I am from NYC and I go to a school here that ultimately helped me to land an IB internship. The housing at school is very limited and since I am from NYC, my school did not provide me with a room, so I have options of either staying at home and commuting or paying to rent a room of my own. I am a very rational person and my calculations show that I will be debt-free if I stay at home and use my savings/earnings/scholarships to pay for tuition and fees. However, commuting sucks (sometimes I sleep at the library or shower at the gym when it's finals season or smth) and I will be relocating to downtown Manhattan next summer anyway (for the internship). What would you do in this situation: stay at home and save money or move and be in debt? What is more important to you: comfort of being in close proximity or minimizing expenses?
Just curious to hear opinions of people who know how to count money :) Again, I am very rational and would not move if it was not necessary or too costly (note: I come from an immigrant family, so we may have different understandings of "too costly").
Thanks for reading all this!