Displaying 101 of 723 results

  1. Search Results

  2. I am at a non-target school (Arizona State University) and have made it to the final round at Wells Fargo Securities for a position as an Equity Research Associate. Yes, an Associate straight out of undergrad, I actually do not even graduate until May. I ...

    26 comments27 Jan 2010 -

  3. Firstly, I apologise if this post is cluttering the forum. This is my first visit to the site, I did a search but couldn't see a relevant thread. If there is one then please point me in its direction to save time. I have a final round with Fidelity n ...

    18 comments1 Feb 2017 -

  4. AndyLouis's blog The following is an interview I did with a Senior Institutional Research Associate, enjoy monkeys! Are you a professional and want to do an interview? Email me at [email protected] What is your job title? Senior Institutional ...

    13 comments9 Apr 2016 -

  5. Equity Research vs big 4

    Equity Research

    Hello, I am currently a college student looking for ideas on where to start my career. I am an accounting major at a good business school and have a great GPA. I have been doing a lot of searching of what would be a good career path for me. I have been no ...

    18 comments3 Jul 2014 -

  6. Hey guys, I'm looking for advice on which mutual funds should I also be considering if I want to move to the buyside. My original goal was to put in ~2-years in SS ER and make a switch to the best HF I can sneak in too. Well my 2-year anniversary is ...

    22 comments1 Feb 2012 -

  7. I am an undergraduate Finance student who will graduate in May 2017 at a non-target school (University of Utah) with few ER analyst alumni outside of Goldman(where I do not want to work). I am looking to go into equity research and want some advise on wha ...

    13 comments23 Feb 2018 -

  8. I wanted to see if anyone had any input on this: I'm interviewing soon for an ER position that is meant to cover European equities from London. I've heard that generally the ER people try to get in a bit before the markets open so as to brief th ...

    16 comments12 Jun 2015 -

  9. Greetings. I will be starting a new blog on WSO where I will focus on putting together quality equity research pieces. My goal is to get practice at writing ER and to hopefully generate some investing discussion on the boards in the process. I'll be ...

    14 comments2 Jul 2013 -

  10. Evercore ISI

    Equity Research

    ISI Group is officially and fully under the Evercore umbrella and it seems the traditional Evercore email format doesn't work if you're attempting to reach someone in the Equity Research division. Does anyone know the new convention if in fact i ...

    14 comments3 Oct 2017 -

  11. Hey everyone, This came up rather suddenly, but I have a first round over the phone with Raymond James tomorrow out of their Houston office for an associate position. They haven't said which sector it will be for. Does anyone have any insight into th ...

    18 comments4 Mar 2014 -

  12. Was wondering if anyone here works in equity research anywhere, how do you like it and what are the hours and pay like? Furthermore, is it possible to go from equity research to sales and trading? Was advised by someone prominent that one of the best thin ...

    15 comments29 Jan 2018 -

  13. Dear WSO, I need some advice as I've been pondering and losing sleep day and night on this topic. I'm 30, in ER in a MM for 4.5 years prior to which I was an auditor for 2 years (gained amazing accounting skills, work bored me to death, made the ...

    15 comments18 Jul 2015 -

  14. If you don't feel comfortable posting a #, post what % of your base salary you received, and if you received a raise in salary. There are a lot of very low #s floating out there which unfortunately I'm a part of and I'd like to see what act ...

    17 comments21 Apr 2016 -

  15. So you are fascinated by the financial markets and maybe even interested in trading? Great, but access to information doesn't come cheap and can be a real differentiator. After all, how can you possibly get an edge on what is going on if you don' ...

    14 comments19 Jun 2012 -

  16. Equity Research (ER) and Private Wealth Management (PWM) two paths many a banking wannabe has taken on the road to Wall Street. Today, I'd like to address these two options as long term career choices. I remember reading posts on WSO years ago and kn ...

    15 comments24 Oct 2010 -

  17. "Which associate career should I pursue: Private Equity or Hedge Fund?" Second-year investment banking analysts who are just entering the associate recruiting cycle consistently pose this question to me. Since I was in their shoes not so long ag ...

    17 comments19 Sep 2010 -

  18. CPA to ER?

    Equity Research

    Hey guys, just wanna start off by thanking pretty much everyone on these boards as I have learned so much over the last couple months after I first discovered this website and it has truly sparked my interest in ER As such, I was wondering if anyone knew ...

    17 comments1 Jul 2013 -

  19. How many stocks is reasonable for an ER associate to cover? I'm currently evaluating an opportunity where I will work for one senior analyst who covers around 16 stocks (large caps) and another analyst junior to him (sort of a VP-level guy) who cover ...

    17 comments26 Mar 2013 -

  20. Resume Help Please

    Resume Advice

    I'm looking to get into Private Wealth Management/ Equity Research. Any suggestions would be very appreciated. http://www.razume.com/documents/24837 Help resume Equity Research ...

    18 comments12 Mar 2012 -

  21. I am an undergraduate with summer offers at Morgan Stanley equity research and Macquarie investment bank. I'm not sure which career path I want to pursue. Which option would do a better job of keeping my options open and putting me in a good place (b ...

    20 comments17 Mar 2010 -

  22. I often hear that many PM started out in trading or research but most of the whales I know of were traders. Do you guys think that the "market knowledge" vs. fundamental knowledge learned early on produces more famous PMs or are there plenty of ...

    20 comments3 Dec 2009 -

  23. So before I had an offer from both firms for ER. Now i have found out I will have to have Macquarie put on the backburner and reapply for positions in 3-6 months (internal movement conflict) but no guarantee of a spot or a spot even being open. So do I ta ...

    17 comments25 Oct 2012 -

  24. Equity Research ...

    14 comments25 May 2015 -

  25. So I am a rising senior at a non-target (still a decent school though). I've been trying to network and have some phone chats set up. With my low GPA (3.3 from a non-target) I realize without networking I probably won't make it through screening ...

    18 comments28 Jul 2011 -

  26. Hey guys, As part of an interview process for a sell-side ER department I have been tasked with creating a one page earnings writeup with recommendation for the most recent quarter for an insurance company. Also, I need to create an earnings model forecas ...

    17 comments23 Jun 2012 -

  27. I'm trying to decide whether or not to change my current major... I am an Econ major at a non-target, but have the opportunity to enter into the Accounting program. While my school is not known for its Finance/Econ/Business degrees, it does have one ...

    14 comments9 Feb 2017 -

  28. RBC equity research

    Equity Research

    I know the whole speal about how it matters what analyst you're working for, but if they're not ranked...how does RBC fare against other banks in ER? I know they're hiring a lot in IB. Equity Research RBC Salary ...

    14 comments3 Apr 2017 -

  29. Did any of you guys intern (as an undergrad) in equity research at a bulge-bracket firm (or any firm with an equity research internship program, actually)? What did you get to do during your internship? I ask because I'm an equity research intern rig ...

    14 comments13 Jun 2016 -

  30. I have a superday coming up for a 2018 equity research internship, and I'm currently preparing my stock pitch. For internship interviews, do they expect us to calculate and perform a valuation for the company we pitch? If so, what model is best (DCF, ...

    10 comments13 Aug 2017 -

  31. I want to break into either consulting or I-banking. Trying to decide which school is the best fit to break into consulting or I-Banking. Do most firms see PennLPS like Columbia? A lot of my friends from Columbia have broken into investment banking. Just ...

    11 comments19 Dec 2016 -

  32. Just got a call from Robert Baird regarding a Research Analyst Position..HR scheduled a phone interview for next week saying I will be asked some pre-screening questions. What should I expect? Thanks for your time. Equity Research Salary ...

    18 comments1 Apr 2010 -

  33. I've seen these start to pop up for IBD, S&T and others but nothing specifically for ER yet. I found these threads very helpful in the past and think it will be good to see how total comp stacks up this year with the base increase compared to yea ...

    12 comments4 Feb 2016 -

  34. I have been trying to break into a ER role for a few months and I just took CFA level 3. Through a combo of headhunting, cold emails and HR harassing, I was able to land interviews at a few firms, including Goldman and Credit Suisse. After somewhat drawn ...

    16 comments3 Jun 2012 -

  35. I'm a recent finance graduate from a "non-target" with a 4.0 GPA. I've had a WM internship at a BB in NYC and also worked part time at my school's endowment fund doing ER for the portfolio. I was the only person at the WM internsh ...

    6 comments30 Sep 2019 -

  36. 5th Year Equity Research Associate

    New User Introductions

    Hi all, I've lurked the forums for some time and am just now starting to post. I've worked in Equity Research for about 5 years- 2 years at a BB and 3 years at MM. I'm starting to get the itch to move on to something else, and thought this ...

    14 comments5 Mar 2014 -

  37. I've got an interview for a 2nd-year analyst position at Goldman Sachs GIR. Anyone have info on culture/environment/hours/prestige there? I know equity research isn't exactly GS 's bread and butter, but just wondering if anyone has some exp ...

    13 comments10 Mar 2017 -

  38. Hi, I am currently an undergrad at UC Berkeley. Do you guys know if there are more equity research opportunities in the east coast or the west coast? and how do I go about finding opportunities in the west coast? Thanks! Equity Research west coast Berkele ...

    9 comments4 Jul 2017 -

  39. I interviewed a well-known boutique equity research firm in New York 2 weeks ago. I was interviewed by research head and an research analyst. I think I did good on technical questions and introducing my qualifications. I completed their test, which is wri ...

    12 comments11 May 2015 -

  40. Recently saw the pay stub of a coworker due to a tax question and learned that he is making 20k more than me (85k vs 65k). This is for a boutique/ MM firm in NYC. We both are two years out of UG and lateraled to this firm at the same time with equal exper ...

    15 comments28 Jul 2011 -

  41. Hi all, I just did phone interviews with a few people in the equity research team at Leerink Partners. They said to conduct the next round by sending candidates materials to complete a writing sample in a few hours. Any idea what it might be? I have done ...

    10 comments10 Nov 2016 -

  42. LSE Student- Help!

    Resume Advice

    Hello all, I am an American doing a 1 year masters at the LSE right now. So, I am primarily looking at London recruiting but I will also do some apps for US locations. My main interests are equity research and investment management but I am trying to keep ...

    15 comments21 Mar 2011 -

  43. Guys, This event is worth checking out- http://isv20101008.eventbrite.com/ The class will teach proven equity research techniques used by some of the largest hedge funds on Wall Street today. Deep forensic accounting to restate financial statements for fa ...

    15 comments19 Aug 2010 -

  44. Hi everyone Just wondering if anyone does Equity Research as a freelancer? Is there any scope for this? I am also wondering what research tools one could access as an individual, along the lines of Capital IQ or Factset, but ideally lower cost? I would li ...

    14 comments12 Mar 2012 -

  45. People keep resigning?

    Equity Research

    I've been working at a bank with a strong equity research platform (used to be strong) for almost a year now, but during my time here, many of the analysts resigned and moved onto other banks or industries. What I found really surprising though is th ...

    10 comments12 Nov 2015 -

  46. Would your typical ER associate at a BB ever use technical analysis when analyzing a stock? Also, how much is one expected to know about options/derivatives? Equity Research technical analysis ...

    11 comments11 Jan 2018 -

  47. Anyone have any information regarding analyst positions in equity research at Guggenheim? Exit opps, base/bonus, hours, culture in general? Would especially appreciate info on exit opps and comp. Equity Research exit opportunities Guggenheim Salary ...

    12 comments29 Aug 2014 -

  48. Overly cautious networking?

    Equity Research

    Hi guys Before I begin I'll give a brief background of myself; non target grad entering the second year of his role in Credit Risk MO at BB. I want to make the move to Equity Research and have been sourcing a contact list over the past couple months ...

    12 comments18 Aug 2014 -

  49. I think that there is enough interest to warrant the collection of this data and help people understand the industry. IB is very clearly spelled out when it comes to hierarchy and salary/career progression. It would be nice to assemble this for ER. One so ...

    15 comments14 Dec 2009 -

  50. Whining

    Equity Research

    Just whining a bit. I applied to an ER associate position within my specialty and got feedback about a week later. They want my grades, GRE, and even SAT scores. I've been out of college ten years and have a PhD in the field they're looking for. ...

    14 comments21 Mar 2011 -

  51. Hey guys, sophomore undergrad interested in AM or ER for career. What certifications or exams are available to undergrads to bolster a resume? I already plan on taking CFA Level 1 but was wondering if someone could give the specs on FINRA series exams or ...

    14 comments2 Mar 2011 -

  52. Hi, So I may have a potential decision to make between a job offer for a junior equity research position (generalist role, working for a "best ideas" team of analysts) at a top money manager in Boston, and an analyst position in the fund of fund ...

    14 comments18 Feb 2011 -

  53. Hi all, I want to to get some suggestions in terms of choosing between these 3 options, all at their New York offices. I am personally fine with doing any, however I want to know which one might be better in terms of its relative strength, and how probabl ...

    12 comments17 Feb 2014 -

  54. So I've nearly finished tightening up the resume, and though I have a post in the resume forum as well (would naturally love watching people tear it to shreds for my benefit), I have a question that I want to ask specifically to ER monkeys. As I' ...

    10 comments16 May 2016 -

  55. ER Second Round

    Equity Research

    Hello, I have done the first couple of screenings for an Associate position and gone through the modeling test. I'm scheduled to speak to a senior member of the firm, not on the coverage team. Any idea of what the questions might entail? Is it going ...

    11 comments15 Dec 2014 -

  56. the title is pretty straightforward. I am wondering why such little attention is devoted to the classic "bigger picture", aka macroeconomics on a regional / zone / global scale as opposed to the in depth diligence on all the things relating to t ...

    10 comments8 Feb 2016 -

  57. Hey, I was wondering if banking, equity research, or trading is easier to break into (relatively speaking of course as they are all tough) from a non-target? I know all those industries are prestige whores, but is there one that is less whorish than the o ...

    14 comments6 Jan 2010 -

  58. Hi guys, I recently started my career in ER in a boutique and my boss said he has arranged a company visit to a "personal care and foods/drinks products company". He then asked me to prepare some SMART questions for the company to help us get a ...

    11 comments8 Nov 2016 -

  59. Order of Positions on ER?

    Equity Research

    What is the order of ER levels? I understand there are Associate, Junior, and Senior analysts, but I am confused whether Associate comes before Junior, or vice-versa. If I've just completed my undergrad, would I be seeking an Associate position, then ...

    10 comments22 Nov 2015 -

  60. Hi, I have a great question for experienced Equity Researchers... I live in Chicago, but I'm open for relocation. I am originally (B.Sc.) from molecular biology and genetics, I have done my M.Sc. in molecular genetics of human cancer, I have finished ...

    12 comments24 Nov 2012 -

  61. Availability of Jobs

    Equity Research

    It seems as if many people try to strive to get into iBanking or sales and trading. Not many people I have met really strive to get a job in Equity Research. Does this open up more jobs / is it easier to get a job than in iBanking or S&T?? Thanks. Equ ...

    13 comments23 Nov 2010 -

  62. Hey all, Just discovered this site and am very happy I did! Anyway, I recently graduated from a t-25 public school with a liberal arts major. However, I have always wanted to break into the ER field but am finding it difficult with a non-finance backgroun ...

    13 comments23 Nov 2010 -

  63. I am in my 4th year of undergrad studying finance and accounting and have been very interested in investment analysis for years. From what I have experienced so far, my accounting classes have been much more helpful in learning how to better analyze poten ...

    12 comments16 Mar 2013 -

  64. Equtiy Research to MBA???

    Business School and GMAT

    Hey, Just hoping you fellow monkeys could help me out with a serious concern that's been bothering me. I recently received an offer for an Equity Research Associate position at a major bank but the reason why I haven't been able to take the offe ...

    12 comments8 Jun 2012 -

  65. QUESTION: I am aware there are threads on this, but my post pertains to my personal situation. I am currently a first year associate analyst at a Rating Agency and I want to make my way to the buy side. I don't care too much for working at a hedge fu ...

    8 comments4 Sep 2017 -

  66. Overvalued or Undervalued?

    Investment Banking

    EPS and other ratios just compare stock prices, I really don't understand why this is basis for an equity output. I'm looking at some reports and all they discuss is these ratios. I'm looking to go into this area, I'm a sophomore, but ...

    12 comments9 Mar 2012 -

  67. Anyone here a fan of Franz Kafka? He wrote a great story called "The Metamorphosis" and the story's main character, Gergor Samsa is in quite a pickle, work-wise, and fears for his livelihood: I will get dressed immediately, pack my samples, ...

    9 comments4 Sep 2013 -

  68. I am an MBA student interested in equity research and I wrote an article at seeking alpha for which I was hoping to get feedback from the pros here. I have had success getting couple of interviews for the associate position but have had hard luck cracking ...

    12 comments30 Jun 2011 -

  69. Recently, I've been encountering numerous threads like this one, but, since my story and background are somewhat non-standard, I'm suspecting, that I might get different recommendations. My profile can be summed up as follows: * B.S. in Finance, ...

    12 comments24 Jun 2011 -

  70. After working as an equity research associate for a couple of years, is it possible to exit into a corp development role at one of the companies in your coverage universe? Is it a viable exit strategy for someone in ER? exit opportunities Equity Research ...

    9 comments11 Sep 2016 -

  71. While I have always enjoyed researching the markets and have been a professional researcher for a while now (albeit in a different industry), I have been thinking for a long time about taking the leap and changing careers to Equity Research. I am finally ...

    6 comments12 Feb 2019 -

  72. Associate in Buffalo?

    Equity Research

    Does anyone have any opinion about Research Associate position in a bulge bracket bank's sell side research group in Buffalo. I really like the analyst but Buffalo seemed not like an ideal position for equity research. Any thoughts from someone who h ...

    12 comments22 Jul 2010 -

  73. I'm Looking at a company who uses the direct method to get to CFO. Cash Receipts from customers is $7bn but revenue as recorded on the IS is $6bn. Receivables only fell by c.200m so I'm not sure where the rest of this $800m is coming from. Any i ...

    10 comments16 Jun 2014 -

  74. I'm a soon-to-be sophomore in college and have been reading a bunch of 10-Ks, 10-Qs, and ER reports. Now, I'd like to try to make my own (even though I know it won't be that good). I really want to try it though. Can anyone tell me how exac ...

    11 comments19 Jun 2012 -

  75. Hi I am a third year BBA (starting sept 2014) at a semi-target canadian university looking to secure an equiry research or investment banking summer job next year. Please critque on the formatting, job description and overall look of it and how it is. Sid ...

    10 comments16 May 2014 -

  76. Finally got a job

    Equity Research

    Graduated in May '11....had an ER internship for a while and finally got a full-time offer on the sell-side..... My question to those working at big firms on the sell-side...what do I have to do to kill it at this job and continue to strengthen my ba ...

    11 comments7 May 2012 -

  77. relevant internship for ER

    Equity Research

    Hey people, I am a sophomore majoring in Accounting and Finance, and hope to be able to enter ER in IBs or AM firms in Asia upon graduation next May. I currently have two internship offers, one at a boutique WM firm, and another at a big corporation doing ...

    11 comments31 Mar 2012 -

  78. Assuming cost and time are not factors, would law school (from a good school) add value to the skill set of an equity researcher? Equity Research ...

    10 comments24 Feb 2014 -

  79. I am a sophomore at a very non target university, which of these offers will put me in the best position for a junior year internship in equity research:- very small M&A shop- PWM at one of the top bulge brackets thanks Investment Banking Equity Resea ...

    10 comments8 Apr 2016 -

  80. I made a forum about a week ago but didnt get a whole lot of responses on the actual content. Hoping someone can take some time and tear this apart. http://www.razume.com/documents/22357 resume Equity Research Review ...

    11 comments29 Sep 2011 -

  81. IB at GHL vs ER at GS

    Investment Banking

    I want to do investment banking more but I know that GS is kind of a nice stamp for my resume...I'm currently being considered for GS but I have an offer for IB at a boutique. What should I consider before I decide? Goldman Sachs greenhill Equity Res ...

    9 comments9 Jul 2015 -

  82. I'm pretty sure I know the answer already but I'm not familiar with the equity research world so I wanted to get opinions on this. Under the given circumstances, I was wondering which path would be best to ultimately become a buy side analyst. T ...

    11 comments20 May 2011 -

  83. First people in the office

    Equity Research

    Are ER analysts and associates always the firsts ones in the office every morning? If so, what time? It seems that they have to prep before briefing traders and obviously that has to be done well before market hours Equity Research ...

    11 comments15 Apr 2011 -

  84. Hi, I work for a sell side research firm, does anyone know where one could find good sell side reports for free? (equity, HY, macro, commodities, anything that relates to investment analysis on certain security) Equity Research sell side ...

    10 comments10 Aug 2013 -

  85. I am interviewing with MM equity research shops (think Blair, RBC, Jefferies, etc.) for a Research Associate position and I am curious if there is typically a signing bonus involved for this type of position. If so, what is a typical/average signing bonus ...

    8 comments21 Oct 2016 -

  86. Worth it or Not?

    Equity Research

    Hi everyone, I've recently been accepted as a junior transfer at Villanova. However, I'm really not sure if Villanova is worth it for going into equity research one day or just entering the financial industry in NYC. I know that Villanova is gre ...

    10 comments5 Jul 2013 -

  87. Compensation range for ER?

    Equity Research

    I've worked in ER at a MM bank for ~2 years and I was wondering what "average" compensation would be at a BB or another bank. I'm currently making ~$75K in salary. Is that comparable to other firms and what's the typical trajector ...

    9 comments3 Apr 2015 -

  88. Hi, I have a year of investment banking experience, but have decided equity research is a better fit for me, and is what I am pursuing. I arranged an interview with the asset management division of a BB. My question is this- how does research work on the ...

    11 comments6 Nov 2011 -

  89. Wondering if I could get some color on JPM Equity Research, under Asset Management in the Investment Management arm. Locations/prestige/hours/pay/work/exit ops Thanks jpm Morgan Equity Research Salary ...

    11 comments5 Jul 2010 -

  90. Purely hypothetical at this point. Here's my situation: I'm currently working full time at a glorified back office job that offers little room for growth and certainly not a path to get me to where I ultimately want to be (that would be buy side ...

    10 comments15 Feb 2013 -

  91. You'll be facetiming it up from 2pm-8pm. What do y'all do to combat the agony of facetime and make yourself look productive? Equity Research facetime ...

    9 comments12 Jan 2015 -

  92. Hey everyone- I have done some reading over the past couple months regarding a change in careers. I would really appreciate feedback as I have been really thinking about starting the process of trying to break into ER. My history- I have worked at a Comme ...

    9 comments25 Nov 2014 -

  93. Interesting ER Article

    Equity Research

    http://www.bloomberg.com/news/2012-07-12/ JPMorgan-is-no-1-stock-picker-as-investors-rate-brokers.html "One growing and unheralded role analysts play is in connecting their buy-side clients to managers of the companies they cover through meetings, co ...

    10 comments12 Jul 2012 -

  94. What kind of questions do should you ask yourself in order to discover an industry that in, say, inefficient, or growing (to find an industry in which buying out/starting a business would be a good idea)? Thanks for helpful answers! Investment Banking pri ...

    10 comments20 Jun 2012 -

  95. Outsourcing Equity Research

    Equity Research

    I'd love to work in equity research, but as a Sophomore in college, how likely is it that equity research will still be around in the US 10 years from now? I honestly think there is a limit to how much can be outsourced, because analysts need to meet ...

    10 comments31 Jul 2012 -

  96. Bloomberg has some insane capabilities, not all of which are widely known. Maybe that's just because I'm new into my buy-side role (Fixed Income). My favorite function: "SPLC"...shows you a company's entire supply chain (vendors / ...

    5 comments11 Jul 2019 -

  97. 9-5 exit options

    Other Industries

    Hi, I am going to be a senior in college and trying to find career options. I know a lot of people on this forum are super ambitious about their career and dont mind working 60-80 hour weeks throughout their entire career in order to make a ridiculous amo ...

    9 comments22 Jun 2014 -

  98. Hi, I'm 29 years old working at a tier 1 in New York in Operations. I'm seeking advice on how I should try to transition into working into the Finance department or financial department in another firm. I have a BS in Finance from a non-target, ...

    8 comments23 Mar 2016 -

  99. Need advide to swith to ER

    Equity Research

    I graduated from MBA last year, before and after MBA, I worked both at Industrial companies. Engineering before MBA, business role after MBA. I am now considering to switch to equity research, but hardly have any finance related experience. If I am to app ...

    10 comments9 Jan 2012 -

  100. Posting from a new account for anonymity.. I'm a year and a half out of college at a mid-sized firm in equity research and I 've found out through very reliable (confidential) sources that I'm about to get the ax in the next week or two dep ...

    8 comments6 Mar 2016 -

  101. I go to a complete non-target state school in California with no name recognition and no notable alumni (not accepted to UCLA or even UCSD). My GPA is mediocre (3.6) and we have no on-campus recruitment services for any finance positions. ...

    10 comments5 Dec 2011 -

Pages