hi all, was wondering how you invest your excess cash. currently at a BB so have to have a managed account. I was looking at Betterment because I can combine my checking and investing all in one platform so it’s very convenient.
has anyone else used betterment or a similar service? any thoughts?
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also interested
Services like Betterment seem like a solid option although I've never used them personally.
I just keep about 3 months of expenses in my checking and the remaining cash in my Fidelity account which automatically sits in a money market fund earning about ~1.6% post-fees. Its very easy to move the cash back to my bank if I'm running low, or purchase more index funds if I'm holding too much cash. Another perk of this is I use the fidelity CC which deposits 2% cash back into the money market fund too.
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