+231You know you have "made it" when ______


What do you think? What is a sign that you have really succeeded in life? How high have you set the bar for making it? <em> #8 top discussion of 2018 </em>

+190I'm an average joe making good money for family and enjoying a chill life. What am I missing out on by not pursuing prestige?


Hey guys. I'm a 29 year old white male with a loving wife and 1 year old son. I went to a state school (Cal State Fullerton), graduated with a 3.1 GPA (didn't give a crap about school, just partied) and then got a sales job. Then I busted my ass (I'm not analytical or smart, but...

+184MD never sleeps (growing suspicious)


So I've had this hunch for a while and wanted to get others thoughts. Before you think I'm crazy and sleep deprived just look at the evidence I am about to bestow upon you all. Over the past year I've been growing suspicious that my MD is a vampire... There are several reasons...

+142Most Illegal (or unethical) Thing You've Witnessed on the Job

Ivan Boesky

Lol definitely want to hear what some of you have to say about this. I'm sure there are some good stories out there.

+136What is the best career advice you ever received, and from whom?


Patrick surprised me by getting a site feature implemented within 36 hours of its suggestion (context [here]( I want to test out the new feature where only Certified Users can respond, so I took a...

+126Cringeworthy LinkedIn Profiles


Is it just me or is it cringeworthy when someone lists experiences such as "Pizza Hut Delivery Guy" on their LinkedIn profile? Or how about that person that has 6 languages on their profile 4 of them being listed down as "Elementary Proficiency". Or those profiles that have...

+119Parents [including celebs and various hot shots] indicted in college admissions test scam


Ouch... prestige attempts done the wrong way AND caught no less! Prosecutors filed charges against 33 parents, accused of paying between $200,000 and $6.5 million to get their children into elite universities. Those indicted include actresses Lori Loughlin and Felicity Huffman [actress and...

+109What were the biggest lies you were told during the interview process that weren't true on the actual job?

Bernie L Madoff

Examples: -"We have great team culture" -> they are neutral with each other -"Facetime is not required" -> but they'll call you out if you don't show up -"We love you / We want you to come in immediately" -> they actually can't f***king...

+103Dumbest thing you said in an interview?


What's something you said in an interview that made you want to bitchslap yourself? I'll start. Back when I was a junior looking for <abbr title="summer analyst intern">SA</abbr> positions in <abbr title="investment banking">IB</abbr>, I...

+101Consequences after being caught cheating


Hello, I am not proud of what I have done but I think the US academic pushed me to focus too much on academics rather than the actual content. Background: I am an international student and my undergrad was business, I had the chance to be accepted in an intensive computer science grad...

+99The students at top schools aren't really that intellectually impressive.


So I go to a top school, so think Harvard, Yale, or Princeton. And coming in, I almost felt a sort of insecurity, because I thought that I would be up against the grinders whom I knew in high school, and against kids who went to the best boarding schools, which everyone knows prepare kids well....

+96What's your preferred vice?


Liquor, hash, Mary Jane, Molly - what's your preferred substance when it comes to taking the edge off or making things just interesting enough? I've gone through a few, including all of the above, a few hallucinogens, some experimental stuff that is said to be produced by the brain...

+95Is Finance Really this Lonely?


Excuse the rant, sometimes you have to air it out, and this place has made me who I am today, and I'm sure many individuals feel the same way I think. <h3>I sacrificed everything to break in</h3> I don't know where I went wrong, two years ago, when I had nothing and...



Have a long night ahead and could use a distraction every hour or so What is your hardest take... on anything. I'm talking hardest take possible. Fire away

+95What is the meaning behind your username?


I'll start. Mine is more or less James Franco, but backwards. Woah, genius. I know. It took me a while to come up with this one.

+94Ray Dalio: Capitalism Needs to Be Reformed


Bridgewater's Ray Dalio [wrote a post about "Why and How Capitalism Needs to be Reformed,"]( claiming that the outcomes of capitalism are no longer consistent with the system’s...

+94Biggest professional regret?


In light of the “Piper Jaffray: Sweatier Than Ever in 2018” thread ([link](, I was inspired to share the biggest professional regret of my career so far, however early in my career that it may...

+94Why Are You Worth Your Salary?


There are plenty of posts on here about whether or not <abbr title="investment banking">IB</abbr> or other finance jobs are "worth it." However, I haven't seen many posts on whether or not people on here think that they're worth all of the benefits that...

+92Has the CFA lost its value?


The other day I read an article from Bloomberg saying that this year a record number of candidates enrolled this June. Idk, but in my eyes when something becomes accessible to so many random people it losses its prestige. Over years I predict having the <abbr title="Chartered Financial...

+90What Are You Old-Fashioned About?


What technological advancements or updated social norms are you not following? I like to think I'm a pretty forward-thinking guy but I still always prefer to pay with a card/cash, over using Apple Pay on my phone. What are you old-fashioned about?

+89Most prestigious job opportunity you've ever seen


What is the most prestigious job opportunity you've ever seen someone get or take directly after college?

+89What does it feel like working 40-hour weeks?


Working 55-60 hour weeks every week of the year has made me forget what it feels like having a 9-5 job. So those who do, what does it feel like?

+89How Can I Prove that I'm the Biggest Hardo at my Non-Target?


I already have 3 patagucci vests (1 monogrammed, 2 vanilla) with my 1987 thinkpad coming in the mail, my JUUL is custom engraved with "SHORT VIX", and I have "Incoming Interviewer for Goldman Sachs Risk Management Division in New Jersey" on my LinkedIn Premium profile. What...

+87What is The Meanest Thing You've Ever Seen a Superior Tell a Subordinate in the Office


After a long day of watching our dickhead CFO haze the new analysts with his miserable sense of humor, I've been reflecting about some of the biggest dickhead moves I've ever seen a superior pull on a subordinate in the office. I think my top three are... 1) During Christmas party a...

+85Does your family despise you?


With the holidays approaching, I'm curious how you all deal with the awkward family gatherings. More specifically, does anyone else feel despised by their own family now in regards to their career choice? Personally, I have a VERY blue collar family. My immediate family consists of...

+83For those in their 30s+, where in your career are you vs. where you thought you would be in your 20s?


Hey all, so the question is relatively straightforward. Specifically for monkeys in their 30s/40s, where are you in your career right now vs. where you thought you would be in your 20s? This can include job function (ex. moving from <abbr title="investment...

+82Why do we want "success" so bad?


I'm a lot more ambitious than people around me and how I just can't relate with them because they have no aspirations, don't plan long term, etc.(I go to a non-target state school) It got me thinking about why I'm so professionally focused and want to get into a top firm and...

+81Wilbur Ross "Take a Loan" Comments


Heard Wilbur Ross's comments early about government employees going to homeless shelters/food banks as they are on the eve of missing a second paycheck. Just wanted to hear the finance/"Oasis" thoughts on this matter. For me, on one hand, obviously this isn't right,...

+77What do you do if you have a thing for your director


Associate in my mid-late twenties, my director is amazing - I just really like her. Maybe I'm telling you all because I can't tell anyone else.

+76New WSO Logo - Branding / Icon

Fellow Primates - so it's been about ~8(?) years since we've taken a look at our logo/branding and we think it's time for a refresh -- our designers almost vomit when they look at our current icon and we have some major initiatives coming where a refreshed look would help. ...

+75Most Arrogant User on WSO


For me It’s a toss up between @Isaiah_53_5" and @m_1" but I’m open to other suggestions. Anyone have any opinions on the subject? Who is the biggest douche on the site? I think we could make this annual thing similar to user of the year or whatever

+75Gillette Commercial

Pump and Dump

Is this the new age of pussyfying men? I thought most of the commercial was laughable. They even included a TYT clip in

+74I Might Hate Finance, And This Might Be the Turning Point


The signs were all there. I wasn't a great student in college, but it wasn't the content of the work that killed me. It was the little things like attendance, being on time to things, paying attention to the instructor, setting aside time to study, and following the instructions...

+72Investing Styles of Mario Characters


<strong>Mario</strong> - Rational asset allocator, owns a good mix of low-cost index funds and ETFS <strong>Luigi</strong> - Incapable of second level thinking, investment theses are that he "believes in it", writes disingenuous Seeking Alpha articles, has...

+72Best city for overall quality of life?


Including weather and job opportunities what do you guys think the best city to live in for banking is?

+70Weirdest thing you have seen a Co- Worker obsessed with?


I knew this guy who was obsessed with Taylor Swift. He had 2 premium memberships to her fan club, always gets front row tickets, and I'm pretty sure he has the most Taylor stuff I have ever seen. Got any co-workers who are obsessed with something that's just weird or is their...

+69Where do you find those "wifey" types that will stick with you forever?


Since most women in clubs are just looking for one night stand/brief flings and <abbr title="investment banking">IB</abbr> girls have superiority/feminist complex. So where do you find those other wife type girls?

+69People making $300k+, how do you spend your money?


Curious about people on this forum in finance who are making anywhere north of $300k. How do you spend your money on a month-month basis? Do you live in a luxury apartment or somewhere cheaper to build out savings? Mortgage? Do you eat out at fancy restaurants every week, still cook, or have...

+65How do you stop being butthurt and emotional in this business?


Do any of you cry if your MD/PM yelled at you for screwing up, or coming late, etc.? Or simply feeling irritated by your MD/co workers who speak in a stern voice? How do you stop taking all of this personally, and realize that all that matters at the end of the day is money?

+64Thrown out halfway through interview


Hey y'all, I am just wondering if this has like happened to anyone else before. I was interviewing at a F500 the other day, and halfway through my 6 mini interviews I was interrupted by the HR head telling me the interview was done and for me to exit the building. It was pretty...

+64What Daily Habits Do You Have That Have Improved Your Life The Most?


I've found that having a routine and doing certain things have made me much happier and more productive at work. It could be anything, for example things I do that I think would benefit everyone are: read, work out, listen to podcasts instead of music and journal. I'm trying to...

+62When Did You Have the Hardest Time Staying Professional?


We have all been there, some d**k just pushes our buttons to the level where we consider knocking this dude out cold or just being a complete douche and making him regret his entire existence. What did you guys do? When were the times when some bumblefuck gave you the hardest time staying...

+62A Letter of Resignation From theaccountingmajor - it's been real


So for the past several days, I've been getting DMs from the website moderators that my posts have been removed. Can I ask why you all are so angry? I've had so much MS thrown my way, it probably triggered some sort of red-flag. Lol like seriously - every other day, there's some...

+62What was the happiest moment of your life?


Happiness to each person obviously can mean different things, but for me I would say one of the happiest moments of my life was when I went hiking in Yosemite with my family up to Vernal Falls. We sat on the side of the riverbank, drenched from the climb, and eating bagels with cream cheese. (We...

+61Should I Sleep With Potential Employers Daughter vs MBA

H.E. Penny Packer

Current situation- it's a long one. Grew up in upstate <abbr title="New York">NY</abbr> in the suburbs working in a country club full of big time ballers and bankers. I generally would keep my head down and perform the job at hand without so much as a glance at some...

+60Balancing relationship and career decisions


Fellow monkeys, Online probably isn't the best place to seek for advice but would like an external perspective regardless. Some background: HYP undergrad, and a current 1st year associate at a <abbr title="bulge bracket">BB</abbr> Financial Sponsors Group in...

+58FYRE Documentary


Watched the FYRE documentary over the weekend (the Netflix one, not HULU). Did anyone else see this? Wanted to see what everyone else was thinking. Mainly, it's crazy how people think they take/scam people out of their money, and also, how people get scammed out of their money. Made me...

+58Are State Schools Better Than H/S/W/P?

Invest in Real Estate

I know white guys/gals who went to state schools that excelled greatly. One is an intern at <abbr title="Kohlberg Kravis Roberts & Co.">KKR</abbr>, the other did an <abbr title="investment banking">IB</abbr> internship during his SOPHOMORE year at...

+58Depressed - Don't want to live anymore


This is a different account that I just made. I made this to avoid using my main account, as I'm well respected, I think? But.. I'm at the point where I just don't want to live anymore. I recently got laid off as a prop trader.. Fuck trading, family, friends, bills, child support...

+57Howard Schultz (former SBUX CEO) Running in 2020 - Socially Liberal, Fiscally Conservative


I've personally been looking for a socially liberal fiscally conservative candidate for some time (classical liberalism if you will). anti-border wall, anti-deficit, anti-UBI, pro-environment... a couple of faux pas with race while at SBUX, but this sounds promising. what does WSO...

+56How much $ do you need to make?


Curious how this varies across cities. In SF, it seems living anything above a bare minimum life-style requires $130-140k, after retirement contributions, healthcare, etc;. Pre-taxes you're talking closer to 165-180k. <abbr title="New York City">NYC</abbr> seems...

+55Is this site slowly dying or is it just me?


When I was on this site as a student a few years back, this site had tons of new threads every day, and many of those threads racked up with 50+ comments on the same day. When I go on these days, not only does the volume of new threads seem lower, but what I particularly noticed was that there...

+55Post Breakup Revenge or Career Pivotal Point


My boyfriend broke up with me recently after being together for 9 years - first love and all that shtz. His rationale is that I don't bring a lot to the table except being hot and tall, and better aesthetics and tastes for things in life. He is a soon-to-be <abbr title="McKinsey,...

+55Damn these freeloading billionaires!


So Warren called billionaires freeloaders because they paid around 3.2% of their total worth as tax this year while the rest paid 7.2% of their wealth. I think it is f***king stupid that he used % of total worth to say that billionaires are "Freeloaders". But I might be the one...

+55EATING OURSELVES TO DEATH: the obesity crisis

Lloyd BIankfein

Currently, over 72% of Americans are overweight, with 40% being obese. More disturbingly, 19% of children are obese, who will almost certainly stay obese into adulthood. Life expectancy is going down in the United States, and 600,000 people die a year of obesity related causes. The causes of...

+54"We need to transform this economy"


Bernie Sanders is emerging as shaping this democratic primary field. Something he says a lot, in response to nearly every question, is "we need to transform this economy". In the questions related to Trump comments about Baltimore, somehow, he says something like, "Donald...

+53Yeezy raking in 1.5 billion....... Kanye is always growing


Air Jordan's do about 3 billion annually and I was shocked to see Yeezys are already half way there. Lots of people hate Kanye West and he has given people reasons. From saying "George Bush hates black people" on national television, to supporting MAGA and getting hated all...

+52How Much of Your Success is Luck and How Much is Skill?


Title says it all. There are plenty of discussions on here about the value of luck vs skill, so for you personally, what percentage of your success (or lack thereof) is due to luck and what percentage is due to skill?

+51How do you spend your money associates ?


The typical investment banking analyst's salary spending is known to be fairly tight if you live in <abbr title="New York City">NYC</abbr> or SF and practically save nothing, but how do the pre-MBA/post <abbr title="Masters in Business...

+51Why do most people suck at Excel?


Microsoft Excel: the lifeblood of 21st century finance and business. A phenomenal spreadsheet tool used by the lowest level analysts through the most executive tier of management. A wonderful program capable of performing complex mathematics, charting graphs and calculating thousands of data...

+51It Finally Happened...We Got a Resume With a Photo


I honestly thought this was a giant meme, that no one has ever actually done this before. A resume just came across our desk with a *selfie* attached to it. We were in hysterics. The general consensus was that A) this is a horrible idea, and that no one should do this under any circumstances...

+51Amazon Pulls out of NYC


The New York Times is reporting that [Amazon is pulling out of New York]( Amazon does not plan to find a new location to replace the New York City...

+49Youtube too big to fix?


Youtube has had its fair share of scrutiny with a number of videos depicting white supremacy and its removal of videos that audiences didn't find fair to take down. Recently with an interview with CNN, Google's CEO Sundar Pichai has commented that: [quotes]“We’ve gotten much...

+49Is it weird to like working 100 hrs a week?


I always preferred to work over 14 hrs a day and always felt the 40 a week is not enough. Since my job requires a lot of analysis and research, it is quite enjoyable to work all day. I recently saw an [article...

+49How I Paid Off 60K In Loans


Hey - I just wanted to stop in and tell you guys how I paid off approximately 60K in student loan debt. I went a very cheap/frugal route, but maybe you can apply my methods to your day to day. This post is for the middle class kids who don't get enough financial aid and/or scholarships....

+49 Ever Met a Genius or Prodigy? Where Are They Now?


I guess there are two sides to these kinds of stories: the geniuses that used their intelligence to achieve big things in their careers/lives and the ones that didn't. The terms "genius" and "prodigy" are used pretty loosely these days so I guess the answers to this...

+48What Kind of Background Do You Come From?


###What Kind of Background Do You Come From? What did your parents do? What led you to an investment banking career?

+48Investing in Yourself - How do you do it?


I've been told from several people I respect over the years to "invest in myself", especially while I'm in my 20's. As I'm about to start my 2 years as an <abbr title="investment banking division">IBD</abbr> analyst, I'm thinking of ways...

+48SAT to Give Students 'Adversity Score'

Max Heiliger

"The College Board plans to assign an adversity score to every student who takes the SAT to try to capture their social and economic background, jumping into the debate raging over race and class in college admissions. This new number, called an adversity score by college admissions...

+46Take Care, Finance and WSO. It's been a good run. Thank you.


Hi Everyone ~ it's been awhile since I've been on here. I've only told one person from <abbr title="Wall Street Oasis">WSO</abbr> about this but many months ago, there was post that I've posted under an unknown user and in the post, I was contemplating...

+45What Profession Lives Up to its Hype?


So we all know that expectations usually don't meet reality: 1. Banking -> <abbr title="private equity">PE</abbr> isn't the multi-million dollar promised land 2. Academia to professorship is a nightmare process with slim chances of tenure 3. Becoming a...

+45What's your view on illegal immigration?


Simple yes or no with an explanation if you seem fit. Do you believe illegal immigrants should receive free healthcare? Do you believe there should be a barrier at the border? (Wall, Fence) Do you believe ICE should be abolished? Sanctuary Cities? If Pablo an illegal immigrant is...

+44Market Cycle - Where Are We and What Are You Doing About It?


Markets are cyclical, interest rate cycles are inevitable, and even when history doesn't repeat tends to rhyme. So where are we in the market cycle? I have my own opinions but yours are more interesting. Take a look at the chart and weigh in. What's your strategy at...

+44Game of Thrones Season 8 Episode 3 Discussion (Likely Spoilers)


Thoughts overall on the episode? I thought it was absolute trash from a story writing perspective and completely destroyed what the show has been trying to set up and be about for years. Disappoint and anti-climactic. I think once its all over and the legacy discussion comes into play, GoT...

+44If you could go to 1 company for the sole purpose of learning, where would it be?


Let's say if you go to any company in the world for the sole purpose of "learning", where would it be? McKinsey? Goldman Sachs?

+44Argentina raises Interest Rate to 60%


[Article]( What does this mean in the grand scheme of things?

+43How many previous partners would you ding a potential girlfriend for having?


Assuming the girl is around 22 and just out of college, how many people would her having had sex with be a dealbreaker?

+43Planning a Wedding - What are Some Wedding/Honeymoon/Bachelor Party/Groomsman/Etc. Tips?


I'm getting married in 2020 and going through all of the planning with the fiancée. We have a venue and a general idea of where we want our honeymoon to be, but I generally don't know much about the little things - what do I get groomsmen, what am I expected to do, what am I...

+43How has MeToo changed your willingness to mentor female team members?


Just curious if it's changed anything for anyone else? Not going to lie, it's made me very paranoid, I don't meet anyone (male or female) at all unless it's in a public place and I had cameras installed with audio at our main office. I talked to a few executives at...

+41Women of WSO, when did you decide to have children and why, if at all?


I'm wondering when you decided to have kids and how it affected your career. Was there a point at which you felt ready to have a family? Did some of you start off wanting children and then decide not to, or vice versa? I know that family life is traded off with a career in finance in the...

+41Worst Type of WSO Users


Sometimes when scrolling through the different forums on this site I can't help but notice the different types of annoying people. These are the types of users that cross my mind: 1. **The (Douchebag) Braggers:** Just because you landed a summer internship at Goldman doesn't mean...

+41What conspiracy theory do you believe in?


I believe Malaysia Airlines Flight 370 wasn't an accident. There were definitely external forces that catalyzed its disappearance. The flight path was diverted many times and there was a lot of shady stuff about some of the passengers and the pilot of Flight 370. We may never know unless...

+40Any questions on life in finance in Hong Kong? AMA


Any questions on life in finance in Hong Kong? AMA i've been here since 2005, worked in <abbr title="investment banking division">IBD</abbr>, and then <abbr title="private equity">PE</abbr>. It's been a while, but happy to help if anyone...

+40What are your career/life goals for 2019?


Did you accomplish what you wanted to in 2018? And what do you want to accomplish in 2019? Please discus.

+38Favorite quote?


Hi guys, what is your favorite and most inspiring quote? (I don't know what else to write just filling the remaining characters)

+37Lying on your resume -- experiences, ethics, and strategies

Jake Paul

This might not sit well with a fair amount of people on here, but I've found this interesting since I've heard a few financial professionals say that this is an okay thing to do (to an extent). Has anyone else here made a small lie on their resume? (director of bullshit club,...

+37Am I the only who who tips Uber drivers?


Last night, after taking an Uber with friends, on the way out of the car, I leaned forward and gave the driver a few bucks... and my friends yelled at me! They proceeded to berate me for tipping the Uber guy, saying that no one does that and no one's SUPPOSED to do that... and that,...

+36Death Row Inmates and Capital Punishment


I was just reading on the news that Barr resumed capital punishment and people are so vehemently against it. But why? If you read up on Alfred Bourgeois (he systematically tortured and raped his 2 year old daughter before brutally killing her) or Wesley Ira Purkey (who killed an elderly woman...

+35Exercising on the job


I've never met an Analyst in banking that is overweight....or even portly for that matter. With how much you all work, when/how do you find time to exercise?

+35Is Western Civilization in decline?

pablo escobartard

Just wanted to start a conversation as it's something I ponder almost every day and I'm sure many of you have valuable perspectives

+35Best City To Live in is...


What's your guys' opinion? Where is the best city to live in and why? Of course it depends on a ton of stuff: age, job, preference, etc... Mine is London but that's biased af because I spend most of my time there, if I visited <abbr title="New York...

+35People who say they're in finance but aren't


Does anyone here get annoyed when someone says they're in finance just because they work at a financial firm but does something completely unrelated to the industry? I worked with another HR intern during my time at the <abbr title="private equity">PE</abbr> firm....

+35What Straight-A Students Get Wrong


Worthwhile opinion piece this weekend from Wharton professor Adam Grant - ["What Straight-A Students Get Wrong"]( [quote]The evidence is clear: Academic excellence is not a strong predictor of career...

+35"40% of Americans unable to come up with $400 to pay for an emergency expense"


According to a recent CNBC article: **"40% of Americans unable to come up with $400 to pay for an emergency expense"** Here are some takeaways * In households with more than...

+34Facebook Continues Social Media Censorship


So, FB appears to have banned ZH articles from being shared/posted or even discussed on its platform. I'm torn on this one. I believe in free speech, but also the rights of a company to have discretion on its arbitration of content. But, to me this infringes on the former more than it...

+34Attempts to be friends with/be in a relationship with a model?


Its pretty well known that one of the buzz phrases on this site with reference to high finance is "models and bottles." I am just wondering what experiences you have all had trying to hang out/ be in a relationship with a model. Did you fail or succeed?

+34Prestige is regional - Choosing Walmart over Goldman Sachs


I was recently at a conference and met a former Goldman IB-er who works in <abbr title="private equity">PE</abbr> now. He's originally from Arkansas and was telling me that his parents are exponentially prouder of his big brother, who works in some type of corporate...

+33The Unserious President and His Federal Reserve Board Hacks


Taking a brief break from panic-tweeting about Joe Biden, Trump has decided to withdraw his planned nomination for Stephen Moore to the Fed Reserve Board. In his usual habit of gaslighting the nation, he once again claimed Moore withdrew himself from the process, and failed to mention just hours...

+33Cars You Would Never Get


What car would you never consider getting? I know many people that won't get luxury cars because they are depreciating assets. Nothing wrong with that but I'm looking for opinions on cars you wouldn't get because they're cliches or just plain bad.

+33What's the sweetest job you know someone got right out of school?


It can be straight out of undergrad or right after business school. Why was it such a good job and what was the pay?