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neither... use schwab checking - they refund your atm fees at the end of every month when you withdraw from other banks.
for savings, I would recommend ally.
Ally also refunds ATM fees.
Ally also refunds ATM fees.
If they do then this must be a recent change..
Does Ally give you free checks? Does Chase?
no free checks from chase.
But still a very useful place to hold cash if you churn CCs. Easier to get credit from them, and they have most of the great CC deals.
I have (or have recently had) almost every chase CC with a big spend bonus, lol
Im talking about initial spend bonuses. Like spend $3k in 3months to get 40k United miles (or something like that). Once I hit exactly $3k spending, I move to the next one.
Generally works out to probably 15%-20% cashback or miles (if you keep signing up for new cards every time you finish one)
Here's an example. http://thepointsguy.com/card-details/209853/
Get that card, then sign up for the business version of the same card as well. You can get the bonus twice.
These cards are effectively getting you like 30%+ cashback
You are only limited by how many credit cards you can get approved for. Having cash at Chase will definitely make them more likely to extend you credit.
To get the business card, you will probably have to lie a bit (coz you probably dont own a profitable business). Just google around, there are guides on how to game the approval process at all of these banks.
Anybody can get approved for a credit card. The trick is getting approved for 10+ credit cards in the same year, when all of those cards generally require 700+ credit scores.
The cards that offer massive bonuses are generally targeted at those with pristine credit
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