Okay so here it goes:
I'm a current student in the class of 2021 at a Target on the east coast. My sophomore year (2018-2019) I twiddled my fucking thumbs and missed everything IB and didn't recruit. Just did some research on campus instead. Fast forward to March 2020. I KNEW shit was getting bad with Covid. So I thought I would just recruit as if I was still a sophomore for a, and if I got it- I would take the year off so that I will start graduate in the 2021-2022 range. My question is, now that I have an offer in hand: How do I explain this to management when they ask "hey how's school going" this upcoming year that I'm not in school at all (or when the background check notices I'm not enrolled)? I didn't lie at any point, nobody asked me about it despite having stuff on my resume that indicates I've been here for three years.
1) Do banks really care if you are enrolled or not, as long as you graduate within the right frame (Fall 2021 or Spring 22)?
2)How would I explain the break? I'm currently looking for a job and covid fucking sucks, but is this grounds for a rescinded offer?
*Noting that my only desire is to take the calendar year off. I cannot afford to extend my studies by a semester because school is...expensive. I do not want to take only one semester off because if next academic year is normal, I want to be eligible for on campus housing the entire year.
I come from a poor background and worked my ass off for this and just need to figure out how to survive for 9 months. All I want is peace of mind that the bank won't take my offer away because i'm not technically a sophomore. Please help.