Here is my dilemma: Should I go to a private university that is considered the best in the area or a state school that is fairly regular? If I go to the private school I'll graduate with $15K in student loan debt, If I go to the state school I will be able to graduate with at least $25K in my pocket.
Here's the back story for those who may care. Currently I attend a community college, but I have to transfer in the fall as it's been two years. I am majoring in economics and have narrowed my transfer options to two schools. I live in the NKY area and could transfer to either NKU or Xavier. I don't expect anyone on here to be familiar with NKU on here but it's just basically an average state school, nothing wrong with it. Xavier is a private university and while it isn't an ivy league school it is probably the most prestigious and highly looked upon college in the Cincinnati area by employers.
What I want to do with my life is real estate investing (building a portfolio of rental property). My plan has always been to work a 9 to 5 in my 20's after college and use a good portion of my paychecks to kick start a RE portfolio that I can concentrate on fully in my 30's through the rest of my life. I have a college fund of about $15K and my personal money I have made through working and investing of about $20K. I figure that if I go to the state school by the time I graduate I'll have at least $25K which is a great amount to get started with in the local market. If I go to the private school, I'll have to contribute my money in addition to my college fund (I'm getting a good scholarship from X) leaving me with $15K in debt upon graduation. I'll also have to transfer with about a semester less of credits than if I go to NKU, but I feel as though I could take extra classes and summer classes allowing me to still graduate on time at XU.
I know $15K isn't a lot of debt to graduate college and I could probably clear that in a couple years of my first job. But I don't think I would continue to pursue my RE dreams if I take that route. I don't want to look back and regret not becoming my own man and building my own business in my 20's when I'm old. At the same time, I don't want to look back and feel like an idiot for not going to the best school I could get into and being able to get a good job straight out of college.
Also, I already have a small home that I inherited so that isn't something that I will need to worry about when I get out of school either way.
I know this may seem like a privileged problem to have but I just want to make the best decision possible.
I'm not sure what I did to make the second paragraph look like that but I can't seem to fix it.