Permanent WFH from NYC

Permanent wfh job netting $90k a year all in. Lived in SoCal my whole life but was thinking of moving to NYC to wfh Monday thru Friday and enjoy all the city has to offer on the weekends. What do y’all think, waste of money or no?

 

Waste of money? No, the beauty of WFH is that you can live wherever you want - not just that you can live wherever’s cheapest. For you, if that’s NYC, then go right ahead. 
 

That said, $90k is not much money here at all. (Though you say netting - is that $90k after taxes?) $90k post-tax would get you a decent life here, $90k gross is a stretch but could be done

 

Agree with posted above and would add that having the freedom to truly WFH 100% means you don't need to try and optimize WHERE in NYC you live. Optimizing the balance between good social life, proximity to work, and public transit is generally what makes some areas of NYC more expensive than others.

Still some deals to be had in / around the city. 90k pre-tax all in isn't a crazy amount but if you're diligent and cook at home on weekdays and manage rent you can have some fun weekends (especially if you're not just planning to hit a different club and drop $1k every weekend).

 

I think it also depends on the type of work you do. If you're able to head to a we-work (not cheap but still), sit at coffee shops, take calls while walking in parks, etc. then I think that's a completely different experience vs. someone that needs to always be cranking in front of a 2-3 monitor setup and can't ever take calls without 3 decks and 2 excel docs open at once.

 

Move to the East Village, West Village, SoHo or LES. Enjoy vivid nightlife and culture scene and restaurants. 

Thank me later - have fun. My pick would be East Village - I just like the grunge/art scene and all the restaurants in that area.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 
Featherbee

I guess I should have stated earlier that $90k is before tax lol

$90K is fine for living with roommates in Manhattan. You’ll have a blast. Just check out a lot of places so you meet the right people. You might be able to get a small studio if you want to live alone, but think you could get a much better place with roommates.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

You’re getting 90k for WFH and you wanna go to NYC? NYC is extremely overrated, not to mention you really won’t be able to enjoy the most expensive city in America making only 90k. Go to a really nice growing town in the Midwest/West. Ann Arbor, Nashville, Cincinnati. Denver, Des Moines. You’ll live like a king in a nice suburban house or large apartment, save more money even with the higher quality of life, and see beautiful unique natural places instead of a bunch of trash on asphalt (hike, do nature stuff, fishing, canoeing, biking, whatever floats your boat). I grew up in NYC, I think the girls might be prettier too. I think the whole Midwestern 10 is a NYC 6 theory is backwards and not really true, IMO.

 

While I agree with part of this post (chicago, minnesota, and other parts of midwest have some hot blondes), how're you gonna tell OP to move to Des Moines if he's interested in a city like NYC?? Considering he's from SoCal, which is close to a lot of nature, I would think he's trying to experience nightlife, arts, or something like that. Also there's plenty of people making 90k all in in nyc that do okay. Sure they don't get the nice bonus to pad the savings/investments like IB but you can still put away the equivalent of making 75k all in somewhere like Texas/Florida.

You're also overlooking the networking/luck opportunities that come with living somewhere like NYC/CHI/SF/etc. If you live somewhere like Cincinnati or Des Moines, the chances of you meeting wealthy/connected people are much lower. Nothing wrong with living somewhere like that if you don't care about those opportunities but it's definitely something to consider if you're in your 20s trying to make jumps in your career.

 

Yeah exactly - networking is king in NYC. He steps out to the local bar for a beer and makes the connection (mrs or career) of a lifetime.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

How's the search for meeting a Catholic 19 year old who will bear you 12 children starting when you are 50 yourself going?

 
Most Helpful

How's the search for meeting a Catholic 19 year old who will bear you 12 children starting when you are 50 yourself going?

Well first of all I said ages 18 - 25 was the online match range I was seeking. The one girl was 19 and people have just latched on to that number on here. 

I currently have a girlfriend in an exclusive relationship and we have a lot of fun together and have trips planned and she is starting Muay Thai with me this week. 

Her new Muay Thai gear - that’s hot:

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"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

The irony of telling someone from SoCal who wants to move to NYC that it’s overrated and he would be better off in Cinci or Des Moines… sometimes there’s more to it than money

I grew up in a Midwestern suburb so I’m definitely not the type to bend over backwards for NYC/LA/SF, but this seems pretty narrow minded… nothing wrong with any of the places you listed, but lots of people actually prefer the energy and density of the city over the quiet and expanse of middle America. Both are totally valid, but someone who’s interested in a place like LA or NYC probably isn’t going to be the same person who would be happy in a mansion in Iowa

 

With that salary and WFH I would move to a low COL city in the east coast and if you have the NYC bug, just rent something for 2/3 weeks and work from NYC for that time.

You can do this 2 or 3 times per year and you will save more, live better and still enjoy extended periods of time in NYC.

Just my 2 cents

 

Featherbee

Thanks guys- I was gonna do maybe a one month airbnb there to see if I like it and if I do, get a 12 month lease at an actual apartment… but I will be stuck inside all day Monday thru Friday afternoon so maybe it might not be worth it lol

Even if you work 7am - 7pm, in NYC you could walk across the street to meet people and have a beer at 7:15pm and still walk home to have a good rest. Also, the population density makes it so you can meet much more people on Tinder near you.

If you don’t go to NYC, I think SoCal is the answer. 

Overall, if you want to meet a lot of hot chicks everywhere you go, NYC is #1 by far in the US. 

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

“Population Density” is a meaningless metric because it often depends on how city lines are drawn. If you’re in the CBD you’re going to meet a ton of people whether that be NYC, Chicago, Dallas, Atlanta, Miami, Columbus or any comparable city. With regards to finding a spouse, NYC has a lot of attractive people but many of these work in the fashion industry and run in social circles that OP has no shot of even entering in at a 90k salary. This is vastly different in Miami, Dallas, Phoenix, Nashville, etc. where 90k/year can get you a luxury studio in the most upscale district. Even if there are a lower percentage of attractive people (and this itself is difficult to prove) the accessibility is much higher to OP.

Array
 

Yes, if you have any sense of what you really enjoy. Mountains/Hiking? SLC or Denver would be right up your alley. Beaches and/or interest in vibrant Hispanic culture? Miami would be a great fit. Interested in a diverse food science? You can easily settle for Houston or Chi, with the differentiator going to be the weather (super hot or snow). Vivid music scene? Nashville would be a good pick and if you can handle the SFers then you could try Austin as well. If you’re looking for a strong fitness culture Columbus might be up your alley (Arnold is typically hosted there). And there’s still Dallas, ATL, CLT, Philly, Phoenix, etc. which have their own benefits that you can look into.

Its true that NYC has something for everyone, but most people have select interests that I’d argue can be found in a smaller city with a bit of research.

Array
 

90k pre-tax and you want to live in Manhattan when you can go literally any where in the country? All the people on this forum egging you on are so idiotic. Look, this isn't a choice between NYC and bumblefuck Nebraska. You can get the same social experience (honestly if not more these days I'd argue) in Miami or even Chicago. If you're okay with going out 4 nights a week instead of 7, you can go pickup a penthouse in Dallas, Austin, Charlotte, Tampa, Atlanta, etc. They all work if you are young.

 

Pretty crazy you want to go from SoCal to NYC haha. If you're in San Diego, you would be insane to make that shift. Lot of your hobbies will be gone, had SoCal friends that loved surfing, scuba diving, chilling at the beach, taking long hikes...very hard or impossible to do those things living in Manhattan

Also this is something I'd never thought about before but hopefully you can learn from my exp -- good friends. Most people who come from SoCal either a) stay there post-grad or b) come back there fairly quickly. Which means that there you'll have long lasting friendships (many of which you already have from growing up there) that are built around cool hobbies. In NYC, avg tenure for a young person is like 2-3yrs and most of the friendships are built around drinking, which means they are much less likely to last (not to say you can't make long lasting friends in NYC, just that they will be harder vs. towns where people tend to stick around in - SD / Chicago come to mind). Living in a high turnover city, it's definitely a bit frustrating seeing this pattern repeat so please take time to consider this

If I were you, job permitting I'd stay around SD. If you really feel that wanderlust maybe try NYC for a year and then you can make a decision

 

Hi all, first time posting but long time lurker. Just to add my 2 cents, surprised that a group of brilliant financial geniuses aren’t taking a more analytical view to this. OP wants to go from SoCal to NY and as some have mentioned, possibly because of urban lifestyle/art/girls etc. So we need to really figure out what are the ideal goals since we’re all just projecting what WE want. So on that note, I’m going to project what I would want in my younger days before getting married. I grew up in SF and living in SoCal. Density of HOT CHICKS. Totally agree with Isiah. Unless OP lives in the Gaslight district of San Diego or Santa Monica by 3rd st promenade, there is very little density of hotness and even in those areas, it has to be on weekends or certain times. Next, what type of girl does OP like? If you prefer thick girls, skinny girls, hipster girls, health girls, all of the above, will dictate which areas to go. For example if you want a nice good girl to settle down with, maybe find a college town in Utah, Texas or other Midwestern City. If you like Latina girls, then Miami or California. Asian girls, Hawaii is the spot. Anyways I could go on and on but it's all dependent on what you really want man. Truthfully if you can WFH, why even stay in US? My gosh man, there are English teachers in Asia and customer service reps in Eastern Europe who have more exciting lives than some millionaire nerd in Silicon Valley due to the amount of action they get. Having lived abroad and doing WFH before it was even a thing got me hooked on Nomad living for life. Now if you're set on NY but stuck in a box, at least for me, what id do is find a logistically convenient location near high foot traffic like Soho/ Union / Times Square /Meatpacking (although I have no clue what it is these days of Covid though) and during your breaks and lunch, go out there and just do daytime approaches. I met my last 5 girlfriends and wife this way but got shot down hundreds of times. It's not for the faint of heart but even the rejections got me high and in a flow state so that when I actually worked, my mind was more focused, clear headed and operated at maximum efficiency/capacity. So much so that what might take me 5 hours to do could be done in an hour or two vs me being a dead zombie, sick and tired of calculating IRR/COC/ROI and other mind numbing metrics.

Walking around hitting on girls is also good exercise which helps put you in a good mood so when you do happen to hit up a bar or other schmooze fest, you'll easily get that CEO/MD/whoever to want to hang with you for those opportunities that were mentioned earlier. Anyways good luck man and keep this thread updated. I wanted to move to NY for the longest time myself until I realized that the cool music/art scene was gentrified a long time ago similar to SF so if not that, it's either the chicks or money. Peace

 

Fantasizing about being an English teacher/sexpat in Asia?  Now that’s some cringe.  Sex tourists give people like me a bad name

 

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