Credit Cards

Choosing the cheapest credit card processing companies for small business is one of the biggest challenges. Processing a credit card is one of the significant portions of merchant services. Our solutions have a great thing that will help small business owners to take their business to the next...

05 May 2022

Monkeys, I know there are other articles on this but they seem to be outdated now that benefits for many credit cards have changed (Amex Gold is almost a completely different card now). What cards do you get the most value from, or use the most? I personally just upgraded my Amex Gold to the...

11 Jan 2019

Hi All, Looking at obtaining my first credit card. I'm 22, graduated this past May and my research led me towards the Chase Freedom card being a great start (due to the cashback %) but I was denied when I applied online - assumedly because I have no credit. What did some of you younger guys go to at...

14 Nov 2017

Andy note: "Best of Eddie" - while Eddie is on vacation we're throwing up some of his classic posts from the past. This one from June 2010 is part of the very popular "Sell Your Options" 5-part series. More to come later this week & next. If there's an old post from Eddie you'd like to see up again...

02 Jul 2012

For the vast majority of people, their choice of credit card isn't likely to be a big one. Most will focus primarily on the rate attached to the card but, as you go up the income ladder, the rate becomes less important and the rewards become more important. I'm sure many of you have strong...

14 Feb 2015

Credit score is 750 w/ $0 current CC debt but some student loan debt. Approval odds anyone? Will be making street standard.

05 Apr 2020

What's in your wallet? Cash, credit cards, receipts, driver's license… What if all of those could be put located on your smartphone, rendering the wallet obsolete? The current trend towards cash-less and card-less payments has been doing just that. From DealBook: [quote]The drop in the use of cash...

07 Apr 2014

Imagine going into your favorite retailer and when you're checking out, the clerk asks if you want to apply for their in-store credit card to save 10% on your purchase. Why not, you think, and you quickly submit the application. It comes back declined. That's not possible, you explain, I have...

26 Jul 2010

In a new report bound to disturb those hoping for a comeback in the real estate market this year, TransUnion reveals that Americans across the board are opting to keep their credit card payments up to date while allowing their mortgages to go into foreclosure. I can't for the life of me understand...

04 Feb 2010

Department store credit card sign ups always have ridiculous tag lines that make you think "Wowee what a steal?! Where do I sign". Especially this time of year, as you stand by the register and the cashier rings up all the expensive gifts that aren't for you, it might be tempting to take that one...

01 Dec 2012

I'll be starting with MBB soon and wanted to know if there's a preferred traveler's credit card out there. Amex (gold or platinum)? or Chase? What are the pros and cons, and which do consultants generally have. I currently have a Visa card but it doesn't seem that this is popular with management...

28 Jan 2015

I'm going to be a first year IB analyst and I'm looking to get a good rewards credit card. I know there have been forums about this topic before but looking to get some thoughts on these two cards. I know the Chase Sapphire is a popular choice but I was considering the AmEx since my corporate card...

30 Mar 2015

Trying to figure out which credit card everyone here thinks is the best to have that gives you the most benefits. Ik some people talk about American Express cards but are they really worth their annual fees (some $200-$700 a year!). That might seem like a lot to me since I'm almost done college but...

20 May 2022

So supposedly there are credit cards out there that don't charge a transaction fee for balance transfers. Does any know about any credit cards that offer 0% balance transfer APR and either a free or low balance transfer fee? I found a few that do 0% BT APR but they have decently-sized transfer fees....

03 Feb 2011

Hey Guys, I am going to be an IB analyst starting this summer for an Elite Boutique (Evercore/Centerview/Moelis) and I am trying to figure out how to be most practical with expenses and such. Do most banks use AMEX for their expense cards? And what airlines are primarily used by bankers? Just trying...

08 Feb 2017

I see the future of payments something akin to Pay With Google, or some better developed form of Apple Pay. Why must we cling to spare change of all things, especially at a deficit? Take into account the returns on some premium cards and using cash costs the wise consumer cash back and points. WSJ...

27 Dec 2016

I'm looking for a good credit card to pair with my corporate AMEX. Preferably one that's great on miles. Currently considering the AMEX Gold Delta Skymiles but any other suggestions would be helpful. As you know, I probably won't be spending too much on groceries/gas, etc. My FICO score is 830 and...

16 Jul 2015

Just came across this. Has anyone seen something like it? Seems like an awesome idea, I just don't know if it's been done before

14 Nov 2013

Hello, I have been trying to get a credit card and I want the best interest rate possible. I was wondering if anyone here can let me know how exactly banks use credit scores to determine what my credit card interest rate will be. Do all banks do it the same way, or do they all have their own...

16 Mar 2021

Hii guys, If you want to generate a new credit card online then you can generate it from bincodes.

08 Mar 2021

Okay, so the fed has now bailed out the banks. Great. Corporates will now get their money and things will go well for them...for now. But, what about all the other collateralized products? Credit Cards, car payments, student loans -- so far the discussion has been limited to real estate. But in our...

28 Sep 2008

Hi, I'm a student. I'm trying to find a credit card that offers the best deals. I need it for my personal needs. I found some suggestions on the site below. But I'm undecided. I need your help. https://creditcardsforbusiness.info/the-4-best-st…

19 Oct 2018

https://www.blackcard.com/ Something about having "BLACK CARD" emblazoned on the front (in case you can't tell what it is) and having "made of stainless steel" being one of its selling points... And it costs $495 a year for relatively shitty benefits.

31 Jul 2014

Hi, I am an Analyst in London. Which card would you recommend me getting. I dont think the platinum amex is worth the annual fee. For a first year, what cards would you recommend and what are the benefits for each? Ideas?

03 Oct 2015

Do IBD analysts typically get a corporate amex or other cc? I know one of my friends at a boutique has one and im just wondering how common this is?

05 Mar 2010