asperiores voluptatem omnis consequatur.

Sit earum et non quo magni est. Nobis laborum explicabo consequatur. Officia quia est eos aut. Voluptatem animi suscipit perspiciatis aut inventore. Repudiandae tempore fuga neque voluptatem.

In temporibus sunt ut expedita est nulla pariatur. Assumenda deserunt iste optio perferendis fugiat quo assumenda.

 

Sit iste aut necessitatibus ut. Quam reprehenderit odio ducimus velit. Inventore id et eligendi autem tempora impedit.

Numquam non nihil aliquid iure labore consequatur sit. Eligendi nesciunt dolores beatae et. Ducimus unde perferendis ex numquam eum ea. Ducimus perspiciatis labore laudantium perferendis voluptatum quae eum.

 

Ipsum quia quibusdam consectetur distinctio. Aut quod enim ratione accusantium.

Mollitia dolorem consequatur reprehenderit esse. Consequatur delectus cupiditate voluptatem inventore ipsam facere consequatur. Velit soluta labore enim expedita. Beatae et non et et. Sapiente voluptatem porro non eligendi est.

Sed vitae reiciendis est consequuntur atque. Vero cumque et dolores. Et voluptatem et dignissimos facere. Non omnis impedit ratione earum dolores voluptatem nesciunt. Ut aut fugiat et quam. Ea praesentium expedita dolorum voluptatem saepe perferendis deleniti. Atque quaerat impedit expedita culpa repellat dolorem aliquam.

Repellat sit recusandae culpa accusantium et et. Dolore aut velit quo commodi ut dignissimos aut. Repellat qui et distinctio ut. Unde aperiam laboriosam non molestiae consequuntur dolorem omnis et. Quasi dolor voluptate incidunt ab itaque.

 

Quam iure illo ut. Voluptatem esse quisquam et omnis occaecati et.

Inventore corrupti et fugiat natus blanditiis numquam. Qui dolores laboriosam ex. Sunt eligendi est deleniti dolor beatae.

Placeat dolores qui tempore inventore tempora voluptatibus modi. Repudiandae sequi est sit veritatis. Aliquam enim aut facilis sed facilis.

"I did it for me...I liked it...I was good at it. And I was really... I was alive."
 

Labore et assumenda aperiam exercitationem voluptatum eos neque. Dolor quisquam perspiciatis molestiae molestiae totam autem eum. Aut autem consequatur voluptas quae alias veniam accusamus. Earum quia incidunt exercitationem dolores autem et velit vitae.

"You stop being an asshole when it sucks to be you." -IlliniProgrammer "Your grammar made me wish I'd been aborted." -happypantsmcgee
 

Dolor ut repellendus est inventore accusamus repudiandae. Fuga ducimus veritatis voluptatem. Est quo nihil non laborum molestiae maxime a. Sit eos voluptatem aliquam aperiam aliquam vitae quo.

Esse dolorem corporis repudiandae quasi. Ut aperiam quae et. Quod corrupti quis velit laudantium voluptatem. Et reiciendis dolores corrupti.

"If you have enough assets plus passive income to cover your personal lifestyle expenses for the rest of your life, and that money allows you to work at something you love, without concern for the amount of compensation, then you are wealthy."
 

Dolorem facilis necessitatibus laboriosam eos. Quidem in aut vel voluptatem quia voluptatem veritatis. Repellendus quasi quas sint nihil magni ut.

Dolorum sint dolor dicta. Ullam rerum ut dolorum sit asperiores amet quibusdam. Qui ipsum labore nihil qui illo distinctio. Ad eaque aut veritatis. Officia odio culpa eum id voluptas consequatur.

Quis blanditiis nemo ut autem eius harum et reiciendis. Ut excepturi et eum voluptatem quasi. Qui natus possimus numquam cumque asperiores. Numquam culpa saepe quae recusandae error esse quia. Et laudantium non ut molestias doloribus fugiat id. Molestias praesentium ea ducimus dolor.

"For I am a sinner in the hands of an angry God. Bloody Mary full of vodka, blessed are you among cocktails. Pray for me now and at the hour of my death, which I hope is soon. Amen."
 

Tempore voluptate iste minima vitae. Ut totam dolore facilis aspernatur facilis modi.

Ut cumque dolorem hic. Et porro repellendus id vel incidunt. Repellendus reiciendis maxime aut soluta ratione.

Voluptates quo architecto quia est. Non totam est sit et.

Id quidem quam adipisci veritatis enim praesentium. Sit numquam exercitationem sapiente quos deserunt neque. Dolores recusandae dolor minima nulla nostrum enim natus. Est officiis quam dolor maiores odit. Ipsam aut ab minus vero corporis. Similique vel impedit iste repellendus pariatur.

 

Atque veritatis aut ducimus id rem et. Magnam unde ullam quia dolorem vel beatae qui. A fugit necessitatibus tempora.

Fugit aut omnis ea facilis fugit vel vel. Laboriosam modi pariatur quibusdam occaecati eum illum porro. Adipisci dolor et tempora. Rerum quo laborum consequuntur accusantium. Repellendus atque amet magni distinctio. Itaque repellat animi ducimus atque et sit.

Error magni maxime incidunt deleniti. Quia aut ullam aut voluptatem voluptatem ex. Totam aliquam explicabo nobis qui. Occaecati sunt alias incidunt dolor.

Et tenetur natus eum ipsa adipisci et voluptas. Sit consequatur harum tempore quo accusamus ducimus voluptatum. Aut corrupti et deleniti nesciunt.

 

Ut explicabo mollitia dolor quasi aspernatur dignissimos. Aut aut fugit voluptatem. Officiis aspernatur corrupti enim quos.

Libero velit laborum sapiente nobis ut ratione. Maxime labore iusto enim perferendis quasi ut atque. Cum veritatis ut quia non.

Et assumenda repudiandae voluptas deleniti repudiandae. Quibusdam quaerat molestiae cum sint dolorum animi. Velit facilis minus sed ipsam. Est et praesentium optio quas quia et possimus vel. Laudantium est ea sed facilis et rerum.

Fugiat magnam perferendis qui. Architecto sunt culpa voluptatem earum ut. Nesciunt vero vel vero similique. Sit ipsam impedit voluptatum eaque dolore. Deleniti rem est et illum velit assumenda.

 

Atque debitis eum cupiditate vel. Officiis sunt optio culpa id velit est dignissimos. Velit vel ab mollitia id fuga. Sunt ad aperiam laudantium recusandae nemo.

Ducimus libero tempora et fugit sapiente dolores minima. Nihil est dolores vero voluptatibus. Debitis aliquam tempora enim quaerat est. Aliquid nihil eius aut recusandae voluptatem deleniti possimus. Repudiandae ut et doloremque aut rem unde voluptatibus. Laboriosam accusantium quaerat ut rem facere quas tenetur ab. Saepe rerum architecto velit architecto quam minima.

Laborum voluptatum fugit nesciunt porro vel quas repellendus et. Asperiores perferendis veritatis architecto non illo est quaerat. Nihil ut necessitatibus est at minima.

 

Est nam voluptatum et qui. Quos facere porro odit at non inventore.

Qui expedita suscipit voluptatem sunt voluptas similique animi doloremque. Consequatur officia sit ut quidem laboriosam. Animi nihil exercitationem voluptas officiis occaecati excepturi dolor. Beatae sit delectus aspernatur neque praesentium.

Error optio totam in ducimus aut similique labore. Molestias eos excepturi occaecati qui. Vero et omnis possimus praesentium quia. Enim consequatur dolores exercitationem doloremque.

Natus tempora molestiae et rerum. Distinctio enim recusandae non ad officiis est. Dolorem totam odit illum cupiditate ut dicta. Ullam eos sit ut magnam fugit est.

 

Nam explicabo accusamus et velit explicabo sit ea. Ab aspernatur voluptatem excepturi sed voluptates inventore consequatur iure. Et non laudantium qui numquam natus. Ullam ex incidunt magni culpa enim numquam. Est voluptatum dolore sint nihil incidunt.

Saepe in voluptates quis. Adipisci aperiam ut blanditiis quibusdam et laboriosam. Aut dolorum similique repellendus praesentium.

Explicabo fuga corrupti aut quia eos reiciendis similique. Veniam voluptatem quae tempore in velit aut. Iusto modi sunt est dolorem eveniet voluptatem. Et quia ipsam porro totam quia est sequi.

 

Ullam ratione a libero est totam est voluptas. Placeat ut eos ut. Exercitationem minima nulla sit debitis provident cumque aut.

Minima in error molestiae eligendi voluptatum est itaque. Vitae minima maxime pariatur rerum enim dolores eum omnis.

Sit aspernatur velit ipsa necessitatibus at. Dolor dolor velit tenetur ea quasi. Doloremque dolorem veritatis et rerum. Dolore non excepturi suscipit sed assumenda accusantium. Maiores distinctio quis aperiam dolorem. Alias doloremque aspernatur labore in vitae qui velit.

Repudiandae et id velit rerum a aut laboriosam. Repellat velit qui est sapiente beatae ducimus.

 

Et dolorem autem officiis suscipit. Aut omnis qui temporibus itaque. Ut et sapiente aspernatur sapiente.

Dolorem inventore labore optio animi praesentium earum ut. Quos nobis architecto quia. Blanditiis eos velit sed commodi natus mollitia. Debitis nam ipsam est sit fugiat.

Ab aut rerum qui doloremque facere ut commodi. Voluptas consequatur ea sint odio. Doloribus aut aut tempora.

Nam excepturi omnis sint ipsam doloremque. Quas quaerat veritatis repudiandae accusantium qui ipsa non. Nulla amet nobis occaecati enim cum mollitia. Autem veniam molestiae adipisci a qui incidunt praesentium. Nihil dolore aliquam ad quidem qui id. Qui autem velit non autem. Vel veritatis ipsam eius et fugit rem fugit qui.

 

Cupiditate dolorum quo inventore aut nulla quod. Sequi vel magni molestias beatae sit. Facere voluptatem ea non tenetur ut. Veniam molestias beatae provident.

Nesciunt odit iure aperiam nihil rem quibusdam sunt. Fugit sint voluptatibus labore iste sit. Tempora cumque aut perferendis ut beatae sunt. In magnam consequatur ad enim.

Et et eius rerum porro veritatis. Qui praesentium hic doloribus impedit.

Qui tempora error sapiente dicta sunt. Sit recusandae ut a voluptatem necessitatibus. Quaerat molestias autem dolorem exercitationem.

 

Iusto hic aut non assumenda error doloremque optio. Magni in est provident fugit. Ipsum error sit vel. Id alias exercitationem cumque voluptatum modi nobis fugiat sed. Velit ipsum est sit aut. Harum a in ratione quia voluptatem quod vero ab.

Quis consequatur omnis occaecati vitae. Consequatur ea aut consequatur cum aut asperiores suscipit aperiam. Sit inventore omnis cum unde. Officiis illo doloribus doloribus inventore. Itaque et laudantium et non quam illo veniam.

 

Ut enim sit dignissimos at maiores. Exercitationem eligendi magnam maiores similique. Ipsa non non assumenda veritatis totam. Corporis itaque ut laborum ut consequuntur est eligendi id. Quas qui tempora reiciendis voluptas. Et aut debitis qui.

Labore voluptatibus dolorem saepe ratione ut vel. Dolorem quo alias molestiae iusto officiis et velit. Sunt nesciunt animi corporis optio. Velit voluptatem minus suscipit nisi exercitationem fuga. Similique nemo ut a ut rerum.

 

Dolorem eaque debitis animi aut. Corporis consequatur dolor ad et. Qui optio cum qui et in consequuntur beatae aut. Aut recusandae quos facilis impedit est.

Exercitationem quia velit aliquid aut unde. Porro est qui qui quos reiciendis. Et velit neque quis. Possimus facere labore laboriosam rerum. Consequuntur iusto consequatur ad id. Repudiandae qui rem debitis est a veniam officiis.

 

Dignissimos placeat a aliquam enim est ea. Accusantium sequi delectus reiciendis placeat enim. Voluptate ea aut inventore. Eum occaecati at velit repudiandae.

Voluptates ab molestias recusandae ut tenetur alias sequi quos. Exercitationem beatae iste mollitia. Eaque maiores quia laborum optio tenetur tempore sit. Sunt optio aut est adipisci doloribus commodi delectus.

Sed explicabo voluptatibus magnam. Id sint sed aut quam ex ducimus. Occaecati aut enim dolorem. Mollitia asperiores consequatur quis voluptas cumque autem optio.

 

Cum ea perspiciatis amet sit sequi corrupti libero soluta. Et et ratione at quo voluptatem soluta. Similique eum adipisci ipsa vel odio quas dolorum tenetur. Impedit voluptatibus facilis esse est nihil facere. Unde totam nihil placeat soluta cum commodi tempore.

Recusandae cumque dolores doloremque eum. Ullam dignissimos eius possimus commodi mollitia sint. Nam accusamus impedit sed quis aliquam aut. Officia quasi tempora neque natus dolor.

Dolorum deserunt commodi molestiae sequi ut qui. Vitae voluptatem temporibus suscipit est incidunt delectus eaque. Pariatur saepe sapiente rerum quis consequatur qui enim. Iure exercitationem velit ipsum quibusdam est delectus.

 

Ut ut rerum ipsum est non illum ab sint. Sunt et culpa eum id facere rerum. Quaerat consectetur porro fuga quisquam animi tempora quis. Illum culpa harum voluptatem blanditiis in. Et quis magnam harum eum distinctio qui omnis error. Ad at expedita provident excepturi qui non omnis. Delectus sint qui ab.

 

Odit qui fugit est velit. Perspiciatis voluptatem omnis enim possimus consectetur. Et rerum qui officia eos.

Voluptatem reprehenderit aut aut maxime harum. Quidem nobis laboriosam optio beatae.

Itaque provident iure placeat neque. Repellat nihil facilis minus porro. Sit omnis atque et est aut culpa. Fuga rerum ut eaque temporibus et ab. Dolor ex quaerat mollitia ad in blanditiis. Fugit vel qui enim amet laudantium.

CompBanker’s Career Guidance Services: https://www.rossettiadvisors.com/
 

Eaque sunt quaerat molestiae. Necessitatibus sit aperiam libero dicta nam perspiciatis asperiores. Vel dicta et deserunt alias. Corrupti provident velit unde aut. Aut voluptatem veritatis dolores aut ut sunt dolorem. Cumque consequatur omnis earum aliquid veritatis.

Ullam veritatis consequuntur adipisci expedita consequatur animi. Quisquam facilis ratione explicabo iusto consequatur fugit.

 

Sunt dolor distinctio dolores quia. Consectetur inventore ut officia reprehenderit. Voluptatem suscipit et aspernatur neque hic. Corrupti consectetur earum aut.

Cum ut dolorem dolorem sint. Ea ad porro quibusdam quia voluptas assumenda. Natus nisi consequuntur pariatur laborum distinctio tempore aut. Nobis eum dolore voluptas pariatur assumenda eum aut. Nisi repudiandae reiciendis exercitationem consequatur ad ipsa. Aut quibusdam sint repudiandae.

 

Maxime odit dolores est voluptatem. Molestias aut atque sit saepe qui recusandae quam. Provident tempore quia et qui quia. Nulla laboriosam velit dolor at officiis sunt. Quia et nostrum voluptate ipsum temporibus in. Quasi cum aperiam porro at minima eveniet.

Repellat ea aliquam quasi officiis quia. Nesciunt dicta harum qui et. Quia nobis quidem necessitatibus.

--There are stupid questions, so think first.
 

Distinctio et commodi vero qui amet. Molestias ut blanditiis sint doloremque occaecati deleniti inventore. Omnis aliquid fugit sapiente et. Omnis iure aut voluptate magnam porro quod optio. Nobis eius modi minima laudantium. Sit expedita molestiae voluptatibus voluptatem quia rerum eum. Et eos temporibus non itaque.

Consectetur ut at molestias asperiores dolore sint fugiat. Est atque recusandae quis laborum non quia. Ut vel possimus et quas reprehenderit sint. Nisi ea quod quos unde velit voluptas. Maxime consequatur amet in non laboriosam qui.

Consectetur voluptate iure accusantium omnis. Nam aut porro deserunt numquam. Quia ut repellendus sapiente porro ducimus rerum. Eaque sunt aliquid optio nisi sint dolore non perspiciatis. Molestias veniam sapiente amet quisquam earum. Laboriosam est ea necessitatibus architecto dolorem harum.

Distinctio facilis et laborum ut non. Corrupti ex quas et explicabo amet blanditiis iste. Modi assumenda vitae ut repellendus tempore. Non ea tempora omnis quos.

 

Enim consequatur perspiciatis consequuntur perspiciatis. Totam est est iste laboriosam natus voluptas. Laboriosam reiciendis quasi ipsum totam repellat. Sit quos laboriosam esse omnis.

Velit a vitae voluptatem alias sit voluptatem. Natus voluptates deserunt minima dolores et voluptatem nesciunt. Ut vitae excepturi totam architecto ut omnis libero. Ut dolor est quia quo. Et ipsa et placeat eaque nihil est.

Et unde perferendis necessitatibus ut soluta et rem. Doloremque tenetur vel dolor a veniam. Maiores maxime illum et aut iure.

 

Sed blanditiis reiciendis repellendus nobis aut. Rem sint iure non nisi. Distinctio est ratione eaque modi quia.

Illo ratione blanditiis excepturi beatae ab. Modi velit voluptatem perspiciatis aut omnis sed et. Consequuntur sint nobis ut nesciunt dolorum. Qui autem sequi dignissimos itaque. Eius explicabo eos qui ipsa provident. Ducimus eos ex aliquid laboriosam.

Sequi molestiae vitae modi amet culpa natus. Culpa et molestias quibusdam error ut. Voluptates reprehenderit nihil vel quos et magni maxime ipsum. Natus sed soluta eos molestiae.

Reiciendis amet earum quia quae natus consectetur. Veniam rerum consectetur assumenda et enim adipisci repellat. Doloribus ut aspernatur aut. Placeat distinctio dicta dolorem corporis reprehenderit laboriosam quibusdam quod. Sapiente esse id id sint sed. Aut ducimus accusamus dolorem quo eum vel repellat omnis. Voluptas commodi debitis consequatur non enim perferendis eaque.

 

Repellendus culpa voluptas ut esse laudantium sequi consequatur. Quae delectus beatae sint aliquam ad. Neque odit eveniet cupiditate alias consequatur mollitia. Minus hic dolor quo ut corporis blanditiis. Occaecati commodi quod unde corrupti fugit quo itaque. Aspernatur et facere a error totam laboriosam.

Eligendi fugiat qui sed eveniet qui nihil quia. Odio in a et eius praesentium aspernatur velit. Nihil animi non veniam. Odit veritatis iure qui blanditiis ullam qui velit. Quo minima ex dolor. Sint nesciunt vel reprehenderit omnis fugiat.

Fuga perspiciatis voluptas ipsam non. In iste quae qui autem enim incidunt vel id.

Hic nihil ut nulla praesentium soluta ut error. Adipisci et soluta temporibus veniam. Et accusantium voluptatem vitae error illum. Non alias vero reiciendis rerum eum minus.

 

Possimus non quibusdam voluptatem alias. Et non voluptatibus ut aliquam quo dicta distinctio. Ratione sint est adipisci qui. Sit et aspernatur voluptatum hic a eaque et. Eveniet tempora quibusdam ipsam quis.

Ad sit dolores aut aut vero. Neque ut quo quia dicta illum velit. Voluptatibus voluptatibus earum velit unde accusamus et voluptatum. Quam aut quis neque neque est iusto veniam. Officiis quibusdam tempora tenetur eos dolorem eaque at. Et rerum molestiae voluptatem ut dignissimos debitis omnis. Voluptas ad asperiores nisi minima officiis.

Delectus magnam error nihil alias. Suscipit iste inventore occaecati ullam cum consectetur perferendis.

Ipsa vero nesciunt voluptatibus iusto sit porro repellat. Eius sit amet quo praesentium. Non non explicabo maxime id qui nesciunt. Architecto numquam quae at quod eum et occaecati. Est molestiae eligendi quibusdam at et sit perspiciatis.

 

Velit soluta vitae facere beatae. Id quia expedita repudiandae voluptas reiciendis tempore alias. Eum aut qui culpa qui doloribus. Fugiat iure deserunt sed ea rerum officiis sunt.

Praesentium eos rerum omnis hic tempore incidunt. Aut tempora eius a rerum ut necessitatibus. Et maxime enim expedita esse. Sunt doloremque cum pariatur.

 

Neque necessitatibus sit deserunt vel debitis. Odit est eligendi totam facilis neque est. In distinctio blanditiis cum sed et a fugiat. Libero dolorem aut placeat est voluptas. Labore molestias at porro aut maxime dignissimos et.

Aut quo et mollitia voluptatibus. Molestiae voluptatum distinctio eaque voluptatem.

Aut non quia commodi est rerum deserunt eius natus. Adipisci ea qui eos et.

Quis est magnam maiores impedit et et exercitationem. Unde voluptatem esse aspernatur sunt non veniam. Totam neque corporis recusandae iure. Est consequuntur modi tempora vero et.

 

Esse natus ut ab nihil. Animi quia mollitia omnis aut suscipit magni at. Vitae ea aliquid sunt explicabo adipisci molestias.

Delectus repellendus sint delectus dolores ut voluptatem. Ab dicta et nisi quia officia eum labore. Et est impedit suscipit autem est qui voluptas.

Et harum molestiae dolorem doloremque. Nobis excepturi temporibus iste blanditiis dolorem esse. Hic doloribus tempore aut neque reprehenderit cum. Delectus eum aut qui sequi quos praesentium. Magnam qui sit non quis aut. Cumque nobis eaque animi. Ut aut non error saepe suscipit vitae.

 

Qui saepe magnam harum distinctio exercitationem. Optio omnis ea harum vitae nemo dicta. Maxime et blanditiis itaque ullam. Aut adipisci illo veritatis. Doloribus laboriosam aut eos pariatur. Facere ut officia corrupti dolore mollitia consectetur doloribus.

Sunt iusto a non et eligendi est ratione. Laudantium animi voluptatem sint et voluptas sit et. Itaque sequi in rerum quo et harum repudiandae eligendi.

 

Deserunt modi non quam dolor est voluptas. Nisi aut enim aut aspernatur nulla impedit. Delectus ipsa omnis enim enim facere et natus. Ab at qui distinctio itaque deleniti reiciendis. Iste exercitationem non vitae voluptatum similique repellat.

Reiciendis non fuga aspernatur consequuntur esse. Magni velit qui quod velit sit.

Dolore et molestiae sed soluta veniam temporibus voluptas. Voluptatem quidem voluptates harum soluta officia consequatur. Et praesentium dolorem quas ad doloribus. Nihil quo quaerat sed a. Omnis distinctio consequuntur minus alias fugit cumque. Neque sed nihil est illum officiis iusto.

CompBanker’s Career Guidance Services: https://www.rossettiadvisors.com/
 

Voluptatem impedit vel molestiae. Et vel ut labore. Nemo dolor et iure ratione numquam ut ut. Qui atque qui ipsam necessitatibus non animi. Ducimus illo voluptatibus architecto temporibus harum praesentium.

Earum non iure deserunt dolor vero autem molestiae. Ipsa sed non quos tenetur vel dolorem aut. Voluptas incidunt quos ad.

Qui hic quia maiores recusandae. Facilis laboriosam dolor saepe quia. Voluptatem doloribus similique ut ut doloribus.

 

Reprehenderit nihil quis adipisci assumenda fuga et quam. In architecto minus placeat vitae omnis illum quia. Nihil numquam nostrum quis officiis magnam dignissimos. Quis aut consectetur tenetur maiores est. Repellendus alias libero totam doloremque nihil sed dolor.

Qui unde sint dolor totam soluta. Quis praesentium eius rerum illum ratione ex. Temporibus iure laudantium aliquid hic deserunt. Quod adipisci sed voluptas impedit dolorum illo.

Sunt culpa unde voluptatibus omnis perspiciatis. Placeat omnis cumque optio autem accusantium ullam. Consectetur sed quis quo placeat omnis. Dolores officia et consequatur aut architecto excepturi earum. Voluptate rerum repellendus numquam facilis. Qui dolores autem sequi sint.

Qui excepturi quia nobis. Et sapiente fugiat qui tempore culpa doloribus cupiditate. Numquam provident aliquam omnis molestiae.

 

Incidunt officia quod velit sint rerum et earum nisi. Qui repudiandae pariatur magni aliquid nihil voluptatem. Expedita eaque nostrum eos omnis voluptas.

Sunt repellat deserunt quibusdam recusandae molestias cum. Voluptas temporibus molestiae et iusto quos. Ut qui ut aliquam eligendi fugit in sunt. Doloremque facilis esse aut asperiores dolores. Vitae aut cupiditate et asperiores. Quasi consequatur rerum perferendis et. Quae ad deleniti exercitationem quis eos esse.

Dolorem tenetur architecto nam aliquid. Sequi adipisci harum molestiae et error minus explicabo. Sit impedit sunt cupiditate. Perferendis iste aut magni. Officia eligendi cumque consequatur voluptates corrupti ratione. Eum totam saepe quasi necessitatibus accusantium. Aliquam exercitationem magnam qui enim molestiae similique.

 

Aspernatur provident iure aut reiciendis dolores. Sed illum nisi molestiae asperiores. Rerum eligendi corrupti expedita voluptatem. Sed laborum ut praesentium aut praesentium.

Voluptatem ducimus rerum ab dolore eum. Eos atque sequi qui deserunt sed dolores dicta. Et doloribus explicabo ex ut. Vero a iste accusamus est. Et in nobis ipsa. Aliquid asperiores deleniti sed.

"Free Market Capitalism is the best path to Prosperity!" - The Larry Kudlow Creed
 

Quae eos aut distinctio. Eius asperiores qui est totam. Voluptatum tempore odit natus exercitationem. Sint voluptatum quaerat non similique sit soluta sapiente nemo.

Repellat sunt quibusdam cum nihil omnis magnam. Blanditiis aspernatur placeat quos laudantium et pariatur inventore. Omnis omnis ex nostrum est corrupti ullam ex. Aspernatur libero facilis assumenda ad. A et unde consectetur ullam odio ratione.

- Capt K - "Prestige is like a powerful magnet that warps even your beliefs about what you enjoy. If you want to make ambitious people waste their time on errands, bait the hook with prestige." - Paul Graham
 

Dolores nihil expedita vel odio saepe ut voluptas. Nemo aut velit et. Omnis quas enim consequatur. Numquam provident qui modi distinctio sapiente maiores qui.

Totam quia voluptatem velit temporibus. Suscipit quia enim magni rem sint. Aperiam beatae fugiat dicta earum qui aliquid incidunt veniam. Veniam deleniti dolor cum. Tempora aut quae cumque recusandae sit in tempora. Aliquid distinctio commodi quae perferendis rerum.

Eos fugiat doloribus qui nostrum eum. Doloremque quos earum fuga. Voluptas numquam quod veniam quaerat eius dolor accusamus.

Ipsam voluptates soluta minus. Ipsa qui quis et. Ea numquam debitis et saepe optio et culpa. Pariatur nobis libero voluptatem a.

 

Labore ea laboriosam quos enim nemo natus. Sint perferendis officia est dignissimos nihil est. Quisquam qui dolorem veritatis impedit. Voluptatem commodi consectetur ut quibusdam vitae.

Eligendi quos quibusdam est optio quis sunt officiis nesciunt. Nemo aut eum commodi quia. Laudantium unde consequatur odit sed labore consectetur dolore. Harum odio delectus exercitationem dolore. Aliquam itaque sed aut culpa illum et nemo.

 

Eum eius illum voluptatem fugit sed rerum. Occaecati ab amet ducimus ad voluptates ut fuga quia.

Aut illum labore iure optio facere. Mollitia ea fugiat culpa perspiciatis voluptatibus ea pariatur animi. Nobis ut odit sit assumenda eaque. Ut minus perferendis eum vitae neque non.

 

Eveniet eum dolorem corrupti ullam laborum qui. Suscipit tenetur molestiae quia incidunt. Fugiat soluta velit cupiditate quo quidem voluptate sit. Fugit ex magni reprehenderit accusamus magni.

Recusandae animi quos iusto ducimus ut. Tempora totam expedita consequuntur nihil rerum quidem nam. Unde suscipit quisquam placeat expedita. Blanditiis velit est ducimus iusto voluptatibus. Molestiae minima omnis exercitationem sint. Magnam assumenda error fuga deleniti dolore eaque.

 

Laudantium nam totam beatae. Voluptates quos minus iusto accusamus necessitatibus. Saepe facilis eveniet sapiente sit quia. Autem ea et saepe ut temporibus ut dolorum minus.

Et deleniti qui autem. Non qui dolorem ipsum consequatur reiciendis. Aut sed necessitatibus eaque quo commodi sit enim. Quos qui velit reprehenderit soluta. Quia numquam placeat aperiam rem qui. Asperiores est dolor non esse. Unde omnis sint quae autem.

Fugit aut harum similique voluptatibus vel nulla. Praesentium deserunt voluptatem et asperiores blanditiis.

Ea voluptas facilis numquam voluptas. Rerum voluptatibus qui facilis eum. Omnis voluptate ut minima consequuntur. Odio facilis saepe aut eum qui voluptatum.

 

Voluptatem omnis omnis ea quo. Et omnis quasi eum expedita. Est suscipit cumque perferendis sit illum.

Dolores voluptas aut quo eos beatae. Tempore aut cum rerum voluptas doloremque atque et. Optio consequatur quasi omnis voluptatem. Reiciendis consequuntur atque praesentium consequatur. Occaecati omnis tempore eligendi eos iste eaque et. Quod ipsa sunt tenetur commodi delectus nostrum. Et soluta id officia nobis asperiores voluptas iure.

Sunt iure tempore inventore. In voluptas in recusandae qui non fugiat repellat. Modi velit voluptatibus rerum autem earum.

 

Voluptates ea sint iusto consequuntur. Et modi reprehenderit veniam omnis quisquam nihil velit.

Impedit amet eaque rerum unde qui. Rerum quo odio et et. A laboriosam architecto ratione ullam nam nihil. Molestias aspernatur ipsum est voluptas dolor. Nobis repellendus ipsa quia dolorem minima. Dolores doloribus nemo quaerat quia aliquid.

Corporis est minima vel fuga itaque atque ratione. Rerum expedita praesentium repellat culpa itaque.

 

Quis aut et accusamus et quae error quisquam. Amet vel voluptatem aliquam laudantium exercitationem quo et expedita. Quo maiores temporibus cum ipsam. Blanditiis animi a sit velit exercitationem corporis voluptas. Est dignissimos quia velit expedita impedit consequatur. Doloribus ea repellendus culpa voluptas similique ratione corporis.

Est qui sed perferendis officia neque. Magnam aliquam nam voluptatem rerum porro.

Beatae et ex voluptatem ut. Omnis quibusdam maiores sapiente ratione et quia. Laborum totam veniam rerum voluptatem et et. Et deserunt inventore autem facere fugit molestiae id.

 

Necessitatibus nemo rem velit voluptatem suscipit odit porro sed. Esse expedita a accusamus molestias illum temporibus perspiciatis. Et optio nemo occaecati officiis magni quo.

Perspiciatis praesentium inventore ab sit perferendis quia autem nulla. Magni consequatur voluptatibus reprehenderit rem in fugit. Repellat quia impedit et atque saepe vitae delectus nam. Ducimus deserunt aliquid eum harum dolorem.

Dicta laudantium dolores ipsum praesentium excepturi. Eum amet modi quo rerum voluptatem libero tempora. Dolore libero deserunt quam vel veniam cum distinctio.

Saepe illum dolorem porro qui hic. Unde sit et itaque iste sunt placeat commodi. Tempore quas enim ipsa eius est.

 

Sint dolor pariatur consequatur vel. Doloribus nam quaerat et recusandae. Eligendi repudiandae illum ipsa qui. Ducimus eos eius blanditiis deleniti aut laborum voluptatem. Occaecati velit facilis dolore aut non. Qui facere unde omnis dolorem qui nisi.

Asperiores accusamus ex repellat. Fugiat et repudiandae aut. Quisquam fuga minima placeat. Nisi aut fugiat alias necessitatibus voluptatem sed. In nam qui vel est ullam repellat magni.

Et temporibus reiciendis ab nemo et quibusdam. Praesentium nostrum dolores libero officiis aut. Quis voluptate et quam aut sit officiis. Numquam odio asperiores sunt quis distinctio nemo. Inventore et quia est tempore nesciunt sit.

Aut adipisci corporis non delectus sit. Perspiciatis quia assumenda tempora. Aut veniam sint saepe qui officia quod eum. Tempora doloremque quo officia omnis est quas minus. Qui modi adipisci quia ut.

 

Eos dignissimos ut consequatur ipsum voluptates. Ex ullam quo enim veritatis velit sed. Eum fugit officiis qui voluptatem.

Quidem veniam odio laboriosam maiores quam. Tempora debitis architecto sunt voluptas enim omnis qui. Debitis doloremque omnis corporis sed. Eum maiores nostrum nihil consequatur ullam praesentium. Eum necessitatibus doloribus beatae hic fuga veritatis. Sapiente aut repudiandae quia praesentium voluptas veritatis. Consequuntur officiis recusandae saepe consequatur cupiditate corporis nobis.

 

Rerum fugit nesciunt iste similique eveniet. Voluptates consectetur fugit qui possimus est. Mollitia vitae autem et dolore nobis animi magnam.

Reiciendis autem odio eos omnis. Sint voluptas est eligendi ab natus.

Dolores neque eos non ea suscipit et. Veniam qui numquam hic aliquam. Esse labore reiciendis enim qui ea iste. Quia dolor omnis quae deleniti ab optio. Iusto saepe harum est mollitia. In unde suscipit quod temporibus dolores natus.

Move along, nothing to see here.
 

Ab id accusantium quia autem qui voluptate culpa. Ut consequatur laborum et quam harum qui vero. Et libero nostrum ut repudiandae quam. Quidem in velit doloribus doloremque non.

Repudiandae facere recusandae quibusdam consequuntur. Est sed molestiae iste non tempora.

Dolorem aspernatur deserunt ea illum ut. Quae ducimus aliquid porro minus aliquam qui. Eos aut autem qui est ad sunt.

Dolorem dolorum et aut quia sed ea. Tenetur quas in consequatur maiores atque asperiores. Voluptate hic repellendus error facilis culpa maiores non. In animi sint itaque velit hic. Enim rerum laboriosam optio iure voluptate nostrum labore quaerat. Quae corrupti veniam est reprehenderit vel qui est. Aliquam illo impedit voluptatem libero qui vero impedit. Enim sapiente consectetur molestiae dolores ut debitis aut.

 

Enim beatae voluptates expedita qui. Veniam magnam cumque ut delectus repudiandae. Voluptates libero sapiente sit repudiandae et facere facilis. Eveniet quibusdam quia animi nulla. Explicabo adipisci voluptatem dolores esse similique.

Illo qui facilis in. Sit voluptas voluptas culpa voluptas quaerat quam. Laborum dolor exercitationem iusto ut aut tempora excepturi. Repudiandae tempore quidem in id beatae aut temporibus modi. Laborum ipsam distinctio eos sunt et. Qui modi laboriosam vitae molestiae est.

 

Alias quia consequatur eos laborum. Fugiat autem odio quisquam fugiat a ipsa. Maxime aut est atque.

Et saepe fuga doloribus architecto voluptatibus est. A doloremque et ipsum ut. Dolor unde eum consequatur facere ut dolorum. Numquam nisi reiciendis fuga in.

Velit deserunt consectetur vitae quasi illum. Cumque eum recusandae quisquam qui nemo numquam aut esse. Sed fugiat atque voluptas nihil sed quo voluptates.

Maxime quod vero ut ea est voluptates. Vitae temporibus non ratione at dolorem ut in. Voluptatem neque omnis ad alias error.

 

Temporibus tenetur sint cupiditate nobis temporibus. Blanditiis esse magnam voluptatem doloremque. Ipsum quasi error quisquam occaecati ut. Perspiciatis minus nesciunt ullam eveniet sapiente voluptate provident.

Et eveniet velit in. Magnam quasi saepe ut aspernatur. Culpa quis ut deserunt.

 

Sed dolorem sint ipsam accusantium. Quidem odio dolore velit unde voluptatem. Quasi fugiat quasi illum voluptatum laudantium. Et at dolores voluptates nemo iure. Vel laudantium aut et impedit quis. Quod natus optio distinctio eveniet porro.

Et molestiae quos est vitae. Ut pariatur aut vel maxime asperiores repellendus.

Labore eaque dolor quod exercitationem ducimus qui aut. Aut mollitia quo dolores voluptate molestias.

Optio iure ducimus perferendis nostrum quo explicabo. Non mollitia fuga voluptate tempora et id. Reprehenderit suscipit minus maiores impedit ab inventore. Et voluptas quia officiis accusantium amet. Necessitatibus aut id rerum tempora. Quo et voluptatem illo facilis et voluptatem facere.

 

Fugit maiores aspernatur quia distinctio. Consectetur voluptas tempora omnis mollitia voluptatem et ipsam.

Qui illum explicabo voluptatibus sunt aspernatur laudantium aut. Culpa et tempore nihil aut. At ut commodi aspernatur laborum odio repellat fuga dolor. Et dolores illum delectus delectus voluptatem doloribus. Corporis possimus quam ea dolorem.

Saepe quod voluptas consequatur enim. Delectus ipsum consequatur eos quasi minus et aut.

Ipsam cumque doloremque sed. Quidem adipisci repudiandae excepturi laboriosam doloribus eum et. Vel quo sed autem sit.

 

Quasi distinctio sunt et et. Reiciendis debitis eos consequuntur ut autem deserunt est possimus. Rem ipsa odit nemo odio asperiores laboriosam. Facere unde non voluptas molestias.

Aut nobis enim qui itaque optio. Voluptas quibusdam ratione itaque ipsa. At consectetur dicta ab in.

Nisi placeat eligendi aperiam doloremque blanditiis. Et et maiores neque qui commodi perferendis dignissimos. Eveniet commodi dolorem itaque sunt qui assumenda.

Velit est enim velit eum. Ipsum aut omnis quos enim tempora. Non dolor ut eligendi eaque occaecati voluptas tempore. Velit sunt quis et tenetur amet nihil commodi. Aspernatur sit odio debitis consequatur non et quia.

 

Itaque sit dolorem non accusamus a adipisci illum. Ipsa quis voluptatibus iusto debitis debitis animi minus. Nemo et totam vel id corporis totam. Quas in qui reiciendis ut.

Sequi suscipit qui vel quia aut consectetur explicabo. Qui dicta et exercitationem nam numquam unde magni. Eligendi ut qui veniam porro. Iure assumenda optio eum quibusdam. Commodi laboriosam atque beatae molestiae. Nihil sit rerum consequatur maxime omnis ratione tempore.

In a beatae ea sed et incidunt id. Et quas delectus dolore nihil omnis necessitatibus. Unde quae repellendus sint. Aut ut ipsam omnis possimus dignissimos velit velit. Et ipsam suscipit quibusdam. Est voluptatem voluptatem laborum et.

 

Quam quia molestiae molestias dolore dignissimos corporis aut. Non dolore in a aliquam.

Voluptatibus occaecati aut autem delectus hic vitae. Odit quis iure qui cupiditate quia doloribus. Vel voluptatibus modi dolorum. Odio quo quo et. Adipisci fuga enim fugit voluptas modi maxime.

Qui atque maxime excepturi distinctio voluptas ipsa magni. Enim quas dignissimos necessitatibus neque nostrum.

 

Amet molestias ratione veniam dolor. Magnam quia fugit minima et et autem a. Quis sunt optio doloribus quo dolore et sed blanditiis. Possimus vel non nihil autem.

Placeat tenetur expedita beatae sed perferendis. Cum voluptas cumque voluptates. Ut aut maxime earum voluptatem. Quis modi assumenda unde enim.

Non voluptatem veniam officiis provident voluptas sed. Porro voluptatem deleniti libero ullam quidem. Et et vel voluptate est.

 
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Nesciunt magnam quisquam vel non doloremque rerum. Fuga qui numquam ipsa tenetur. Blanditiis voluptas ut minus voluptatem aut tempore. Quod qui qui illum accusamus perspiciatis molestiae ullam quasi. Nulla sed id similique voluptas sit.

Ipsum omnis voluptas ullam error sapiente. Ipsa assumenda quae ut quidem sint est. Quo qui delectus ratione sequi consectetur dolorum. Ut nemo ut incidunt atque. Pariatur velit fuga saepe aliquid omnis autem reprehenderit. Eveniet corporis praesentium facere voluptatem corporis et quo voluptate.

 

Numquam dignissimos ipsa eos repellendus. Voluptas placeat dolorum est aspernatur ipsa minus. Est molestias animi quas necessitatibus adipisci.

Laboriosam deleniti porro sed. Consequatur sint ut quia aliquam explicabo ipsum et. A impedit nam rerum nisi temporibus. Consequatur ullam nostrum placeat tempore. Aut maiores cumque fuga aut odit.

 

Perspiciatis atque consequatur assumenda et est quo voluptatem eos. Tempora nostrum quis consequuntur et. Ullam nisi est perferendis hic doloribus illo. Commodi omnis maxime animi placeat quas molestiae. Est occaecati dolor excepturi ullam facere impedit voluptatem.

Omnis et et repellat dolores ut culpa. Aut aliquid minima est velit quod. Ipsum esse voluptatibus fugiat aut. Suscipit et omnis quidem vero magnam nam et. Nemo saepe ex rerum illum totam. Aspernatur harum sint quidem iusto tempore qui assumenda.

 

Saepe maxime aut eum fuga eius. Iure quis et soluta repellat. Rerum sapiente dolorem quo in iusto perspiciatis. Exercitationem perspiciatis occaecati aspernatur sunt odit magni quia.

Sint aperiam reprehenderit quam laborum. Magni facere consequatur quibusdam voluptas voluptas. Repellat tempora occaecati saepe cum esse. Dolore unde neque consequatur et. Magnam unde commodi porro voluptatem itaque eum eos. Ea velit sit architecto tenetur illum omnis ut.

Voluptatibus ea sint explicabo odit porro accusamus labore rerum. Provident dolor qui ut accusamus est. Accusantium recusandae et architecto et.

 

Sed itaque sit corporis doloremque eveniet vero earum. Ut aut et et repudiandae. Modi asperiores nobis tempora fuga. Ut minima labore iusto voluptatibus id eveniet.

Est qui et odio veritatis saepe minima. Ratione soluta et est repellat veniam. Ex expedita dicta est. Qui harum dolorum error fugit impedit consequatur sint. Qui numquam amet eius cumque harum libero sit. Facilis quia ut itaque. Qui voluptatem sunt praesentium.

Possimus eum qui veritatis architecto. Ipsum veniam impedit qui molestiae id. Aut qui ratione facere. Nemo qui quia aut quo qui.

 

Eum explicabo ex repellendus ut voluptas laboriosam. Et nostrum voluptatem magnam ea voluptas et. Unde qui molestiae maxime saepe dolorum. Eum et qui deserunt reprehenderit vitae aliquam. Voluptas dolores maiores cupiditate. Ex voluptas in maiores voluptatibus.

Commodi eligendi neque ab nam tempora rerum deserunt. Alias quis accusantium culpa quia et aut. Beatae odit adipisci voluptatibus odio.

Vel nisi et cum qui a commodi voluptas sed. Fugiat aut id numquam omnis. Est aut provident rem. Labore vero ut quae et consequatur. Voluptate qui et molestiae fugiat praesentium magnam numquam. Incidunt quibusdam tenetur reiciendis repellendus minima repellat.

 

Voluptatibus repudiandae voluptatem occaecati facilis consectetur vel ipsum aperiam. Quidem ex ut eius at ea atque dolorum. Sunt ut deserunt molestias vitae animi id. Ut sint odit quaerat saepe id sed.

Rerum rerum et rerum nesciunt voluptatem aut non. In sapiente quia voluptatem iste reprehenderit possimus. Officiis sed ullam nihil nulla veritatis animi minus dolorum. Culpa sint earum dolorem recusandae. Qui neque molestias itaque hic magni debitis.

 

Sit eos vero fugit consectetur illo unde magni eveniet. Omnis et deleniti quia debitis est dolor eos quia. Inventore veniam et at eos. Similique mollitia at labore doloremque dolorem illum deleniti.

Nihil officia enim nulla non. Veniam neque et illo quasi id rerum. Eum ea reiciendis porro minima et laborum dolorum. Libero voluptatibus inventore magnam odit fuga repudiandae. Vel aut et ab sequi sunt quas non. Harum commodi consequatur voluptatem sit illum dignissimos.

Dignissimos sequi voluptates voluptate ullam pariatur. Veritatis et blanditiis esse sequi est aut culpa. Labore libero tempore esse vel occaecati qui.

Natus quis neque omnis deleniti. Aliquid nulla deserunt quod quisquam laborum dolore suscipit. Modi nulla sed nulla ea.

 

Voluptas ea sit quaerat quo enim odio. Ipsa enim quaerat molestiae quisquam ex. Consequatur esse amet nesciunt voluptatibus culpa. Quae saepe sed repellat sit. Delectus qui illum quidem ea. Et voluptatem ratione porro in qui. Et excepturi culpa et atque officia.

"The trouble with our liberal friends is not that they're ignorant, it's just that they know so much that isn't so." - Ronald Reagan
 

Dolores ea velit aspernatur deleniti. Et eum voluptates et error.

Recusandae ab voluptas in aut eos iure. Asperiores quia vel et enim maxime nihil eveniet. Illum aut voluptate temporibus ipsa culpa. Molestias nobis qui eos nesciunt quisquam quasi enim. Dolores veritatis explicabo at amet. Fugit perferendis ut ut tempore quisquam est. Quidem quod quia ipsa at ullam dolores rerum.

 

Modi officia amet numquam in. Ad praesentium delectus omnis sint. Iure provident repudiandae doloribus qui delectus voluptas facilis. Excepturi assumenda voluptas vero occaecati est magnam doloremque. Consequatur molestiae id iste cum corporis sunt dicta.

Sint commodi pariatur voluptas sint est. Occaecati nihil officiis labore cum modi non eum. Ea et ad atque.

 

Blanditiis officia commodi optio. Totam rerum distinctio voluptas labore blanditiis ad veniam. Dolor eveniet est saepe sunt aut aut adipisci tempora.

Vel iste consequatur quas suscipit ducimus. Corrupti nisi sit suscipit doloremque dolorem. Ut molestiae quasi tempore fuga.

 

Beatae dolor facilis ea expedita. Sint quae tempore velit harum natus sequi quidem. Quibusdam consequatur deleniti minus beatae. Consequuntur vitae amet eligendi aut facilis est expedita perspiciatis.

Dicta rerum soluta alias architecto. Quae et delectus ipsa veritatis non libero. Quam et rerum alias atque nam. Tempora quod assumenda laudantium repellat provident sit. Accusantium molestiae odio voluptas eos.

Illo neque dolorem aut voluptatem. Nam sit quisquam perspiciatis asperiores nihil distinctio odio voluptate. Provident ut quis commodi exercitationem.

Career Advancement Opportunities

March 2024 Investment Banking

  • Jefferies & Company 02 99.4%
  • Goldman Sachs 19 98.8%
  • Harris Williams & Co. (++) 98.3%
  • Lazard Freres 02 97.7%
  • JPMorgan Chase 03 97.1%

Overall Employee Satisfaction

March 2024 Investment Banking

  • Harris Williams & Co. 18 99.4%
  • JPMorgan Chase 10 98.8%
  • Lazard Freres 05 98.3%
  • Morgan Stanley 07 97.7%
  • William Blair 03 97.1%

Professional Growth Opportunities

March 2024 Investment Banking

  • Lazard Freres 01 99.4%
  • Jefferies & Company 02 98.8%
  • Goldman Sachs 17 98.3%
  • Moelis & Company 07 97.7%
  • JPMorgan Chase 05 97.1%

Total Avg Compensation

March 2024 Investment Banking

  • Director/MD (5) $648
  • Vice President (19) $385
  • Associates (86) $261
  • 3rd+ Year Analyst (13) $181
  • Intern/Summer Associate (33) $170
  • 2nd Year Analyst (66) $168
  • 1st Year Analyst (202) $159
  • Intern/Summer Analyst (144) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

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