Senior in high school looking at schools but I'm lacking in some aspects

So I am a current high school senior looking to major in finance and, assuming I don't completely detest it, enter a career in IB. My issue is I don't know where I can apply that is still good but doesn't have a cut throat no fun environment, Stern, or a school that would actually let me in, HYPSM. I have pretty good stats (35 ACT and a 3.96UW 4.3W) and decent ECs that don't relate to finance at all (Starting a 501c and working 30 hours a week) but I have no hooks and it looks like I am bad at math due to receiving a 33 ACT math as well as getting a B just this semester in my AP Calc AB class. I applied ED to Wharton but fully expect to be rejected 1 week from today. I was just wondering where I should apply where there would be good career potential and I wouldn't hate m life.
(Also I didn't take subject tests because I am an idiot so I can't apply to the likes of Dartmouth where the subject tests are "recommended")

 

You can go to a lot of schools and break into ib

At places like Northeastern you'd just have to work harder

Or you can get good grades starting now until end of freshman year college and try transferring to a target

 

Ok thank you for the advice. I plan on trying really hard but I don't really want to transfer schools ever as I want to keep my friends I'll make in college. On top of that how good is Kelly school of business at IU as I already have a full ride there. Also do you think k my stats are too weak even for the public ivies like uva

 

Ok I applied to UVA EA and am applying to duke. Also based off what I have said do you think I would have a chance at a target like UVA or UChicago or even Stern(even though I'm not a huge fan)

 

Ea aut aut eos maxime magnam. Ipsam similique natus pariatur nam vitae magnam. Et minus impedit error similique nam eos. Vitae earum eveniet illo ratione.

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