+11Buying your own company's stock


Joined a new company on Tuesday--a large regional commercial bank as a senior analyst in their credit group. They have a stock purchase program. It's kind of mediocre--basically you can automatically purchase company stock out of auto deductions from wages. The main benefit is that there...

+11Will American society head to a stage of extended adolescence past the school years? What could it mean for single men?


I recently talked to an older guy who told me how back in his day, at the age of 22 or so men were married with kids and already starting families. In my generation, it feels like that is not as common at all except for certain conservative cliques and groups. There are studies out there...

+11Restaurants in Manhattan


Looking for suggestions for great restaurants to try when I am in <abbr title="New York City">NYC</abbr> visiting clients next month. (Fine dining and mom& pop places). Any and every type is appreciated!

+11What Is Your Drink of Choice?


I just turned 21 and am about to start an internship. As I am moving from one phase of my life to another, I will now be needing to evolve my taste in alcohol. My first legal purchase was Don Julio Blanco, but I'm looking for suggestions. What does everyone here drink?

+11Just got my return offer exact time emergency text


+11What Credit Cards Do You Use

Number Crunching Warrior

Monkeys, I know there are other articles on this but they seem to be outdated now that benefits for many credit cards have changed (Amex Gold is almost a completely different card now). What cards do you get the most value from, or use the most? I personally just upgraded my Amex Gold to...

+11Microdosing Psilocybin Mushrooms


I've done the research and ordered the stuff necessary to get a pretty nice mushroom grow op going. I've decided to start microdosing. I decided during my last trip (11g) which I did last week. Anyone microdosing anything? How's it going for you? People are reporting some very...

+11What credit cards do you have in your wallet?

Howard Hughes

Looking to get a couple credit cards -- I was thinking to get the Amex Platinum because of the opening reward, and then switch to Amex Gold next year (since I don't travel much while I commonly go out to restaurants/buy food from grocery stores), but I also want another credit card in...

+11How do you plan to retire?


Though the daily life of bankers is a rollercoaster some days and a horribly boring one for others, eventually we will all retire (stop working a regular job) at some point in our life. How do you plan to allocate your saved capital once you retire? Also, how do you see yourself spending the...

+11Curb or Seinfeld? Which is funnier?


You gotta pick one. I was watching both this past weekend, and couldn't quite figure out which I love more. Here's where I figure the differences are: CAST - The overall cast of Seinfeld is superior; there is no better Core Four on any other sitcom. I think this because, when...

+11European Banks. What's Wrong With us.


As the title says, when will the European banks work their way to the top? Will it ever happen? European industry still relies mostly on American banks for cap raising. What can Europe do? Since the crisis <abbr title="Royal Bank of Scotland">RBS</abbr> is just fucked,...

+11Why do people live in cities?


So 100 years ago, it made sense (and was forgivable). Horses were difficult to maintain, alternative transportation lacking, slow, and inadequate. And the only real way to comminucate was face to face. Then they invented the telephone, internet, and smartphone/apps that are more powerful...

+11Has anyone ever heard of Turo? (AirBnb but for cars)


After doing some research, this app/website Turo looks pretty interesting. Forbes included it among 14 "hottest on-demand startups" in 2015. Its pretty much the AirBnB version of car renting, where you rent directly for the owner/host using the website or an app. Although there are...

+11What are your favorite documentaries?


Hi guys as an avid watcher of various documentaries ranging from Finance, Political, Property, Wildlife -related documentaries etc, just curious to know what everyone else is watching and would appreciate any recommendations

+11Social experiences as a single adult that come close to rivaling college life.


**When I say social life, I mean social life UNRELATED to dating. I mean like friendships, making new friends, and having fun social experiences with a group of people in a similar situation as you. Again, this is completely unrelated to dating so please save all stories around women, dating,...

+11Best Dating App Opener

The King of Success

What's the best opener you've ever used on a girl? I'm looking for ideas because saying I'm @theaccountingmajor" hasnt worked out very well lol

+11Advantages of Debt


Hi, why is having a certain amount of debt being preferred to having none? I get that interest expense is tax-deductible but isn't my net income always lower when having debt as opposed to having no debt?

+11How to verify if someone sketchy actually has an MBA from HBS?


My mom told me my flyover state dumpy cesspool hometown hired this guy as "CFO" (so he's officially a public employee) and I believe he claims to have a Stanford masters in engineering and a Harvard <abbr title="Masters in Business Administration">MBA</abbr>....

+11If you could go back...... What would you do differently?


Just like the title states.... If you could go back to your first day in real estate knowing what you know today, what would you do differently? I am curious to hear how and why you would do things differently.

+112019 Summer Plans

Nightman Cometh

Out of curiosity, what are you ladies and gents doing this summer? Any exciting plans? I haven't had a single day off since I started with the exception of a funeral recently, and have been told that I can finally put some of that PTO to use once shit dies down during the dog days. I...

+10How do you actually sell?

Name Of Profit

A lot of verified members mention that sales is the way to go if you want to make big bucks and that sales is the skill you need to succeed. If sales is the path to big money then how exactly do you sell a product? I mean, if you work with clients that know what they're doing, how do you...

+10Just want to step in front of the Q train



+10Would you rather be an Accounting Partner or a Law Partner?


Out of curiosity, which would you rather do? Law partners earn more but they work more Accounting partners earn less but they get way more free time during the summer. Thoughts?

+10Weirdest thing you’ve ever eaten

Lloyd BIankfein

For me, it would either be balut, which is hard boiled duck embryo popular in Southeast Asia, or century egg, which is a traditional Chinese egg which has been preserved in chemicals for a long time. Both were disgusting! What kind of food do you fellow monkeys think is really weird? Comment below!

+10Where will Amazon have HQ2? Any updates beyond the top 20?


I've heard its between Austin, DC, Boston, Raleigh, and a couple others. Has anyone heard differently?

+10How much of paycheck do you actually save?


I know it's pricey living in places like <abbr title="New York City">NYC</abbr>, San Francisco and L.A. ... but when you guys got your first <abbr title="full time">FT</abbr> jobs, did you actually make/budget enough to save any money? Or in...

+10Do any bankers take steriods?


As we all know, a person who is jacked is much more respected (by females, goldman sachs, hyp) than someone who doesn't take care of his body. Appearance is everything. But when considering the arduous workweeks, it seems like a banker wouldn't have enough time or energy to remain in...

+10Enough is enough. What is the best coffee?


I've been hearing all sorts of different brands being thrown out there talking about the best coffee. The usual Starbucks, Dunkin, etc. Which do you guys think is best to get your morning started?

+10TV series recommendations


Alright fellow monkeys - hit me with those saucy TV recommendations and i'll hit you all with my all time favourite (which I would assign a high probability that most of you haven't seen): **The thick of it**. UK show filled with comedic genius and swearing to match the most profane...

+10Poor People are Finance Experts?


Not everybody out there in the world is financially well-off. I'm not saying there's anything wrong with that - it's just an objective observation. While lots of people on this website are easily clearing six figures a year at prestigious companies, there are a lot of people...

+10For bankers that have been around, is banking pay today really that good?


There is an interesting piece in New York Mag from this weekend. It talks about the hole left in 2008 in the economy. The first movie in the Dark Knight trilogy aptly has a scene where Rachel Dawes takes Bruce Wayne underneath the highway, to the road in the dark, where poverty littered the...

+10From Injury to Unemployed to Back on the Saddle


Happy Hump Day, As some of you may remember, I created a few posts over the last year discussing a career ending injury (not diagnosable in time for proper medical leave), leaving no choose but to resign from my job and lie in bed for roughly a year until a proper diagnosis and surgery...

+10Seeing an escort, incall v outcall ?


Incall is cheaper as you don't have to find a hotel. But what are the pros and Cons? Anything I should be aware off?

+10Who Was Your Biggest Influence?


Title says it all. Who was the person who influenced you the most whether it be in your career or personal life (or both)? What was your relationship with them and how did they influence you? Positive and negative influences both apply.

+10List of reasonable, long-term, high-paying jobs.


Hey guys. I've been compiling a list of high-paying jobs that one could pursue during college because I've been curious and wanting to see what other industries have to offer besides finance. I'm not doing this as a way to encourage people to pursue jobs just because they pay...

+10What Are Your Vices?


It seems like all my life I have had vices. In high school, it was video games. College, drinking and weed. Now it is caffeine and sports betting. At this point I feel it is inevitable to have a few things that I can't do without, and I don't necessarily think it is a bad thing. All of...

+10Extreme Sweaty Hands and Finance?

Anonymous Monkey

I'm currently an undergrad and essentially have a disorder known as Palmer Hyperhydrosis which I have had pretty much my entire life, where my entire hand sweats very excessively to the point of dripping. This is not because of some anxiety or something—though nervous situations...

+10What makes a good boss?


What qualities/attributes has your favorite boss had and can you name specific examples that make you enjoy working more where you currently work? How much of a pay cut would you take to have a great boss?

+10How Do Some People Get a Lot of Followers on Instagram?


**Other than celebs (small scale or A-list) and insanely hot girls that is. ** I know of guys who have over a thousand Instagram followers, get tons of likes on their photos, and seem to have an overall appealing account on there. It isn't like they are purchasing phony followers from...

+10Which countries have the best wife materials? (or wish you were dating)

Jamie Dman

To anyone who has foreign girlfriends or have done a decent amount of travelling: Which countries have the best wife materials? I'm planning to take a year off before starting my MBA; date girls way out of my league.

+10WSO Caption Contest - Aug 23rd... Collect Silver Bananas and Win a Free WSO T-Shirt


<abbr title="Wall Street Oasis">WSO</abbr> Caption Contests are back! You guys know the drill, all you have to do is leave a comment in this post with a caption you think is most fitting for the cartoon posted below. The winner will be determined by the community based on...

+10Who is the best Jewish rapper - Drake or Mac Miller


Holla at me with your answers. I’m gonna say Mac I guess. Could have thrown matisyahu in their but he’s not really rap I guess. RIP Mac

+10Have an accounting question? I can help you.


Hi <abbr title="Wall Street Oasis">WSO</abbr>, I've been a practicing accountant for over 5 years and headed to an <abbr title="Top 7 MBA business schools">M7</abbr> B school in a few months. I do get a kick out of helping people with...

+10Elon Musk. Love or Hate?


As the title says, you either love this guy or hate him. To me, he’s gotta be the funniest/cheekiest CEO of our time. The amount of cheeky, snide comments he makes is just hilarious and he ends up roasting interviewers through his sheer intellect. Some people think this is D-bag behaviour, but...

+10Who do you think is the most intelligent person in Congress?


Of the 535 elected officials in Congress (100 senators and 435 house of representatives), who do you believe is the most intelligent? Intelligence differs from person to person but let's say oratory skills, academia, and what he or she has done before entering Congress. Who jumps out at...

+10What's the most important thing you've learned in the past year?


“The most valuable habit I’ve acquired is using pain to trigger quality reflections. If you can acquire this habit yourself, you will learn what causes your pain and what you can do about it, and it will have an enormous impact on your effectiveness.” ― Ray Dalio, Principles: Life and...

+10How do I get my little brother to raise his standards in women? He's in college


I know I sound like Steff in Pretty in Pink -- "if you got a hard-on for trash don't take care of it around me, pal" -- but it boggles my mind why he's with dirt when with just a little effort he could easily pull smart and fit 7s and 8s. I guess to understand the...

+10Family Office investor database

Anonymous Monkey

Hello fellow chimps- After seeing the other thread on <abbr title="Wall Street Oasis">WSO</abbr> for interest in family office lists, I've compiled a number of family office databases which I'm willing to offer to those in need of a good list. I worked in a...

+9Important Career Ideas For 2019


A career-guidance listicle popped up on my feed, and for once it wasn't garbage. [This article, originally by Motley Fool and reposted by Fast Company, ]( discusses six career mistakes to avoid. While the...

+9Any bikers?


Want to nab a Hayabusa but I hear I'm more likely to die than to look cool on it being a new rider. So looking to start off with a Ninja 300 once spring hits. Any seasoned bikers in this sea of finance softness? What's your ride? Any interesting stories?

+9Is Macy's fighting the good fight?


I hope they survive another 20 years. Macy's is a great American department store icon. It sucks that they are dealing with Amazon, but it looks like they are making efforts to compete with it. Despite the issues with Amazon feel like they may not be competitive in their offerings as better...

+9What is your worst tendency?


Most of us try to present ourselves in the best light, what would happen if the person who sits opposite of your asks for your worst qualities? Would you lie to them and <abbr title="balance sheet">BS</abbr> them with the 'I work too hard' stuff or would you be...

+9Domino's and Pot Holes


Domino's (DPZ) is going around this week and fixing potholes in the name of pizza. They have fixed 40 potholes in 10 hours on 10 roads. They have also conveniently branded these potholes with the Domino's logo. Does anyone else thing this is a one off thing, or if corporations...

+9Anyone ever worked two jobs before?


For those not working the 80 hr workweeks of investment banking but doing the typical 40 hr workweek.

+9Poll: Does Joe Rogan look like a potato?


Banana = YES MS = NO

+9Are you going to heaven or hell


if you die today? Let's think about this hypothetically and not focus on whether each of these places exists. Discus.

+9Does Your Degree Matter?


I found [this interesting Forbes article]( that outlined 6 reasons why your major doesn't matter. 1. Your degree is a prerequisite for the competitive workforce; the topic...

+9Waste My Time


Hey <abbr title="Wall Street Oasis">WSO</abbr>, I need some help: the market's quieter than I care to admit and I'm finding I need to fill more and more of each day with distractions. My current boredom-busters are as follows: - Reading the news (BBC,...

+9What Happens To Connection Hires?


What ever happens to the kid who gets all of his internships and/or first job because his dad knows someone?

+9Best Coffee Shops in NYC and London?


Do you guys have any sweet spots you go to before or after work to get that daily kick? Please do share your recommendations. What drinks are your go-to? Mine has got to be portico coffee shop in london, soooo f**king good. Disclaimer: Starbucks doesn't count you basic white girl.

+9Associate + VP Hate Me -- What Do?


I work in sort of a family office advisory shop where we do transactional work for corporates -- currently doing sell-side work -- been here for almost 2 years now and while it started off decently and I got along well with my hierarchical superiors, now they basically can't stand me. This...

+9Friendly message to American/Australian tourists in Europe


Could you please turn your volume down when talking? Everybody understands what you're saying and nobody cares about your superficial bullshit. Both Americans and Australians have a really nasal, obnoxious accent and if you have to speak loud on top of that, (which all of you do btw)...

+9Goldman Sachs or Kate Upton?


If you could only accept one of the following two offers, which one would it be? -Goldman Sachs offers you the job as its next CEO. -Kate Upton offers to start cheating on Justin Verlander with you, but there are two conditions to the cheating: (1) You would only get to have sex with...

+9What to do to get over having missed out on the social fun and thrills of college?


Whats up <abbr title="Wall Street Oasis">WSO</abbr> crew. So I'll jump right to it. On paper, it seems like my life has come a long way since I first joined this forum. I went from working for barely anything and an unemployable major to securing a nice sales role...

+9Relocating With Your SO


I'm relocating with my wife this summer for a (hopefully) partner-track <abbr title="private equity">PE</abbr> role, to a city neither of us are too familiar with, but within driving distance to her family. She initially thought she'd be able to transfer with her...

+9Worth Applying to LSE as an American?

I am beginning the college application process this summer, and I am wondering what needs to be done to be a competitive applicant to the London School of Economics. Have any of you monkeys gone there as an international student? Is it even worth applying? Thanks

+9Strangest exit from Finance


A bunch of us here would follow the usual sell side to buy side route. Recently I met a former banker who retired after 5 years as a VP and became a gentleman farmer. I also know another former Australian banker who just disappeared from his job and moved to Medellín and opened a hostel. Do...

+9Standing desks?


Hey all - do any of you use standing desks in the office? If so, how did you get one? I have one set up at home and I'd really like to ask HR to get one. Not sure if it's something they would be open to or if it's okay, as no one currently besides one MD on the floor has a...

+9Received this expected value brainteaser today. No right answer but curious for everyone's thoughts.

Jimmy Buffett

I have a box that either has zero or $100 in side. Each outcome has a 50% probability. It costs $20 to open it and find out. I only have $10 so I need someone to invest another $10 with me. If there is nothing inside the box, we both get zero. In the event that there is $100 inside the box,...

+9Tesla stock on fire


I know Tesla’s stock has been on fire, but with one of their actual cars bursting into flames, does anyone else see tremendous downside in this stock? I mean, Elon’s a genius and all, one of the best out-of-the-box thinkers of our generation and gets tons of chicks, but the guy doesn’t...

+9Which jobs in finance will disappear or shrink greatly in the next 20-30 years?


Automation is inevitable and I've seen multiple forum posts about "Is so and so job dying?" or "Will so and so die in the next few years?" Does anyone know which jobs will become obsolete in the next few decades? Which jobs aren't worth pursuing currently due to...

+9Worst Qualities in a Boss?


What are the qualities in bosses that have made them miserable people to work for? Ever quit a job because of your boss?

+9Coolest Inventions in Our Lifetime


There are so many amazing inventions that have already been invented or are set to be invented in the next decade or so. One thing that has been huge is the self driving cars that have become increasingly popular in the last few years. 50 years ago we would have never dreamed of sitting in a...

+9Worth It To Buy a New iPhone?


[Apple had an event yesterday in Cupertino where they announced the release of several new phones]( Overall, while there were some slight improvements, I haven’t bought a new phone since...

+9Target School Candidates Who Bombed an Interview

The King of Success

I keep hearing all about English majors from H/P/S getting <abbr title="bulge bracket">BB</abbr> roles - have you ever interviewed a student from a target school who bombed an interview and gave awful answers? What were some of them?

+9Have you ever diluted someone?


I've been trying to put together my LLCs this year and there is one from years ago that I need to modify in terms of bringing someone else on board (a lawyer) to the company, in my group of companies. I want to give her sweat equity on three companies at 10%. The first I only own 80%....

+9Do you guys ever feel alone?


I try talking to my parents about investment banking and it just feels like I'm talking to a brick wall. Whether it's speaking about my dreams and ambitions, an interview coming up, I just feel like I don't know what to say because they don't really get it. And they always...

+9Is There an Mathematical Equation for Love?

Sunshine Funshine

Let's face it. All love is selfish. In other words, nobody dates women as volunteer work - we do so to find someone that satisfies our needs. A lot of people believe in true love (which is false, it's not like you dated every women and picked your favorite). Love is a marketplace -...

+9How Much Do You Drink Per Day in an Average Week?

Sunshine Funshine

Title says it all: how much alcohol do you guys/gals consume on each day in a given week? And also, at what point in your career are you - I'm sure college kids are gonna have a skewed response so just so we can distinguish who's who, lol.

+9What's the worst staff turnover you've seen at a firm?


So what is the worst staff turnover that you've seen at a company? And what were the causes behind it? Let's exclude part time fast food jobs, just financial services firms. I was at a small <abbr title="investment banking">IB</abbr> boutique where annual...

+9Commercial Banking forum

John Pierpont

Commercial banker here. I would love a commercial banking forum on <abbr title="Wall Street Oasis">WSO</abbr>. There are a lot of intermixed comments on CB in the other forums because they don't have a home for them. I saw a thread topic from 2012 on the idea of...

+9Would you consider retail banking?

John Pierpont

Hear me out before you shit on me/this post... If someone were interested in getting up to the upper exec/c-suite level of a super regional bank or a national, do you think a stint in retail banking would be time well spent. The motive would be to gain a holistic understanding of how a bank...

+9we're building China's first healthcare REIT, can you help?


This is a chance to do good in the world, save some lives, and make an impact. 4 years ago I and a couple partners created a private hospital company in China. We acquired our first hospital, and then last year, acquired the second hospital. We raised and invested about $100mn. Now...

+9Can an Office Temperature Be ‘Sexist’?

DickFuld Apparently the temperature in the office is sexist, according to Cynthia Nixon who is challenging Andrew Cuomo for the democratic nomination for Governor in NY. She is demanding the room temperature be...

+9How to flirt with girls - written by girls


Found links to these 2 ebooks being passed them...and these are actually really really good. These books were written by women who help guys flirt with girls. just like.... And yes, i have a GF...i've dated A LOT from tinder, bumble, and the other apps....i have no...

+9How to conceal the devil

Johnny Peppers

Gentlemen (ladies, turn back now…), I’ve come back to <abbr title="Wall Street Oasis">WSO</abbr> for your advice on a serious, and what I presume to be a common issue. First, a bit of background. I’ve recently joined a <abbr title="private...

+9How are you measuring your life?


I recently read an [article]( on how life can be miserable at times even when one is raking in a million dollar paycheck. I want to ask experienced professionals working in IB, PE, HF or any other...

+9A way to read paywalled articles


If you want to read an article that is paywalled on a site like WSJ, type in front of the URL and you'll be able to access it in a form that looks like a Medium article. For ex,,...

+9BB&T + SunTrust = ??

John Pierpont

[WSJ Article (Paywall)]( BB&T is buying SunTrust in a $66 billion all stock deal. Combined, they'll create a bank with $442 billion in assets. You west-coasters probably...

+8Parents are visiting Chicago for Christmas - Recommendations


Hey all, My parents and sister are coming in town to visit this weekend before I head back home with them for the holidays. Any recommendations on restaurants, tours, things to do in general? We have been here quite a few times as a family before I moved out here full-time, but this is the...

+8Foreigner Manners


Call this the Ben Kim problem... Does anyone have experience working closely with foreigners (usually asian or indian as is turns out) with terrible manners? How do you approach the subject, given they were likely raised in a different environment so their intermittent repulsiveness is not...

+8Writing Essays as a side gig?


Hey Monkeys, I was thinking about writing finance essays in the weekend for fun (relatively) ez money. Was wondering if any of you do/thought about this as well. Do you guys know where to get these jobs/how much it pays/if I have to let my bank know? Thanks

+8Intermediate Prestige Cars?


How well-respected or attractive to women are intermediate-prestige vehicles? Meaning, luxury vehicles like Lambo/Rolls/Bentley/Bugatti are clearly sure to attract a lot of attention, while lower-tier vehicles like a Toyota or Honda probably won't stand out at all. But what about those...

+8Update: Ghosting Intern

Warren's Buffet

Quote is below. [quote="Warren's Buffet"] Hey <abbr title="Wall Street Oasis">WSO</abbr>, so I am pretty young and met with the founder/CEO of a fund a few weeks back. The meeting went extremely well. We bonded like old friends over a lot of things and he...

+8Funniest / most embarrassing thing you heard on a conference call?


What's the funniest or most embarrassing thing you heard on a conference call because someone forgot to press mute?

+8A Thought On Anxiety


A thought after getting back from a 9-day Italy trip and then slacking off for most of the first day home as well: I’ve just now started fully getting back on track. I started a tiny, quick project - replacing a torn-off key tag on one of my property keychains. When I decide it’s finally...

+8Is accounting part of the financial industry?


Is auditing and tax accounting part the "financial industry"? Or is it its own thing like consulting?

+8Stupid Class Mates?


As many of you finish your undergrads, I would be excited to hear your best "How are you graduating" or "How did you get into this school" stories.

+8When Planning Your Life, How Far Ahead Do You Consider?


Do you guys think it's pointless to plan your life? If not, how far ahead do you consider when planning the future? In high school, I would never have imagined where I was today. And I mean that in a good way. I have taken my life one step at a time and have changed my career progression...

+8What is the biggest problem(s) facing the World/USA today?


in your opinion, what do you think are critical issues that are facing the world/USA right now, and what do you guys think are potential solutions to these problems?