University of Florida vs. The Unknown

I just got an offer for transfer this fall to the University of Florida's Warrington School of Business. I was originally rejected for this summer, and never reapplied, but they just called me out of nowhere yesterday and offered me admission for fall (which I hadn't even applied for). I just graduated from community college, and had only applied to Florida and no where else like an idiot, but I had no anticipation of being rejected considering my 3.98 overall gpa/4.0 prereq gpa. I was only rejected because of their budget problems and because when I turned in the app on the last day they had already taken as many as they could since the incoming transfer class was shaved by 1/3.

The thing is, after being rejected I really thought things over and researched other schools night and day for the last two months. I decided I would be applying for Cornell, NYU, and maybe Claremont McKenna, SMU and a few other schools (a safety of course). If I do take this offer and go fall to UF, would I still have a shot at spring transfer to Cornell ILR? I am currently a rising junior, but at the same time I am already 1 year ahead of my '07 HS class. I don't want to take the semester off, and UF is dirt cheap, in fact I will make a few grand each semester for going. I know it is never talked about on here, but it is not a bad state school, it has lower acceptance than UT-Austin, Michigan, and similar numbers to Virginia with students stats being very high. I think freshman acceptance was 36% this year. Ideally I would like to be at Cornell though, but I would like to go full time this fall too. I figure I can pull a 3.9-4.0 at UF whether it be for this semester or for the full 2 years. I am also from this area, and would be living at home still, plus I am used to a large school. My 2 year CC has like 17k students.

I do want to go into Ibanking though, but the thing is, I also want to live in the south after I graduate. Raymond James a MM bank based in one of my favorite areas anywhere(St. Pete, FL) recruits for IBD at UF. Would that kind of a job be possible from Cornell, or would I be better off staying in FL where so many of the people out there are UF alumni? I think I am going to call Cornell Monday before I commit to UF and ask the transfer counselor how they would view me transferring to UF right before trying to transfer there. In the end, I would like to work in Florida, and if not, somewhere like Houston or Atlanta. I don't like the NYC lifestyle, or the cost of living.

If I kick ass and graduate summa cum laude (3.9-4.0) and do a lot of networking/ECs, will I have a shot at a BB coming from UF? I know a VP in ops at GS in jersey city that may be able to get me some contacts is nothing else, but then again I don't really want to be in NYC. Like I said though, something like RJ in St. Pete, or energy stuff in houston would be ideal to me. I wouldn't mind a MM or boutique at all, but I do want to do IBD or S&T. I could of course just get an MBA from a top tier school a few years after UG and then it wouldn't really matter so much. I would still like to an analyst stint in Ibanking pre MBA because post MBA (if I got that route) I would like to enter into something else.

I would appreciate everyones opinions on this. I will definitely be calling the Cornell ILR transfer counselor that I have been in communication with through email Monday to ask him what he thinks and explain the situation. But would schools in general look negatively on someone transferring out of a school right after they transferred in? This is my only chance at UF pretty much, and not knowing whether I will be accepted at Cornell is so risky. Would they be understanding about me doing this because I am not guaranteed a spot at Cornell and this is my only chance at this school (they just stopped spring/summer transfers), one that I wouldn't like going to as much as Cornell, but would be my second choice? What about other schools like SMU-Cox school of business? Would that be good for getting a job at a Houston Ibank? I can't get in a top private in the south like duke, emory, vandy, or rice because I never took the SATs, and I am not concerned with those schools at this point. I've only got a few days to make up my mind on whether to take the florida offer or not. The budget problems all the schools in this state are having worry me a bit (50 million dollar budget cut at UF alone). My mom is a UF alumna, but she says I should go where ever I want to. I can only afford a private school though if it gives out excellent grants though (household income=