+70Income Inequality, Is It Unavoidable


Income inequality, a topic that gets discussed a lot here. I've been reading up on it, namely books and a lot of articles. Would like to hear other's thoughts on it. My main thought is, would it be unavoidable? I feel there are two classes of people with money. Basically,...

+50Weirdest thing you have seen a Co- Worker obsessed with?


I knew this guy who was obsessed with Taylor Swift. He had 2 premium memberships to her fan club, always gets front row tickets, and I'm pretty sure he has the most Taylor stuff I have ever seen. Got any co-workers who are obsessed with something that's just weird or is their...

+45What Daily Habits Do You Have That Have Improved Your Life The Most?


I've found that having a routine and doing certain things have made me much happier and more productive at work. It could be anything, for example things I do that I think would benefit everyone are: read, work out, listen to podcasts instead of music and journal. I'm trying to...

+39Youtube too big to fix?


Youtube has had its fair share of scrutiny with a number of videos depicting white supremacy and its removal of videos that audiences didn't find fair to take down. Recently with an interview with CNN, Google's CEO Sundar Pichai has commented that: [quotes]“We’ve gotten much...

+35Is Western Civilization in decline?

pablo escobartard

Just wanted to start a conversation as it's something I ponder almost every day and I'm sure many of you have valuable perspectives

+32What's Your Favorite Place You've Been To?


I just got back from Mexico for the second time and I'd have to say that in my limited traveling experience, it's my favorite trip. At the end of this summer and next summer before I start Full Time, I'm gonna be able to take a few more trips. The place I want to go the most is...

+30How Do You Relax?


I've been struggling with properly relaxing on my time off. I constantly think of my work and my other projects on the weekend and when I come home from work. My current activities I do to try to unwind are: lift weights, yoga and reading. I know that many of you have more strenuous...

+24What Are Your Vices?


It seems like all my life I have had vices. In high school, it was video games. College, drinking and weed. Now it is caffeine and sports betting. At this point I feel it is inevitable to have a few things that I can't do without, and I don't necessarily think it is a bad thing. All of...

+22Games of Thrones S8 E6 Series Finale Discussion [SPOILERS]


What the fuck. This episode was going so well right until Drogon left King's Landing. He should've bowed down and let Jon on his back. I know this show is supposed to never go as we want it to but c'mon man, missed opportunity for him to put everyone in their place. Imagine...

+19Help! I've been in the SF Bay Area for a year and HATE IT


Hey guys, So I'm a 1st year analyst in <abbr title="McKinsey, Bain and BCG">MBB</abbr> in the SF Bay Area and hate it here. I'm a Duke graduate, and I'm used to being in a "work hard, play hard" mentality. Compared to before, where a lot of...

+19When are contractions ("I'm", "I'll", "don't", etc.) approprate in emails in finance


Hey guys, I've been wondering when it is okay to use contractions like "I'm", "I'll", etc. in introductory or networking emails. I'll be an intern at a <abbr title="bulge bracket">BB</abbr> this summer and have so far mostly avoided...

+19Has the CFA lost its value?


The other day I read an article from Bloomberg saying that this year a record number of candidates enrolled this June. Idk, but in my eyes when something becomes accessible to so many random people it losses its prestige. Over years I predict having the <abbr title="Chartered Financial...

+16What people currently living will be talked about most in 500 years?


What people currently living will be talked about in 500 years? We talk about people like Leonardo Da Vinci and Christopher Columbus and they lived 500 years ago.

+14How much does your lifestyle cost?


Fairly Simple. How much do you spend to maintain your lifestyle? What changes would you make to your lifestyle in the future? As for me annually Housing: $20,000 Books: $1,000 Cars: Still drive a crappy car and don't have plan to upgrade, $2,000 on gas Food: $3,000 goes to grocery,...

+13What Job Would You Do If You Weren't In Finance?


I've been questioning my path recently. I'll be applying for full time positions soon and there's part of me that isn't 100% sold on what I am doing. It feels like it is the right path but I know there are so many other paths out there. For me, if I hadn't spent so...

+13The cologne that changed everything....


It is the year 2010... a man by the name of Oliver Creed releases his new Eau De Parfum, Creed Aventus... I never knew the turn my life was about to take. I smelt Aventus the for the first time in January of 2011. It was a Tuesday if I recall, snowy, cold. I stopped into the Creed boutique on...

+11What credit cards do you have in your wallet?

Howard Hughes

Looking to get a couple credit cards -- I was thinking to get the Amex Platinum because of the opening reward, and then switch to Amex Gold next year (since I don't travel much while I commonly go out to restaurants/buy food from grocery stores), but I also want another credit card in...

+10Nike adds Plus Size Mannequins


Article link below: I think this is a smart move from Nike, allows them to access a new market of customers. However, I think they could have made a separate line for...

+10Investing in Yourself - How do you do it?


I've been told from several people I respect over the years to "invest in myself", especially while I'm in my 20's. As I'm about to start my 2 years as an <abbr title="investment banking division">IBD</abbr> analyst, I'm thinking of ways...

+9What is the biggest problem(s) facing the World/USA today?


in your opinion, what do you think are critical issues that are facing the world/USA right now, and what do you guys think are potential solutions to these problems?

+9Relocating With Your SO


I'm relocating with my wife this summer for a (hopefully) partner-track <abbr title="private equity">PE</abbr> role, to a city neither of us are too familiar with, but within driving distance to her family. She initially thought she'd be able to transfer with her...

+8Personal Finance Framework and Long-Term Wealth

John Tuld

Hi all Have a feeling I won't get many replies on this, but hoping for the best. I'm still a student, but I'm planning on mapping out a robust financial framework for my personal finances. For context, I have a tentative graduate offer at a privately owned investment bank....

+7Is It Okay To Exercise At The Work Place?


So I started a new job yesterday. Today, I started to do my normal routine where I get up every 2 hours and do some push ups at my desk. I only do like 30 every time, and it take 2 minutes. Within 10 minutes of doing them, someone next to me had reported me to our manager for 'inappropriate...

+71st Year Analyst - Where To Live In Washington DC?


Hi all, I was wondering if anyone could shed some light on how to optimally get an apartment in DC and for how much. I'll keep it short to two main questions: 1. Any recommendations on apartment buildings, townhouses, etc. and strategies on getting the best deals? 2. What portion...

+7Apple Strategy for $1000 stand?!


Any ideas on why Apple would do this? It does look sleek, but you know China could copy that for $100 bucks, unless there is some expensive raw material on it. I think the design budget went over and it came out to like $600 cost and $849 price. Someone had to have been like - fuck it ......

+5Talk me out of buying a classic car


My job takes me around Southern California and I have an old (2008) Porsche I drive on the weekends. Here in SoCal, the classic car culture is cool, but the big draw is being able to work on/modify any car before 1974 due to emissions. I've always wanted an El Camino and the prices for...

+5Is banking the safest path to becoming modestly rich ($10mm-$20mm)?


Howdy y'all, I have been thinking about this question for a while - is climbing the hierarchy in a banking group (traditional <abbr title="mergers and acquisitions">M&A</abbr> / capital raising) the surest way to reach a net worth in the eight digits? Of...

+5How long does it take from the time you roll out of bed to the time you leave your place?


Takes me a little under an hour (around 45 minutes) but I'm sure I could cut that by 20 minutes or more if I optimized efficiency. Should I try to shorten it?

+4How do I learn more about European soccer?

John Pierpont

I grew up playing soccer and have followed the US national teams on and off for the past 10-15 years. I recently felt the urge to follow Chelsea because they signed Pulisic, but I have no idea where to start in understanding the league (leagues?). I have the strategy/fundamentals down but I...

+4BK or NYC??


Title pretty much says it all. Moving from the West Coast to <abbr title="New York City">NYC</abbr> for an <abbr title="full time">FT</abbr> analyst role and am making enough to choose between living in the City or surrounding areas. Is Brooklyn a cool...

+4Get a bonus vs working from home?


Here's a question for you all. Let's say you could work from home 1 day (sometimes 2 days) a week but because some seniors in the office don't like it, it risks your performance bonus of $20k. Assume that job security is not a problem in the role. Also assume that you don't...

+4Does anyone here play an elaborate credit card game?


Talked to a couple of friends this weekend who explained how they basically leverage their credit cards for arbitrage. Had one friend who opened a credit card in her dogs name (which didn't card interest for 18 months) then paid bills through venmo to hit the card, but would take the...

+4Kamala Harris "gender wage gap" proposal

Paddy’s Pub

"Under the Harris proposal, companies could face fines if they didn’t address pay disparities. It would require large corporations to obtain an “Equal Pay Certification” to show they’re not paying women less than men for an equal value of work. The senator’s plan would also...

+4Ideas for Intern Event


I happened to be the lucky intern sitting closest to the MD at the time and earned myself the task of planning/coordinating some intern events for this summer. I want to plan something where we won't hate being there but I also don't want to make my MD think "what a dumb fucking...

+4Nicest hotel you've stayed at?


What's the nicest hotel / location you've stayed at? I'll start: I'm an LP and every AGM is at a 5-star place somewhere so I've stayed a bunch of nice places. No contest nicest was the Ritz Carlton Hong Kong. My room was on the 112th floor overlooking Victoria...

+3Who are your role models and why?


I am curious who you look up to as a male role model, as a child, through adolescence and now as an adult.

+3WSO Mobile App: Looking for Beta Testers

IT'S CLOSE..... We are looking for ~10-20 Beta Testers for the new <abbr title="Wall Street Oasis">WSO</abbr> Mobile App -- for both Android and iOS. Version 1.0 of the app will have site navigation, notifications (not done yet), posting and commenting and be...

+3Leg Day Splits


Hi all, I hope Wednesday is treating you well. Yesterday I had surgery on my hand and as a result I will not be able to hit the gym for anything other than legs and core for the next 4-6 weeks. I've never really split my leg day workouts, and am curious if any of you may have advice on...

+3Fbook Currency


Seeing the discussion on the prior youtube thread prompted me to post this. So Mark is getting into the banking game by launching a currency. So, does the same private company censorship argument hold true when instead of simply censoring opposing views, they can freeze one's financial...

+3Best Dollar Slice in NYC


just curious

+3WTF is a "customer engagement specialist?"

Invest in Real Estate

Is it just me, or do you guys think it's really stupid for someone on LinkedIn to say they were a "Customer Engagement and Relations Specialist" or some nonsense like that, when really they were just a cashier? What's the point of this?

+3Does continually thinking about exit-opps lead to misery?


We've all seen it on <abbr title="Wall Street Oasis">WSO</abbr>. The exit-ops dream. Threads galore attempting to rank banks and consulting firms solely off of exit ops. <li>The <abbr title="investment banking">IB</abbr>...

+2Backup Plan?


As a student at a non-target, the idea of not being able to break into <abbr title="investment banking">IB</abbr> after college has certainly crossed my mind. Despite my high GPA and (I believe) above average networking skills, it's just a fact that the odds are not...

+2Dating in The Work Place?


I believe in the philosophy that you do not shit where you eat. Romance has no place in the office, but it seems to me that it happens way too often. Two of my coworkers recently broke up, bad enough that the guy has requested to be transferred to another office. I am not close with either of...

+2Recommendations for Custom Stationary

Hoodoo Brown

A few years ago I received a box of custom stationary as a birthday present and am now on the verge of running out. I browsed online for a while and asked for suggestions from friends/family, but nothing has piqued my interest. I am wondering if any of my fellow monkeys have recommendations...

+2Transfer Student and Accelerated Recruiting


I have an opportunity to transfer into a top 20 university as a Junior (class of 2021) but after networking it seems like most investment banking roles have already finished up recruiting a couple months ago for the summer of 2020. Delaying graduation really is not an option since I'm...

+2Microsoft PowerPoint


I am creating presentation on PowerPoint. I want to add different background in every slide. Can anyone suggest me, how can I do it?

+2Music Preferences


What music do you listen to study, get work done, party, concentrate, workout, etc. I am interested in seeing what everyone listens to and to see if finance bros have similar tastes in music. Myself: I mostly listen to trance, tech-house, big room, and hardstyle. This is for work, relaxing,...

+2Missouri Medical Cannabis Dispensary Angel Opportunity


Hi everyone, For those unaware, Missouri is in the midst of starting its medical cannabis program with applications due August and the rollout expected in 2020. My business partner and I are in the midst of closing up the necessary resources and team members to submit a successful application...

+2Django Learning


Can anyone tell me the best way to learn Django? I want to build my web app, So Django is good or I can choose another programming language. I am learning Django from one of online programming community So any suggestions.

+2Paranoid Intern - When to Leave the Office?

The Paranoid Intern

Hey everyone. So I'm an intern at a local accounting company - it's not an <abbr title="investment banking">IB</abbr>, nothing finance related in the slightest, actually. My job requires me to work 7.5 hours a day, and as an hourly-paid intern, that is all I...

+2Is it weird to bring lunch to work instead of eating takeout for every meal?


The people on my team leave the office for lunch every day and get takeout. I'd much rather bring my own home-cooked meals instead of eating greasy restaurant food all the time. Is it a weird move to be the guy who brings lunch to work instead of joining the rest of the team? As much as I...

+2Lunch Today


In case anyone forgot their lunch today, I got your back! In celebration of this summer’s limited time offering of select McDonald’s menu favorites from around the world, we are featuring an exchange...

+1Struggling to pick a name for Python/finance mailing list


I teach Python to finance people, and I noticed there aren't good online guides for what they're trying to do. Figured I'd start a mailing list, but I need a name that doesn't sound really corny to insiders. Help me out here -- I'm a coder not a trader. The domains I...

+1Opportunity Assessment: On-demand, bespoke research reports


Heya, I'm building a platform for on-demand, bespoke high quality research reports. Basically, you visit our platform, submit a business/investment research request, and within 48-72 hours you receive an extremely high quality ~20pg report produced just for you, answering your specific...

+1Irrelevant (International Relations) Major at Semi-Target, Should I even Bother?


delete please. _____________________________________-----------------------------------------------------------------------------------------



GOT FINAL EPISODE WOOOO!!!!!!!!!!! Samuel Tarley gets the throne. ![stripper](

+1Adding authorized CC user to increase limit?


I'm gradually increasing my credit lines. When applying for a new card, are they more likely to give you a higher limit if you add an authorized user from the jump? Thanks

+1Theresa May resigned - Who’s next?


Theresa May just announced her resignation in the 7th of June as Prime Minister. Who’s, in your opinion, the next leader of the Tories? What impact will it have in Brexit, namely in a possible second referendum that was being supported by May? Curious to read your opinions! Cheers



I am a cancer survivor because of CBD. I had breast cancer (stage 4) and I don't know how will I be cured but this friend of mine told me to try the CBD, at first I did not believe because my doctor doesn't allow me to take some cannabis as a medicine and this is a fake medicinal...

+1What is the shadiest experience you ever been in?


Having been brought up in Asian RE, I have never finished any deals without having to meet some sketchy people just to get my stuff done quickly and properly. Suffice to say, I rarely get nervous when having to toe the legal line while working on a deal. On one particular occasion, I had to...

+1Going buyside: Does location matter?


Would you advise someone (late 20s, 3rd year Analyst / 1st year Associate) to take a potentially career-track opp at a buy side firm in a different city with the hope of leveraging that experience to move to an <abbr title="New York City">NYC</abbr> position later on? Does...

+1Concorde Career College Loan Forgiveness


Education loans help a lot now a days to make your career. There are a lot of loan repayment programs. Before choosing any kind of loan program it is better to know that the wrong repayment plan could cost you potential loan forgiveness or just too much of your paycheck to afford anything else....

+1Proper level of contact to maintain with those who interviewed you?


Once you start a job, what is the correct level of contact to maintain with the staff who interviewed you but are not in the specific team that you joined? Is a "hello" whenever you see them around the office expected? Is anything less considered rude? What about a single...

+1Don't Accidentally Post Your Password


My bad. I am an idiot and don't deserve to have an account here. Apologies to everyone. Have a good week.

+1UChicago to HF/MF Out of Undergrad?

Warren's Buffet

Any thoughts on if this is possible? I'm an incoming transfer to U of C and was wondering if any funds recruit from here or if this has been done before.

1 You Seen a Fake University Diploma?


good day, how to buy fake diploma with transcript? buy fake degree, buy fake diploma, buy fake certificate online. We can make Fake Diploma, Fake Degree and Transcript, Fake Degree, Buy Fake diploma. It's safe and reliable to buy fake degree from our company. We have thousands of samples...

+1Thoughts on getting a weekend job while working full time?


Graduated this past December and am currently working in <abbr title="asset management">AM</abbr>. The hours at my firm aren't bad at all, rarely having to work longer than 830-6 on weekdays and never on weekends. I'm living at home to save some money up with the...

+1Why OYO Rooms and OYO Referral Code


OYO Rooms began their voyage with little inns and the number was likewise less. However at this point they are spread the nation over and have tied with numerous quality lodgings. OYO Referral Code The primary intend to begin OYO rooms was to give the continuous explorers (business or...

+1London | Basketball sessions with Coach | Players welcome


Hi! Currently there are scheduled Basketball drills managed by ex-pro coach. The level is good and the environment friendly. Sessions are both technical and include matches. There is one session per week (Frid or Sat) in central london. Please send PM if interested to let you know...

+1Good Luck on the CFA Exam Tomorrow!!

I'm actually a squirrel

Good luck everybody! Get some quality sleep tonight, kill it tomorrow, and see on on the other side.

+1The Origin of Valuation


It may come as a surprise to some of you that the origin of our profession can be traced back directly to the Holy Bible. It's rarely taught that the principles of valuation can be found in the Torah. Often, economic historians point to Aristotle or to much later philosophers, such as Hume...

+1Opinion on NIO Cars?


In a partial food coma after lunch so thought I'd start this thread on maybe a niche topic. For those of you who have heard of / test driven a NIO, what was your impression? Would you consider buying one? I've test driven their car in person - it has a touch of high-end feel to...

+1Banker Pickup Basketball?


Hey everyone, I've actually never posted on here before, but I'm an incoming first-year analyst at a <abbr title="bulge bracket">BB</abbr> and wondering if there's a pickup basketball community within banking, and if so, where/when y'all play? (Golf...

+1JP Morgan NYC Run is Cancelled :(

Incoming cfa level 1 charterholder

I was really looking forward to the event. Anyone else bummed out? Last year was my first run and it was a great time.

+1Best college options for a high school slacker?


Until very recently (just finished junior year) I did not take school as seriously as I should have. I live in <abbr title="New York City">NYC</abbr> and go to a prestigious specialized high school. My GPA is 3.2 but after this semester should be 3.3. I have 1400 on the SAT...

+1Bouncing around in SF

The White Bull

Bounce. Bounce, Bounce. That's how you might be moving around in SF. A Swedish company [plans to introduce pogo...

+1Extended Hour/24 Hour Gyms in Midtown NYC?

Wall Street Goomba

Anyone aware of any Extended hour or 24 hour gyms in Midtown that are worth using? Noticed there we're only two 24 hour Fitness locations, but both are a bit of distance from where I will be living. Likely will sign up for one of them, but just wanted to see if <abbr title="Wall...

+1Charities - Where are you volunteering?

Asset Management Guru

Good afternoon, One of my goals for the second half of this year is to volunteer at a Charity. My goal is to find a charity where I can host events/happy hours to raise awareness for a cause to my social network. I would love for you all to chime in and let me know where you are volunteering...

+1Trade outside of compliance?


Currently working in equity research and my firm requires me to trade with their brokerage. Fees, like the culture, are as if I went back to the ‘60s. Stock trades one way, the greater of $.06 a share + $5 handling fee and $25. Should I risk my job to do what I enjoy? It’s only a risk if I...

+1 Sanford Brown Loan Forgiveness


Getting help about student loans, is a great thing. There are a lot of students who are seeking consultation regarding their loans. The sources should be fare enough so that they can actually feel better. Also, they can gain knowledge about what kind of loan forgiveness program they can apply...

+1NYC Roommate - If anyone is still looking


Definitely a bit late to the game but figured it was still worth posting in case anyone is in the same position. Moving to <abbr title="New York City">NYC</abbr> to start my job early July (from the Midwest), will be working in <abbr title="debt capital...

+1Mergers that should be undone


With DOJ and FTC investigating Google and Facebook, lot of talk about mergers and antitrust violations. Elizabeth Warren has a pretty aggressive plan to break up Big Tech firms, so this will only gain traction. There are a handful of mergers that really bother me, from a customer standpoint,...

+1Gagging and Dry Heaving Upon Hookup


Quick question. So I have had this happen to me and now one of my friends the other day.. Let me give you the scenario. Go to club, hookup with girl, eat her pussy, fuck her, gag your guts out for the next three days. Is this like a known thing or is there just something in the water in Europe?...

+1Popular areas for those new to the Miami finance scene?


Moving to the beautiful southeast for work and looking to get the lay of the land. I'll be living a stones throw from downtown and would love to get some opinions on what spots are either popular or up and coming.

+1"Sources close to the matter revealed"

Anonymous Monkey

Happened to be browsing Bloomberg and often details of deals that have not yet been announced end up getting reported about because of "sources close to the matter". Aren't these sources putting themselves in trouble by revealing such information? How is this any different...

+1Wool dress pants itchy?

Peter 12345

See title. Tried various brands as well but none is comfortable. Any materials/brand you guys recommend? Really need comfortable pants to be able to sit 17 hours a day in the office...

+1How to get free Swiggy Coupon Code at PriceKhojo?


Swiggy has certainly made our online food ordering knowledge increasingly happy. Additionally, it allows experimenting with the food from the absolute best nourishment joints and eateries without leaving the solace of your home. Other than this, Swiggy offers and Swiggy Coupon Code can make you...

+1Stupid Questions: Upcoming Internship

Warren's Buffet

Hey WSO! This is obviously dumb, but I haven't had an in person internship yet and don't want to be asking ppl that I know. So: 1) Would I get a lunch break as an intern at a fund? If so, how long would it usually be? 2) What time can I usually be expected to arrive at the office if...

+1Game of Thrones finale

Wu_Tang Financial

Absolutely sucked. Writing for the whole season was rushed - felt sloppy. There was a water bottle under a chair in a scene during the finale, just like the Starbucks cup fiasco. Someone made the point of saying do you know how unorganized it has to be for this two things to get into the final...

+1I'd like to excel in finance, but don't know which path I want to take.


Hello! I'll try to keep this short... I'm 22 and I currently work as an accountant. I was an intern and got hired without a degree, since I proved that I know what I am doing. I'm a self-taught accountant, but I will get my associate's degree next year. The company I work...


Triple GGG


0I've noticed a new "trend"


Where should I start...? A while ago, some of my old class buddies from my Jesuit boarding school asked me what the fuck I was doing with my life. Where was I living? Who was I fucking? What was I studying?, etc, etc. That's why I finally decided to make an Instagram account. Not only...