Know this is probably group and bank specific, but what's the general feeling about converting summer into FT offers for those who have done it? Broadly speaking, does it feel like its "yours to lose" or something you need to compete to get?

Obviously I understand its something you need to earn, but wondering if its more of a don't mess up thing or a go above and beyond thing.

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It's impossible to make a generalization about this. It not only varies from bank-to-bank, but also from group-to-group. There are a bunch of threads more specific to groups and firms.

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