How Much Should I Have in Savings (College Senior)

I'm a senior in college. How much money should I have in my savings account at this point in my life?

(I am just a few months shy of graduation.)

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Comments (31)

Most Helpful
Jan 29, 2019

Um probably zero since you're still in college

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Jan 29, 2019

i think i had 10k when i graduated (excluding student loans....which made me negative 50k)

just google it...you're welcome

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Jan 31, 2019

haha Idk why you got monkey shit for this.... so many can relate to this it's not even a joke

thots and prayers

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Jan 31, 2019

No, cannot relate to having $10,000 when I graduated.....can relate to having $257.34 in my account on a good day.

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Jan 29, 2019

Wait people actually have any savings as college students...?

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Jan 29, 2019

--

    • 3
Jan 29, 2019

Do you know what those symbols mean because you're saying you have "over less than $1k"

    • 1
Jan 29, 2019

I put college tuition on credit cards just to make it through

Jan 29, 2019

yeah but you're making like 250 racks a year now I bet that was worth it

Jan 29, 2019

Oh worth it, just no idea how you save during college

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Jan 30, 2019

negative

Jan 30, 2019

I crossed the finish line in college with less than $20 in my savings+checkings

Jan 31, 2019

Same. I still have my bank statement from when I moved to NYC and had $8.24 in my accounts.

Jan 30, 2019

I went in-state for engineering and a free-ride. Had like 10k ish in my bank account when I graduated, but I worked a lot (3 jobs) because I can't "not-grind." I also partied a ton and spent way too much at bars. Exceptional time to have money.

I didn't accrue many loans (all-in 18k for BS/MS) and paid it all back within 6 months of graduating. Nobody's path is the same. Just save what you can man.

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Funniest
Jan 30, 2019

After a IB SA stint where they paid hourly + OT, I began senior year with $15k in the bank... I had a very fun year and ended up with $0 by graduation... no regrets though

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Jan 31, 2019

Great thread

Jan 31, 2019

I had about 3k in credit card debt going into banking.

Jan 31, 2019

^^^This.... moved up my start date because of that credit card situation.
(+50k student loans. almost all internship money used to minimize said loans)

Jan 31, 2019

Second that. Essentially maxed out the ole credit card.

Jan 31, 2019

I worked a commission sales job + had a buying/selling biz, I was making great money for being in school. Had plenty of time for social and studying. I feel like so many people in school don't work/make money at all

Jan 31, 2019

This. Started a business which I operated throughout university. Bought my first house before graduating.

Jan 31, 2019

Negative as well

Jan 31, 2019

im a senior about to graduate too, and i have like ~5k left from internships after roth stuff, but after this summer and last trips and all it should be close to 0

if you want to succeed as bad as you want to breathe, then you'll be successful

Jan 31, 2019

Worked full time on commission and accumulated a decent amount. Always makes me sad to see how much I spent on bars and fancy restaurants. I bought expensive cars, totaled them, got another one. Custom suits really add up too. Kicking myself a lot for not saving and investing more to really have some serious cash to invest in a small multifamily real estate deal. Lesson learned though.