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  2. What is a default answer for anyone who does not have a job after graduation? The answer I hear far too often is law school. In my opinion, it is an answer that is chosen out of a natural necessity. I tend to see that many of these undergrads gravitate to ...

    123 comments15 Jun 2017 -

  3. $600,000 in student debt- Will The Bubble Pop?

    Investing, Markets & Macroeconomics

    Student loan debt is the second largest amount of debt behind mortgages, according to the Fed. Over the past decade, the amount of student loan debt has almost doubled, along with the average balance of graduating college students. A recent article on CNB ...

    27 comments28 Jan 2019 -

  4. I started thinking about this when I was on the phone today with a Wells Fargo student loan officer trying to get a new loan for summer school, books, new laptop, and my apartment for the fall. Just how leveraged are you monkeys? Do you monkeys still have ...

    42 comments6 May 2020 -

  5. Loan for Unpaid Internship

    Investment Banking

    So I've recently come across a small dilemma. I am on the verge of having the opportunity to work at a few small boutique IBs over the summer as an unpaid intern. I have spoken at length to a few of the bankers at each of the banks about the work I&# ...

    31 comments6 May 2020 -

  6. I'm currently a junior in high school, but I have some pretty good stats (I have a 36 on the ACT), so I'm looking ahead and anticipating at least a couple of Ivy League acceptances and acceptances to top privates and publics; basically, target s ...

    111 comments29 Apr 2013 -

  7. Student loans provided by the Government to the dumb and lazy are a disaster. It is a disaster for the student, for the Government and for society as a whole. One can only wonder how providing unqualified people with money they cannot afford to pay back, ...

    99 comments6 Aug 2013 -

  8. College Debt Inquiry

    Investment Banking

    Hello Monkeys, I am a high school senior who has recently been admitted into a decent semi target(UT McCombs). The only problem is that my parents cant afford $50k/year. All in all, I will approximately have ~$60-80k in loans when I graduate. If you were ...

    56 comments24 Apr 2015 -

  9. This was originally posted on 2/28/12 There comes a certain risk involved with divulging one's personal troubles all over the internet where potential employers could read it and make all sorts of judgement. However without some risk, there is no ret ...

    86 comments2 Mar 2013 -

  10. $1-$10k 7% (55 votes) $10k-$25k 13% (106 votes) $25k-$50k 12% (95 votes) $50k-$100k 10% (83 votes) $100k-$250k 8% (62 votes) $250k-$400k 1% (11 votes) More than Bernanke's son ($400k+) 2% (13 votes) $0 (never took out student loans) 39% (311 votes) $ ...

    26 comments16 Apr 2012 -

  11. It never ceases to amaze me how history repeats itself in the market. I was thinking that this morning when I read that JPMorgan Chase is getting out of the student loan business. This comes as a surprise to basically no one, and JPM was actually one of t ...

    28 comments9 Sep 2013 -

  12. Default: The Movie

    Business School and GMAT

    What's everyone's opinion on the next coming financial crisis: Student loans? I really want to go back to school but there is so much anti-education stuff out there and I pretty much agree with all of it. How can anyone justify a mortgage just t ...

    45 comments11 Jan 2012 -

  13. I know there is already a lot of grief on this site for students taking out huge loans for low-potential careers, but I think this BusinessWeek article stands on its own, at least in the comedy department. http://www.businessweek.com/magazine/content/10_3 ...

    18 comments6 May 2020 -

  14. I've been working the past few years, and I've saved up a decent chunk of change. I'm considering buying a cash-flow positive investment property. I'll be applying to business school this falling and [hopefully] matriculating next fall ...

    18 comments4 Mar 2017 -

  15. Lately there has been a shift in public opinion regarding the investment in a college education and a lot of debate has been sparked up in the media regarding the ROI of a formal four year college education and the alternatives that are out there. One of ...

    20 comments21 May 2012 -

  16. Removed this post

    Business School and GMAT

    Remove post Student Loans ...

    26 comments17 Feb 2014 -

  17. I liked to climb trees when I was a kid. My favorite method of monkeying around included wrapping my legs around a thick enough branch, letting go with my hands and hanging upside down like the true gorilla I am proud to be. Thinking about the simple, stu ...

    15 comments7 Aug 2010 -

  18. 5k Loan What to do

    Sales and Trading

    I have about 5k of student loans to pay off, and I have about 25k cash in my bank account after my first year. Because the rate on the loans is less than 4% I don't just want to pay it off right away. Are there any low risk ways to profit from this o ...

    15 comments5 Jun 2012 -

  19. I know that there are plenty of banks out there offering student loans...and I remember that I used to see more commercials about banks focusing on student loans a few years ago...but recently, I'm not seeing many at all. It seems like there might be ...

    12 comments5 Nov 2010 -

  20. Heil Comrade Obama!

    WSO Product Reviews

    Suprised I haven't seen this on here yet. http://my.barackobama.com/page/share/student-loan-... Are any of you wanting to spend some time in college to find yourself? Want to switch from your Women studies degree to art then maybe Chicano studies? Do ...

    11 comments27 Oct 2011 -

  21. While it has been widely known that the student loan debt is affecting graduates, the effects that it has on universities is starting be get attention as well. According to a study by Richard Kneedler many colleges have more debt than cash, with one even ...

    8 comments3 Mar 2016 -

  22. Erasing 90k in debt in 7 months

    Business School and GMAT

    In light of the post with student loan horror stories, here's a success story of someone who paid off 90k in debt from his HBS MBA in 7 months with a good but not great job. Some of the stuff isn't that smart, but it's an interesting story ...

    9 comments18 May 2012 -

  23. Hello all, Just wanted to get some opinions regarding my situation and the best course of action I can take to get out of it. Long story short, I'm a middle class student who made the DUMB choice to purchase a brand new car while simultaneously tryin ...

    8 comments11 Jan 2012 -

  24. So you've decided where you want to go to school. Everything is really coming up roses. You've attended an admitted student day, you're networking with current students and alumni, and you've made your tuition deposit. And then you wan ...

    4 comments25 May 2015 -

  25. Monkeys on this site have discussed the problem of student loans and those "student loan horror stories " quite often. To all of us here that plan to take out student loans in the future: there is some good news. Many private lenders are droppin ...

    4 comments24 May 2012 -

  26. AP published a rather disturbing forecast for the college class of 2012, presenting its job prospects in a pretty bleak light. Here's an excerpt from yesterday's article: Median wages for those with bachelor's degrees are down from 2000, hi ...

    4 comments23 Apr 2012 -

  27. Is $80k of debt from undergrad too much?

    Business School and GMAT

    Is $80k of debt after undergrad common or absolutely unheard of? Or is it somewhere in between? Is it common for people that work on the Street to have this type of debt out of undergrad? How do they live? Do they ever regret their decision? How do they p ...

    1 comment4 Apr 2018 -

  28. N/A- I did take out student loans 23% (55 votes) Family is paying / did pay 46% (108 votes) Currently pay / paid it myself 3% (8 votes) My school is/was free 4% (10 votes) Scholarship 11% (25 votes) Government Grant 1% (2 votes) GI Bill 2% (4 votes) Mix o ...

    18 Apr 2012 -

  29. Anyone have any experience with consolidating student loans from college? I took out Stafford Loans (both subsidized and un-subsidized) and I am currently in my 6 month grace period. Thanks. Student Loans Salary ...

    1 comment5 Jun 2014 -

  30. What is next

    Investment Banking

    Okay, so the fed has now bailed out the banks. Great. Corporates will now get their money and things will go well for them...for now. But, what about all the other collateralized products? Credit Cards, car payments, student loans-- so far the discussion ...

    28 Sep 2008 -