brothers, need help with engagement ring

so like this gal. want to propose. by xmas.

about her taste: frankly, i just dont have the testicolis to ask her what she likes. dont wana give it away. even if i did ask, im 100 % sure - knowing her - this is the answer i'm going to get " anything you think tht looks good on me".

extremely simple/subtle/quiet girl. sleek slender frame, very feminine hands, not a snob. I could propose with a ring from Macy's she'd accept it with a smile.

any ideas?

60-80k usd budget.

 

lol did he really say that? a little uncouth if you ask me. to the OP, you might want to shop around the diamond district (if you're in NY) you're more likely to find a good deal there then the internet or a chain. And it's a fun experience. But if she already expects an engagement then maybe you should include her in the shopping. If there's one thing I know, women love shopping for engagement rings. There used to be a brazilian restaurant in my neighborhood that I'd always take girls to for a first date and right next door was a jeweler specializing in diamonds with windowcases of engagement rings. EVERY single girl stopped to look. You can make it fun by putting her into a taxi with you and telling her that the destination is a surprise. A fine way to spend a saturday.

 

I would not get her involved with the search for a few reasons. First off, there's something to be said about actually proposing and taking her by surprise, hopefully its memorable and not followed up by 10 hours shopping that can be stressful. Second would be I think it sets a bad precedent that you don't know her well enough to pick out something she likes and/or can't make a decision on your own.

I'm sure you can pick something very nice for her by yourself, and if you're really that concerned, talk to either her sister (if she has one) or one of her best friends to come with you and help... but make it a quick turnaround then, because girls talk fast haha.

Jack: They’re all former investment bankers who were laid off from that economic crisis that Nancy Pelosi caused. They have zero real world skills, but God they work hard. -30 Rock
 

Surprised this isn't the first response, I mean WTF who spends 60-80k on a ring unless you are a celebrity/athlete or are on your 2nd or 3rd marriage?

You can get a mad nice diamond ring for 20k that 95% of your girl's friends will be jealous of.

"Some things are believed because they are demonstrably true. But many other things are believed simply because they have been asserted repeatedly—and repetition has been accepted as a substitute for evidence." - Thomas Sowell
 
whitecollarandsuspenders:
You can get a mad nice diamond ring for 20k that 95% of your girl's friends will be jealous of.

What kind of friends are these? Jersey shore friends? lol

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 
ke18sb:
Don't blow 60-80k, dumbest thing I've read in a week. 10-20k MAX.

Cheap ass mofo

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 
ke18sb:
Don't blow 60-80k, dumbest thing I've read in a week. 10-20k MAX.

You mean 100k-200k, right?
10-20 would barely get a 1 carat vvs d color which is embarrassing.

 

As someone who recently went through the ring buying process, I would strongly recommend relying on her friends'/family's advice. There are so many options out there, and the process seems specifically designed to overwhelm guys. Some stores will even feed you champagne while you are shopping to "aid" in the decision process.

A sister, who she is close to, is the ideal, but a close long-term friend or two would be good as well. Another good idea is to talk to the husbands/fiancees of her married/engaged friends. They've recently been through the process and can be a good sounding board, and they are much less likely to spill the beans. If you go that route, make sure the guys are in a similar earning bracket, or it could be a little awkward.

A good place to do some research online is at blue nile. Spend some time getting to know the various cuts and what the 4 C's mean before ever going to a store.

It was recommended to me that better quality is much more important than going for a really big rock, particularly if your future fiancee is petite. I believe this is true.

 

that michael b stuff looks pretty good to me.

20-40 is even better. i simply dont know what is the right price to buy.........actually ur right...if she finds out its expensive, she gon be like, " not wearing it, what if i lose it ?!?!? "

 

As this year's wedding season comes to an end, I feel qualified to answer this question.

Most of my friends who have "standard" jobs -- making $50-$75k / year, spent between $7k-$10k on a ring. The engaged people I know that make significantly more than that bought/have rings that are more in the $15k-$20k range. Personally, I'm anticipating spending about $20k all-in when I take the plunge. My GF still has the first ring I bought her almost 5 years ago (and all the other things in between then and now...).

As for how to pick -- we went shopping together so she could show me what she likes. I didn't mind the subject -- we're pretty open -- your mileage may vary. I second the www.bluenile.com suggestion -- some great educational tools on there.

CompBanker’s Career Guidance Services: https://www.rossettiadvisors.com/
 

You could always recruit one of her girlfriends to come with you to help you pick. If you want to make sure its exactly what she wants, have your girl's friend take her out one day and stumble across engagement rings so she can immediately gauge the look she goes for.

So take the friend with you... extra points if she's hot... most girl's would probably kill to help pick out their friend's engagement ring... likely you can even bang her in exchange for giving her the privilege.

 
Marcus_Halberstram:
You could always recruit one of her girlfriends to come with you to help you pick. If you want to make sure its exactly what she wants, have your girl's friend take her out one day and stumble across engagement rings so she can immediately gauge the look she goes for.

So take the friend with you... extra points if she's hot... most girl's would probably kill to help pick out their friend's engagement ring... likely you can even bang her in exchange for giving her the privilege.

lol...u dirty mofo....m talkin future-wife here and ur talkin abt banging her frnd.....way to go !

 

And regarding your budget... unless your income is $1M+ a year, I think 60-80K isn't necessary. For the mere fact that, unless (and arguably even if) your pulling in $1M+, 70K is a lot of money to you. Yes they say 3 months salary... and an IB associate all-in is in that range... but its just not necessary especially for the low-maintenance girl you described. That money is better spent on a house/wedding/honeymoon/vacations. I'd say go for the 20-35 range. The marginal difference between a 30K ring and a 50K isn't all that much.

BTW.... personally know someone who bought their fiance a $110K engagement ring, ended up not getting married. I'm friends with both parties and the girl recently sold the ring for $35k.

 
Anthony .:
Ahhh, the puss-ification of the man begins. 60-80K for a ring? Did you lose your brains as well as your balls?

God gave men both a penis and a brain, but unfortunately not enough blood supply to run more than one at a time.-Robin Williams

Damn dawg, if i had 60-80k to just piss away like that i'd buy a car, a boat, or go on the world's longest bender. Beer doesnt cuckold you.

 

IFFF you decide to piss money away on a shitty diamond, learn about it. You can sacrifice clarity for stone size. Unless your GF is a jeweler and has a loupe she wont be able to tell the difference. Go buy the diamond separate from the ring and get it mounted. I would recommend going to a tax free state when you buy it. Free vacation out of the deal.

End story, buy whatever you want. Who gives a crap. You give someone a 10K ring and you are worrying about whether they like it or not? Would you spit in your moms face if she got you the datejust instead of the presidential? Please, women are ingrates.

 
Don Corleone:
so like this gal. want to propose. by xmas.

about her taste: frankly, i just dont have the testicolis to ask her what she likes. dont wana give it away. even if i did ask, im 100 % sure - knowing her - this is the answer i'm going to get " anything you think tht looks good on me".

extremely simple/subtle/quiet girl. sleek slender frame, very feminine hands, not a snob. I could propose with a ring from Macy's she'd accept it with a smile.

any ideas?

60-80k usd budget.

A 60K diamond on this girls hand will look ostentatious. I think it is more about the guy showing off than the woman. Kind of like buying 50 dozen roses. Just makes the dude look like a baller.

 

Okay so here's a real girl's opinion on the subject. Def agree on the 4 C's - cut, clarity, color, carat. Also agree on your budget - seems high? Don't know how much you are making but 2-3 months salary is standard. Since she has slender hands you definitely don't want to get anything too big (i.e. not too many carats). It'll look heavy and really ostentatious on her and that's not what you're looking for if she's a simple and subtle girl.

Bringing one of her friends along might be a good idea if they have good taste and are well aware of hers. Personally, I am much more stylish than all of my female friends so if my hypothetical fiance were to bring along one of them to pick out a ring for me I'm not too sure they'd have good enough taste to pick something that I would like to be honest, but then again I am picky and apparently she isn't so this is probably not a problem.

Get something that fits her personality - simple and classic. Thin band, either a solitaire diamond or one with a few small diamonds on the band, round or princess cut diamond.

http://www.tiffany.com/Engagement/Browse.aspx?mcat=148203

The Tiffany setting with a solitaire diamond looks nice or the Lucida setting as well. The Novo doesn't look too bad either if you wanted the extra diamonds on the band.

Lol, I actually think all of the rings featured on the Michael B. website have to much diamond-y glitter for my personal tastes. And I have slender hands too (4.5 ring size - to get perspective the normal starting ring size for cheap fashion rings is like a size 6) so some of those styles would probably look like too much on my hands. The simplest style on that site is the Lace collection.

Oh, and please do not buy a pear or heart-shaped diamond. Those are the fugliest ever.

 
 
CitySophisticate:
Okay so here's a real girl's opinion on the subject. Def agree on the 4 C's - cut, clarity, color, carat. Also agree on your budget - seems high? Don't know how much you are making but 2-3 months salary is standard. Since she has slender hands you definitely don't want to get anything too big (i.e. not too many carats). It'll look heavy and really ostentatious on her and that's not what you're looking for if she's a simple and subtle girl.

Bringing one of her friends along might be a good idea if they have good taste and are well aware of hers. Personally, I am much more stylish than all of my female friends so if my hypothetical fiance were to bring along one of them to pick out a ring for me I'm not too sure they'd have good enough taste to pick something that I would like to be honest, but then again I am picky and apparently she isn't so this is probably not a problem.

Get something that fits her personality - simple and classic. Thin band, either a solitaire diamond or one with a few small diamonds on the band, round or princess cut diamond.

http://www.tiffany.com/Engagement/Browse.aspx?mcat=148203

The Tiffany setting with a solitaire diamond looks nice or the Lucida setting as well. The Novo doesn't look too bad either if you wanted the extra diamonds on the band.

Lol, I actually think all of the rings featured on the Michael B. website have to much diamond-y glitter for my personal tastes. And I have slender hands too (4.5 ring size - to get perspective the normal starting ring size for cheap fashion rings is like a size 6) so some of those styles would probably look like too much on my hands. The simplest style on that site is the Lace collection.

Oh, and please do not buy a pear or heart-shaped diamond. Those are the fugliest ever.

thank you. I dig the princess cut. someone here on forum suggested Michael b. like what i see. My boss and I went to Harry Winston. i loved it but i have a good feeling she wont. not really flashy/snobby gal......guess princess cut it is

 

So if I make 1 million dollars a year, Im expected to cough up 250K on a fucking ring? Im never going to spend more than 15K on an engagement ring, and if that gold digging whore doesn't like it she can suck someone else's dick.

However, knowing the nature of male female relations, Im sure some big breasted bimbo will make a liar out of me.

 

See, this is the problem with cash. People think you need to spend it on ever increasingly huge diamonds. If you have a small girl and you stuff a 20K rock on her finger it will look stupid. Get something appropriate. Go buy a 5K ring and donate the rest of the money to cancer research in her name. If she gives you shit she is a vapid bitch and needs to be slapped in the face.

Can I ask something? If you are dropping 60K on a ring is she going to buy you a 20K Rolex? I don't know about you Don, but every chick I have been with is just as lucky to be with me as I am with them. This concept that we have to spend tons of money on an inflated POS just to show how "lucky" we are to be with a chick is stupid. You have more money than brains my friend.

 
Anthony .:
See, this is the problem with cash. People think you need to spend it on ever increasingly huge diamonds. If you have a small girl and you stuff a 20K rock on her finger it will look stupid. Get something appropriate. Go buy a 5K ring and donate the rest of the money to cancer research in her name. If she gives you shit she is a vapid bitch and needs to be slapped in the face.

Can I ask something? If you are dropping 60K on a ring is she going to buy you a 20K Rolex? I don't know about you Don, but every chick I have been with is just as lucky to be with me as I am with them. This concept that we have to spend tons of money on an inflated POS just to show how "lucky" we are to be with a chick is stupid. You have more money than brains my friend.

not expecting much in return. a simple, old school, light -weight gold band is good enough. Additionally, dont think she can afford anything fancy. not well-off. Also, materially speaking, m more than satisfied, couldnt ask for more. I just like the girl, think she'd make a perfect wife and even better mother.

never bought a ring in my life. heard from friends and watched in movies, that theyre expensive. It could be $800 or $80,000, who knows. call it my lack of knowledge in diamonds, i relate price with quality. Higher the price, better the quality.

fuck it, wrong topic to post on a forum.

 

Higher the price the larger the stone.

Here is the issue. Color is key, you want clear and white.

Clarity is the other issue. The larger the stone the more expensive super clear will be. I believe VS2 or VS1 is really great. Thing is you could save money by getting something a little less clear. Clarity will only be visible with a loupe and unless she is a jeweler you will be fine.

Cut is another issue. You need to decide what you want with this.

If you want a huge rock get something with a little less clarity. That will keep the price reasonable. Past a certain point you are just paying for unsee-able clarity.

You need to also factor in the girls hand size. You say she is dainty. I would get a nice size stone (1-2 carats) in the middle with maybe .5/.75 carets on the site. That would look nice. With the main stone go with a decent clarity and maybe up it a little for the smaller stones.

Bluenile.com

Buy the stones raw, get the certified and have a setting made. I would go with platinum.

 

Not necessarily on clarity. If you buy a real piece of shit stone, you can see the flaws with your naked eye. This is generally what the jews in the diamond district try hawking to people like you... as you as you walk in and say "I want to biggest stone I can afford with $80K" they put a 3 karat stone in front of you that has so many flaws it looks like a chocolate chip cookie and sell you a $3,000 diamond for $75K.

Don Corleone:
fuck it, wrong topic to post on a forum.
I'd say its exactly the right topic to post on a forum since you had no idea how much you should be spending on a ring and assumed it should be close to $100K and now know better.... neither of which I t believe, mind you.
 

Make absolutely certain whatever diamond you do buy is engraved with a microscopic serial number. If you are spending as much as you say (not only are you an idiot) but your insurance company will probably require it. I think these are called red book diamonds but I am not positive. It prevents you from being in a situation where you have taken the ring to be clean, adjusted whatever, and the jeweler swaps the stone with one of the same size and general look but less quality. Saved my buddy's ass.

If I had asked people what they wanted, they would have said faster horses - Henry Ford
 
Ivysaur:
60grand on diamond? buy her a damn jaguar at least when the marriage breaks up she will still have to pay the gas

lol....hedge it, u mean?

naw man. old school conservative dude, dont have anyone in fam who had broken marriage - not a single case.

noticed that north america has #1 divorce rate in the world ; Newsweek said, -not sure exact number , something in range of 45-48 % of couples end up in a divorce within 5 years.

once married, its done deal. Bride goes to groom's house in a fancy looking dress and leaves in a box. None of that divorce shit.

 

Consider Cartier and DeBeers. I recently helped my two friends with the engagement rings and was amazed by the services of these two places. If you are spending about 60-80k then these places make your every penny worth it. Even though I appreciate your feelings towards the girl, but i believe that 60-80k would be a lot to spend on the ring. You can get a perfect ring for about 20-30k. May be you can spend the rest of the money on a vacation with her at a beautiful place and pop the question there.All the best!

 
DABA_1985:
Consider Cartier and DeBeers. I recently helped my two friends with the engagement rings and was amazed by the services of these two places. If you are spending about 60-80k then these places make your every penny worth it. Even though I appreciate your feelings towards the girl, but i believe that 60-80k would be a lot to spend on the ring. You can get a perfect ring for about 20-30k. May be you can spend the rest of the money on a vacation with her at a beautiful place and pop the question there.All the best!

thank you. you'e right, 20-30k gets a great rock. that's pretty much the consensus here on forum. i raised this question here cos i had no clue......20-30 sounds legit.

like the vacation idea

LOVE the buy it from no-tax state idea. hate HATE paying taxes. I want Ronald Reagan back !

 

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