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+49
Income Inequality, Is It Unavoidable

ironman32

Income inequality, a topic that gets discussed a lot here. I've been reading up on it, namely books and a lot of articles. Would like to hear other's thoughts on it. My main thought is, would it be unavoidable? I feel there are two classes of people with money. Basically,...

109
+47
Weirdest thing you have seen a Co- Worker obsessed with?

PeRmAnEnTiNtErN

I knew this guy who was obsessed with Taylor Swift. He had 2 premium memberships to her fan club, always gets front row tickets, and I'm pretty sure he has the most Taylor stuff I have ever seen. Got any co-workers who are obsessed with something that's just weird or is their...

89
+47
SAT to Give Students 'Adversity Score'

Max Heiliger

"The College Board plans to assign an adversity score to every student who takes the SAT to try to capture their social and economic background, jumping into the debate raging over race and class in college admissions. This new number, called an adversity score by college admissions...

100
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+1
Opportunity Assessment: On-demand, bespoke research reports

tamer

Heya, I'm building a platform for on-demand, bespoke high quality research reports. Basically, you visit our platform, submit a business/investment research request, and within 48-72 hours you receive an extremely high quality ~20pg report produced just for you, answering your specific request in de...

1
+2
Cornell Dyson vs Macaulay @ Baruch (URGENT PLEASE HELP)

jsf7srtf

I was accepted to both Cornell Dyson and Macaulay @ Baruch, but I am having a lot of trouble choosing between them. I'm planning to major in finance. For Cornell, I have to pay full tuition (~55k per year with dorming) while Macaulay is practically free. I know Cornell is a top tier school, but thi...

19
+1
GOT FINAL EPISODE WOOOO!!!!!!!!!!!!

Moron123

GOT FINAL EPISODE WOOOO!!!!!!!!!!! Samuel Tarley gets the throne. ![stripper](https://media1.giphy.com/media/3oEjHGPDuSUFw0tkCA/giphy.gif)...

1
+1
Schools for Investment Banking in NY (Transfer)

Younghoon

Hi all, I'm a freshman at University of Wisconsin Milwaukee, taking my first semester here. I'm transferring next semester and the following is the list (not yet fixed). No SAT or ACT. I'm an international student from S. Korea! GPA is 3.9ish for now. Got an internship from Chicago as a research as...

2
0
Meal Prepping Services in NYC?

champagnepaki

I'll be interning in midtown this summer and am looking to meal prep to cut down and stay in shape. I probably won't have too much time to cook and was wondering what you guys do for this. Budget: Around ~$500/mo. I hope this is reasonable because Blue Apron (the only service I know of off the bat...

1
+106
What do you splurge on?

finbrah

It seems like lately there have been more posts about saving money and how to accomplish fiscal responsibility. That's nice and all, but everyone splurges on something, no matter how fiscally conservative they are. I happen to think a topic like this would be a lot more interesting than eating rice ...

215
+4
Can you guess what college I attended? [*GAME*]

ChubbiesShorts

Junior Year - Boutique IB: Compliance Summer Intern - Global Credit Market Analyst Senior Year - Hedge Fund: TMT & Retail; Equity Analyst Joining - TMT Capital Structure Analyst Hint: Student run fund has top 10 highest returns in the country Hint 2: We also have our logo on our Patagonia vests Hi...

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+5
If your SO told you she had an abortion, would that be a deal breaker for you?

WhatUpBro

I believe in a woman's right to choose but I must admit that I think abortion is morally fucked up. Am I wrong in thinking that having an abortion makes you a completely shitty person? And I'm not talking about a woman having an abortion if her life's endangered. I'm talking the standard abortion. L...

21
+2
Intern in freshman year? I'm korean.

Younghoon

Hi, I'd like to get an internship in freshman year so I can experience the field and get used to dealing with people. I think internship is the best coice for me but I'm going to Wisconsin this JANUARY and I already feel it's kinda NOT EASY for me to get an internship as a freshman, korean. Internsh...

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+14
Join the WSO Chats for Your City

AndyLouis

Join the email list for your city to receive updates on future WSO events in your city. When signing up you will also receive a welcome email with a link to join your city's chat group. We created these Telegram groups with the goal of making it easier for WSO members to organize events / happy hour...

128
+1
PE Firm Software K-1 for Limited Partners

Robb-Rafferty

Does anyone have any experience with Enterprise wide PE Taxation software, specifically software or systems that generate K-1's for limited partners. My experience and observations tell me its always heavily custom Excel workbooks/models with lots of manual intervention and ad hoc rules by exception...

1
+1
SAT to give students ‘adversity score’

famejranc

[How do we feel about this?](https://www.wsj.com/articles/sat-to-give-students-adversity-score-to-capture-social-and-economic-background-11557999000) Good or bad? Pro or con? Bull or bear? ...

1
+2
Pediatric Dentist Mandarin Florida

MargaretCarter

Dental health of children should be maintained from the starting. Helping your child develop a dental hygiene routine can be complicated if other medical conditions are present. Dental care is the most common unmet need among children. When your child visits the dentistry for the first time, it is n...

5
+1
RuneScape - The hunter changes are a acceptable affair by and large

fastrs2007gold

Aboriginal and foremost, 900k (edit for typo) xp/hr in any accomplishment is ridiculous, I anticipate we can all accede on that; in a accepted faculty at least. - Let's be honest, crystallise was brainless OP anyway. They already nerfed it for Mining, and this nerf is altogether deserved, conceivab...

1
+3
Housing in Tribeca -- why so expensive?

anewmonkey122

Hi, I am joining Citi as an analyst this July. I am living alone and at this point it is too late to find a roommate. I've been looking at studios in Tribeca area but they start at around 3k. Where should I look for places? Where do most people live? Any suggestions are welcome. ...

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+1
Sources for practicing Excel. Freshman.

Younghoon

Hi all, I am freshman who is pursuing a role in finance, especially IB. I'd like to practice Excel in this summer break, so I need some advice regarding where I can learn or how. I've found BIWS financial modeling Excel course, but it's pretty pricy, which makes me hesitant. Are there any courses...

2
+75
Most Arrogant User on WSO

EliteStudent11

For me It’s a toss up between @Isaiah_53_5" and @m_1" but I’m open to other suggestions. Anyone have any opinions on the subject? Who is the biggest douche on the site? I think we could make this annual thing similar to user of the year or whatever...

120
0
Goldman Sachs needs to change its name...

SirBankalot

To Platinum Sachs!...

15
+1
Net Debt Formula Calculation

erwannabe

I'm confused on the concept of net debt. I've heard 2 ways: short term debt+long term debt - cash and cash equivalents and total liabilities - cash and cash equivalents is total liabilities = short term debt+long term debt? Net Debt Definition Net debt looks at the total debt of the company an...

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+25
GoT Season 8 Episode 5 Discussion [SPOILERS]

champagnepaki

Holy shit. I will edit my post with my thoughts, opinions, ideas, expectations, and predictions after I think about this. What did you guys think? One thing is for sure.. we now know how that coin landed. ***Fire away***...

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+49
How do you spend your money associates ?

Moistheman

The typical investment banking analyst's salary spending is known to be fairly tight if you live in NYC or SF and practically save nothing, but how do the pre-MBA/post mba associates at IB/PE/HF that make 200k-400k spend their salaries ? Like do you guys actually blow everything too or live the same...

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+29
Ideas for Healthy Snacks

ColdCaller

Lately, I've been getting tired of snacking on granola bars. I consume a variety of fruits throughout the day, so what I'm looking for here is some direct substitute for granola bars. Any ideas on light and healthy snacks that you enjoy eating?...

51
0
Your daily system/ routine

a5hleybmw

What is that non-negotiable thing that you do to keep your mental sanity? Mine - I eat the same breakfast every single trading day. Steak and 2 scrambled eggs - and a croissant/pastry on my way to work with a quadruple espresso macchiato. Every. single. trading. day. ...

2
+14
how to be alpha?

famejranc

how to be alpha? what are your tips, your stories, your thoughts.................. how to be alpha?...

26
+40
Any questions on life in finance in Hong Kong? AMA

earthwalker7

Any questions on life in finance in Hong Kong? AMA i've been here since 2005, worked in IBD, and then PE. It's been a while, but happy to help if anyone has questions. Some basics: * While for many jobs language skills aren't specified as mandatory per se, to actually be competitive you kind of DO...

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+21
Should Executive pay be capped?

iBankedUp

I know this sounds anti-capitalism. But think about it. Executives received a pay ratio of 30x in 1978. Today, that ratio was 286x in 2015. No economist can defend these numbers. And when you look at quality of life, nothing changes when you lose, say $20MM on $66MM. But that amount distributed to...

35
+4
What's your favorite billionaire "I'm Rich, Fuck You" items?

MisterMiyagi

Found out Larry Ellison owns the sixth largest island in Hawaii. He paid $500 million for it in 2012. Making it the most expensive island ever sold. ...

18
+121
Cringeworthy LinkedIn Profiles

ColdCaller

Is it just me or is it cringeworthy when someone lists experiences such as "Pizza Hut Delivery Guy" on their LinkedIn profile? Or how about that person that has 6 languages on their profile 4 of them being listed down as "Elementary Proficiency". Or those profiles that have hundreds of skills listed...

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+5
NIGHTLIFE in the city

EduardoGonzalez

EDIT: With all due respect to all those concerned, my family is relatively important to Tenor. They won't touch me....

25
+1
Asking for reimbursement?

Throwaway543

.........................................................................................................................................................

1
+10
What kind of Youtube channels or videos do you watch?

BillBelichick37

Personally, I'm a big fan of sports channels so I always try to look for streams of Joe Rogan, Undisputed, First Take, etc. I also like watching channels who decide to make edits of the compilations of athletes careers or who condense the 4+ hour golf tournaments I want in less than 10-20 minutes. ...

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+1
Deleted. Internship Advice

cluelessconsultant

Deleted ...

1
+4
Do you have any mental disorders?

newbie2banking

http://www.4degreez.com/misc/personality_disorder_test.mv...

35
+19
Is my boyfriend not trying or does he really not have time for a 5 minute conversation 3-5 days a week?

snowys435

So, I have gotten to the point that I am absolutely desperate and posting on here because my boyfriend is in investment banking ( he is just finishing up year 1) and no one has really been able to give me good advice because they don't fully understand the situation. We have been dating a grand to...

137
+3
Savage Glassdoor Reviews

WolfofWSO

How can half of these reviews remain posted? I'm looking at a particular organization which is littered with accusations of misappropriation of funds, self dealing, and a crooked executive cartel. Another pointed out that an executive regularly leaves the office for extended periods of time to go ...

11
+1
Chicago Roommate?

Warren's Buffet

Anyone going to be in Chicago this summer and need someone to room with/save money? Let me know. I'd be happy to crash on a couch for two months in a one bed to save some money for the both of us or split a two bed. DM me! ...

1
+9
Is Macy's fighting the good fight?

Moron123

I hope they survive another 20 years. Macy's is a great American department store icon. It sucks that they are dealing with Amazon, but it looks like they are making efforts to compete with it. Despite the issues with Amazon feel like they may not be competitive in their offerings as better deals an...

23
+55
EATING OURSELVES TO DEATH: the obesity crisis

Lloyd BIankfein

Currently, over 72% of Americans are overweight, with 40% being obese. More disturbingly, 19% of children are obese, who will almost certainly stay obese into adulthood. Life expectancy is going down in the United States, and 600,000 people die a year of obesity related causes. The causes of this ar...

96
+1
Roommates in Atlanta, GA

NonTargetHardo12390

Hi I'm 22 and about to start a job in Atlanta during the first week of June. Anyone looking for an additional roommate or trying to get a 2+ bedroom?...

1
+2
Live the Sheen Dream

acrew09

http://www.livethesheendream.com/ Someone forwarded this to me today - hilarious one liners by Charlie Sheen from recent interviews....

16
+1
Job Descriptions and Relevant skills

35noidea

I've been talking to a few people and they have been suggesting for me to reconsider what field I want to go into. Namely, I have been targeting wealth management positions but everyone is saying I should not go into wealth management given my profile, background, set of skills...etc. 2 people (alre...

1
+3
Houston Intern Housing: CURRENT

HanzNFranz

Have begun the search for internship housing in Houston for this upcoming summer and not sure where to start. Doing consulting so will be traveling, but would like to stay in/around the downtown area. Any suggestions would be greatly appreciated....

10
+19
What would happen if all companies decide to eliminate waste?

ConservativelyLeveredCat

What do you guys think would happen if large organization like corporation and universities just out of nowhere decide to get lean and remove most unnecessary administrative functions? Think of what Deutsche Bank is doing now with their dumpster fire of a company, but from a position of strength. Wh...

24
+5
DJT 45: The World's Greatest Businessman

Mandelbaum_Mandelbaum

.................................or maybe not? $1BN in a decade?!? I'm not even mad, I'm impressed. ...

21
+3
Best Reward Programs for Hotel and Airfare (Incoming Consulting Intern)

I_Don't_Even_Go_Here

Hello everyone, I am an incoming intern for a consulting firm and was wondering what are the best hotels and airlines to use. My firm allows us to keep the points from traveling so I want to start accumulating them this summer. Thanks!...

14
+15
Beyond Meat IPO

Wowzer

Regardless of my opinion on Soy Boys, who are the root cause of 90% of the problems in our current society, this industry is going to grow massively. Anything under $100 seems attractive, even though its 180% up on its IPO day.. This is the cannabis craze 2.0 IMO.. Thoughts?...

54
+1
office politics/power battles examples?

famejranc

so today was my last day in my corporate finance class and my professor was giving us some life advice told us basically that when he was working he tried not to focus on office politics BS but might have done better if he worried more about that kind of stuff. does anyone have examples of office p...

1
+14
If I offer $12,000 to Georgetown in my essay, will they accept me?

Schlongberg Sachs

I really want to go to Georgetown for some reason, something about the name idk. It's really prestigious too, it places a lot of folks into Goldman Sachs. I like the elitist, upper class, white culture at Georgetown as well. If I offer $12k to them in the essay, will they accept me? I also have a l...

103
+1
Fake News Says Trump Lost over 1 BILLION Dollars over 9 years

YungMonc

But isn't this just depreciation and what every real estate developer does? Or am I wrong? Your take? #FakeNews...

7
+3
What can I break into with a 3.4 at HYP?

cluelessconsultant

So I somehow got into HYP because I was a strong-willed person. College has been hard. I've had depression for a while so it's been difficult to do schoolwork. I'm a sophomore now. I wanted to do consulting(McKinsey was the dream) but my 3.4 is clearly too low for that so maybe I could break into I-...

14
+7
Non-Fiction Books

businesscasual

I know this has been touched numerous times but I haven’t seen it in a while so figured why not. Anyone read any non-fiction books lately that they enjoyed or really made them think. All topics are welcome. My personal favorite this year has been Bad Blood. ...

27
+1
How Prestigious is Jeff Bishop?

The Best Guy

"Hi I'm Jeff Bishop, and I'm one of the world's top real-money options traders." So first of all, I never thought you could trade options with fake money. Secondly, I never knew options traders had playoffs where we could get a definitive ranking of all of the millions of people in the world who t...

1
+92
Ray Dalio: Capitalism Needs to Be Reformed

CRE

Bridgewater's Ray Dalio [wrote a post about "Why and How Capitalism Needs to be Reformed,"](https://www.linkedin.com/pulse/why-how-capitalism-needs-reformed-parts-1-2-ray-dalio/?published=t/) claiming that the outcomes of capitalism are no longer consistent with the system’s goals. Ray points to t...

169
+1
T-Bond rates

Flomm

Hi, does the interest rate on newly issued bonds automatically increase if the Federal Funds Rate is raised? ...

1
+11
How to get rich?

_schnitzel

Most of us work in finance to make a good living. Since finance is getting more competitive though I feel that it's not the straight forward way to money that it used to be. How do you structure your finances and what do you do to make sure to get rich in the long run? ...

36
+2
Last Semester Senioritis - Will my work ethic come back after graduation?

vanative

Just finished up my last semester of college and heading into training for my bank in a month or two. In all honesty, I spent my last months of college drinking all day with my fraternity brothers and having too much fun in general - I went to a top 3 public university that is known for partying jus...

2
+1
Which college for ugrad: Arizona State Barrett Honors, UC Santa Cruz or Georgetown Qatar

The Big One

Hey guys, high school senior going to college, this Fall. I know the schools I've listed are all non targets (save for GU Qatar as it gives you a Georgetown degree, but that has limited networking opportunities) but which would be the best one to get into a trading role at an IB?...

1
+8
Game of Thrones Season 8 Episode 4 Discussion (Spoilers)

justphresh

Alright everyone I'm back. Let me start off this by saying that if you believed Episode 3 made sense narratively then you weren't following the story well. After episode 4, I understand what the show did. This will be decently long but the TLDR is: The Long Night is the true ending of the show and t...

36
+1
Onboarding gear from firms

streetnube

Anyone know about the onboarding gear you get from firms like BBH or GS? Looking forward to starting...

1
+39
5'7"? Too short for a man?

DonalDayUmTray

Okay everybody knows the stigma that surrounds short dudes, me being one (don't worry I feel fine being short). One question that has always run through my mind, is it just a psychological aspect that people prefer taller humans? And guys are perceived as being more masculine when they are taller, b...

98
+2
Cutting off negative influences in your life, even the close ones?

LeoSteel77

It's currently 1 am and I had a major falling out with my parents today. They say to cut off negative influences in your life that emotionally drain you, but should I really be cutting off my family? My mom, stepdad, and step sister? My dad's a deadbeat so my mom's side is really all I have. Sit...

7
+4
Friday

famejranc

On Friday it's going down: Not A BB: Limited Release Friday 5/3: First of the Collection: You won't want to miss this: Get it now while supplies last: characterscharacterscharacterscharacterscharacters ...

13
+2
Balance Sheet Balancing Help

wq294

Hi, I've been working on a 3 statement model for Home Depot for a school assignment and I've been having some issues balancing my balance sheet. Initially, it started with a difference of about 5,000 and I've brought it down to around 900 after catching some formula errors. The problem i'm coming a...

7
+7
Businesses that have changed business models drastically

GoldenCinderblock

So Zillow is changing their business model drastically. They've been focusing on advertising agents and making money off those ads with a revenue of $2B. Now they're trying out house flipping and figure there's $20B on the table. Real house flippers and even the WeBuyUglyHouses people aren't really ...

25
+119
Parents [including celebs and various hot shots] indicted in college admissions test scam

InfoDominatrix

Ouch... prestige attempts done the wrong way AND caught no less! Prosecutors filed charges against 33 parents, accused of paying between $200,000 and $6.5 million to get their children into elite universities. Those indicted include actresses Lori Loughlin and Felicity Huffman [actress and wife of...

174
+71
Best city for overall quality of life?

idkwhyimadethisaccount

Including weather and job opportunities what do you guys think the best city to live in for banking is?...

207
+2
in defence of uselessness

famejranc

we like to act like productivity is good, like doing things - is good. but what if doing things is bad, and what we should be really doing - is nothing it is the classic Taoist idea. by doing nothing - the useless tree gains what we all seek. why must we feel that we need to do - something... i...

1
+1
changes in SOCIETY

famejranc

you always here about how technology is screwing people up and stuff. old people of WSO - was ereyone always the same as they are now?...

4
+1
Finding Roomates in New York City

David_VanPatten

I've accepted a job as analyst at an investment bank near Grand Central. I was thinking of living near Harlem 125th for convenience to the Metro North. I was wondering if there were any recommendations for finding roomates. Or if anyone here is looking for a roomate in the city...

3
+2
Thinking about a location change for commercial banking career

Dollabill

Hey folks, I am currently a credit analyst with a bank in the southeast. Even before entering my current career I’ve been thinking about a location change to Southern California and now it’s been something I’ve been really thinking about as of late. I’m working to become an RM at a middle m...

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