Credit Analyst at a Community Bank Here Looking to Pick the Brains of other Community, Regional, and BB Credit Analysts

Phat's picture
Rank: Orangutan | 308

I am curious about how others perform their jobs and how our functions differ. What type of analysis do you do, UCA?

I would also like to know how to take advantage of my position to learn as much as I can. For starters, I don't do any industry analysis and mostly spread Tax Returns and Company Prepared Financials. I figure that the best opportunities to learn will come from reviewing the defaults and credit downgrades.

Comments (2)

Aug 14, 2019

Hi Phat, whoops, looks like nobody chimed in here.... maybe one of these discussions below is relevant:

  • AMA From a Semi-Target Lower GPA to a Hedge Fund and Bulge Bracket I was pretty much shunned and didn't get any interviews at a bank, even regionals. I personally ... didn't think I would ever get to where I wanted to be in finance, so I shifted to try and look at ... consulting, as the big4 recruited heavily at my school. So I was lucky enough to get a position an
  • If smaller banks say they offer juniors more deal exposure, why are bulge bracket positions still more highly regarded? offered by these small banks less valuable, than the experience analysts get at a BB? ... A lot of smaller banks (MMs, regionals, lesser known boutiques, etc) say their analysts get more ... deal exposure and responsibility compared to bulge brackets, and won't "spend 2 years in ..
  • Bulge Bracket Latin America Investment Banking- Summer Analyst the region and am thinking of interning at one of these. Latin America Bulge Bracket Latam BB M&A ... What is the overall perception of investment banking Latin America coverage groups at bulge ... brackets (JPM/ BAML /Citi/CS)? Which are the
  • Made it to a Bulge Bracket Bank hit the ground running. A little back track. I was working at a regional office compared to being on ... extremely excited as well as anxious at the same time. Thanks for all the help. J. Bulge Bracket Leveraged ... Great news. I finally landed a spot in DCM for the leveraged finance team of a very prestigiou
  • Help on Choosing Between Entry-Level Jobs finance side in maybe the area of analysis for an investment management firm or bulge bracket bank. I am ... Development Program Sales Position at BofA Merrill Lynch Credit Manager at Wells Fargo I am trying to decide ... also interested in the investment banking and capital markets sides
  • How good does the Master in accountancy look right now? is to make it eventually to a bulge bracket or top tier MM IB analyst position following graduation. ... others, is being stamped an accountant for the rest of my life seeing everything in debits and credits ... recently exhausted every resource I have to try and land the "golden" BB
  • BB/EB/Upper MM in NY compared to mid to lower MM banks in regional cities? a major BB / EB /Upper MM in NY (BAML to Jefferies range) compared to mid and lower MM banks in regional ... I'm currently at a lower semi-target, thinking of transferring to a target school next fall. ... How big is the difference in exit opps, business school placement, and 15 year career trajectory from ...
  • More suggestions...

Fingers crossed that one of those helps you.

Sep 22, 2019