iBanking internship help for newly transfered student.

I recently transferred up to a top school. Only thin is that i'm coming in as a second semester sophomore, so my graduation date is fall 2012. My question is can I apply to sophomore programs such as Goldman's diversity program, and the UBS conference? And on my resume should I put down expected graduation as Fall 2012 or Spring 2013? I have heard that banks hate Fall graduates, but I am thinking that there might be an advantage to graduating in fall, because you can spend January - March studying to ace the GMAT. What is the recruiting process like for Fall graduates ?

(I have searched this forum already but could not find a clear explanation)