Credit Analyst Offer vs. Capital Markets Offer

zipp's picture
Rank: Senior Chimp | banana points 21

I am currently working as an investment analyst in the wealth management space (coming up on one year experience). I am looking to get into a more financial rewarding career. I have received an offer from one of the big banks for a credit analyst role, and an offer from a boutique for a capital markets analyst. The salaries between the two are not dramatically different, but I am more curious which career path is more rewarding / more exit opps? Thanks in advance.

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Comments (11)

Mar 20, 2018

Care to elaborate more on the capital markets role?

Mar 20, 2018

The position is with a boutique mortgage shop. The main responsibility of the role would be serving as a junior analyst to the non-QM underwriting / pricing / securitization deal team.

Mar 20, 2018

I'd go with the credit analyst position at the BB. Either commercial or corporate banking, you will learn deal structuring, pricing, financial analysis, even exposure to some capital markets products depending on your group.

@zipp sorry, meant to reply to your comment

Mar 20, 2018

Second that

Mar 21, 2018

third that

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Mar 20, 2018

Great, thanks!

Mar 21, 2018

What type of debt is the credit analyst position at the BB for, and IG or HY? Generally speaking you'll learn more at the BB role applicable to buyside shops (credit hedgefunds, etc).

Where do you want to end up?

This link is good in terms of describing capital market roles and some commentary on exit ops.

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Mar 20, 2018

IG. And I am still really unsure where I want to end up. That is part of the reason I am looking for guidance on this decision because I do not want to jump down one of these paths and end up dramatically limiting myself for the next opportunities.

Mar 21, 2018

so it's a corporate banking role at a large/BB bank...i'd 100% take that over a boutique mortgage securitization shop