Silver BananaTopicReplies
+147MD never sleeps (growing suspicious)


So I've had this hunch for a while and wanted to get others thoughts. Before you think I'm crazy and sleep deprived just look at the evidence I am about to bestow upon you all. Over the past year I've been growing suspicious that my MD is a vampire... There are several reasons...

+129You know you have "made it" when ______


What do you think? What is a sign that you have really succeeded in life? How high have you set the bar for making it? <em> #8 top discussion of 2018 </em>

+118I'm an average joe making good money for family and enjoying a chill life. What am I missing out on by not pursuing prestige?


Hey guys. I'm a 29 year old white male with a loving wife and 1 year old son. I went to a state school (Cal State Fullerton), graduated with a 3.1 GPA (didn't give a crap about school, just partied) and then got a sales job. Then I busted my ass (I'm not analytical or smart, but...

+99What is the best career advice you ever received, and from whom?


Patrick surprised me by getting a site feature implemented within 36 hours of its suggestion (context [here]( I want to test out the new feature where only Certified Users can respond, so I took a...

+92Burnout / Life Choices


<em>Mod Note (Andy): <a href="">make sure to see the top comment below</a> by user APAE</em> All, Created a burner account here to talk about burnout and life choices. For...

+81"I can't stand interns who __________"


Pretty self-explanatory: just looking for traits/habits/characteristics of interns that really piss you off and might preclude them from getting a <abbr title="full time">FT</abbr> offer.

+76Cringeworthy LinkedIn Profiles


Is it just me or is it cringeworthy when someone lists experiences such as "Pizza Hut Delivery Guy" on their LinkedIn profile? Or how about that person that has 6 languages on their profile 4 of them being listed down as "Elementary Proficiency". Or those profiles that have...

+75Most Illegal (or unethical) Thing You've Witnessed on the Job

Ivan Boesky

Lol definitely want to hear what some of you have to say about this. I'm sure there are some good stories out there.

+70What were the biggest lies you were told during the interview process that weren't true on the actual job?

Bernie L Madoff

Examples: -"We have great team culture" -> they are neutral with each other -"Facetime is not required" -> but they'll call you out if you don't show up -"We love you / We want you to come in immediately" -> they actually can't f***king...

+70Best lmao/oh shit moments you've ever had


Story time. What prompted me to start this post: I was interviewed today for a <abbr title="private equity">PE</abbr> Role. Interview went great. Was scheduled to be 30 minutes, lasted an hour. Answered every question he threw at me as if I was Amazon's Alexa. Note:...

+69Dumbest thing you said in an interview?


What's something you said in an interview that made you want to bitchslap yourself? I'll start. Back when I was a junior looking for <abbr title="summer analyst intern">SA</abbr> positions in <abbr title="investment banking">IB</abbr>, I...

+64The students at top schools aren't really that intellectually impressive.


So I go to a top school, so think Harvard, Yale, or Princeton. And coming in, I almost felt a sort of insecurity, because I thought that I would be up against the grinders whom I knew in high school, and against kids who went to the best boarding schools, which everyone knows prepare kids well....

+63Consequences after being caught cheating


Hello, I am not proud of what I have done but I think the US academic pushed me to focus too much on academics rather than the actual content. Background: I am an international student and my undergrad was business, I had the chance to be accepted in an intensive computer science grad...

+63Refusing to Party with Boss -- Bad Move?


I have a friend who’s doing a summer internship at a bank (not <abbr title="bulge bracket">BB</abbr>, but a smaller place). His boss invited a bunch of the employees on his boat July 4th and all was good… until the boss broke out the Old School joint and started...

+61Biggest professional regret?


In light of the “Piper Jaffray: Sweatier Than Ever in 2018” thread ([link](, I was inspired to share the biggest professional regret of my career so far, however early in my career that it may...

+60Why Are You Worth Your Salary?


There are plenty of posts on here about whether or not <abbr title="investment banking">IB</abbr> or other finance jobs are "worth it." However, I haven't seen many posts on whether or not people on here think that they're worth all of the benefits that...

+60Investing Styles of Mario Characters


<strong>Mario</strong> - Rational asset allocator, owns a good mix of low-cost index funds and ETFS <strong>Luigi</strong> - Incapable of second level thinking, investment theses are that he "believes in it", writes disingenuous Seeking Alpha articles, has...

+59What is the meaning behind your username?


I'll start. Mine is more or less James Franco, but backwards. Woah, genius. I know. It took me a while to come up with this one.

+57What Are You Old-Fashioned About?


What technological advancements or updated social norms are you not following? I like to think I'm a pretty forward-thinking guy but I still always prefer to pay with a card/cash, over using Apple Pay on my phone. What are you old-fashioned about?

+56Does your family despise you?


With the holidays approaching, I'm curious how you all deal with the awkward family gatherings. More specifically, does anyone else feel despised by their own family now in regards to their career choice? Personally, I have a VERY blue collar family. My immediate family consists of...

+56What's your preferred vice?


Liquor, hash, Mary Jane, Molly - what's your preferred substance when it comes to taking the edge off or making things just interesting enough? I've gone through a few, including all of the above, a few hallucinogens, some experimental stuff that is said to be produced by the brain...

+55Craziest Travel Story


I have a super slow day at work today and found myself thinking about some ridiculous travel stories I've had from the past few years and want to canvas <abbr title="Wall Street Oasis">WSO</abbr> for some of your own. Can be anything from a weird or funny adventure to...

+54What does it feel like working 40-hour weeks?


Working 55-60 hour weeks every week of the year has made me forget what it feels like having a 9-5 job. So those who do, what does it feel like?

+54For those in their 30s+, where in your career are you vs. where you thought you would be in your 20s?


Hey all, so the question is relatively straightforward. Specifically for monkeys in their 30s/40s, where are you in your career right now vs. where you thought you would be in your 20s? This can include job function (ex. moving from <abbr title="investment...

+54I Might Hate Finance, And This Might Be the Turning Point


The signs were all there. I wasn't a great student in college, but it wasn't the content of the work that killed me. It was the little things like attendance, being on time to things, paying attention to the instructor, setting aside time to study, and following the instructions...

+53Wilbur Ross "Take a Loan" Comments


Heard Wilbur Ross's comments early about government employees going to homeless shelters/food banks as they are on the eve of missing a second paycheck. Just wanted to hear the finance/"Oasis" thoughts on this matter. For me, on one hand, obviously this isn't right,...

+53Buyside dating tactics

el bee oh

After working in <abbr title="private equity">PE</abbr> for a while I am thinking of applying my skills learnt on the buyside and transferring them to the dating scene. <h4>Step 1</h4> Find the good opportunities. Search through Instagram, Facebook and other...

+53Why do we want "success" so bad?


I'm a lot more ambitious than people around me and how I just can't relate with them because they have no aspirations, don't plan long term, etc.(I go to a non-target state school) It got me thinking about why I'm so professionally focused and want to get into a top firm and...

+53Gillette Commercial

Pump and Dump

Is this the new age of pussyfying men? I thought most of the commercial was laughable. They even included a TYT clip in

+50Most prestigious job opportunity you've ever seen


What is the most prestigious job opportunity you've ever seen someone get or take directly after college?

+50A Letter of Resignation From theaccountingmajor - it's been real


So for the past several days, I've been getting DMs from the website moderators that my posts have been removed. Can I ask why you all are so angry? I've had so much MS thrown my way, it probably triggered some sort of red-flag. Lol like seriously - every other day, there's some...

+50Riches to Rags Stories

Mostly Random Dude

Since we are talking about savings and cost of living, I thought it would be interesting to share "hero to zero" stories that you have seen. I'd imagine anyone working in finance has seen at least a few cases of some dude overextending himself financially and blowing up after a...

+48What is The Meanest Thing You've Ever Seen a Superior Tell a Subordinate in the Office


After a long day of watching our dickhead CFO haze the new analysts with his miserable sense of humor, I've been reflecting about some of the biggest dickhead moves I've ever seen a superior pull on a subordinate in the office. I think my top three are... 1) During Christmas party a...

+47Cocky Intern

Chimp scampi

Any creative subtle solutions on dealing with a cocky intern who likes to re-iterate everything you say and talk over you?

+45Where do you find those "wifey" types that will stick with you forever?


Since most women in clubs are just looking for one night stand/brief flings and <abbr title="investment banking">IB</abbr> girls have superiority/feminist complex. So where do you find those other wife type girls?

+42How I Paid Off 60K In Loans


Hey - I just wanted to stop in and tell you guys how I paid off approximately 60K in student loan debt. I went a very cheap/frugal route, but maybe you can apply my methods to your day to day. This post is for the middle class kids who don't get enough financial aid and/or scholarships....

+41How do you stop being butthurt and emotional in this business?


Do any of you cry if your MD/PM yelled at you for screwing up, or coming late, etc.? Or simply feeling irritated by your MD/co workers who speak in a stern voice? How do you stop taking all of this personally, and realize that all that matters at the end of the day is money?

+41College kiddos are disillusioned by college degrees -- surprise?


According to a [recent WSJ/NBC survey](, a staggering estimate of 47% young Americans feel that a college degree is not worth it compared to a 49% who do. *That* is a pretty close divide which is...

+40Thrown out halfway through interview


Hey y'all, I am just wondering if this has like happened to anyone else before. I was interviewing at a F500 the other day, and halfway through my 6 mini interviews I was interrupted by the HR head telling me the interview was done and for me to exit the building. It was pretty...

+40Establishing Executive Presence


Greetings Monkeys; Starting a Certified User Thread to find out from those who are established in their career to share perspective on Establishing Executive Presence. As an example, I am in a new role where I am to convey our firm's point of view on the state of the industry to...

+39FYRE Documentary


Watched the FYRE documentary over the weekend (the Netflix one, not HULU). Did anyone else see this? Wanted to see what everyone else was thinking. Mainly, it's crazy how people think they take/scam people out of their money, and also, how people get scammed out of their money. Made me...

+38What's the best pizza in New York City?


Easy, non-controversial question. I am expecting a clearcut winner to emerge. Let the recommendations fly.

+38When Did You Have the Hardest Time Staying Professional?


We have all been there, some d**k just pushes our buttons to the level where we consider knocking this dude out cold or just being a complete douche and making him regret his entire existence. What did you guys do? When were the times when some bumblefuck gave you the hardest time staying...

+37Balancing relationship and career decisions


Fellow monkeys, Online probably isn't the best place to seek for advice but would like an external perspective regardless. Some background: HYP undergrad, and a current 1st year associate at a <abbr title="bulge bracket">BB</abbr> Financial Sponsors Group in...

+37I don't want kids - let's discuss


As you all know, I'm a bit older, but not one of the oldest guys on <abbr title="Wall Street Oasis">WSO</abbr>, been with my wife for a while, and we're at the age where people are constantly asking us when we're gonna have kids, as if it's a guarantee....

+37Howard Schultz (former SBUX CEO) Running in 2020 - Socially Liberal, Fiscally Conservative


I've personally been looking for a socially liberal fiscally conservative candidate for some time (classical liberalism if you will). anti-border wall, anti-deficit, anti-UBI, pro-environment... a couple of faux pas with race while at SBUX, but this sounds promising. what does WSO...

+36Damn these freeloading billionaires!


So Warren called billionaires freeloaders because they paid around 3.2% of their total worth as tax this year while the rest paid 7.2% of their wealth. I think it is f***king stupid that he used % of total worth to say that billionaires are "Freeloaders". But I might be the one...

+36How much $ do you need to make?


Curious how this varies across cities. In SF, it seems living anything above a bare minimum life-style requires $130-140k, after retirement contributions, healthcare, etc;. Pre-taxes you're talking closer to 165-180k. <abbr title="New York City">NYC</abbr> seems...

+34At what point did you get off "the path?"


We all know "the path:" 2 years of <abbr title="investment banking">IB</abbr> + 2 years of <abbr title="private equity">PE</abbr> + 2 years of <abbr title="Masters in Business Administration">MBA</abbr> + ???? =...

+34Thoughts on Semi-Retirement


I'm starting this thread to discuss what <abbr title="Wall Street Oasis">WSO</abbr> users' plans are for later in life. So much of <abbr title="Wall Street Oasis">WSO</abbr> is, understandably, about getting started in careers, but I'm...

+34Major life, relationship, interview or business fail?


I recently saw a topic asking users to <a href="">share some of their biggest chokes in life </a>, and thought I'd start a similar thread of my own. Any stories? I'll start with...

+33How Much of Your Success is Luck and How Much is Skill?


Title says it all. There are plenty of discussions on here about the value of luck vs skill, so for you personally, what percentage of your success (or lack thereof) is due to luck and what percentage is due to skill?

+32Intern asks for 2 weeks of vacation time?


Hi all, This past month a fellow summer analyst asked me if I thought management would mind if he took a 2 week vacation to visit his girl friend in Italy. Let me remind you that this is a 10-12 week internship... This guy has always been sort of an odd ball, but this was plain shocking....

+32What's the smartest thing a recent graduate can do with the money they earn from their first job/bonus?


Just curious what the brilliant minds of <abbr title="Wall Street Oasis">WSO</abbr> have to say about this. Obviously it's a good idea to pay down debt and not spend your money on a sports car, but also given the current interest rate environment - maybe it makes sense...

+31What Profession Lives Up to its Hype?


So we all know that expectations usually don't meet reality: 1. Banking -> <abbr title="private equity">PE</abbr> isn't the multi-million dollar promised land 2. Academia to professorship is a nightmare process with slim chances of tenure 3. Becoming a...

+31Anyone else go to a decent college and/or start making $ and now find your family embarrassing?


The more I mature and expand my scope the more embarrassed I am of my immediate and extended family. I just can no longer ignore or normalize the cyclical nature of their perpetual ignorant decisions, their low culture attitudes & values, adults who don't read anything, exclusively eat...

+31How has MeToo changed your willingness to mentor female team members?


Just curious if it's changed anything for anyone else? Not going to lie, it's made me very paranoid, I don't meet anyone (male or female) at all unless it's in a public place and I had cameras installed with audio at our main office. I talked to a few executives at...

+31What Kind of Background Do You Come From?


###What Kind of Background Do You Come From? What did your parents do? What led you to an investment banking career?

+31How do you spend your money associates ?


The typical investment banking analyst's salary spending is known to be fairly tight if you live in <abbr title="New York City">NYC</abbr> or SF and practically save nothing, but how do the pre-MBA/post <abbr title="Masters in Business...

+31Trash Talked for Working in Finance

Nightman Cometh

What Up Everyone, So I just had the most bizarre experience last night. I am currently a first year analyst at a bank up in Boston, and I was visiting a friend who is also working in the city. There were some other people at his house, a fairly SJW crowd, but they were led by this absolute...

+31Where is the best place to live?


And why is it Texas?! But really, I’d be interested to hear where some of you live and the pros and cons that come along with each area.

+31One person you'd like to grab a coffee with?


Dead or alive. Fun interesting people, influential role models, mortal enemies, the bourgeoisie, whatever you think will make for an interesting conversation. I've got two picks: Danny Porush, I think he'd be fascinating to talk to about his time with Stratton Oakmont and Jordan...

+31 Ever Met a Genius or Prodigy? Where Are They Now?


I guess there are two sides to these kinds of stories: the geniuses that used their intelligence to achieve big things in their careers/lives and the ones that didn't. The terms "genius" and "prodigy" are used pretty loosely these days so I guess the answers to this...

+30There is no way Kylie Jenner is worth $900M



+30Overnight 23-year old BTC Millionaire? Life Choices


I am 23 and work in commercial real estate finance at a big bank in <abbr title="New York City">NYC</abbr> (9-6ish job), and have been an avid poker player (gave me some $$). I put all of my poker money ($120kish) into bitcoin at around $2.5k/3k per coin and sold at around...

+29Is America really a meritocracy?

Lloyd BIankfein

I just finished reading the book Pedigree: How Elite Students Get Elite Jobs (Princeton University Press), which was written by Lauren Rivera, a professor at the Kellogg School of Management. She spent time in the recruiting process at several elite consulting/banking firms to research into how...

+29Any questions on life in finance in Hong Kong? AMA


Any questions on life in finance in Hong Kong? AMA i've been here since 2005, worked in <abbr title="investment banking division">IBD</abbr>, and then <abbr title="private equity">PE</abbr>. It's been a while, but happy to help if anyone...

+29Argentina raises Interest Rate to 60%


[Article]( What does this mean in the grand scheme of things?

+29How I Passed the CFA Exams Back-to-Back-to-Back


How I Passed the <abbr title="Chartered Financial Analyst">CFA</abbr> Exams Back-to-Back-to-Back ###Level I: January 2, 2016 was the first Saturday of the year and the start of my Level I studies. At the time, I was working in real estate equity research and my hours...

+29How important is the choice of a Spouse to your career advancement?


I am late 20s/early 30s and I have been starting to ponder this question. I read somewhere that men with spouses make more than men without...I also know that a divorce can tear your wealth into shreds. I know a guy who had 1-1.5MM in the bank in a Low COL area, got divorced, had to pay...

+28Millennials Quitting High-Paying Jobs -- Ever Seriously Consider Quitting Yours?


Article in NYPost today about how millennials are quitting high-paying jobs simply because the work is boring and the hours are too long (though one guy in the article complains about his "50 hour weeks"... guess he wasn't in...

+27Overused Words in Banking


As the name suggests, I want to know what words you guys hate/hear the most. This can be anything from small catchphrases to pretentious words that add no meaning. The word I hate the most is robust. SO many firms use it when talking about recent deals.

+27Market Cycle - Where Are We and What Are You Doing About It?


Markets are cyclical, interest rate cycles are inevitable, and even when history doesn't repeat tends to rhyme. So where are we in the market cycle? I have my own opinions but yours are more interesting. Take a look at the chart and weigh in. What's your strategy at...



What are you proud of? Your sexuality? Great, Fine, I am too. But why do you need a parade to flaunt it? Furthermore, why do gay men have to flaunt their shirtless bodies on the pride parade like they are in a Sex Shop or working for Chippendale’s. If you want people to accept you for...

+27Women of WSO, when did you decide to have children and why, if at all?


I'm wondering when you decided to have kids and how it affected your career. Was there a point at which you felt ready to have a family? Did some of you start off wanting children and then decide not to, or vice versa? I know that family life is traded off with a career in finance in the...

+26Informal Interview w/ thebrofessor (talking career, life, money, etc)


<em>Mod Note (Andy): Below is a recent informal Q&A between a student and <abbr title="Wall Street Oasis">WSO</abbr> Super User @thebrofessor". They gave me permission to re-post on the site so more people could benefit from his responses....

+26What are your career/life goals for 2019?


Did you accomplish what you wanted to in 2018? And what do you want to accomplish in 2019? Please discus.

+26How much do you save??


Right now I'm thinking I will save about 15% of my gross income. I would be interested to hear how much others save, does it rise as income rises, or fall due to lifestyle creep?

+26AMA: Just finished managing 3 summer analysts


I’m VP at a <abbr title="bulge bracket">BB</abbr> in a <abbr title="back office">BO</abbr> role. Our cohort of summer interns just finished so thought I would do an AMA. To kick off, here’s 5 things I would advise to students after going through...

+26Worst Type of WSO Users


Sometimes when scrolling through the different forums on this site I can't help but notice the different types of annoying people. These are the types of users that cross my mind: 1. **The (Douchebag) Braggers:** Just because you landed a summer internship at Goldman doesn't mean...

+25What Straight-A Students Get Wrong


Worthwhile opinion piece this weekend from Wharton professor Adam Grant - ["What Straight-A Students Get Wrong"]( [quote]The evidence is clear: Academic excellence is not a strong predictor of career...

+25If you had to start your life over again, what would you change?


What you would change and what advices you would give to a 20 years old kid to be successful in life does not matter if it's in finance or another field!

+25What car should I buy?


OK, so according to my parents I "still have my communion money" (I do, minus what I lost on Global Crossing) My GF recently blew up the tranny on my old Jeep. That means I need a new car. Prestige is a non-factor (thank you Manhattan) I Take the train to work, what should I buy for...

+24Am I the only who who tips Uber drivers?


Last night, after taking an Uber with friends, on the way out of the car, I leaned forward and gave the driver a few bucks... and my friends yelled at me! They proceeded to berate me for tipping the Uber guy, saying that no one does that and no one's SUPPOSED to do that... and that,...

+24Finding time to date in your early-20s?


Currently working around 60-70 hours in asset management and am putting in around 20-30 hours outside of work trying to grow a software company. I see my friends maybe once every couple weeks and it seems like they're all trying to get into a long-term relationship with the intention of...

+24What is Your Magic Retirement $ Number?


I've read a number of posts on this site from young people who talk about not wanting to take the traditional path and "work 'til I'm 65;" early retirement seems to be a paramount goal for a lot of of people. My question is, what is the nest egg you would feel...

+24Best/Cool/Interesting Bars by City

The Pharma Guy

With many <abbr title="Wall Street Oasis">WSO</abbr> members being avid drinkers, I figured it might be insightful to have an idea of bars worth visiting in different cities so when one is there (for business or pleasure) one has a decent idea of where a good night starts...

+24Hot Take: Is ADHD (Among Other Psychiatric "Disorders") a Myth as We Understand It?


All humans have different spectrums of cognitive abilities and emotional ranges. Some people have a base-rate of happiness that is higher than others, some people get psychologically aroused (anxious) to a higher-extent than average, some people can't keep out distracting thoughts as well,...

+24Any late bloomers or guys who missed out on a lot growing up feeling this way about life as you get older?


I might be one of the very few here but my background was atypical compared to the normal American kid. Grew up poor, didn't have a halfway decent high school experience that involved spring breaks and breaking out of your shell (high school was straight World Star lol), and college...

+24What careers are there that pay very well that are atypical (i.e. non-PE, IB, etc.) or less considered?


As the title says. A lot of talk on <abbr title="Wall Street Oasis">WSO</abbr> -- I mean, for obvious reasons -- is about <abbr title="investment banking">IB</abbr>, <abbr title="private equity">PE</abbr>, Hedge Funds, etc. and...

+23Where are the Diced Bankers?


Hey guys, so I’m a non target who recently got an offer at a (Blair,Lokey,Jefferies) for 2019. I wrestled in high school and have always loved lifting and staying in shape. I’m a little worried about what my banking schedule is gonna be like next year and where I’ll be able to fit lifting...

+23Any fans of Instagram Finance Memes? (Arbitrage Andy, Litquidity, NYFB)


Wanted to see if there were any other fans of these finance instagram accounts on <abbr title="Wall Street Oasis">WSO</abbr>. Absolutely hilarious posts on these accounts and there's a pretty dedicated community of 'FinMeme' accts on Instagram. Lmk if...

+23What is the worst book you've ever read?


Title says it all. We hear a lot on here about the best books to read, but what is a book where you've thought: "Man, that's 2-4 hours I'm never getting back"

+23I Knew Finance was for me When...


As the title says. When did you guys decide "yep, I wanna be banker, crunch numbers and have no sleep". Was there any moment that pushed you towards finance or did you come out of the womb spitting valuations in the maternity ward?

+23Is it weird to like working 100 hrs a week?


I always preferred to work over 14 hrs a day and always felt the 40 a week is not enough. Since my job requires a lot of analysis and research, it is quite enjoyable to work all day. I recently saw an [article...

+23Living a Serious Life


I was recently watching Chappaquiddick and there was a line that stuck out to me “You can choose to live a serious or non-serious life but if you choose to live a non-serious life I won’t have much time for you.” Joe Kennedy to Ted Kennedy as a youth. That being said, what are some of...

+23What are you surprised is still around in the year 2018?


Earlier this month, I asked what you guys thought would <a href="">be obsolete ten years from now</a> It got a shit ton of responses so going off of that, what do you are you surprised is still...

+23Best City To Live in is...


What's your guys' opinion? Where is the best city to live in and why? Of course it depends on a ton of stuff: age, job, preference, etc... Mine is London but that's biased af because I spend most of my time there, if I visited <abbr title="New York...

+23Why are senior bankers so tall?


I've noticed that directors and managing directors tend to be taller than average people When bankers get promoted, do they grow an extra inch or two? Is the added height included in senior bonus packages? Do <abbr title="private equity">PE</abbr> guys get the same...

+23Cars You Would Never Get


What car would you never consider getting? I know many people that won't get luxury cars because they are depreciating assets. Nothing wrong with that but I'm looking for opinions on cars you wouldn't get because they're cliches or just plain bad.