So I am now in a position where I can fully repay my student loan without emptying my savings too much, or at least remaining without anything left in my bank account.
Im half way through it but i really had enough of giving them 600 GBP each month (is not a standard student loan, and i took it in my home country in Europe)
Also, IR is 4% fixed and has a lot of commissions expenses associated with it
I know that from a finance point of view, as long as i can get more than thatt 4% i shall avoid removing such capital from my savings..however considering the state of the world, that i cant stand those outflows each month and want to go into a bigger house so will need more cash flow, i think that might be the best idea.
what do you guys think?