What’s the best move?

Hey monkeys,

I’ve got some concerns about my transcript + my current prospects. To make a long story short, I’m a 3rd-year student who only just recently (about 5 months ago) decided to go into high finance. I’ve got a 3.75GPA, a current internship with a middle-market M&A advisory firm, and buy-side equity research internship with an impact fund that I did last semester (listened to CEO pitches, valued their info, created models + created and pitched investment thesis to 4 investors). With this being said, I’ve got a decent GPA + a couple solid experiences, but I’ve currently got no contacts with BBs or anything (I’ve got a cousin in S&T at Citi but haven’t tried to hit him up yet or anything).

I’ve got no contacts and no internship for this summer, and I’m already behind on graduation because I’ve jumped all over the place. I have 2 withdraws in my transcript (an accounting class from freshman year that I’ll end up retaking) and a chemistry class. With both, I was in a dark place in life and needed a change; I decided that I didn’t want to be an accountant (and a year later decided that I didn’t want to be a doctor, which is why I withdrew from Chem)

I go to a semi-target school (we place like 10-15 students at BBs each year with 20 in total trying to go into IBD) and Goldman comes to recruit. Do you think I have much of a chance of landing a 2021 SA position if I start networking like crazy right now?

Another question; I’m already a year late with graduation. How can I explain this well? I’m currently set on majoring in finance, but if I wanted I could actually just switch over to accounting and I could take ANOTHER year to graduate if I wanted and get a MACC degree. Would this be an acceptable excuse to delay graduation for a better internship in 2022 if I don’t land anything, if I graduated in 6 years but with a masters in accounting?

Thanks for the help.
TLDR; my profile sucks, but is there hope?