My dad is developing bad dementia and I am in the best position of all my siblings to pay for his long-term care, assuming I stay in banking. Ironically, that path leaves me little time to visit him. Has anyone else felt like all they needed was "time" when they also needed money? If so, how did you deal with it?
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Sorry to hear about your dad having dementia. I have gone through all the stages with my mom and she finally went to memory care a year ago and it is $5,150 per month. We have long term care insurance through Genworth and I think about $485K left in benefits.
Can your dad dress himself and shower and eat? How bad is the dementia currently? It might get to the point where continuous supervision is required.
Maybe you can throw in 50% of the cost if you don’t have insurance and have your siblings throw in the rest. I don’t think it’s fair for you to pay 100%. You may be able to visit on the weekends.
very sorry to hear this and I dont have any comparable experience to offer good advice. how far away is he? could you not WFH closer to him? most employers would be very understanding.
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