Overused Words in Banking

As the name suggests, I want to know what words you guys hate/hear the most. This can be anything from small catchphrases to pretentious words that add no meaning.

The word I hate the most is robust.

SO many firms use it when talking about recent deals.

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Comments (80)

Jun 11, 2018

Ass

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Jun 11, 2018

opine, color, massage, backpocket, bandwidth

    • 1
Jun 11, 2018

Can you massage the numbers a bit?

    • 1
Jun 11, 2018

echo. everybody always echos each other.

    • 2
Jun 11, 2018

I'm not in banking but I've found myself using the word synergy in my daily life and it makes me want to die

    • 8
Jun 11, 2018

high level

This thread already exists btw

Jun 11, 2018

yo sounds like you guys don't understand what half this shit means and are just h9erz

heister:

Look at all these wannabe richies hating on an expensive salad.

    • 2
Jun 11, 2018

ACCRETIVE

SYNERGIES

    • 1
Jun 11, 2018

pls fix, thx

    • 10
Jun 11, 2018

lmao

Jun 11, 2018

Granular

Flow

Jun 11, 2018

Workstreams

Jun 11, 2018

the word COLOR.

especially on conference calls. junior analysts trying to sound smart.

    • 2
Most Helpful
Jun 12, 2018

Daily highlights:
Don't kill yourself on this
It shouldn't take long
How is your bandwidth looking?
can we comb through the deck one more time
massage these numbers
What are you staffed on right now?
Can you circle back
Is everyone on?
Spinning your wheels
Can you shift gears?
Industry leader
Poised to capitalize on
Robust
Seasoned management

    • 7
Jun 12, 2018

bridge the gap
support with data
meet expectations

    • 1
Jun 12, 2018

Bifurcate and Granular. ridiculous how many times people try to use those words. It's so many times that they're often misused

Jun 12, 2018

Steep Learning Curve

Jun 12, 2018

Sharpen our pencils

    • 1
Funniest
Jun 12, 2018

Who just joined?

    • 48
Jun 23, 2018

hahaha

Jun 12, 2018

I'll check my back-channels

30 second mark-up

deep-dive

"asterix"

We're just waiting for [ X ]

Let's make sure we are aligned on how we communicate this

Jun 12, 2018

Some minor comments below:
[..]

Jun 12, 2018

Every teaser is "a leading provider of ..."

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Jun 12, 2018

"dynamic"

Monkey see. Monkey Doo [Doo].

Jun 12, 2018

Absolutely HATE the word "please".....that would seem counter-intuitive as it is a manner of being polite, but any e-mail starting with "please" will be followed by some complete bullshit request...it's never a reasonable or meaningful assignment.

    • 1
Jun 12, 2018

Synergies
Low-hanging fruit
Thx / plz
Circulate
Socialize

Jun 12, 2018

Spin your wheels
What's your bandwith

Jun 12, 2018

"solution"

Jun 12, 2018

Most of the folks I work with don't speak English as a first language. Once the office catches on to a new word it gets added to everyones lexicon. It's funny because a lot of phrases seem completely alien to them, but are perfectly normal.

Last month it was "outsized" - as in "a possibility for outsized returns".
By the end of the month they would say "traffic is outsized today".

This month they're using "touch base".

One hand, one million dollars, no tears.

    • 6
Jun 12, 2018

Mission-critical

Jun 12, 2018

10 ,000 foot view

Jun 12, 2018

Square the circle. Loop in. Buy in. Prior life.

Masters in Finance HQ - The #1 site for everything related to the MSF degree!
MSFHQ

    • 1
Jun 12, 2018

prior life really gets me.

Jun 12, 2018

Shits stupid until years go bye and you start saying it.

These phrases are really just a way to autopilot and seem smart. I can have a phone convo while looking at shoes and just mutter nonsense.

Masters in Finance HQ - The #1 site for everything related to the MSF degree!
MSFHQ

Jun 12, 2018

Strategic

Jun 12, 2018

Value, and the adding thereof

    • 1
Jun 12, 2018

"Please be advised"

Yeah, I'm fucking reading your email, I'm currently advising myself.

    • 5
Jun 12, 2018

GP

Jun 12, 2018

"Second bite of the apple."

I actually don't mind that one, but I feel like I'm starting to hear it too much.

Jun 12, 2018

"lets take this offline"

Jun 12, 2018

WSO's COO (Chief Operating Orangutan) | My story | My Linkedin

    • 1
Jun 13, 2018
  • Run the numbers
  • F**k tax authorities
  • Support pls

And echo a few others

Nicest haircut than Bateman

Jun 13, 2018

Thx.

Any MDs relate?

Jun 13, 2018

"That would be great". Over. and Over. and Over.

Jun 13, 2018

Pristine

Jun 13, 2018

"stick handle this"

Jun 14, 2018
  • "just run a quick update on the presentation"

(presentation was usually made > 1-2 years ago, needs to be redone from scratch)

  • bottom line
  • give it another turn
  • put some flesh on the bone
    • 1
    • 1
Jun 15, 2018

Finishing emails with "..."

As in, every single one of their fucking emails.

Jun 15, 2018

"..." is one of the most peculiar "isms" in my opinion. In my experience, it's always really friendly/innocuous/humble types like admins that finish their emails with "...". These are people that I know for a fact are wonderful people, but I simply can't read "..." without thinking it's heavily passive-aggressive.

    • 2
Jun 16, 2018

The people I am referring to are shit at execution, talk the talk but do not walk the walk, and repeatedly lead people on.

    • 1
Jun 15, 2018

Pls
Circulate
Thx

No rush

    • 1
Jun 15, 2018

Revert
We'll do
Jamming

Jun 15, 2018

Fire drill

    • 1
Jun 15, 2018

Bifurcation... Still gives me cold sweats when I hear it.

    • 1
Jun 16, 2018

vig and delta.

    • 1
Jun 17, 2018

''best-in-class''
"'it is what it is''

Jun 18, 2018

Capex
Opex
Granular
"High level Overview"
"Great work"

Jun 18, 2018

we know enough to be dangerous

Jun 18, 2018

"can someone go on mute?"

Jun 18, 2018

"Process" ... used way to often.

Jun 18, 2018

CIRCULATE

Go For Chambers

Jun 18, 2018

Midnight oil - 'Don't burn the MIDNIGHT OIL on this'

Jun 18, 2018

"Let's get cranking on this"

"Yeah, sorry I was cranking on that model"

Jun 18, 2018

One that always pissed me off was "high level," because in actuality a "high level" understanding means you understand it at a basic level

Jun 19, 2018

"soft start" (when talking about really sh1tty Q1/Q2 numbers)

Jun 19, 2018

'Crowded Trade"

Jun 19, 2018

"apples to apples"

totally sophomoric.

"well thank god your feelings aren't a fucking priority here"

Jun 19, 2018

Price point - the only thing it does that price doesn't is make you sound like a douchebag

Source - where do you source your toilet paper? Wal-Mart?

Out of Pocket - does not mean unavailable

Jun 20, 2018

"At the end of the day.."

    • 1
Jun 21, 2018

"Can one of you take a stab at this?"

"You just need to take a stab at it"

"I'm going to take a stab at it"

"Who wants to take a stab at it?"

"Work ethic, work ethic" - Vince Vaughn
Jun 22, 2018

Cranking: Saw 'cranking' already, was the best day when I was chatting to a girl about how I was cranking at work till 3 last night, and she starts laughing, because apparently she understood cranking as wanking while you cry, which, really, wasn't that far off.

Cold Towel: I fucking hate cold towel. Let me read this tomorrow with a cold towel, I'll do a cold towel on this later this weekend etc...

Global: On a side note, we had an RFP where we were trying to prove how much global reach the bank had, MD said "add global to the book". So we added a few 'global's, next turn, he added the word global another 30+ times in a 25 page book. It was fucking ugly, though we did win the sell-side.

    • 2
Jun 23, 2018

the dreaded back office classic "please advise" or sometimes even "please advice"

and 'leverage' getting squeezed in to every sentence

Jun 23, 2018

From someone who just finished the bulk of their recruiting:

"Flat"

I fucking hate the word flat. Every HR rep and their fucking mother always yelps about how "flat" their culture is and how its soooooo much better than everyone else. What does that even mean? Its become so overused at this point that it is effectively meaningless. Like yea I get it, I'm sure I'm going to have LOOOOOOADS of interaction with the senior MD's, cause its so FUCKIN FLAT. What form will that interaction come in? Who tf knows! Could be seeing the rage in a Lazard directors eyes as a keyboard rockets towards my supple, young intern head, or that weird bald spot on the back of Loyd Blankfien's head as he walks right past me into the elevator.

Im sure many places truly do have a flat culture (as I've seen for myself), but for the love of god please give some legitimate examples of this, not just some overused buzzword.

"one for the money two for the better green 3 4-methylenedioxymethamphetamine" - M.F. Doom

Jun 24, 2018

definitely. no bank is truly flat. most funds should be though

Jul 2, 2018

the worst one of all "turnkey". makes me want to die

Jul 2, 2018

Let's circle up in a few

Jul 2, 2018

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