What would you do with your extra time if you were in my position?

I have always had a desire to do something more, as I am sure most of you have as well. And I don't mean something more as in, something more meaningful, or fulfilling. I mean more as in when I have free time I would like to be able to work towards an end goal. I feel kind of stupid not being able to think of something that I want, and am willing to strive for.

A couple things that I think are holding me back is I don't want to pick the wrong thing. What if I choose path A when path B was rewarding. As I type thing, I understand that I just have to go with my gut instinct on the direction I choose. And if it doesn't work out, learn from the experience, and then do it all over again (down a different path).

The second thing that is holding me back is money. I'd reeeaalllyyy like to be able to invest money into the stock market right now. The problem is, I make $40k/year at a commercial bank credit analyst position, and don't have a ton of extra money at the end of the month. Not to mention a significant amount of student loans to pay down. Investing is definitely the option I would pick if nothing was holding me back.

TBH, I am a little nervous that I am almost 30 years old and am only making $40K a year/not being able to do what I want. I am single, and have a fairly decent job (I realize standards are different) with all things considered.

I guess I am just curious what you guys/gals would do if you were in my position. There has to be some people out there in the same boat.

Thanks in advance for any constructive responses,

Comments (2)

Nov 21, 2017
OverCompensatedTeller:

I have always had a desire to do something more, as I am sure most of you have as well. And I don't mean something more as in, something more meaningful, or fulfilling. I mean more as in when I have free time I would like to be able to work towards an end goal. I feel kind of stupid not being able to think of something that I want, and am willing to strive for.

A couple things that I think are holding me back is I don't want to pick the wrong thing. What if I choose path A when path B was rewarding. As I type thing, I understand that I just have to go with my gut instinct on the direction I choose. And if it doesn't work out, learn from the experience, and then do it all over again (down a different path).

The second thing that is holding me back is money. I'd reeeaalllyyy like to be able to invest money into the stock market right now. The problem is, I make $40k/year at a commercial bank credit analyst position, and don't have a ton of extra money at the end of the month. Not to mention a significant amount of student loans to pay down. Investing is definitely the option I would pick if nothing was holding me back.

TBH, I am a little nervous that I am almost 30 years old and am only making $40K a year/not being able to do what I want. I am single, and have a fairly decent job (I realize standards are different) with all things considered.

I guess I am just curious what you guys/gals would do if you were in my position. There has to be some people out there in the same boat.

Thanks in advance for any constructive responses,

First of all, I read all of that.

It seems you are confused as to what to set as a goal?

Second of all, if you are unhappy with your salary/role, isn't this the path that you choose for yourself? You didn't just wake up one day in the role.

Its difficult to set goals with a bit more background information. What did you want to be doing after college? Do you have a good GPA?

If you could transfer to another position, what would you want to do?

You still have time to go to grad school, but it sounds like it might be hard for you to break into a T20 MBA program. So, i'm not sure.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee

Nov 22, 2017
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