MSc Management vs Graduate Scheme in Insurance

Profile: 

• Non-target school, currently in the final year of undergrad (3 years) studying economics, London, UK. 

• Completed 3 summer internships. Real Estate (Investment research), Summer analyst at BB Bank (Failed to convert), incoming summer analyst July 2024 at an asset management firm (non-convertible). 

Context: 

Right now, the plan is to finish my undergraduate and start my summer analyst role in asset management, however, it is not convertible. Recruitment for Full-time analyst roles for 2024, was terrible (market etc). The only prospect I have for full-time is a graduate role at Llyods of London in business. It is a pretty generalist grad scheme. I'm also thinking of doing MSc Management at a Russel Group (Ivy League) rather than doing this but I'm not sure. This could a) help my brand and b) allow to me apply again for full time roles hopefully in a better market. The problem is that a) there's obviously no guarantee that I'll get anything next year and b) the economic state in the UK is pathetic and I could really help out my family. 

Thanks.