Looking for sophomore transfer options

To be honest kids at indiana really couldn't give a shit for the most part, and I applied to kelley after the scholarship deadlines so I didn't get academic scholarships which seem to be a large part of why kids come here. Most of my friends who are doing significantly worse/don't seem to care are on 12k+ merit scholarships, and the access to new scholarships once you're at kelley is fairly limited if you're a white male. The school also has no handle on the greek system, and I've talked to several upperclassmen who regret joining a frat because they feel like it hurt their GPAs to the point that it significantly affected recruiting(I have fairly smart friends at IU who just went through pledging and even with a lot of focus they are ending the semester with 3.0s and some lower). If I stay I'll definitely join a business frat, they're very popular at kelley and seem to add lots of value. I came into Kelley with the idea that if I worked enough I could reasonably get into the Investment Banking Workshop (IBW) but the more I network with upperclassmen and current members of the IBW the more and more I think its a crapshoot for even highly qualified applicants. They reject a fairly large number of 3.8+ kids with all the right ECs and decent social skills. It seems that the vast majority of the smart(3.6+), career focused kids at Kelley apply to the IBW of the investment management workshop so the pool is very large (each kelley class is 2,000+ with over half being finance majors). They also have kids with 3.5s in the IBW, so it’d be foolish to think my gpa will get me in. The proposition of staying at a school I don't love with no merit scholarships and no IBW isn't particularly attractive. Not sure how familiar you are with IU but its reputation as a party school is entirely based on the 21+ social life (Bloomington is incredibly strict on fakes, but the bar scene seems like a lot of fun) and the greek system, so if you fall out of those two categories the social life is pretty dead, particularly for guys. The size of indiana (40,000K+) is problematic in a number of ways, and wasn't something I wanted out of a college. Michigan Ross is great but if I'm transferring I'd prefer it to be a significantly smaller school, not larger. From a practical point of view I have a couple of friends who are freshmen at Ross, and apparently due to the current freshmen being the first class where ross accepted the majority of the students as high school seniors they significantly underestimated their yield so they are heavily overenrolled. They also give priority to internal transfers so the combination of these two factors will make it difficult as an external transfer. After talking to a couple of people in the finance industry recently I'm beginning to think it would be foolish to not even visit one of my friends at Michigan to see if I like it.