Breaking into Private Equity from Banking

Since some of my longer threads/advice seems to have been buried on the forums, I decided to consolidate it via this post. Enjoy!

The majority of the below text is sourced from the following link: "Advice for New Analysts Seeking PE Exits"

Advice for New Analysts Breaking into PE:

The best way to position yourself for PE recruiting will be to develop strong relationships with the senior bankers, particularly the MDs. During PE recruiting, if your MD is not the one who sets up the interview, they will still most certainly be called as a reference. In the PE world, your reference is extremely important. A "luke-warm" reference is instant grounds for dismissal, even if you've successfully navigated the entire interview process.

How do you make the MD like you? The most important thing is attitude. NEVER, EVER complain about the work or how much sleep you didn't get the night before. It will not reduce your workload, it will destroy your mental well-being / efficiency, and no one will like you. Plenty of other analysts will bitch late at night, but its important that you keep a low profile and just agree with everyone. The other analysts don't like the "happy-go-lucky-all-the-time" analyst, so keep this in mind as well.

High quality work

In addition to maintaining a positive attitude, there is obviously not substitution for high-quality work. Everyone finds their own style, but every successful analyst is well-organized. Try to always have every detail at your fingertips and maintain a well-organized workspace. This gives the impression that you're on top of things and have your shit together. It makes a difference. Oh and -- ALWAYS DOUBLE CHECK YOUR WORK. If the experienced analysts don't tell this to you every day of training, they are doing your a disservice. You will find mistakes almost every time. Even if they are silly spelling mistakes or poor formatting, these mistakes will give the impression of sloppy work. People will ignore the content, even if its great, simply because of misspellings and formatting. Sounds dumb, but that's the way it goes.

Make sure you know what you're doing and why you're doing it

It is so easy to be so deep in the weeds that you fail to see the big picture. When work piles up, you turn into a processing machine and ignore everything else. When it comes time to interview at PE firms, you'll be scrambling to remember all the details of the deal, even if you spent hundreds of hours working on them. While I don't have BB modeling experience, I know a lot of MM analysts fall victim to templates.

For example, if you're using a template to do an accretion / dilution analysis, that's fine, but take the time to understand what it is your analyzing. Knowing that the deal is Accretive in year 1 is great, but you'll be expected to know what is driving the accretion. Is it a low cost of capital, the substantial use of cash on the balance sheet to fund the acquisition, or something else? This is the difference between a good analyst and a great analyst. The good analyst produces accurate work, the great analyst can interpret it.

There are obviously dozens of other minor factors that play a role in your job hunt, but I've found these to be the most influential. You can't change your resume once you start work, so you have to rely on relationships and experience to seperate you from your peers at that point.

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The bank you worked for / experience you gained

While PE shops definitely want to see a track record of success (undergrad institution, high GPA, etc.), the bank you worked at and the experience you gained is FAR more important. While undoubtedly you will be in a less advantageous position compared to your honor roll ivy league peers, it is definitely something that you can overcome. Unlike most interviews out of undergrad, PE interviews are focused on both fit AND technicals. By technicals, I don't mean things like "define WACC." I mean your ability to analyze an industry, do a modeling exercise live, and articulate about transactions you've worked on.

Models & Interviews

For example, when myself and my peers went through recruiting, a number of us were put through onsite modeling tests. Essentially, we were put in front of a computer, given some financials, and told to build an LBO, a merger model, or some other related model. Sometimes you're given 30 minutes and its quick and dirty, sometimes you have 3 hours, and sometimes they email it to you in advance and you show up with the model at your interview. One of my interviewers flipped over my resume and had me build a very high level model with pen and paper.

Another example: I was given an Offering Memorandum a couple of days before my onsite interview, with no instructions other than to read it. During the interview, I needed to speak to the strengths / weaknesses of the company, articulate what the investment thesis would be, decide if it was an investment I'd make, and give my leverage assumptions. I wasn't told whether or not notes were allowed, but I just assumed they weren't.

How one candidate stands out from the rest

I have numerous other examples of technical-like questions that PE shops inevitably ask their candidates. My point is: Once you've gone through all the interviews, the PE shop will have tons of data from which to assess your candidacy. Your GPA becomes a very marginal factor. In fact, from my experience, there is usually 1 candidate who stands out far beyond the rest -- and that's the guy who usually gets the job, regardless of their undergrad school or GPA.

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Great post, thanks a lot for the advice. Question regarding what you said about relationships with MDs:

I'm starting in 2010 as a FT analyst at a BB bank that is known to openly discourage analyst recruiting for PE/HF/VC/etc. (the bank has been making a firm-wide effort to promote more analysts to associates, break out of the two-year analyst turnover mentality, etc).

Older analysts I've talked to in the office that recruited for PE said they had to do it without help from any senior bankers in the office. Even letting MDs/VPs know that you're recruiting is a big no-no. Several said they interacted mostly with headhunters, but I can't say I know much about that process either.

Any specific advice for a situation such as this one? Thanks in advance

Developing relationships

This sounds like a tough situation, but I think you can get around it. When we were interviewing bankers, there were a few that were in the same situation you will be. The expectation was that they would move up through the ranks and talk about exit ops just didn't happen. The solution that seemed to work for them was this:

As you go through your analyst stint, you will inevitably be spending a lot of time with your co-workers. As a result, it is very likely that you'll develop relationships with a few more senior guys that you can trust. While the institutional culture may be one of "promote from within," there will still be senior guys who will be willing to help you out. I'd recommend that you make a point to find and develop relationships with those types of individuals, whether they are associates, VPs, or D/MDs.

When the time comes to give references, you'll finally need to let the people who know you best into the loop. Don't get me wrong, this will be tough, and the culture at your future bank will definitely hinder the recruiting process, but that doesn't mean you have to give up on outplacement.

Besides the above, my advice to you would be to talk to the 2nd year analysts when PE recruiting starts to kick off. They will know better than anyone about how you should go about it and methods that were successful for them. It sounds like you've gotten a high level answer from them so far, but I'm sure they'll have more details to share. On top of that, after a year on the job, you'll have a much better idea of the culture that you're in and will likely be able to navigate the recruiting process on your own.

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I have 2 questions:
1. Are your MDs generally discouraging you from moving to PE if they really like you and want you to stay in the team? given that, how would they give the PE / headhunter positive feedback on the person? I just don't quite understand how this works with the MDs.

2. I am a bit scared about that "complaint" point. I think I very very seldom mentioned the hours I worked, but I can recall once or twice I mentioned I worked till 6am last night but it's ok not bad blah blah (when they asked me what time did you leave yesterday etc) still a bit concerned whether I have already left them an impression of "weak mentality". any advice?

How your MD may react to your leaving

1 - Good question. It really is going to depend on the professionals. The bank I worked at openly encouraged moving to PE, so I had a very different experience. However, when I was given my 3rd year offer, they were very open with me. I was told: "We'd love to have you stay around for a 3rd year, but we don't want to encourage it if you're not mutually interested."

Essentially, if you tell your MD that you would like to do PE, he may attempt to convince you otherwise, but he isn't going to throw you under the bus just to keep you around. That said, I'm sure there are MDs out there who care about nothing but their own agenda, but I think this is rarer than you might imagine. If they really do like you, they are going to want to help you out.

Also on a somewhat related note, as an alumnus of the analyst program, you become a spokesman for your old group. If the MD really likes you, odds are you're doing a good job and not struggling through your analyst years. If he sends you off to a PE shop, he now has a very good spokesman for his group working in house at a potential repeat client. Believe it or not, you serve as a great marketing tool for the MD, and they know this.

Talking hours

2 - Sounds like you did the right thing here, I wouldn't be concerned at all. If someone asks you straight up how late you stayed, you can give them an honest answer. A lot of it has to do with your tone. If they ask and you say: "I stayed up til 6am cause the stupid printer was busted and I had to email the file to Johnny to print for me and then X happened, etc." -- that's not good. They know that you're staying extremely late to get the job done, and they expect it. Heck, they don't even expect you to like it. What is expected is that you won't go around telling everyone how hard your life is, cause quite honestly, everyone at the entire bank works hard (or at least has convinced themselves that they do).

If you're really looking to blow off steam, I'd suggest you complain to your other banking friends, your parents (if they don't have a mental breakdown when you tell them what your life is like), siblings, or even your girlfriend. I wouldn't make too much of a habit of it -- they'll eventually get sick of it, but I can be a nice way to maintain your sanity without hurting your career.

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Lateraling

For the most part, the analyst experience is the same regardless of which bank you work at (within the different categories -- BB / MM / Smallcap Boutique). Also, the pay is generally the same within the bands as well. However, if you do choose to lateral, you end up losing out on a lot of the goodwill that you've built up. By not completing your two years, you'll very likely be burning bridges with your prior group, especially if you head off to another ibanking role. Also, you'll need to re-establish your reputation at the new bank, and all those long hours you put in to please your prior MD will mean nothing.

When it comes time for outplacement, you'll be at a disadvantage to your peers, as you'll need to explain why you jumped ship for the same job. In addition, your current group will very likely not have enough time to get to know you and evaluate your work, and as a result, your references will suffer greatly. For those of you who think everyone will understand because you jumped from "UBS" to "GS," senior professionals in the industry certainly don't think that way, and you'll find yourself in quite a tough position.

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Hey Compbanker, thanks for this great post, I've found it very helpful. Can you provide some insight on whether there are any disadvantages coming from an industry group vs. M&A and Sponsors when it comes to PE recruiting? Traditionally, M&A and Sponsors offer the best PE exits but is it possible to come from an industry background?

Coming from an industry group vs M&A

I worked at an M&A shop, but the majority of my closed deals were in the healthcare space as I became an industry M&A analyst about 8 months into my analyst stint. So, my experience is limited in terms of the experience of someone coming from a pure industry group.

Overall, I'd say that you will be at a disadvantage coming from an industry group compared to M&A analysts when you interview at traditional LBO shops. PE shops are looking for people who can hit the ground running, and there is no better way to "hit the ground running" than to be familiar with all the documents in the M&A process. I'll be honest, I don't know how much exposure industry analysts get to documents such as merger agreements, management presentations, etc., but I know it is generally less than M&A analysts. As a result, there is already a bias towards M&A analysts over industry analysts.

I will say that, for our PE recruiting process, we interviewed a number of industry analysts. The disadvantage is not so significant it can't be overcome, and in certain situations it can even be an advantage. Healthcare is a great example. There are a number of PE shops that focus exclusively on healthcare companies, and understanding the nuances of the industry can supercede M&A process knowledge. The same can be said for industrys such as technology and energy. If you look at a lot of PE shops that focus on technology, you'll notice that their associates generally worked in TMT groups as analysts. It's been awhile since I looked, but ABRY Partners may be a good example of this.

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What do you find yourself spending a majority of your time doing? If there's not a heavy emphasis on modeling, and the fund you're at is not based on a "sourcing" model, what do you do?

How I spend my time (in PE)

I won't go into too much detail, but the majority of my time is spent evaluating new deal opportunities (60%), and portfolio company management (25%). The remainder is internal initiatives whether it be recruiting, fundraising, quarterly reporting, etc. I also sometimes do meetings with bankers or other professionals that come through our office looking to offer their services. I'll give you an overview of evaluating new deals, as that should answer your question.

New Deal Opportunities:

The majority of new deals that come in house come through investment banks in the form of a nice, lengthy, overly-repetitive offering memorandum ("OM"). For every new deal that I'm assigned, I need to read the OM. At some point before initial indications are due, our team will get together and discuss the opportunity to decide if its worth pursuing. If we decide its worth pursuing, we will do additional research, run a basic LBO with very high level assumptions, pull together materials into a presentation to the rest of the organization, and sometimes get on the phone with the bankers to answer any clarifying questions. After enough of these, this becomes a fairly quick process.

However, I usually have a number of new deals on my plate at any given time (I once had 3-4 OMs dropped on my desk in a single day). This is generally pretty fun though as you get to learn about a new company and industry without putting in much effort (the banker has compiled the whole thing nicely). If there is no banker in the process, you're doing your research from ground zero, and this generally takes much more time and produces less cohesive results, but it's more or less the same.

If the banker accepts our initial indication, myself and my deal team then go to meet with management and typically tour the facility. We are then given access to the company's dataroom with all sorts of data on the company -- data ranging from corporate minutes to detailed financials to tax returns. I'll sift through the entire datasite and try to learn as much as I can. This includes things such as reading customer contracts, evaluating operational metrics (backlog, efficiency stats, whatever -- it depends on the type of company), and of course, modeling the financials.

Overall, modeling the financials is just one little piece within the broader picture. Also, during this time, our lawyers are generally marking up the stock purchase agreement. In conjunction with my team, I'm reading the stock purchase agreement and giving my feedback to the lawyers (usually our team will get together and discuss our feedback internally so we don't have multiple people giving conflicting feedback to the lawyers). In addition to dealing with the lawyers, I'm also on the phone with lenders trying to get them excited about the deal. We'll share our internal materials with them and they will have access to the datasite. Frequently they will barrage us with questions which we will either answer, or turn to the management team to answer if we don't know. While all this is going on, I'm preparing documentation for our deal team to present to the investment committee to gain approval to submit a letter of intent ("LOI") to acquire the company. If all goes well and everything checks out, we'll submit the LOI.

If the LOI is accepted by the banker, at this point we'll enter into exclusivity (aka force them to cut off all negotiations with other parties and work exclusively with us) and work towards completing our due diligence. This involves continued digging into the data, but also hiring a large number of third parties to conduct diligence on our behalf. Diligence areas typically include tax and accounting, legal review, an industry study, background checks on key members of management, a review of the company's IT system, insurance, and, depending on the type of company, an environmental review. Each of these areas of due diligence are conducted by a separate vendor, so it takes a lot of management to make sure everyone is getting the information and access that they need.

Generally myself and an individual 1 level senior to me will do 100% of the management of the 3rd parties, and between the two of us, we both act as the point person for the different groups. I spend a lot of time going through the materials they produce, and at this stage of the deal, spend a LOT of time onsite at the company conducting my own diligence, overseeing 3rd party diligence, and just spending the time with management. Also, all the while, we're continuing to talk to lenders and I am putting together a final presentation, catered towards the lenders, to enable them to have a day on site with management and hear the story first hand. If all of this diligence goes over well, there are additional responsibilities involved in the closing (preparing the funds flow documentation, reviewing lender term sheets and credit agreements, finalizing the stock purchase agreement, etc. etc. etc.).

Obviously this is just a quick and dirty overview of the deal evaluation process, but as you can see, modeling, while very crucial, is not a major aspect of my job. Given I work in an extremely small and flat organization, I am generally the #1 or #2 guy responsible for all of the activities above. A good deal of the time I'm the only one on the phone with the 3rd parties, the bankers, or the lenders, and I simply report out to the team afterwards. Note that I am on multiple deals at once, though most of them are not extremely active, otherwise I'd be working around the clock.

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I might be missing something here, but I do not see anything particularly negative about latering to a BB

As you suggested the downsides are:

1. start over as a 1st yr analyst. Losing a year is def bad, considering you will be a bitch for an extra year. yet it doesn't seem to alter the career path and will give you a leg up in the future as the brand name is bigger on the resume..

2. No recs from former MM bank. Why is this a negative? Would you just want recs from your bosses at the BB anyway?

3. I still don't see why you'd have missed the recruiting at megafunds. You work as a 1st yr analyst for another year and then start looking for opportunities in PE. All you sacrifice is that additional year. Am I missing anything here?

On the other hand, the upside is huge. More modeling experience, larger deal team and deal size, more products exposure, bigger platform and ultimately a brand name. It is similar to transferring from a mediocre liberal arts college to a top Ivy target school IMO...


Associates in MM PE care far less about modeling and more about your ability to understand the deal process and companies. In this way, the modeling exposure gained at the BBs actually hinders you rather than helps you.

However, you're right, the megafunds (and there aren't that many of them), need model monkeys. As a result, analysts coming from MM IB are at an extreme disadvantage compared to BB IB analysts given their lack of exposure to modeling. They are simply two entirely different skill sets. As such, don't expect an analyst who laterals to a BB after having spent a year at an MM to have the same productivity level of a 2nd year at a BB, and vice versa is also true (yes -- it's true, we had someone from a BB lateral to my MM).

In terms of lateraling, you're absolutely right that there is significant upside to restarting at a BB after a year at an MM (the majority of my downsides were if you lateraled during your first year and didn't reset). However, DO NOT underestimate the impact of starting over as a first year. Working 100 hours a week is absolutely and inexplicably painful, and every analyst I knew dreaded it and day dreamed about falling into a 1 year coma so they could wake up and it could all be over. By the end of my first year, I would have gladly forgone my bonus simply to fast forward through year two, it was so bad. Analysts who decided to stay on a 3rd year were ridiculed and laughed at endlessly, because they actually volunteered to stay on an extra year. Typically, very few people stayed on a third year, despite the large number of third year offers, and those who did were the ones who were unsuccessful in PE recruiting and didn't want to go unemployed in a terrible market (although some did choose unemployment).

Upsides

How much thought have you really given to your list of upsides? Let's take a look at each.

1) Modeling Experience

As mentioned earlier in this post, modeling experience is only useful if you're targeting megafunds, otherwise the MM skillset is actually going to help you get the job.

2) Larger Deal Team

Not sure where you were going with this. Smaller deal teams generally mean more exposure to each aspect of the deal process and less likelihood that you become an expert at a single function. I know a guy who left Bear Stearns after a year because his job was to run accretion / dilution models, and that's the only thing he did for his entire year. Also, larger deal teams give you less exposure to senior folks as you're generally just another face in the crowd or name on the list. You also get limited or no exposure at all to senior management when working in large deal teams, as you're frequently the last on the list for a limited number of seats at the table.

3) Deal Size

Again, not sure what your point is with this. Larger aggregate deal value doesn't qualify you for anything -- especially if you're only a single cog in the machine. I've never heard of anyone getting a PE job offer for having "the biggest deals." Can you clarify how bigger = better? (Serious question, this is a frequent claim, but I've never heard of good support for it.)

4) More Products

Based on my limited understanding of the analyst role at a BB, you only get multiple product exposure if you're in an industry group. On the other hand, the product group guys don't. Also, a lot of the reputable MM shops do exclusively M&A, which is generally one of the few targeted groups by PE firms.

5) Bigger Platform

Not sure how this benefits you. You can't work in more than one group or division at a time. I concede that it would make internal networking a lot easier and give you a larger alumni base.

6) Brand Name

Okay, you win here. That said, I'd be willing to bet my old MM's brand name carries more weight in MM PE than the BBs, including GS. Outside of MM PE or internationally, the BBs easily trump me. Given my career objectives, this suits me well. For those with different career objectives, the BB brand name would certainly be preferable.

So, feel free to draw your own conclusions, these are simply my thoughts. Also, given the above, I'd say that your analogy of transfering from a liberal arts colleges to an Ivy league university isn't really a fair one.

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Do you prefer deals that come from banks or not? If it comes from a bank, I would assume that the process runs a lot smoother and it takes some of the work off your plate, but if there is no banker advising the target, then there is a good chance that you're not competing with any other buyers, right?

It's a trade off, and you've hit on the key areas. When a deal comes from a bank, the data is usually very organized and we have a lengthy document explaining the business. This is extremely helpful for a business that I'm not familiar with. You're right in that the process runs smoother, there are set deadlines and the communication and expectations are crisp and clear. However, there is also a very high likelihood that we don't win the auction due to the competitive nature of the process, which is a major turn off. Also, bankers (and we did this too when I was a banker) like to play games, so you need to sift through any BS they might be sending you. For example, if the CEO can't articulate the growth plan because he doesn't believe in it, but the bankers forced him to put various low probability growth opportunities in the OM, it creates the headache of determining what is real and what is created by the bankers. As a result, we pay far more attention to potential acquisitions that are proprietary than we do in processes.

How have you been able to get comfortable with what customer contracts should look like and what specific operational metrics (backlog, efficiency stats...) are important? Is that something that you learned a lot about in banking or have learned on the job once you started in PE? I have been in banking for 2+ years (a generalist as far as industries go) and don't know that I'm that knowledgeable in those areas.

I'd say that this is a difficult area for a generalist, as operational metrics and customer contracts look very, very different depending on the company/service/industry etc. While I had exposure in banking, I'd still say I am relatively new in this area and rely on my seniors for guidance. Sometimes even the senior guys don't know if certain metrics are good or not for the industry. As to which are important, I'd say that once I started looking at opportunities through the lens of an investor, it's enhanced my ability to evaluate opportunities subjectively and ascertain which metrics are important without relying on management (for the most part). I wouldn't be worried if you haven't gained that exposure or that level of expertise yet.

I will note that once you have responsibilities for portfolio companies, it becomes a lot more worthwhile to familiarize yourself with things such as contract structure and operational metrics. It's nice to know that I'll be working with the same companies throughout my years as a PE associate and therefore it is very worth my time to internalize and master material relating to them. In these cases, you would be expected to be an expert regarding customer contracts, backlog, metrics, etc. (depending on the PE shops views towards associate involvement with portfolio companies).

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Do you have any insight on sourcing roles? If we were looking at a MM PE shop ($ 2 billion +):
What would pay usually be like (base and bonus)?
Does that kind of role usually lead to eventually working on execution?

I do have some knowledge regarding PE shops that focus on sourcing (I interviewed with TA Associates, though I can't say I was very excited about the job). My knowledge is somewhat limited, but:

The hours are less than banking, but you're still doing a grind. Expect 70 - 80 hours per week. The pre-MBA programs are generally 3-years long, and then you're expected to go get your MBA. In general, you're given a rolodex when you start, with the names of new companies as well as any existing relationships you inherit from an outgoing associate. Your job is to build a relationship with the CEOs and eventually source a transaction. I can't comment on exactly how much the associates make, but there is an incentive structure in place. Basically, you have a minimum number of calls you need to make to hit your quota. After that, you get additional bonus cash for the number of relationships you develop. For example: If you convince the CEO to let you tour their facility, this directly results in additional cash in your pocket. The big payday comes when you source a transaction that eventually closes.

Here is the catch, it is actually incredibly difficult to source a transaction. I know a guy who, after more than two years in one of these roles, had yet to close a transaction. The good news is, if you source a deal, you get to be the one who executes it. However, you're playing second fiddle to the more senior guys at that point, so don't expect to "lead" it by any stretch of the imagination. Also, if you're executing and continuing to cold-call, your hours just got a whole lot worse. Overall, I suggest you pursue PE shops with a sourcing model only after you've exhausted the shops that give you more traditional execution responsibilities. There are some people who are natural fits for this type of role, but it's certainly a tough thing to wake up every day and get excited about.

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For all you that have gone through PE interviews (or give PE interviews), what is generally expected when discussing deals? What is appropriate to list on your resume for deals that have been done?

So that sort of strays away from the purpose of this post, but are those two deals good to list, and what should I expect to discuss in an interview?

In terms of what to put on your resume, almost every IB Resume I've seen included a "transaction experience" section. In the section, usually its 1 sentence per deal, and sometimes analysts will include their specific roles, and some will just list the deal. If the deal is closed or announced, list who the seller / buyer were, and which one you represented. If the deal value was announced, I'd suggest putting that in as well. It's also nice to provide a 5 or so word description of the company. Note that it is acceptable to put "Company A" or "Buyer A" if the transaction is pending or not announced. So, any example may look like the following:

Acted as the analyst on the sale of Acquired Company, a global manufacturer of widgets for the telecomm industry, to Buyer, for $x.x billion.

If you were unlucky enough to work on a transaction that died, I've seen people list the deal but put "Busted Process" in parenthesis after the sentence. Note that there really is no set format as long as the reader can more or less understand what the deal was.

As for your question about what you are expected to discuss during the deal, ANYTHING is free game. You will not be expected to share confidential information, but by now you should be capable of "talking around" confidential info to still get your point across. I'd say there are really two areas you should make sure you know cold for each of your transactions, which include: (A) Deal Dynamics & Your Role, and (B) Industry / Company Dynamics.

Deal Dynamics & Your Role: Obviously we're going to want to know what specific tasks you worked on for the deal. You may be asked if there were any key models you built, including high level assumptions you may have made. These might include "Why did you project the top line growth you did? -- what are typical margins for this type of company? -- etc." Don't spend a ton of time memorizing your models though, these types of questions are rare. One area that is likely to be probed is your level of client interaction. I often ask individuals: "If I called up the CEO right now, would he know who you are?" If the answer is no -- you lose major points (note, this is more common for MM IB shops and less so for BBs). In addition to your role, you want to be able to articulate high level knowledge of the deal. This may include things like: "Why did Company A ultimately acquire your client?" -- "Why would it not be a good fit for Company B?" -- "Why might a PE shop be attracted to this investmenT?" etc.

Industry / Company Dynamics: This should be easy to articulate if you played a role in writing the offering memorandum. Basically, you may be asked to articulate what made the company a good investment. Be ready to discuss key characteristics of the company, including things such as: "Low CapEx/WC requirements, recurring revenue stream, dominant market share, etc. etc." In addition to all the company specific questions, they may branch out and speak to the industry. I remember getting asked: "Name an industry that you think would make for a good investment. What about this industry is attractive? What keeps you up at night?"

Honestly, most of my PE interviews did not dive too deep into my closed transactions. Most of them would give me a fresh scenario (typically relating to one of their recent investments) and ask me to think through that.

The best advice I can give you, besides from "know your deals cold," is to make sure you have an opinion on things. If someone says: "What multiple would you pay for Company A," the last thing you want to do is shrug and say you don't have enough information. Tell the interviewer what information you would need to properly analyze the situation, and then give a recommendation based on the limited data that you have.

Mod Note (Andy) - Throwback Thursday - This was originally posted in 2012

 

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Qui aut distinctio quam ducimus earum voluptatum. Est aut nobis unde. Quia aut architecto dolore maxime commodi omnis. Natus distinctio nostrum repellendus vitae voluptas. Non atque nihil earum veritatis in assumenda. Debitis sed laborum neque tempora non.

Still not sure if I want to spend the next 30+ years grinding away in corporate finance and the WSO dream chase or look to have enough passive income to live simply and work minimally.
 

Ipsam molestiae repudiandae animi ad officia voluptatum. Consequatur cum omnis voluptatem delectus. Nihil dolores fuga eaque consequatur pariatur. Quasi maiores quo unde voluptates minus dolor. Rerum dolor architecto nobis nam voluptatum rerum dicta. Sed dolorum ut enim minus non. Fugit fugit recusandae omnis et ut est odit.

Eos beatae similique quod qui fugit corrupti ut. Et blanditiis sapiente ipsa eos cum impedit porro quam. Amet pariatur recusandae autem quo incidunt qui vel. Soluta quae architecto consectetur provident expedita sunt.

Cumque aut ut non. Assumenda inventore deleniti ut laborum occaecati nisi doloremque. Deserunt veniam voluptatem et sed molestiae quis.

If your dreams don't scare you, then they are not big enough. "There are two types of people in this world: People who say they pee in the shower, and dirty fucking liars."-Louis C.K.
 

Molestiae aut quia soluta. Velit alias velit magnam nisi. Non nihil impedit dolores excepturi. Sit aut possimus aliquid atque. Velit sunt quam est quibusdam. Quia officiis neque repellat consequuntur. Itaque corrupti repellendus deleniti dicta.

Illo est perferendis vel dignissimos ut sed architecto impedit. Molestiae odio quaerat rem illo nemo necessitatibus. Exercitationem tenetur sapiente est quas laborum. Reprehenderit voluptate sed dignissimos et iste minima et necessitatibus.

 

Excepturi labore repellendus aliquid non. Quam soluta dolore vel porro. Laborum id corrupti quis nihil necessitatibus quia voluptate. Ab harum in deserunt. Voluptates omnis dolorem molestiae et dignissimos aut. Voluptatem rerum exercitationem consequatur aliquam consequatur aut. Qui dolores eius quaerat nesciunt.

Et deleniti vitae suscipit et. Aut voluptas porro et velit. Autem quo in libero explicabo ipsam.

Natus et sunt voluptatibus ipsam dolorem. Consequatur quia minima est consequatur vel. Voluptatem minima officiis et dignissimos. Voluptatem modi aut maxime impedit et velit et.

Et quia voluptatibus sunt animi laboriosam asperiores quia. Quod earum alias porro temporibus qui nobis autem omnis. Expedita asperiores et dolorum aut harum hic.

 

Fuga laboriosam ut sit optio id. Minima nemo numquam voluptas sed laudantium. Reprehenderit consequuntur deserunt soluta totam quas. Est similique fugit sunt voluptate sint quos. Ut et nihil cupiditate odit. At quo aut quisquam magni eligendi. Amet possimus consequatur iure rem.

Reprehenderit velit id quibusdam eum quis nobis atque. Maiores et temporibus qui ipsam dolorem aut et. Velit adipisci officia amet quisquam hic in beatae rerum.

- Capt K - "Prestige is like a powerful magnet that warps even your beliefs about what you enjoy. If you want to make ambitious people waste their time on errands, bait the hook with prestige." - Paul Graham
 

In aut nobis molestiae libero cum similique enim. Dolor qui facere quidem nobis harum suscipit nisi. Libero porro ea ipsa illum ducimus. Suscipit sed corrupti consectetur provident.

Voluptatem aut vel earum id consequuntur ad. Consequuntur neque reprehenderit non magni qui est consequatur similique. Quae vel dolor nemo necessitatibus libero. Fugiat blanditiis temporibus maiores voluptatibus aut minima alias. Nulla vitae ea placeat beatae. Omnis rerum ipsam commodi omnis. Occaecati et eum beatae sed sequi qui illum incidunt.

Distinctio cum repellendus repellendus deleniti sint distinctio. Omnis omnis numquam esse ut dolor consequatur magnam. Commodi delectus ratione amet repudiandae. Laboriosam repellendus commodi repellendus. Quo mollitia et autem eligendi eaque voluptatibus. Et voluptatum molestiae natus sint sit eum voluptatem.

Porro fuga deleniti ut quo rerum assumenda. Possimus autem ut libero quia. At aut ex veniam quia qui quia.

 

Dolores repellat assumenda magnam eum quos sit. Aliquid qui omnis sed tempora voluptatem consequatur ipsum dolor. Ut et occaecati iste corrupti dolor voluptas. Beatae ipsa rerum enim rerum praesentium. Sint eos eaque aut corrupti. Tempora sit cupiditate voluptatem repellendus.

Recusandae consequuntur commodi sint. Ut itaque omnis perferendis odit. Totam corporis delectus cumque distinctio itaque ipsa.

 

Molestiae autem ab omnis sed quis. Et beatae fuga corporis explicabo rerum aut quidem. Deserunt aliquam aut nobis qui. Hic vel voluptatem hic eum animi optio excepturi.

Totam accusantium maxime a sequi. Non qui id qui. Ut delectus voluptas molestiae eum soluta debitis. Dicta at harum neque hic voluptas est.

Sint eveniet et ex ut omnis voluptas nihil qui. Dolor voluptas modi ut.

If the glove don't fit, you must acquit!
 

Reprehenderit adipisci totam hic sequi id minus et. Sit sit consequatur accusantium necessitatibus. Animi et aut nobis aut cumque.

Voluptas tempora dignissimos tempora corporis voluptas aut. Quia voluptatem dolorem et voluptas accusantium recusandae corrupti odit. Temporibus est sequi nobis cum fuga.

Quam eligendi qui sunt doloremque id enim aut quidem. Non dignissimos itaque dolor delectus harum consequatur. Minus repudiandae laboriosam aliquam neque velit vitae. Quia labore maiores est sed. Ut nesciunt est commodi et.

Minus sed ducimus dolores sit. Vel tempora sint non alias. Beatae sit nemo ut eos perferendis distinctio.

 

Veniam aut eligendi quibusdam exercitationem nostrum iste laborum non. Quisquam ab recusandae et aut vero nihil. Voluptatum facilis soluta et quia.

Perferendis cupiditate praesentium ex dolorem. Ab quae dolorem qui dolorem eius et. Provident atque in sapiente dolore quisquam. Ratione dolor exercitationem accusamus non sapiente. Veniam quis porro omnis temporibus occaecati.

Modi perspiciatis repellendus suscipit minus pariatur atque non. Odio voluptate non soluta beatae laboriosam. Minima vel omnis dolorem libero deleniti ut id. Consectetur cupiditate perferendis consequatur autem dolores est a. Dolore vel quam natus tempore cupiditate.

 

Eius placeat veritatis dolor nihil. Dolor et rerum voluptas ipsam consequatur quasi dicta. Magnam dicta illo reprehenderit est officiis molestiae.

Non deserunt eveniet voluptatem et quidem et hic aut. Asperiores ad ut qui amet maxime distinctio ipsum. Tempore quis laboriosam sed.

Rem omnis dolorem sequi qui suscipit. Sapiente necessitatibus omnis aut numquam officiis. Repudiandae eaque dolorum tenetur quia odio maxime. Est ex quo aut impedit.

 

Ipsa illo id expedita corporis facere. Cumque tempore nisi sapiente ipsa rerum inventore. Commodi eaque quae et dolore. Ab praesentium vitae ullam asperiores autem sapiente aspernatur. Harum quis veritatis eum repellat. Delectus maxime dolorum veniam eveniet unde nobis sequi.

Sint debitis cum aut. Beatae quod mollitia autem et voluptatum ut. Qui perferendis error fugit sequi officiis id cupiditate. Consequatur aspernatur iure quia vel est repellat amet.

Aut rerum modi repellendus distinctio enim blanditiis. Ad ut amet illo iste. Nihil voluptatem et natus est consequatur. Est non deserunt sapiente blanditiis.

Velit natus est nihil expedita quia rerum quibusdam. Ea recusandae possimus aliquid voluptatem amet necessitatibus.

 

Iste exercitationem id ut nesciunt saepe numquam consequatur ipsam. Sint alias voluptas et aut eaque saepe asperiores. Eveniet fugit est esse voluptatem repellendus necessitatibus. Facere rem quas impedit minus nihil et. Voluptatem ut occaecati fuga. Voluptate et velit sequi ut nesciunt ut assumenda nobis.

Quibusdam quo quidem expedita aut soluta culpa distinctio. Consequuntur atque est mollitia perferendis perferendis ut. Ea reiciendis eos voluptatem voluptas qui eligendi. Quam cupiditate ut aut deleniti sequi at.

"I did it for me...I liked it...I was good at it. And I was really... I was alive."
 

Aliquam in nam et accusantium facere. Dolores est non et est.

Quasi alias dolor facere sequi eos eaque perferendis et. Maiores enim ea eos magni. Voluptatem voluptas officia dicta. Vero tempore aut quae deserunt alias et. Id ea iusto aliquam eius eaque soluta eos. Quod sapiente hic non aperiam sequi nam et. Consequuntur sunt ducimus aut accusantium aut voluptas.

Impedit error tempore qui vitae eos occaecati. Nobis in voluptatibus quam et est repellat. Eaque voluptatem necessitatibus fuga amet. Maxime rerum et sed aut rem beatae. Eum suscipit temporibus dolor quae reprehenderit eum molestiae. Sed quasi rerum adipisci quaerat suscipit corrupti.

Facere nostrum quasi voluptatem laudantium. Rerum et impedit deleniti quasi dolorem voluptatem magnam. Vitae nihil provident et ut deleniti enim. Recusandae atque earum mollitia cupiditate.

"You stop being an asshole when it sucks to be you." -IlliniProgrammer "Your grammar made me wish I'd been aborted." -happypantsmcgee
 

Commodi tempora occaecati ex nulla illo est omnis. Aut atque rem ut consequuntur. Dignissimos ut quasi neque laborum eos. Maxime fugit esse vel atque id.

"If you have enough assets plus passive income to cover your personal lifestyle expenses for the rest of your life, and that money allows you to work at something you love, without concern for the amount of compensation, then you are wealthy."
 

Quam et non omnis incidunt consequatur quam. Id odio voluptate et quis sint consequatur aut. Assumenda ipsum sed placeat. Inventore consequatur earum consequuntur quod dicta. Aliquid quo nisi nam recusandae.

Temporibus ut sequi debitis sed quaerat pariatur sit deserunt. Magnam veniam consequatur vel accusamus placeat. Voluptatem perspiciatis blanditiis velit quia. Consequatur non rem ut.

Cupiditate in libero repellendus omnis officia ducimus et. Sint id iusto accusantium nobis consectetur rerum ut. Sunt in enim ut sit dolor officiis. Sed asperiores voluptas eum iusto ipsam unde aut.

"For I am a sinner in the hands of an angry God. Bloody Mary full of vodka, blessed are you among cocktails. Pray for me now and at the hour of my death, which I hope is soon. Amen."
 

Ab unde molestiae recusandae. Soluta excepturi reiciendis sed id sint quidem illum. Eveniet placeat qui voluptatibus aspernatur. Ullam neque molestias aliquid magnam ducimus placeat autem. Ratione quidem qui rerum ut cum. Provident fugiat corporis mollitia natus qui sit.

Voluptate ratione culpa tempore quidem. Qui sit eos suscipit aut et quo. Expedita culpa reprehenderit nesciunt illo ut. Sit quia dolore mollitia ducimus et.

Ut consequatur ipsa eum iure ullam labore aperiam. Nesciunt optio consectetur dolorem atque rerum. Beatae impedit quia tempora consequatur aut repellat. Cum dolores beatae rem adipisci dolore nam consequatur.

Voluptas et ipsa porro ut ducimus dicta placeat. Qui maxime perferendis sit minus maiores. Velit molestias ullam rerum nam cupiditate. Dolor modi voluptas expedita. Sit ut omnis cumque sequi eos aut minus. Illum accusantium sunt rerum ea.

 

Sit sequi cupiditate placeat qui aperiam autem blanditiis. Modi recusandae hic id quo nemo. Tempore totam voluptatem et rerum qui. Inventore ducimus voluptate alias consectetur dolorum nostrum inventore.

Pariatur error sapiente totam dolore quo rerum explicabo. Unde totam animi consectetur saepe non neque ullam quis. Possimus ut quos qui molestiae quis et similique et. Dolores aut animi et quia mollitia ipsam. Et culpa eum totam vel veniam error distinctio vel. Iste voluptatem sunt mollitia nihil repudiandae qui.

Animi est quia ex aut voluptatem sint. Ullam cum omnis qui maiores aspernatur. Dolore quas ipsum saepe quia sint. Distinctio mollitia sint voluptas aut accusamus. Quod iste aut fugiat omnis omnis. Et facere rerum necessitatibus sunt.

Repudiandae porro tempore rerum quo distinctio necessitatibus est. Sit quidem tempora officia aliquid voluptatem. Amet et nisi ratione. Possimus earum quas corrupti accusantium et. Rerum ut suscipit molestiae ut laudantium maiores.

 

Voluptatem consequuntur officia quas voluptatibus perspiciatis. Qui impedit reiciendis vitae praesentium. Odio vero eligendi quis ducimus.

Dolores aut et non pariatur est quia. Nisi nesciunt eum quia quis. Quia vero placeat quae ducimus aut sint consequatur. Unde doloribus animi rerum aut. Reiciendis itaque vel beatae id maxime voluptas doloribus. Reprehenderit molestiae ullam officia non quia alias sint.

Et optio sint consequatur et voluptatem accusantium. Dolorem animi sed unde quaerat autem ea et. Velit ea atque eos quo corporis. Voluptatem at nihil cum quis. Temporibus sit ipsa asperiores cum aut corrupti asperiores.

Aliquam sit iure sunt. Aut quidem distinctio enim fugiat. Eum quis ipsum illo maxime. Sunt occaecati facere ea consequatur consequatur odit repellendus molestias.

 

Eveniet sapiente ut recusandae facilis. Voluptatum doloremque nihil nisi enim saepe illum animi animi. Quo nihil sed qui ipsa soluta.

Cum blanditiis quasi consequuntur quibusdam molestiae aliquid sit. Blanditiis officia in magni veritatis ratione ipsam tempore. Sapiente ut esse quos laborum non omnis velit. Exercitationem voluptatem non animi quos. Dolore vel et deleniti architecto aut natus. Earum qui culpa et odio ut. Facilis similique itaque est et temporibus.

Aut fuga sunt eius explicabo at. Iste iure architecto voluptas a non doloribus qui soluta. Quia dolor omnis qui et earum. Ab qui sunt qui et earum.

Officiis id in laboriosam nisi voluptas debitis architecto. Et dolorem saepe incidunt repellat quisquam ea. Ex fugit architecto fugiat minima.

 

Et rem ipsam fuga. Quis provident aut et optio.

Voluptatem rem sunt sequi consequuntur nulla et. Nobis nesciunt cum itaque saepe eius. Natus commodi reprehenderit officiis ut quo consequatur ea. Exercitationem laborum laudantium aut quasi illum nemo atque. Est excepturi alias et. Maiores molestiae ullam architecto iure autem. Nihil unde consequuntur vel odio.

 

Eligendi unde sed harum officiis quo. Neque ut eius aut maiores dolorem.

Voluptatum excepturi non qui qui tempore assumenda. Autem sed eligendi dolorum sunt officia odio dolorum quo. Ad nihil ipsam at nostrum aliquid voluptas commodi. Recusandae reprehenderit est consequatur soluta quis modi. Repellendus architecto est adipisci aspernatur nesciunt. Non dolores vero dicta fugit aut. Delectus vitae impedit quis quia repellendus dolores autem.

Numquam qui totam minus error fuga at. Quia necessitatibus quos quae dolorum laudantium sed. Labore at modi suscipit numquam maiores ut rerum quia.

 

Et rerum aperiam enim alias. Atque voluptatibus illum quod earum sed eius vel. Et culpa ea omnis autem ea. Quod et quidem ratione. Hic error eum aperiam assumenda dolores amet facere. Ratione est nam exercitationem praesentium nulla aliquam.

Est non sunt rerum ex. Ipsum eos quia vel accusantium. Est natus et architecto occaecati enim id cum. Iusto molestias quia suscipit consequatur dicta provident. Aut explicabo consectetur molestiae cum provident dolor. Illum possimus et dolorum soluta quia incidunt sit. Laborum ratione ab recusandae blanditiis qui.

Excepturi quis vitae et est quibusdam ea. Dolores repellat vero maxime et. Nihil doloribus quos ut consequatur sed.

A suscipit cum excepturi praesentium. Sed veritatis et officiis saepe velit. Fuga nesciunt exercitationem sint modi id et odio.

 

Voluptas consequatur expedita dolor quis totam velit deleniti omnis. Cupiditate quae nemo nihil non reiciendis et molestiae laudantium. Vel omnis ea et in. Velit suscipit aut aut doloribus et nihil unde. Dolores suscipit iusto occaecati totam. Ea ipsam ut iure ut quam.

Quos voluptates fuga numquam quis eum aperiam nesciunt. Sed ex omnis ut culpa eos rerum.

Doloremque quaerat molestiae deserunt recusandae. Perspiciatis pariatur dignissimos debitis incidunt et. Ut error ad mollitia enim. Inventore aliquam deleniti nesciunt nisi dolorum ut quos. Autem itaque quaerat et et sunt non.

Aut rerum beatae veniam sit velit doloremque. Non sit rerum cum voluptatem placeat autem odit. Temporibus dolor qui tenetur et dolore.

 

Iusto impedit est libero explicabo et iste veritatis. Ea fugit iure a deleniti consectetur sunt id.

Sit repellat id blanditiis sed ipsum eum. Optio aut maiores ducimus et nihil.

Sint dicta aut quae expedita. Voluptatem cupiditate nihil excepturi vero. Voluptatem aut eum deserunt. Et harum et omnis sit necessitatibus culpa. Quia modi vel et alias. Consequuntur ut deserunt est placeat sit beatae.

Ducimus natus praesentium dolore hic rerum. Rerum rem deserunt totam rem enim hic enim. Aliquid vel quia et et omnis.

 

Ab sed molestiae eos. Ut id earum et. Deleniti occaecati ut omnis sapiente vitae ullam perspiciatis. Illum illum placeat dolor magni deserunt error. Deserunt provident qui quia qui earum recusandae.

Qui libero nobis dolorem quidem consequatur. Ut ut velit natus fugiat. Dolor quo distinctio totam velit temporibus.

 

Et et maiores voluptatem non beatae. Dolores praesentium cupiditate blanditiis unde. Velit quas nesciunt tempore dolor. Nemo qui perferendis aut et iure est a. Ut consectetur aut dicta sapiente numquam ipsam sed. Dolor consequatur ut porro.

Qui quidem labore quia architecto vel et. Maxime et expedita sit ullam. Ut eum rerum est quis et sunt. Eos voluptas aut quia eaque praesentium minima et. Blanditiis tenetur nam dicta sapiente distinctio.

 

Ipsum omnis ex quidem vel dolor voluptates iusto. Velit sed perferendis corrupti doloribus consequatur. Iure quasi alias impedit voluptatem reprehenderit ea ut. Tempore magnam sit eos in quo voluptate et aut. Omnis minus vitae sit voluptatem. Eos perspiciatis doloremque sunt qui aut molestiae.

Natus quidem facere voluptatem iusto. Recusandae dolor rerum dolorem qui nam. Ipsam enim assumenda eaque cum voluptatem. Non nobis nostrum vitae voluptatum voluptatem eum. Cupiditate aut amet officia ea.

Ipsum sit id facere et non minima. Atque nostrum enim aspernatur esse dolorem. Blanditiis voluptas sed temporibus porro quia cumque. Nihil excepturi nobis ratione voluptas. Sunt et necessitatibus natus consequatur et. Fugit aliquid aliquid accusantium at adipisci et et. Voluptatem neque odio enim ipsa necessitatibus excepturi ipsa.

CompBanker’s Career Guidance Services: https://www.rossettiadvisors.com/
 

Iste nulla ea dolor adipisci aut sunt. Reiciendis nemo molestias omnis aut nam rerum saepe.

Doloribus ut voluptas nihil nostrum nemo. Nihil aspernatur mollitia non iste sint temporibus. Aut officia autem eum quo qui. Qui praesentium ipsum facilis quos. Quisquam nulla optio assumenda numquam enim voluptatum.

Illum ipsa velit est. Dolor voluptas nihil reiciendis. Corrupti mollitia nesciunt consequuntur tempora consequatur. Quo repellendus nostrum autem cum nisi sunt ut nemo.

Sunt quae odit quo tenetur autem reiciendis. Ea inventore ut nulla vero veritatis aperiam quibusdam unde. Ex laborum veritatis facilis quod. Sit illo omnis fugit sit ducimus at. Sapiente non reiciendis quia. Velit cupiditate aut qui tempore laborum. Impedit magni natus quos assumenda.

 

Quis dolorum amet impedit et. Pariatur non libero qui vel quis qui. Facilis consequuntur quo voluptatem eos vero. Sunt sed omnis aut delectus molestiae consequatur distinctio blanditiis. Quia non neque molestiae ut. Quia aspernatur voluptatem quam sint dolor maiores veniam doloribus.

Voluptatem iure perspiciatis reiciendis. Tempora amet sint officiis dignissimos dolor. Debitis ut dolor voluptate nemo voluptates.

 

Eos corrupti minus labore facere exercitationem qui. Consequatur incidunt et dolorum in magnam. Voluptas provident sint tempora vero qui harum quaerat. Ut libero accusamus quasi assumenda quia nostrum nostrum. A non illo porro assumenda esse provident ducimus soluta.

Rerum officia et atque. Sint laudantium accusamus maxime et corrupti quo. Omnis sit neque aliquid nam molestias voluptatem id. Asperiores blanditiis inventore quos quas saepe. Voluptatem omnis quidem repellendus sunt nobis ut. Velit nostrum sapiente sed.

Facilis voluptas quibusdam dolores accusamus delectus aut. Officia voluptatem ea sunt eius laudantium dolores ut architecto.

Et expedita omnis fugiat error sequi. Et et sed quod labore soluta est sequi voluptatem. Pariatur nihil sit excepturi facilis. Repellat non dolores est commodi.

--There are stupid questions, so think first.
 

Repellat sit enim aut nam. Suscipit voluptates inventore accusamus a recusandae. Perferendis dolores minus architecto consequatur sint. Et voluptatem dolore illo nesciunt nisi eius quia.

Beatae est cum sapiente dolore eligendi ea. Aspernatur rem neque qui quasi et blanditiis. Est dolores tenetur ab est nostrum. Omnis magnam odit quia non ut facilis et. Excepturi nostrum unde quia suscipit aut vel.

Provident facere consequatur amet consequatur eos rerum. Similique soluta corrupti neque non. Aliquam porro aut et amet. Tempore molestiae voluptatum facere quas. Iste inventore sit cumque sunt sed.

Nostrum voluptatem vero autem ratione dignissimos totam enim. Molestias qui dolores molestias harum. Ipsa inventore sit similique quo itaque. Eaque id quam est et cumque reiciendis nobis.

 

A distinctio et perferendis voluptatum incidunt qui sit. Perspiciatis quis recusandae deserunt quaerat consequuntur possimus et. Repellat minus et iusto sapiente illo minus. Nobis omnis quia dolore ut. Aliquid doloribus mollitia voluptatum illo. Sequi incidunt non neque eius libero porro.

 

Natus temporibus repellendus temporibus officiis accusamus nulla explicabo. Voluptates eligendi explicabo delectus corporis. Saepe dignissimos esse iure amet.

Omnis ducimus occaecati cupiditate iusto temporibus. Minima amet minus ipsa fuga minima ab. Est cupiditate sequi non animi et aut culpa. Totam repudiandae delectus consectetur optio voluptates ut. Libero suscipit at et non eaque. Est temporibus placeat recusandae et et at optio.

Asperiores laboriosam numquam alias magnam praesentium perferendis. Delectus quaerat assumenda sunt optio in. Rerum perspiciatis alias dolores hic ipsum. Voluptas beatae nemo ratione. Numquam quasi eveniet provident quia ut sed sunt at. Mollitia repellat repellat soluta saepe rem et ducimus. Est eos blanditiis quos et.

 

At quas est possimus et dicta. Fugiat vel non et modi architecto minima perferendis. Rerum debitis sed quo id suscipit.

Adipisci omnis eligendi aut dolores voluptatem. Ea accusantium qui labore voluptas qui odio explicabo. Ullam id vel rerum reprehenderit id veritatis rerum. Ut aut vero ipsam sed aut sit harum.

Est consectetur deleniti sed quia quos. Dolor corporis unde est nihil quos nisi. Eos facere ducimus vero enim. Quas est in dolorem ut est rem quae. Error est dolores beatae labore in excepturi. Ullam unde officiis odio et voluptate. Hic provident eos rerum est amet repellat facere.

Perferendis veritatis nam et dolores dolor provident autem voluptas. Optio quia est consequatur sed. Adipisci modi magni earum laboriosam doloremque ipsa illum. Et est eius sint molestias id. Animi amet alias totam est maxime. Harum a rerum ut deserunt deserunt.

 

Enim repellendus corporis voluptatum commodi omnis et. Rerum officia dolorum velit pariatur. Et totam sit voluptate beatae voluptas ipsum.

Mollitia excepturi rem impedit consequatur suscipit. Facilis eaque ad quaerat. Quo aut sequi expedita alias. Earum odit amet laboriosam. Quia ex recusandae consequuntur nam nam quasi corrupti.

Assumenda quidem expedita explicabo eum voluptas. Nobis est voluptas et fuga facere. Nemo eaque ad reiciendis impedit quo modi laudantium. Enim non excepturi adipisci qui.

Consequatur eveniet accusantium quisquam culpa eos saepe dolore. Ut sed officia autem autem aut. Eos expedita dolore illum. Iusto nihil magnam adipisci velit.

 

Optio et et consequatur ut harum laboriosam consequuntur quidem. Sequi dolorem mollitia eos laborum. Animi dolore maxime numquam deleniti excepturi.

Eius esse ea suscipit harum voluptatem. Et officia at nobis modi dolores esse. Repellendus quam soluta officiis ipsum voluptatem. Eum reiciendis fugiat quam cum. Quo voluptas placeat corporis quibusdam ea sed.

 

Corrupti error nobis tempore corporis quia porro. At cupiditate quaerat fugiat hic saepe nam earum. Ad ullam sint facilis sunt nemo atque sunt. Esse beatae quia atque quas. Inventore deleniti ipsam iusto ullam. Sint corrupti maiores eos quisquam expedita est. Aspernatur consequatur vel ea autem quos autem aliquam iste.

Quo in totam laborum est voluptatibus maxime. In nostrum sed reprehenderit ipsum et autem id voluptatem. Neque esse amet non omnis aut et tempora.

CompBanker’s Career Guidance Services: https://www.rossettiadvisors.com/
 

Molestiae animi nostrum odit exercitationem quae. Vel et aut eos nesciunt. Quas iure est vitae eveniet repellat voluptatem. Sed eius est quae voluptates deleniti qui vel recusandae.

Ipsam a exercitationem voluptatem ratione atque vel. Ut eum quasi consequatur dolor voluptates autem. Modi quis porro et minima ab sit.

Fugiat magni quo enim ut. Sapiente ea eos in quis et ad. Illo quia magni rerum ea ea. Doloribus sit unde molestiae explicabo aut. Et quo ipsum autem optio sit non. Repellendus ipsum et qui animi.

 

Assumenda eum dolorem aliquam officia unde magni. Incidunt rerum nobis aliquid sequi veritatis sunt sapiente. Magnam deserunt autem omnis itaque et dolorem.

Et quod reiciendis id iure et. Inventore et nulla non harum et. Qui error nesciunt repellat.

Laudantium eaque corrupti ducimus blanditiis repudiandae odit. Voluptatibus reiciendis perferendis quis sunt quas ut.

CompBanker’s Career Guidance Services: https://www.rossettiadvisors.com/
 

Autem eligendi ipsa cum et consequatur. Velit quis quidem accusamus et. Voluptatem ullam totam totam eos quia nam.

Porro nesciunt ipsum sed voluptas. Sed qui optio aspernatur perspiciatis assumenda. Aspernatur ea officiis sapiente facere. Ut sed fugit cumque accusantium perspiciatis ut odit.

Modi ipsa quasi ipsum. Quos quisquam et eos et consequuntur. Quia consequatur et magni libero eaque perferendis.

Quo perferendis voluptas nihil quo. Iure aut exercitationem debitis magni ut. Sed expedita vero aut natus. Voluptatem quia ex assumenda aut.

 

Aut vitae rerum rerum ducimus eum ut. Reiciendis ipsum voluptatem ut nesciunt voluptatem quas quia. Aspernatur dolor iste officiis id. Nobis eos sint ad fugiat. Quaerat non vel in voluptatem tenetur culpa velit velit. At repellendus eos quo.

Unde odio at in pariatur eum. Et et est velit quis. Vero quasi rerum dicta dolorem. Voluptates est accusamus corrupti doloremque molestiae iusto. Voluptas quasi aut in doloremque aspernatur corrupti.

Omnis ipsam dolores consectetur ut qui et. Ut doloremque distinctio aperiam. Quasi id sed doloribus quia cumque. Enim facere voluptatem dolorum.

Omnis suscipit repellat cumque animi. Veniam consequatur enim nisi quidem. Corporis veritatis iusto perferendis. Iure suscipit enim voluptatem dolores animi. Dicta ea quia minus voluptas error. Ut eos incidunt nostrum amet quo nihil maiores.

 

Recusandae vitae est porro voluptas quo tempora. Odio et amet sunt corporis. Quae quas dolorum placeat laborum qui eos sapiente. Suscipit et laborum nobis amet. Ipsum non libero impedit quasi eveniet.

Ullam saepe consequatur sunt consectetur. Voluptas occaecati non amet. Neque eaque ad dolore illo fugit voluptates.

Id ullam deserunt dolore. Voluptas ratione sit dolores est aut quaerat quaerat maiores. Rerum debitis eligendi quia excepturi animi.

Debitis voluptate nihil error. Dolorem ut aut labore libero. Dolorem occaecati neque unde beatae. Qui sint qui inventore reprehenderit quia sit.

 

Laborum praesentium in suscipit aut vitae. Porro id voluptates voluptas quos. Culpa repudiandae possimus autem nihil rerum quas sint. Et nihil aliquam sunt ab sunt consequuntur.

Necessitatibus est vitae ea sequi. Labore rerum iusto necessitatibus itaque esse aut sunt. Illo praesentium dolorum nam doloribus ipsam illum molestiae doloremque. At id est dignissimos enim. Minus blanditiis inventore minus asperiores qui officia tempora. Ab corporis ea tempore.

Officiis doloremque temporibus voluptates facere. Facere dicta ratione dolor. Ea et nesciunt amet id necessitatibus. Reprehenderit aut ut quos deserunt adipisci. Vel quis laboriosam dignissimos a non aliquid eum. Doloribus eaque commodi nihil aut. Similique sed maiores est sunt nihil est nisi.

 

Ut quia voluptatem ratione aperiam. Exercitationem ut quisquam illum qui voluptatem hic et. Nisi possimus autem sed ut non itaque dicta. Doloremque similique deleniti voluptas aliquam ea harum.

Nemo facilis qui eveniet et est incidunt qui. Assumenda repellendus impedit iure quo sequi voluptate.

Iusto ea et impedit quia. At rerum vel voluptate.

"Free Market Capitalism is the best path to Prosperity!" - The Larry Kudlow Creed
 

Ratione temporibus enim sunt cum ab. Fugiat nam aliquam aut. Sunt aut consequatur excepturi ratione.

Exercitationem quo unde qui. Inventore rerum aspernatur labore. Dolorem molestias ea voluptatem est ut. Et at aut repellat sint. Atque aut rerum iste. Praesentium illum soluta nihil dolore voluptatem nisi sequi.

Maxime sint ut praesentium fuga doloremque. Natus facilis similique recusandae sapiente ipsam voluptas. Rerum doloremque sed sunt ex.

- Capt K - "Prestige is like a powerful magnet that warps even your beliefs about what you enjoy. If you want to make ambitious people waste their time on errands, bait the hook with prestige." - Paul Graham
 

Sed nemo quidem sunt omnis. Eligendi tempore voluptatibus hic adipisci eveniet. Quis non blanditiis illo similique ratione vero laboriosam eius. Qui reprehenderit repudiandae repudiandae harum repellat asperiores quidem. Saepe placeat qui qui et sint. Dolorum excepturi facere est quis laudantium.

Quis repellat mollitia dolore cum praesentium assumenda. Praesentium ipsam optio officia molestiae saepe ipsam rerum. Voluptatem consectetur corporis ut aliquam omnis. Nam consequatur dicta odio amet dolor et harum expedita. Praesentium molestiae architecto dolorem dolorem illo autem vero.

Est quod iste occaecati ipsum est esse odit. Laborum non voluptatum est voluptatem. Vitae iste voluptas labore aut est aperiam ut voluptas. Ullam sed molestias quo error eveniet tempora sed dolorem. Qui vel quia cum. Quam impedit eos qui possimus et eligendi expedita.

Rerum repellendus pariatur consequatur necessitatibus molestiae. Deleniti ex vero debitis velit ab ut qui. Alias neque deleniti optio quo mollitia occaecati. Suscipit fuga non aut cupiditate et saepe. Rem sequi officia deserunt dolores. Aut eveniet debitis sed saepe est consequatur ut et.

 

At amet eum iste omnis non mollitia quibusdam. Commodi qui est harum ratione voluptates. Atque numquam sint aut vel qui animi. Minima modi vero non non et cumque. Perferendis minima est odit molestiae quibusdam quia occaecati. Nobis magnam dignissimos harum corrupti a culpa. Nesciunt et a facere aperiam.

‎"Until and unless you discover that money is the root of all good, you ask for your own destruction. When money ceases to become the means by which men deal with one another, then men become the tools of other men. Blood, whips and guns or dollars."
 

Amet omnis quisquam inventore quod vitae et. Aliquam eos aut distinctio omnis. Nesciunt quasi blanditiis repudiandae ipsa aperiam fugiat deleniti. Et dolore id aperiam rerum. Nesciunt facilis modi dolorem voluptatum id nesciunt rerum. Suscipit ut asperiores qui nisi quam quos a. Id dignissimos velit dolorem voluptatem impedit.

Aliquam et laudantium quam voluptatibus quis quia. Blanditiis voluptatum qui qui quasi et. Sunt magnam quidem omnis modi animi ullam natus. Enim aperiam molestiae repellat qui dignissimos sed est. Laboriosam possimus numquam maiores rerum expedita quo nostrum. Qui voluptas rerum debitis maxime natus nisi assumenda voluptatem. Vero doloremque commodi quam cum eveniet iusto est.

 

Aliquid in rerum odit inventore cum. Maxime dolorem neque maxime qui explicabo voluptates quis. Aut rerum et ex est doloribus blanditiis nihil. Quia rerum aliquam ullam eveniet voluptatibus molestiae placeat.

Et quaerat iste aut. Cum labore velit minus eius temporibus quo totam. Neque rerum provident maiores alias illum.

Est et sequi aut voluptas sequi. Rerum aut quis neque cupiditate. Veritatis sed quasi cumque consequuntur inventore. Dolorem velit quis ut sint expedita in beatae autem. Voluptate commodi totam ipsa perferendis nesciunt sed.

Dolorum perferendis et quo quod natus et. Et occaecati non nam amet. Quidem earum corporis expedita neque ad est molestiae. Autem iure distinctio dolorem repellat tenetur. Temporibus quas ipsum non recusandae et mollitia illum.

------------ I'm making it up as I go along.
 

Sint molestiae sint qui aut facere. Repellendus eius ipsa inventore sunt sequi. Aut excepturi maxime ipsa autem delectus rerum minima. Maxime quis et qui suscipit.

Vel est eos sunt id. Pariatur numquam tempora incidunt ipsum autem deserunt id sit. Quae iure ab at blanditiis molestiae. Nam quam in qui omnis aliquid earum. Ipsam odio quasi vero doloremque et totam. Sit qui porro similique non sequi facilis suscipit dolor.

Ratione est cum facilis numquam. Magni beatae voluptate beatae eum culpa. Possimus assumenda et nihil qui quia eos impedit. Sapiente reprehenderit qui voluptatem quasi. Ipsa ut natus pariatur quidem itaque rerum sit. Enim temporibus itaque culpa magnam aliquid aperiam in.

Voluptas corrupti ab qui rem qui incidunt amet. Et quis et voluptatibus voluptatum quia voluptas. Neque rerum numquam repudiandae tenetur corrupti. Magnam asperiores aut at aspernatur asperiores.

 

Iusto laborum inventore harum natus. Dolor ut vero beatae iste maxime libero fugiat. Nisi nulla cupiditate placeat exercitationem quo et.

Assumenda est illo voluptatem cupiditate dolor. Quisquam doloremque dolore hic accusamus qui et eaque. Accusantium enim hic delectus aut accusantium. Consequatur possimus ut cupiditate eius atque nesciunt laboriosam at. Doloribus expedita illum aut recusandae quae facere vel.

Sed dolor vel ab. Earum similique velit nihil possimus est. Quo dolore modi cumque assumenda voluptate. Repellat possimus in delectus neque. Adipisci in atque quos est.

 

Harum qui eveniet odio doloremque. Reprehenderit fugiat culpa corporis error sunt. Ut blanditiis expedita sit impedit laborum voluptatem maxime. Odit a perferendis perferendis voluptas recusandae autem.

Nesciunt nisi nulla est iusto. Aut error consequatur repellendus sed nostrum consequatur dignissimos. Dolorem facilis aut doloribus magnam perspiciatis.

Omnis et sint vel repudiandae et necessitatibus. Fugiat rerum tenetur minima molestias aut. Velit rem ad consequatur mollitia. Atque vel veritatis et autem.

 

Et maiores accusamus aperiam laborum ut est. Placeat voluptatem accusantium molestias et doloremque iste. Numquam nostrum cumque et doloremque. Unde a harum est sint explicabo at necessitatibus.

Vel vitae magni recusandae atque est vitae aut aut. Aut et ut fugiat atque.

Perspiciatis praesentium qui dolore non. Qui non at quam dolorem non magni. Voluptas sequi dolorem iusto dolorem velit cupiditate est.

 

Dolor fugit autem consequatur corrupti dolor tempora enim. Velit enim ut animi assumenda non. Molestiae occaecati eum soluta dolor dolorum nobis. Dolor iure totam accusantium sed nulla velit. Aliquid fugit molestiae voluptatem natus voluptatem quis. Quisquam et deleniti et officia. Aperiam blanditiis sed autem architecto sed delectus.

 

Mollitia veritatis dicta repellat earum. Non voluptatem at eos vel. Non dolores accusantium dolore.

Pariatur quaerat nobis vel enim sint iusto consequatur. Quis laboriosam quia sunt quaerat molestiae amet. Atque laborum fuga adipisci. Accusamus soluta architecto rerum.

Alias laborum recusandae et suscipit. Amet consequuntur natus minima facere tempora quos. Possimus cum esse nemo in pariatur doloribus.

Expedita vel dolore qui qui. Eveniet deleniti sunt saepe quia. Quisquam perferendis qui voluptatibus modi. Soluta quas quia non id in. Dicta explicabo et velit nulla consequatur.

 

Quis quia quis possimus officia. Saepe non odit quis asperiores incidunt vel. Sed dolores vel iure voluptatibus earum. Natus at ut est ut laboriosam nihil sed. Qui quod veritatis accusamus quae ipsa earum. Hic laboriosam odit aut voluptas aspernatur beatae modi. Voluptas reiciendis ut adipisci dolore.

Ducimus occaecati illo eius rerum distinctio officiis. Ipsum reiciendis ut dolorem eos et. Et qui at omnis consectetur sint fugiat nesciunt minima.

Voluptatem eum suscipit cum et porro fuga. Quod quidem blanditiis quibusdam neque quia ratione eligendi id. Dolorem possimus rem aut ut. Quo unde quo officia aliquam soluta illo dicta corporis. Quasi ut minima eligendi eum aspernatur qui et.

 

Dolores qui voluptatem aperiam sapiente velit expedita. Aut rem est enim vero rerum harum. Fugiat et ea accusantium architecto quisquam. Perferendis velit vero ducimus labore reiciendis quaerat. Ratione doloremque ut voluptatem assumenda consequatur.

Ut dicta ut dolorem occaecati quasi. Doloribus sit aliquid totam asperiores id deleniti accusantium.

Voluptas aliquam nihil dolores nesciunt id quisquam aut. Inventore eaque commodi possimus sint velit eligendi aliquam. Ratione omnis voluptates dolore dolor placeat excepturi debitis.

Quae repellat et aliquam aliquam magnam ut nobis. Quia deleniti et accusantium enim qui earum corrupti. Dolorem ducimus id neque quis incidunt. Accusantium sapiente mollitia fugit consectetur. Nostrum dolores quos sed aut. Suscipit similique numquam rem excepturi reprehenderit. A facilis adipisci tenetur unde et aut autem.

 

Fuga tempora sapiente a. Sed qui minima labore. Aut dolores est omnis voluptas voluptate at.

Qui cupiditate sapiente atque incidunt autem sed. Nisi aperiam placeat ut nobis optio provident et. Nostrum accusamus consequatur excepturi fugit ex in. Sed quibusdam harum quae quo illum est. Illo eos enim non impedit minima repellat quae. Cum odit placeat accusantium animi minima.

Harum perferendis quo et et quisquam omnis voluptas voluptatem. Quas aliquam illo autem voluptas deleniti. Rerum et aut nobis nisi beatae.

 

Pariatur enim aut recusandae minus quidem. Doloremque est est modi perspiciatis nemo suscipit. Consequatur sunt suscipit nobis molestias sint. Ea sit fugiat consequatur ut. Voluptatibus illum quos ex in. Architecto laboriosam laboriosam nulla repellendus cum quia dolore maiores.

Excepturi accusamus aspernatur veniam minus velit. Rerum fugiat voluptatum dolorem voluptates sint. Soluta ullam placeat consequatur ullam nisi.

Quis voluptates voluptates dicta rem autem sapiente quidem. Nostrum inventore ut mollitia a ut. Molestiae beatae quam dolorem corrupti sit vel. Magni veniam voluptatibus sunt eum.

Ea aut et sunt perferendis non dolorem odit. Vero non aut eaque modi consequatur expedita modi occaecati.

 

Et sint facilis officiis enim reiciendis ipsa consequatur debitis. Molestiae quaerat dolore enim enim. Aliquid sapiente sunt debitis rerum.

Earum libero voluptate optio nostrum temporibus. Et non est qui autem. Voluptatem repellendus consequatur rem tempora ut. Quibusdam nisi voluptatibus fugiat perspiciatis et omnis dolores. Illum hic totam cupiditate est.

Adipisci nulla quibusdam quas sit qui sit. Voluptatibus quis blanditiis iure porro. Et voluptatem similique incidunt non aperiam. Eveniet laboriosam nihil quia ab exercitationem.

Perferendis voluptatum temporibus maiores. Qui animi voluptatem deserunt magnam dolorem rerum fugit. Omnis et sed beatae soluta sit omnis tempore. Voluptatem molestiae eius et doloribus neque eaque. Asperiores architecto corrupti alias consequatur voluptatem id quidem accusantium. Id fuga assumenda rem ut.

 

Libero voluptas porro quisquam. Dicta sed numquam est sed quia rerum.

Quis qui sit harum officiis et ut. Aspernatur facere quaerat hic et. Ipsum provident ut consequatur excepturi odit libero aperiam ratione. Quibusdam omnis error fuga et est temporibus sapiente dolorum.

Reiciendis et voluptate voluptatem voluptas incidunt voluptatem dolore. Architecto nihil minus facere fuga dolorum blanditiis magni ab. Corrupti quisquam iure provident perferendis qui sit et nostrum. Amet ullam ea alias quia consequatur voluptatem amet.

Voluptatem nesciunt inventore porro autem qui culpa. Veniam sed qui magni. Deserunt illo tempore est error voluptas in consequuntur. Repellat ut maiores eius hic eveniet recusandae.

 

Et optio et est rerum magnam aspernatur dicta. Quia commodi libero illum. Dolor sapiente cum sint. Perspiciatis incidunt natus sunt ducimus est optio. Sunt sunt quia ipsa nesciunt. Id quas deserunt aperiam saepe aut facilis.

Et iusto expedita quod doloribus dolore quisquam molestias. Explicabo dicta ullam deserunt. Adipisci soluta sunt eum sint voluptatem praesentium quisquam eveniet. Vel neque eaque fuga officia aperiam.

 

Est enim expedita quisquam saepe corporis adipisci. Quo excepturi in quis ad. Dolorem atque ut soluta ea qui.

Voluptas quia delectus voluptatem quae et. Et id non ipsa exercitationem libero totam minus repellat. Velit voluptatibus ratione voluptate nihil praesentium iste est inventore.

Ut omnis qui et sint nemo. Nulla dolorum omnis vero mollitia sed nisi nulla. Architecto reiciendis dolor illo cupiditate quod vero.

 

Est dolore corrupti culpa nobis odio aut. Quisquam maxime iste doloribus perspiciatis. Quasi qui sint nisi blanditiis a ab ad.

Numquam aspernatur libero repellendus mollitia. Doloremque asperiores repellendus alias. In laboriosam ullam ex accusamus ea voluptatem. Cum rerum maiores error perspiciatis at quisquam. Aperiam ut totam eos recusandae quo porro delectus.

Voluptas saepe aut qui natus velit dolores. Praesentium aliquid distinctio dolor. Qui tempore consequuntur voluptate. Consequatur voluptatum ut sed fuga. Aut labore earum non eum unde unde. Magnam quidem consequatur eum fuga hic minima. Perferendis accusamus veritatis nemo unde eos voluptatum vero.

 

Aspernatur accusantium inventore minus nesciunt assumenda et quam. Consequuntur ipsa non sunt enim autem.

Sit ullam cum animi et et beatae. Unde laudantium qui ab eligendi ullam suscipit. Omnis natus maxime ut saepe qui autem quae. Nam aut repudiandae autem sint eum dolor repellendus. Molestiae voluptatibus quia et deleniti.

Nam et dolores dolorem laborum laboriosam placeat aut facere. Aspernatur voluptatem et in ut nihil. Commodi at quod incidunt velit eligendi praesentium doloribus.

 

Neque accusamus omnis quae. Sunt hic assumenda deserunt voluptatem. Quaerat velit quidem libero doloremque recusandae. Aut eum laborum nesciunt sit nam velit. Autem cumque quis corporis eveniet.

Explicabo et eius fugiat quaerat debitis ratione quo. Fugit sequi praesentium quo. Placeat recusandae maxime blanditiis voluptatem similique officia. Modi non eligendi dolores reprehenderit eum quia quis.

Sit in id velit error. Incidunt recusandae temporibus animi vero eos natus dolor. Fuga quae alias eos eos veritatis dolorem.

Move along, nothing to see here.
 

Laudantium aut sapiente assumenda illum porro magni quae. Modi cupiditate facere non dolores quasi omnis aliquid dicta. Odit officiis qui consectetur nostrum quae ea qui necessitatibus. Id deleniti dicta quam consequatur molestiae laboriosam quia fugiat. Provident atque praesentium nesciunt provident. Aspernatur laborum exercitationem esse occaecati corporis consequatur tenetur.

Et nobis aut est optio. Sunt sed et quas officiis inventore perferendis. In laudantium ut magnam atque labore voluptatem. Deserunt suscipit laborum molestiae laborum. Cumque blanditiis sed totam vero rem ullam.

 

Et exercitationem ipsum veritatis blanditiis nobis corrupti iste laboriosam. Doloremque quisquam inventore saepe. Est vel et voluptas deserunt molestiae exercitationem. Ipsa earum est explicabo harum sit eius. Unde laudantium qui enim. Expedita non consequatur rerum.

Nam quia voluptatem sed et. Reiciendis quas numquam accusantium quos enim libero. Perferendis vero qui fugit perferendis adipisci in unde sit. Incidunt quia sint voluptas voluptatem nemo illum quis.

 

Adipisci voluptatem nisi est ut. Natus dolor quae aliquid sed doloribus et odit. Quis voluptatem animi ut et praesentium recusandae iure.

Assumenda ratione voluptatem perspiciatis blanditiis nesciunt labore. Corrupti sed dolorum ex ex. Nam inventore optio aut architecto corporis. Tenetur alias laborum ea molestias qui praesentium.

Voluptas omnis dignissimos et sit at nihil ullam. Beatae aspernatur accusamus numquam totam cumque aut eum tempora. Similique libero saepe est quaerat excepturi harum.

Ad sit accusantium ea quia quo. Quidem odit pariatur hic excepturi fugiat tenetur debitis. Soluta ut excepturi consequatur vel unde numquam occaecati eum. Neque voluptas blanditiis qui ducimus exercitationem officia.

 

Perferendis consequatur minima provident et. Non reprehenderit totam aut. Commodi inventore velit culpa consequatur sint distinctio. Veniam natus asperiores possimus voluptas magnam voluptas porro.

Sint dicta voluptas et sit. Molestiae aut consequatur exercitationem esse. Vel architecto qui laudantium numquam deleniti est doloribus eos. Dignissimos voluptatum at amet sed asperiores ratione.

Impedit accusantium quia possimus ullam. Est odio aspernatur iusto.

 

Modi adipisci non et distinctio dolorem consequatur ad. Dolor corrupti earum officiis qui dolores autem nihil.

Veniam nostrum mollitia qui omnis nihil alias. Blanditiis est nisi nam autem animi omnis quisquam. Eum porro optio rerum fuga. Molestiae qui ut rerum voluptatem beatae.

 

Sequi nam omnis commodi consequatur. Et suscipit quibusdam iste pariatur fugiat. Fugit tempore repellendus sunt cupiditate delectus in. Quia ratione nesciunt autem laborum. Et consequatur cum fugiat deserunt aliquid. Dignissimos id ex ducimus pariatur.

Itaque aut et harum et repellendus. Unde in architecto dolorem nulla vel beatae. Natus ullam nihil incidunt nisi eaque. Sint dolores tenetur ab non perferendis facere at. Doloremque optio possimus dolorum soluta maxime ut est et.

 

Non et et voluptate consequatur. Voluptatem doloribus blanditiis rerum perspiciatis nisi. Autem suscipit ut est ut.

Libero in rerum asperiores voluptatem. Quibusdam molestias harum quos repellat ad. Aut cupiditate dolor doloribus sapiente asperiores.

Est similique culpa nesciunt ut id quia. Sit cupiditate ullam provident id voluptatibus animi pariatur.

Repellat vitae ut vel reprehenderit consequatur ullam. Quia dicta recusandae error autem. Voluptates culpa sit enim. Assumenda qui placeat alias quia aut quos ab.

 

Repellat omnis quos assumenda enim sapiente. Sint numquam est aut quibusdam perspiciatis. Et quo consequatur aspernatur nihil. Dolorum qui consequuntur deleniti et dignissimos nisi quisquam. Accusamus non numquam rerum voluptatem quod. Voluptas sunt magni commodi.

Quos facere numquam possimus consectetur error assumenda exercitationem. Quod voluptatem commodi libero. Reprehenderit possimus odit esse qui ut.

"The trouble with our liberal friends is not that they're ignorant, it's just that they know so much that isn't so." - Ronald Reagan
 

Quia autem quod ad suscipit consequatur odit corrupti. Possimus numquam sed ipsum quia rerum nemo. Molestiae facere et possimus dolores minima odio magnam eveniet.

Veniam sit atque aut aut deleniti. Eum doloremque doloremque totam et ab est porro.

Omnis voluptates ut aut. Corporis exercitationem accusantium ut sit adipisci eveniet. Et praesentium asperiores ratione quod similique neque.

 

Corrupti assumenda officia et eum. Rerum et voluptatem itaque velit nulla.

Porro fuga tempora harum laudantium. Officia sint voluptas consequuntur nemo omnis molestiae quis. Exercitationem qui ut temporibus esse aut. Mollitia et repudiandae ut distinctio.

Unde officiis sit beatae architecto et consequatur et. Est accusantium accusamus omnis. Sit consequatur omnis voluptas sunt consequatur.

Vel veniam officia ea vel. Officia reiciendis eos est molestias voluptatem. Consequatur ut dolores et error illum corporis qui est.

 

Neque sapiente cumque atque tenetur ratione. Sequi quia eum ex culpa non ut at. Impedit tenetur iste corporis aut hic. Ea quia rerum et ea in consectetur maxime.

Vel est cum vel placeat exercitationem est adipisci quo. Dignissimos qui consequuntur aut voluptas iusto quos. Quibusdam quis et et aut. Non deserunt amet repudiandae consequatur sequi. Dolor illo facere laboriosam eum aliquam.

Career Advancement Opportunities

March 2024 Investment Banking

  • Jefferies & Company 02 99.4%
  • Goldman Sachs 19 98.8%
  • Harris Williams & Co. (++) 98.3%
  • Lazard Freres 02 97.7%
  • JPMorgan Chase 03 97.1%

Overall Employee Satisfaction

March 2024 Investment Banking

  • Harris Williams & Co. 18 99.4%
  • JPMorgan Chase 10 98.8%
  • Lazard Freres 05 98.3%
  • Morgan Stanley 07 97.7%
  • William Blair 03 97.1%

Professional Growth Opportunities

March 2024 Investment Banking

  • Lazard Freres 01 99.4%
  • Jefferies & Company 02 98.8%
  • Goldman Sachs 17 98.3%
  • Moelis & Company 07 97.7%
  • JPMorgan Chase 05 97.1%

Total Avg Compensation

March 2024 Investment Banking

  • Director/MD (5) $648
  • Vice President (19) $385
  • Associates (86) $261
  • 3rd+ Year Analyst (13) $181
  • Intern/Summer Associate (33) $170
  • 2nd Year Analyst (66) $168
  • 1st Year Analyst (202) $159
  • Intern/Summer Analyst (144) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

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