Would you let your gf live with you during wfh/online classes?

I just started a new job and live in the city in a small studio and am stressed with learning this new job. She’s been living with me for the later half of the summer paying for just our food and I’m paying 80+% of net monthly costs (mostly rent). Her school starts in a week or two but she just asked to live with me for a semester if all online and she didn’t imply helping with rent and idk if I can take that kind of stress or if that’s fair financially. Any wisdom ?

 
Most Helpful
GetInMyBelly:

Idk if she can or will.

dude if she can't come up with 50% rent, she is a freeloader

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

Honestly you need to be nervous about her staying for more than 30 days whether she pays or not because then it is much harder to kick her out in most states (she gains tenant rights) and if she figures that out she may leech you to the end.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

Just get a hooker man, cheaper and gets the job done.

 

You got yourself into quite a pickle and IMO none of your options end well.

  1. You try saying "I just started a new job and need space and mental bandwidth to catch my groove" and see if she gets the hint. If/when she does get it she will call you an asshole bf who prioritizes career over relationships.

  2. You let her stay until school starts but risk it being all online in which case she will certainly stay and you're stuck in a tiny apt with her and she's still not contributing.

  3. (If you let her stay) Ask her to contribute to all living expenses going forward and lay it out clear as day as to what those financial contributions are. She'll say you don't love her at this point.

IMO the biggest problem isn't the financials it's about space/lack thereof. I can't imagine trying to be productive in a tiny studio with a gf over my shoulder all. day. long.

Best bet - tell her that it's best she find living accommodations for school and that you'll help her move. OR if you're fine living together that you want to find a better apartment before she moves in full-time.

"Out the garage is how you end up in charge It's how you end up in penthouses, end up in cars, it's how you Start off a curb servin', end up a boss"
 

Lmao only an idiot would make that comparison. Clearly the OP said that taking this on would be a stress on him, a financial stress as well considering he’s not some rich ass MD or something making half a million a year. Jeff besos is the richest man on the planet. He can buy 50 women a penthouse suite in NYC and make that money back in less than an hour. Please don’t respond to me with bullshit.

 

First off, how is your current living situation? Do you guys get along well or get in arguments often?

Obviously there needs to be terms put in place - make a compromise where she pays some of the rent and food. I wouldn't go as far as making it a 50/50 split as you are making income and she isn't, but make the ask reasonable.

In terms of work focus, I'd let her know that you want to be focused on your job till you get a firm footing of the work. If she cares about you she will understand and give you some space when working, Sometimes may not be able to dedicate the whole day to her, even if you live together and that's something that you have to make clear.

Living together is a big step in a relationship and really makes it clear if you too are compatible. I'd try to push the point across that even if you live together, you may not want to spend 100% of the day with her (tread carefully on this) - obviously you sometimes want to go see friends and stuff.

If she is rational and not psychotic, she will understand. Its a perfectly reasonable ask.

 

I think if you talk to her you will learn a lot from her reaction. If she is not willing to help with rent that's a huge red flag and I am saying this because I know that I would never feel comfortable living somewhere without at least helping financially with what I can. When in uni I was living in a studio with my boyfriend who was working full-time and we agreed on a percentage that I would pay based on my means. He worked a lot from home even before COVID and I always respected his space. Now that we're both working we're paying an equal percentage of our take home pay and I feel like that makes the most sense.

 

Everyone on here is so fucking focused on the financial split and on your job have none of you ever had a fucking girlfriend?

Do you actually like this girl? If she might be the one and you plan on staying together for the long run, this could be a good trial period of living together and seeing how that goes. If you are serious about the relationship and really like her, then you should be excited about the idea of spending more time with her. Sure, ask her to chip in more for rent and expenses, but I’d be super excited if my girlfriend was able to live with me during a period I thought we’d be long distance.

On the other hand, if it’s just some summer fling that you don’t think is going on there, definitely kick her out. Just depends where you see the relationship is going

 

Is she down to start an only-fans to help pay the bills?

 

i'll go against the grain here and say "it depends"

If you are seriously head over heels in love, and if think you will marry this girl, then living together in a studio apartment, while not ideal, is still doable.

Her presence does not increase your rent. Groceries are minimal cost which she can contribute towards (eggs, milk, cereal, fruit, chicken breast, vegetables for cooking, ect....)

Also, your girl can be a personal chef, maid, and sexy minx, in lieu for paying rent (i would hope that my girlfriend would gladly suggest these of her own volition anyway...and if not, then perhaps not the girl for you).

I would suggest making these suggestions in a very "positive" tone (both in the actual audio tone, as well as your word choice)...you want your girl to "want" to do these things....it should be a win/win scenario. If your girl does not desire to make you happy....then not the girl for you.

 

Plenty have commented on the relationship aspect so let me focus on the practical, there isn't a way in hell 2 people can share a small studio while WFH without killing each other. You need some personal space to hold calls and stuff and just frankly to separate. One of my colleague lives with his gf in a loft, pretty decent size (~1,500 sq ft) and sharing an open space has driven them mad, especially as we have been kinda busy and having evening / weekend calls. There's nothing more like being awaken at 2am by a SO screaming into the phone while negotiating the final point on an SPA!!

 

Financially: Consider having her pay whatever she’d pay at University for an appt. If she’s a student she clearly doesn’t have a steady income stream and once she graduates you all can do a true 50/50

Practically: You need a bigger place or separate work stations (literally a wall apart). Worried you will go crazy still though. Ever be trying to learn something difficult and it’s not quite clicking and you’re frustrated then your mom starts interrogating you asking you what you want for dinner and you go irate internally? It’ll be like that. Or can you go into the office still? I know some have restrictions and no one is there but it’s still open to use.

Personally: There’s never a good time to break it off, but this may be the best you’d get. Otherwise, double down and send her the signal that you’re in it for the long haul. I just would be careful giving her the wrong indicator.

No matter what get some beers for your “office” and over-the-ear headphones to focus. Cheers

 

Maiores similique dignissimos consequatur eligendi. Culpa praesentium nesciunt ab cumque commodi. Quia expedita et quia in quia qui voluptatem. Qui autem aut sint et.

 

Soluta quia et ut impedit quo iusto. Sit vel animi ipsa est. Enim est voluptas magni et similique ea. Similique temporibus dolorem sunt doloremque voluptas nihil quis. Consectetur quia enim consequuntur qui alias quidem commodi.

Porro qui eveniet quas iste et aperiam. Aut quidem eum reiciendis. Et eius aperiam deleniti labore error. Et dolorem tempora consequatur corrupti quasi alias. Provident velit facilis consequatur ut est laborum. Porro ea aspernatur in esse sint. Aspernatur voluptatem doloribus voluptas laboriosam.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee

Career Advancement Opportunities

April 2024 Investment Banking

  • Jefferies & Company 02 99.4%
  • Goldman Sachs 19 98.8%
  • Harris Williams & Co. New 98.3%
  • Lazard Freres 02 97.7%
  • JPMorgan Chase 03 97.1%

Overall Employee Satisfaction

April 2024 Investment Banking

  • Harris Williams & Co. 18 99.4%
  • JPMorgan Chase 10 98.8%
  • Lazard Freres 05 98.3%
  • Morgan Stanley 07 97.7%
  • William Blair 03 97.1%

Professional Growth Opportunities

April 2024 Investment Banking

  • Lazard Freres 01 99.4%
  • Jefferies & Company 02 98.8%
  • Goldman Sachs 17 98.3%
  • Moelis & Company 07 97.7%
  • JPMorgan Chase 05 97.1%

Total Avg Compensation

April 2024 Investment Banking

  • Director/MD (5) $648
  • Vice President (19) $385
  • Associates (87) $260
  • 3rd+ Year Analyst (14) $181
  • Intern/Summer Associate (33) $170
  • 2nd Year Analyst (66) $168
  • 1st Year Analyst (205) $159
  • Intern/Summer Analyst (146) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
Betsy Massar's picture
Betsy Massar
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
kanon's picture
kanon
98.9
6
CompBanker's picture
CompBanker
98.9
7
dosk17's picture
dosk17
98.9
8
GameTheory's picture
GameTheory
98.9
9
numi's picture
numi
98.8
10
Kenny_Powers_CFA's picture
Kenny_Powers_CFA
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”