Go with WF, I had a friend that was an SA with S&T last summer. He said the culture was great there, and is there FT now. They are really starting to make a better name for themselves on the street.

With regards to RBS, read any financial news paper or website, it's not the place to be right now, nor will it be in the next 5-10 years. You may have a great summer, but they are downsizing so much that they may not be able to give you a FT offer.

 
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