Transferring from Yale to Wharton/ MIT/ Harvard

Quick overview, I am a freshman at Yale and I've all but decided to major in econ/ pure math with the intention of finance post-grad. Problem is, I am really not enjoying Yale as a school and so far (actually hate it if I'm being honest). Yale's econ degree isn't really what I would like to do for the next 3.5 years. I know it doesn't matter too much what you major in, but I'd like somewhat still enjoy what I'm doing. I've talked to older students and the consensus is that classes never go highly in-depth into actual finance like at Wharton.

At the moment, I'm very interested in the more quant-heavy side of finance which makes MIT offering very appealing, but I'm not sure their "vibe" is what I'm looking for. Harvard seems like the perfect in-between with Wharton and MIT. Harvard doesn't have a finance degree or quant-focused program but they do have cross-registration at MIT. It maintains a somewhat similar culture and fit to Penn, from what I've heard from friends at both, and opens up a-lot of possibility for additional classes.

How feasible would a transfer from Yale be. From the 3, it seems like Wharton and MIT are the theoretically possible since both schools offer such different opportunities than Yale. Harvard is very similar to Yale, so I don't think MIT cross registration would be serious excuse for a transfer, especially considering the already slim-odds. Any thoughts?

 
 

Some info that I left out: my grades first semester were very solid (3.9+) with pretty good course load and strength. As far as ECs go, I've gotten into research with a prof (related to mathematical finance), joined some finance-related clubs, and did a virtual off-cycle internship. I've also continued working on an NGO I started in HS (it's actually a legit one). Doubt it matters, but I walked onto a D1 team.  

 
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I'm assuming with good grades from Yale, you'd have as good of a shot as anyone to transfer basically anywhere else you'd want to. With that being said, let me drop some wisdom on you, what you study/learn in school is rarely that relevant in the real world. Yes if you went to Wharton a few of the finance accounting classes might be relevant to your first job in banking, but to be honest, that really doesn't matter at all. At the end of the day, it's basic accounting and arithmetic that you can teach yourself. As far as enjoying what you're learning, to me that's a grass is always greener argument. While some businesses classes are interesting, you're still going to have to slog through a fair amount of so-so classes at Wharton or MIT.

By going to Yale, you check that box that you're smart and well connected and not to be overly prestige focused, but Yale is a stronger brand than Wharton. Harvard is comparable and MIT is probably slightly weaker unless you're going with a very heavy quant focused major.

The bigger question I would be asking if I were you is, do you like the people at Yale and have you liked your experience so far? If the answer is no, by all means look to transfer. If you're mainly looking to transfer because you don't love econ/math and are optimizing for classes, I'd give some thought to focusing on taking interesting classes at Yale and using the extra time to pursue learning/knowledge outside of the classroom. Leverage Yale to become a smart and interesting person rather than someone who took multiple advanced supply chain operations classes at Wharton, haha.

I'm obviously being facetious, but a word of advice, if I could do it all over again I would have 1. Optimized for the best brand name school I could get into (You've checked this off better than I did) 2. Majored in something that looks good that I could get a high GPA in (also a check for you) 3. With the rest of my classes, taken a variety of classes, literature, philosophy, etc. You'd be surprised at how much you might enjoy some of the classes even if they're not that relevant. Especially if you can take them from a great professor. 4. Supplement my degree with outside learning, maybe it's beginning a startup with some peers, given that the world is virtual now, look for a remote internship, work as an on campus barista, learn an instrument, chase after girls, etc. Perhaps similar to you, I didn't think I loved the liberal arts education because I was seeking out businesses oriented classes, which didn't exist. I took a lot of Econ, which I frankly hated. I should have given that up immediately, been an English major, and then worked on my interview prep questions on the side so I could crush banking interviews. In hindsight, I could have transferred, but after a few years working, the people I've met from Wharton, Ross, and the other undergrad B-Schools in my opinion learned a lot of vocational knowledge which gave them about a 2 week advantage on the job before everyone else caught up. Plus, if you're ever thinking about going bak to B-School, it makes that education ever more redundant.

With all that being said, I do understand not loving classes and as someone who is currently in B-School, I do enjoy businesses-y classes more than the liberal arts ones I took; however, I think I could have had a much better undergrad experience if I had the advice I just gave you. Give it some thought, I don't think you can go wrong either way, and good luck with the decision.

Edit: Saw your 2nd post about all the stuff you're doing. That all sounds great, why not continue on with all of that and de-emphasize classes? Get really close with that professor and maybe create your own class for a semester where you research whatever you want? NGO? Sounds awesome, try to expand that out. Sounds like you're a pretty well-rounded kid. Would you be willing to give up the capacity to do all of those things to focus on quant classes at Wharton? 

 

Harvard typically accepts 12 students (out of 1500 apps). MIT takes 15-20 (out of 400-500) and idk how many Wharton takes. That said, you might as well apply. You could also plan on studying abroad/away all of junior year so you're only on campus 3 years. Idk what D1 team you walked on to (guessing probably rowing or track) if you're really good, you could reach out to the coaches at other schools. What specifically do you dislike about Yale? If possible, I'd try to figure out how to make Yale work. Otherwise, you're best bet to leave Yale is to transfer to a more transfer friendly school such as Notre Dame or USC.

 

MIT alum here.

How can you be so sure that you hate Yale?  Wasn't this semester online?  If you don't like econ, then why not just switch to math + CS? 

I would take it easy before thinking about transferring given the irregular year this has been.

 

Pretty much everything was done online but the entire freshman class was able to go on campus for the semester. I completely understand that with a decreased student population the experience isn’t “100% true” but I really can’t see it being any better than what I experienced. 
As much as I’d like to make Yale work, I don’t think I’ll be able to enjoy the next 3.5 years in the slightest bit. The only problem is the obvious; transferring to an equivalent school is no easy task. There are some good transfer friendly schools but I’d feel like I’d be shooting myself in the foot in terms of post-grad opportunities as most aren’t close to Yale’s reputation.

 

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