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What is your credit card limit? (Of all your credit cards combined)
How many credit cards do you have? 2. What is the total credit card limit of all your credit cards combined? 3. What is your credit score? 4. How much debt do you have on your credit cards? 5. What is your favorite credit card and why?
Facing Most Difficult Life Decisions Yet at Age of 26
Hi Everyone, I'm a longtime lurker who's been following WSO since freshmen year of college. Ended up in F500 FLDP, worked 1.5 years before having to leave and help my father launch a small business that had been stalled heavily by the pandemic. (Parents are 1st gen immigrants, separated but both are...
First Credit Card for Intl Student
I'm thinking of getting my first credit card as I'm getting my SSN this summer. Still in college, so no stable income other than from the upcoming summer internship. Could you all throw some solid recs here for me? Background: Junior in college, no stable income, no FICO score, no credit history....
How Dual Pricing Works
Dual Pricing on payment terminals allows merchants to transparently offer different transaction amounts to consumers paying with cash versus cards. • No More Non-Cash Adjustments • Price Transparency at the point of sale • Full Control over Implementation
What debit/credit card do you use? LONDON
Hi, I'm starting my new job in London as a new grad. I was wondering what credit/debit cards you guys are using (for analyst level). Do you have a credit card or just using a random debit card? I'm not from the UK so I just have a UK Revolut account that I used for my SA gig last year. Thanks!
What Credit Card is the Best!?
Trying to figure out which credit card everyone here thinks is the best to have that gives you the most benefits. Ik some people talk about American Express cards but are they really worth their annual fees (some $200-$700 a year!). That might seem like a lot to me since I'm almost done college but...
Cheapest Credit Card Processing Companies for Small Business 2022
Choosing the cheapest credit card processing companies for small busines s is one of the biggest challenges. Processing a credit card is one of the significant portions of merchant services. Our solutions have a great thing that will help small business owners to take their business to the next...
How do banks use credit scores to determine your credit card interest rate?
Hello, I have been trying to get a credit card and I want the best interest rate possible. I was wondering if anyone here can let me know how exactly banks use credit scores to determine what my credit card interest rate will be. Do all banks do it the same way, or do they all have their own...
Credit Card Generator
Hii guys, If you want to generate a new credit card online then you can generate it from bincodes.
Chances of being approved for CSR Credit Card as Incoming First Year IB Analyst?
Credit score is 750 w/ $0 current CC debt but some student loan debt. Approval odds anyone? Will be making street standard.
What Credit Cards Do You Use
Monkeys, I know there are other articles on this but they seem to be outdated now that benefits for many credit cards have changed (Amex Gold is almost a completely different card now). What cards do you get the most value from, or use the most? I personally just upgraded my Amex Gold to the...
I can't decide what credit card to get - Please Help
Hi, I'm a student. I'm trying to find a credit card that offers the best deals. I need it for my personal needs. I found some suggestions on the site below. But I'm undecided. I need your help. https://creditcardsforbusiness.info/the-4-best-st…
Best First Credit Card
Hi All, Looking at obtaining my first credit card. I'm 22, graduated this past May and my research led me towards the Chase Freedom card being a great start (due to the cashback %) but I was denied when I applied online - assumedly because I have no credit. What did some of you younger guys go to at...
Being a Practical IB Analyst
Hey Guys, I am going to be an IB analyst starting this summer for an Elite Boutique ( Evercore /Centerview/ Moelis ) and I am trying to figure out how to be most practical with expenses and such. Do most banks use AMEX for their expense cards? And what airlines are primarily used by bankers? Just...
How do you pay?
I see the future of payments something akin to Pay With Google, or some better developed form of Apple Pay. Why must we cling to spare change of all things, especially at a deficit? Take into account the returns on some premium cards and using cash costs the wise consumer cash back and points. WSJ...
Amex vs. Citi Prestige vs. Chase Sapphire vs. BA Amex
Hi, I am an Analyst in London. Which card would you recommend me getting. I dont think the platinum amex is worth the annual fee. For a first year, what cards would you recommend and what are the benefits for each? Ideas?
What's In Your Wallet? Maybe Not AmEx Platinum
For the vast majority of people, their choice of credit card isn't likely to be a big one. Most will focus primarily on the rate attached to the card but, as you go up the income ladder, the rate becomes less important and the rewards become more important. I'm sure many of you have strong...
Best Credit Card to pair with Corporate Card
I'm looking for a good credit card to pair with my corporate AMEX. Preferably one that's great on miles. Currently considering the AMEX Gold Delta Skymiles but any other suggestions would be helpful. As you know, I probably won't be spending too much on groceries/gas, etc. My FICO score is 830 and...
Starwood AmEx v. Chase Sapphire Preferred
I'm going to be a first year IB analyst and I'm looking to get a good rewards credit card. I know there have been forums about this topic before but looking to get some thoughts on these two cards. I know the Chase Sapphire is a popular choice but I was considering the AmEx since my corporate card...
Best Credit card for travelling MBB consultants
I'll be starting with MBB soon and wanted to know if there's a preferred traveler's credit card out there. Amex (gold or platinum)? or Chase ? What are the pros and cons, and which do consultants generally have. I currently have a Visa card but it doesn't seem that this is popular with management...
Cash is King (and so are Mobile Payments)
What's in your wallet? Cash, credit cards, receipts, driver's license… What if all of those could be put located on your smartphone, rendering the wallet obsolete? The current trend towards cash-less and card-less payments has been doing just that. From DealBook: [quote]The drop in the use of cash...
Is it just me, or is the Visa "Black Card" the Tackiest Thing in the World?
https://www.blackcard.com/ Something about having "BLACK CARD" emblazoned on the front (in case you can't tell what it is) and having "made of stainless steel" being one of its selling points... And it costs $495 a year for relatively shitty benefits.
Coin
Just came across this. Has anyone seen something like it? Seems like an awesome idea, I just don't know if it's been done before
Sign up for our store card and get 50% off your purchase and a pony!
Department store credit card sign ups always have ridiculous tag lines that make you think “Wowee what a steal?! Where do I sign”. Especially this time of year, as you stand by the register and the cashier rings up all the expensive gifts that aren’t for you, it might be tempting to take that...
Sell Your Options Dearly: DEBT
Andy note: "Best of Eddie" - while Eddie is on vacation we're throwing up some of his classic posts from the past. This one from June 2010 is part of the very popular "Sell Your Options" 5-part series. More to come later this week & next. If there's an old post from Eddie you'd like to see up again...
Perfect Credit? You're Screwed.
Imagine going into your favorite retailer and when you're checking out, the clerk asks if you want to apply for their in-store credit card to save 10% on your purchase. Why not, you think, and you quickly submit the application. It comes back declined. That's not possible, you explain, I have...
Pay Your Card But Default on Your Mortgage?
In a new report bound to disturb those hoping for a comeback in the real estate market this year, TransUnion reveals that Americans across the board are opting to keep their credit card payments up to date while allowing their mortgages to go into foreclosure . I can't for the life of me understand...
Credit Cards and Balance Transfers
So supposedly there are credit cards out there that don't charge a transaction fee for balance transfers. Does any know about any credit cards that offer 0% balance transfer APR and either a free or low balance transfer fee? I found a few that do 0% BT APR but they have decently-sized transfer fees....
Corporate Credit Cards
Do IBD analysts typically get a corporate amex or other cc? I know one of my friends at a boutique has one and im just wondering how common this is?
What is next
Okay, so the fed has now bailed out the banks. Great. Corporates will now get their money and things will go well for them...for now. But, what about all the other collateralized products? Credit Cards, car payments, student loans -- so far the discussion has been limited to real estate. But in our...
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