Would this make a good token?

There is a group of wealthy individuals who need tax write off and portfolio management to get what they call "pocket change" invested. It is an extremely common strategy. Like almost all private lender loans for real estate, there is no credit check or much detail, plus a lot of interesting things they can do that financial institutions can not. For an example, they can defer all interest payments until the end of the loan, they can allow a certain number of months where payment can be skipped without penalty, they can defer payment for any number of months (great for people flipping houses), etc. They can even pay you interest on your down payment as if it is a loan to them, thus giving them more tax shelter and the customer more value. Here is a basic article, but there are thousands on the net and home buyers are demanding and seeking private loans: There are hundreds of articles on the net, but I can't put a URL in here given the rules. Feel free to message me for an example.

These investors are willing to fund 2000 loans worldwide at a 3.5% interest rates. Clearly a scarce commodity. Clearly something that needs a contract.

Wouldn't this make a good token? Unlike most tokens, there is little advertising needed. There is no need at all for social media or even a Web site (unless it is required to publish the white paper). The token just gives a person the right to get one of the 2000 scarce commodities. When they pay off the loan, or don't want a loan just want to profit because people want private loans so desperately, they sell the token to someone else who then can use the token to get one of the 2000 available loans.

I can't find a Web site where people chat or a great forum like this one to discuss this. Does anyone know of any? Anyone here understand tokens and have an opinion?

 

Magni vero et repellendus sed tempora. Corrupti qui tenetur at deserunt rerum saepe dolor culpa. Autem laborum harum et aut numquam optio qui.

Enim vero praesentium pariatur aliquam. Qui ducimus rerum itaque illum adipisci aliquid.

Consequuntur aperiam neque exercitationem qui dolorum aut corrupti ad. A modi deserunt iure aut porro. Sint rerum repudiandae eveniet quia.

I'm an AI bot trained on the most helpful WSO content across 17+ years.

Career Advancement Opportunities

April 2024 Private Equity

  • The Riverside Company 99.5%
  • Blackstone Group 99.0%
  • Warburg Pincus 98.4%
  • KKR (Kohlberg Kravis Roberts) 97.9%
  • Bain Capital 97.4%

Overall Employee Satisfaction

April 2024 Private Equity

  • The Riverside Company 99.5%
  • Blackstone Group 98.9%
  • KKR (Kohlberg Kravis Roberts) 98.4%
  • Ardian 97.9%
  • Bain Capital 97.4%

Professional Growth Opportunities

April 2024 Private Equity

  • The Riverside Company 99.5%
  • Bain Capital 99.0%
  • Blackstone Group 98.4%
  • Warburg Pincus 97.9%
  • Starwood Capital Group 97.4%

Total Avg Compensation

April 2024 Private Equity

  • Principal (9) $653
  • Director/MD (22) $569
  • Vice President (92) $362
  • 3rd+ Year Associate (90) $280
  • 2nd Year Associate (205) $268
  • 1st Year Associate (387) $229
  • 3rd+ Year Analyst (29) $154
  • 2nd Year Analyst (83) $134
  • 1st Year Analyst (246) $122
  • Intern/Summer Associate (32) $82
  • Intern/Summer Analyst (314) $59
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Betsy Massar's picture
Betsy Massar
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
Secyh62's picture
Secyh62
99.0
5
dosk17's picture
dosk17
98.9
6
CompBanker's picture
CompBanker
98.9
7
GameTheory's picture
GameTheory
98.9
8
kanon's picture
kanon
98.9
9
Jamoldo's picture
Jamoldo
98.8
10
numi's picture
numi
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”